financing: First Time Homebuyer Tax Credit: You may claim on your 2008 return! - 04/17/09 01:27 PM
Buying a home has many benefits... but now you may receive a tax credit!
Purchase a home between January 1, 2009 and April 15,2009 you have the option to claim your $8,000 credit on the 2008 return due on April 15.
To Qualify for the Tax Credit you must...
Close before December … (12 comments)
|
financing: For Sale By Owners: New home buyer beware... part 1! - 11/18/08 04:39 PM
Buying/Selling a home is a complicated transaction that includes many legal forms required to comply with the law.
Real Estate Professionals spend hours in class to keep up-to-date on the changes so they can provide the best service and protect their Buyers and Sellers.
Even with all the information on-line it is difficult … (15 comments)
|
financing: For Sale By Owners: New home buyer beware... part 2! - 11/18/08 04:34 PM
Pricing a home to sell is one of the toughest jobs... to decide on the correct price you must know the current and local market.
Many home owners put years of hard work and money into their homes; it is very difficult for them to be objective when setting a sales price. Home improvements … (2 comments)
|
financing: For Sale By Owners: New home buyer beware... part 3! - 11/18/08 04:23 PM
The condition of the property is one of the most important factors deciding ... did you get a good deal!
Buying a home is so exciting but many buyers get caught up in the cosmetic appearance of a home. It is the bones of the home that will determine how much it … (4 comments)
|
financing: For Sale By Owners: New home buyer beware... part 4! - 11/18/08 04:20 PM
The terms of the contract is what will determine how much you will pay for your new home, when you will close and who will pay for what services.
Each area of the country has different normal terms for real estate deals. Some areas the Seller pays everything; other areas … (2 comments)
|
financing: For Sale By Owners: New home buyer beware... part 5! - 11/18/08 04:16 PM
The contract is the heart of the real estate deal!
The contract will state the closing information such as date, where and with whom, sales price, type of loan, what the buyer & seller will be paying for plus much more.
The contract will also give you an out (if it has the … (7 comments)
|
financing: Financing a Home... Do I need Title Insurance! - 11/01/08 11:24 PM
OWNER'S TITLE INSURANCE
What is owner's title insurance?
Owner's title insurance provides you with protection against the loss of your home caused by somebody in the future finding a defect in your title. Unlike other types of insurance that protects against losses from future events, title insurance provides protection from … (10 comments)
|
financing: A PARTY TO REMEMBER IN CLARKSVILLE, TN/Ft. Campbell, KY... THANKS TO ALL! - 11/01/08 11:01 PM
Welcome to Integrity Mortgage Services
1st Annual Halloween Party
and
Open House
It was so exciting to move into our new office and to host an Open House & Halloween Party.
We had a great turn out... many past customers, new customers, local agents, friends & family.
Many … (6 comments)
|
financing: I am Confused... Pre-Paid Interest is what? - 08/28/08 07:14 PM
Pre-paid interest is one of the most confusing terms you will hear... it is quite simple once you understand it. So let me give it a try...
Now... as you look at the chart; you will see house payment due July 1st: This means when you make that payment … (17 comments)
|
financing: First-time Home Buyers: Time Line for a Home Loan! Part 3 - 08/18/08 04:54 PM
Typical Loan Closing
Conventional / VA / FHA: 20-30 Days
THDA/ Rural Development: 30-45 Days
Concurrent Actions: This all done by your Lender
Appraisal: 4 - 14 Days
Termite inspection: 3 - 10 Days
Survey: 4 Days - ? (Acreage could take several weeks depending on how much land)
… (5 comments)
|
financing: First-time Home Buyers: What do I need to take to the LENDER? Part 2 - 08/15/08 12:01 AM
Take a few moments to gather the items below and you will be your lender's favorite customer!
Most Recent 30 Days of Pay Stubs
Two Months Bank Statements from Checking, Saving and any investments
Two Years Rental History with Landlord's name, address, phone & e-mail (if applicable)
Two Years Work History with Employer's … (5 comments)
|
financing: First-time Homebuyers: Where to start for a Home Loan! Part 1 - 08/13/08 09:02 PM
The home buying process can seem very overwhelming at times. This report will be in several parts and hopefully will make planning a little easier for you. I am in Tennessee but the information will be good no matter what state you are in. This post is designed to give you an understanding … (8 comments)
|
financing: Bio Brenda Tressler: Serving Tennessee "I Specialize in VA Loans & Customer Care" - 07/31/08 06:58 PM
About Me... Brenda Tressler!
What can I say...I am honest and hard working. My husband is retired military and we have lived in Korea, Germany, Ohio, Indiana, Maryland & Tennessee. We made Tennessee our home in 1990 and live on 18 acres with our dog Chappie. I enjoy the country … (3 comments)
|
financing: How are chickens & credit alike! - 07/25/08 11:41 AM
Here is my true story: How Chickens & Credit are alike!
Many years ago my husband was still active duty and was stationed at Ft. Campbell, Ky. So I followed him to Tennessee; yes Tennessee, Ft. Campbell is half in Kentucky & half in Tennessee. We rented a house in the … (12 comments)
|
;)
;)
