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mortgages: Recent Changes to Craiglist Posting Methods - 05/04/12 06:45 AM
 
DailyMORTGAGE LOCK ADVISORY 
May 4, 2012, 6:30AM PST
Click for Lock Advice Updated Several Times Daily  
      
Mortgage Interest Rate lock Advice for locks within 8 days: FLOAT
Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.11 point 
 
30 Day Mortgage Interest Rate Lock or Float Advice:  LOCK 
Rates are presently excellent and the best advice is to lock whenever possible
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.88% MBS (3.5%) - 104.02, High: 104.08, Low: 103.81   DJI Stocks currently $13,152.10,  Down $-54.49, Change -0.414%   Asian & European Stock Market Indexes Down -0.305%   Nymex Crude Oil Currently $99.94 Down $2.60   Gold 1 Once … (1 comments)

mortgages: AM Update - FHA: Learn About FHA Energy Efficient Mortgages Online - 01/31/12 03:32 PM
MORTGAGE LOCK ADVISORY 
January 31, 2012, 12:15 PM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
 Mortgage Points based on 3.5% Mortgage Backed Securities are down 0.15 point.  Points have decreased for the past six days and we are ready for a correction.  If you have an unlocked loan closing in the next ten days, today would be a good day to lock.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market … (0 comments)

mortgages: Housing Starts Fall 4.1% in December - 01/19/12 10:03 AM
MORTGAGE LOCK ADVISORY 
January 19, 2012, 7:00 AM PST
Click for Lock Advice Updated Several Times Daily  
     
Mortgage Interest Rate lock Advice for locks within 7 days:  LOCK
Mortgage Points based on 3.5% Mortgage Backed Securities are up 0.00 point.  
 
30 Day Mortgage Interest Rate Lock or Float Advice:  FLOAT with Caution
There is not conclusive evidence to lock but, In this uncertain market the best advice is to lock at historic low rates.
 
MORTGAGE MARKET INDICATORS 
National Average Fixed Rate Mortgage 3.89%   MBS (3.5%) - 103, High: 103.01, Low: 102.86   DJI Stocks currently $12,592.42,  Up $13.47, Change 0.107%   Asian & European … (0 comments)

mortgages: San Diego FHA and VA Home Mortgages - 10/16/09 12:07 PM
San Diego FHA & VA Home Mortgages
FHA mortgage Loans offer 96.50% financing for all qualified borrowers and can be used many times.  FHA mortgage loans are insured by HUD with Mortgage Insurance paid by by the borrower.  There are two insurance premiums; up front mortgage Insurance (UFMIP) and monthly (MIP).  UFMIP is a one time premium typically financed in the loan.  MIP can be removed when the loan has seasoned for five years and the loan to value is 78% or less, based on the original appraisal.
VA mortgage Loans offer qualified veterans 100% financing and can be used over and over … (1 comments)

 
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Bill Ladewig Your FHA Guru - FHA and VA Loans Since 1970

Escondido, CA

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Address: San Diego, Escondido, Vista, San Marcos, Oceanside, Rancho Bernardo, Poway, Scripps Ranch, Penasquitos, Shadowridge, Rancho Del Oro, Escondido, CA, 92025

Office Phone: (866) 204-9733

Cell Phone: (760) 685-0480

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