Five Questions: Will I Owe Taxes on Forgiven Mortgage Debt?. - 08/31/12 06:51 AM
DailyMORTGAGE LOCK ADVISORY 
August 31, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are up 0.03 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT.  
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.66% MBS (3.5%) - 103.28, High: 102.31, Low: 103.28   DJI Stocks currently $13,088.71,  Up $88, Change 0.672%   Asian & European Stock Market Indexes Up 0.753%   Nymex Crude Oil Currently $96.32 Up $1.70   Gold 1 Once - $1,661.40          MORTGAGE NEWS BRIEFS 
 
Five Questions: Will I Owe Taxes on … (2 comments)

Why you shouldn't pay down your mortgage faster - 08/30/12 06:46 AM
DailyMORTGAGE LOCK ADVISORY 
August 30, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are down 0.18 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT.  
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.66% MBS (3.5%) - 103.3, High: 102.3, Low: 103.09   DJI Stocks currently $13,029.36,  Down $-78.12, Change -0.6%   Asian & European Stock Market Indexes Down -0.523%   Nymex Crude Oil Currently $95.22 Down $0.27   Gold 1 Once - $1,661.75          MORTGAGE NEWS BRIEFS 
 
Why you shouldn't pay down your mortgage … (1 comments)

US taxpayers bail out CA homeowners, as banks fail to pay their share - 08/29/12 06:52 AM
DailyMORTGAGE LOCK ADVISORY 
August 29, 2012, 6:45 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are up 0.06 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT.  
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.66% MBS (3.5%) - 103.25, High: 102.34, Low: 103.25   DJI Stocks currently $13,119.67,  Up $16.68, Change 0.127%   Asian & European Stock Market Indexes Up 0.056%   Nymex Crude Oil Currently $96.03 Down $0.30   Gold 1 Once - $1,666.20           MORTGAGE NEWS BRIEFS 
 
US taxpayers bail out California homeowners, as … (0 comments)

Mortgage Rates Unchanged To Slightly Higher To Begin The Week - 08/28/12 07:12 AM
DailyMORTGAGE LOCK ADVISORY 
August 28, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are down 0.12 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT.  
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 103.34, High: 102.39, Low: 103.22   DJI Stocks currently $13,096.95,  Down $-27.72, Change -0.212%   Asian & European Stock Market Indexes Down -0.668%   Nymex Crude Oil Currently $95.94 Up $0.47   Gold 1 Once - $1,664.00          MORTGAGE NEWS BRIEFS 
 
Mortgage Rates Unchanged To Slightly Higher To Begin … (2 comments)

Former Citigroup Chief Surprises with Call for Break-Up of Big Banks - 08/27/12 09:27 AM
DailyMORTGAGE LOCK ADVISORY 
August 27, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are down 0.15 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT.  
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 103.19, High: 102.2, Low: 103.03   DJI Stocks currently $13,135.28,  Down $-22.69, Change -0.173%   Asian & European Stock Market Indexes Up 0.412%   Nymex Crude Oil Currently $95.08 Down $1.07   Gold 1 Once - $1,669.10           MORTGAGE NEWS BRIEFS 
 
Former Citigroup Chief Weill Surprises with Call for … (3 comments)

GSEs to Allow Short Sales for Borrowers Who Are Current on Mortgage - 08/23/12 06:32 AM
DailyMORTGAGE LOCK ADVISORY 
August 23, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT. Mortgage Points based on 3.0% Mortgage Backed Securities are down 0.12 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT. MBS prices appear to have reached a low point and there is a possibility of improved rates.  (Low MBS prices equal higher rates)
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 103.25, High: 102.25, Low: 103.09   DJI Stocks currently $13,157.62,  Down $-15.14, Change -0.115%   Asian & European Stock Market Indexes Down … (0 comments)

FHFA streamlines short sale standards for Fannie Mae and Freddie Mac - 08/22/12 06:37 AM
DailyMORTGAGE LOCK ADVISORY 
August 22, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution. Mortgage Points based on 3.0% Mortgage Backed Securities are down 0.34 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT With Caution. MBS prices appear to have reached a low point and there is a possibility of improved rates.  (Low MBS prices equal higher rates)
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 102.63, High: 102.66, Low: 102.28   DJI Stocks currently $13,192.62,  Down $-10.96, Change -0.083%   Asian & European … (0 comments)

Did you miss out on lowest mortgage rates? - 08/21/12 06:39 AM
DailyMORTGAGE LOCK ADVISORY 
August 21, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution. Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.14 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT With Caution. MBS prices appear to have reached a low point and there is a possibility of improved rates.  (Low MBS prices equal higher rates)
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 102.17, High: 102.31, Low: 102.09   DJI Stocks currently $13,281.24,  Up $9.6, Change 0.072%   Asian & European Stock … (1 comments)

No-fee mortgage option is on the way - 08/20/12 06:40 AM
DailyMORTGAGE LOCK ADVISORY 
August 20, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution. Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.03 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT With Caution. MBS prices appear to have reached a low point and there is a possibility of improved rates in the next couple of days.  (Low MBS prices equal higher rates)
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 104.75, High: 104.75, Low: 104.56   DJI Stocks currently $13,255.07,  … (1 comments)

California median home price highest in nearly 4 years - 08/17/12 06:51 AM
DailyMORTGAGE LOCK ADVISORY 
August 17, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: FLOAT With Caution. Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.13 point.  30 Day Mortgage Interest Rate Lock or Float Advice: FLOAT With Caution. MBS prices appear to have reached a low point and there is a possibility of improved rates in the next couple of days.  (Low MBS prices equal higher rates)
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.62% MBS (3.5%) - 104.63, High: 104.67, Low: 104.5   DJI Stocks currently $13,265.07,  … (0 comments)

Mortgage Rates Reach Two Month Highs. - 08/16/12 08:59 AM
DailyMORTGAGE LOCK ADVISORY 
August 16, 2012, 9:00 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.09 point.  30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.59% MBS (3.5%) - 104.63, High: 104.72, Low: 104.53   DJI Stocks currently $13,220.66,  Up $55.88, Change 0.423%   Asian … (2 comments)

The 2 Million Dollar Intern - 08/15/12 09:44 AM
DailyMORTGAGE LOCK ADVISORY 
August 15, 2012, 9:40 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.40 point.    30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.59% MBS (3.5%) - 105.66, High: 105.97, Low: 105.66   DJI Stocks currently $13,174.70,  Up $2.56, Change 0.019%   Asian … (2 comments)

Mortgage Rates Edge Higher Despite Improved Market Conditions - 08/14/12 06:35 AM
DailyMORTGAGE LOCK ADVISORY 
August 14, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.23 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.59% MBS (3.5%) - 105.17, High: 105.34, Low: 105.13   DJI Stocks currently $13,219.30,  Up $49.87, Change 0.377%   Asian … (0 comments)

Exclusive: Former Barclays trader "has cooperated" with Libor probe - 08/13/12 06:43 AM
DailyMORTGAGE LOCK ADVISORY 
August 13, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.04 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.59% MBS (3.5%) - 105.39, High: 105.42, Low: 105.34   DJI Stocks currently $13,171.48,  Down $-36.47, Change -0.277%   Asian … (0 comments)

Ten Charged With $40 Million Jersey Shore Mortgage Fraud - 08/10/12 06:38 AM
DailyMORTGAGE LOCK ADVISORY 
August 10, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.13 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.59% MBS (3.5%) - 105.55, High: 105.46, Low: 105.52   DJI Stocks currently $13,110.70,  Down $-54.49, Change … (0 comments)

National Foreclosure Activity Subsiding; Many States Remain Distressed - 08/09/12 07:04 AM
DailyMORTGAGE LOCK ADVISORY 
August 9, 2012, 7:00 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.14 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.61, High: 105.7, Low: 105.59   DJI Stocks currently $13,182.05,  Up $6.41, Change … (0 comments)

HARP Refinancing Continues to Surge, High LTV Share Skyrockets - 08/08/12 06:35 AM
DailyMORTGAGE LOCK ADVISORY 
August 8, 2012, 6:30 am PST
Click for Lock Advice Updated Several Times Daily
      
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.07 point.   30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.775, High: 105.77, Low: 105.69   DJI Stocks currently $13,140.37,  Down $-28.23, Change … (0 comments)

Housing recovery could lift jobs, spending - 08/07/12 06:45 AM
DailyMORTGAGE LOCK ADVISORY
August 7, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
 
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.24 point. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.66, High: 105.84, Low: 105.66 DJI Stocks currently … (1 comments)

As Libor Fault-Finding Grows, It is Now Every Bank for Itself - 08/06/12 07:03 AM
DailyMORTGAGE LOCK ADVISORY
August 6, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
   
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are down o.11 point.  30 Day Mortgage Interest Rate Lock or Float Advice: LOCK. Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.55% MBS (3.5%) - 105.87, High: 105.95, Low: 105.81 DJI Stocks currently $13,131.21, … (1 comments)

Mortgage Rates Tick Up After Three Months - 08/03/12 07:06 AM
DailyMORTGAGE LOCK ADVISORY
August 3, 2012, 6:45 am PST
Click for Lock Advice Updated Several Times Daily
 
7 day Mortgage Interest Rate lock or Float Advice: LOCK Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.31point. We are in a correction after a long rate drop. 30 Day Mortgage Interest Rate Lock or Float Advice: LOCK.
Rates could easily move higher or lower, but given the nearness to all time lows, there's generally more risk than reward regarding floating so my advice is to lock.
 
MORTGAGE MARKET INDICATORS
National Average Fixed Rate Mortgage 3.49% MBS (3.5%) … (0 comments)

 
Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970 Rainmaker_large

Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970

Escondido, CA

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Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

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