first time home buyers: First Time Homebuyer Tax Credit: You may claim on your 2008 return! - 04/17/09 01:27 PM
Buying a home has many benefits... but now you may receive a tax credit!
Purchase a home between January 1, 2009 and April 15,2009 you have the option to claim your $8,000 credit on the 2008 return due on April 15.
To Qualify for the Tax Credit you must...
Close before December … (12 comments)
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first time home buyers: For Sale By Owners: New home buyer beware... part 1! - 11/18/08 04:39 PM
Buying/Selling a home is a complicated transaction that includes many legal forms required to comply with the law.
Real Estate Professionals spend hours in class to keep up-to-date on the changes so they can provide the best service and protect their Buyers and Sellers.
Even with all the information on-line it is difficult … (15 comments)
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first time home buyers: For Sale By Owners: New home buyer beware... part 2! - 11/18/08 04:34 PM
Pricing a home to sell is one of the toughest jobs... to decide on the correct price you must know the current and local market.
Many home owners put years of hard work and money into their homes; it is very difficult for them to be objective when setting a sales price. Home improvements … (2 comments)
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first time home buyers: For Sale By Owners: New home buyer beware... part 3! - 11/18/08 04:23 PM
The condition of the property is one of the most important factors deciding ... did you get a good deal!
Buying a home is so exciting but many buyers get caught up in the cosmetic appearance of a home. It is the bones of the home that will determine how much it … (4 comments)
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first time home buyers: For Sale By Owners: New home buyer beware... part 4! - 11/18/08 04:20 PM
The terms of the contract is what will determine how much you will pay for your new home, when you will close and who will pay for what services.
Each area of the country has different normal terms for real estate deals. Some areas the Seller pays everything; other areas … (2 comments)
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first time home buyers: For Sale By Owners: New home buyer beware... part 5! - 11/18/08 04:16 PM
The contract is the heart of the real estate deal!
The contract will state the closing information such as date, where and with whom, sales price, type of loan, what the buyer & seller will be paying for plus much more.
The contract will also give you an out (if it has the … (7 comments)
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first time home buyers: Financing a Home... Do I need Title Insurance! - 11/01/08 11:24 PM
OWNER'S TITLE INSURANCE
What is owner's title insurance?
Owner's title insurance provides you with protection against the loss of your home caused by somebody in the future finding a defect in your title. Unlike other types of insurance that protects against losses from future events, title insurance provides protection from … (10 comments)
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first time home buyers: A PARTY TO REMEMBER IN CLARKSVILLE, TN/Ft. Campbell, KY... THANKS TO ALL! - 11/01/08 11:01 PM
Welcome to Integrity Mortgage Services
1st Annual Halloween Party
and
Open House
It was so exciting to move into our new office and to host an Open House & Halloween Party.
We had a great turn out... many past customers, new customers, local agents, friends & family.
Many … (6 comments)
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first time home buyers: Financing a Home... Answers to Common Questions! - 09/22/08 09:13 PM
1. I am not eligible for a VALoan.
This may not be true; if you have ever served in the military as Active Duty, National Guard or Reserves you may qualify for a VA Loan. Contact me at brenda@imsiloans.com or call me at 931-206-1907 and together we can find … (32 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 77? - 09/01/08 11:33 PM
When searching for a home in Clarksville, Tennessee:
the homes listed in the MLS (Multiple Listing Service) are divided into areas. I have a report that lists a brief description of each area with the advantages & disadvantages.
Now I am going to write a detailed report on each area,
… (17 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 76? - 09/01/08 11:28 PM
When searching for a home in Clarksville, Tennessee;
the homes listed in the MLS (Multiple Listing Service) are divided into areas. I have a report that lists a brief description of each area with the advantages & disadvantages.
Now I am going to write a detailed report on each area, I … (4 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 75? - 09/01/08 11:21 PM
When searching for a home in Clarksville, Tennessee;
the homes listed in the MLS (Multiple Listing Service) are divided into areas.
I have a report that lists a brief description of each area with the advantages & disadvantages. Now I am going to write a detailed report on each area,
I … (2 comments)
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first time home buyers: I am moving to Ft. Campbell, KY / Clarksville, TN: Where do I start when searching for a home! - 09/01/08 11:17 PM
This is normally the first question that a newcomer to the Clarksville /Ft. Campbell area asks me.
My response is it all depends on what is important to you.
Let me first start with where in the world is
Ft. Campbell, Ky./Clarksville, TN.
Fort … (5 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 74? - 09/01/08 11:15 PM
When searching for a home in Clarksville, Tennessee;
the homes listed in the MLS (Multiple Listing Service) are divided into areas.
I have a report that lists a brief description of each area with the advantages & disadvantages.
Now I am going to write a detailed report on each area, I … (2 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 73? - 09/01/08 11:10 PM
When searching for a home in Clarksville, Tennessee;
the homes listed in the MLS (Multiple Listing Service) are divided into areas. I have a report that lists a brief description of each area with the advantages & disadvantages.
Now I am going to write a detailed report on each … (2 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 72? - 09/01/08 11:04 PM
When searching for a home in Clarksville, Tennessee;
the homes listed in the MLS (Multiple Listing Service) are divided into areas. I have a report that lists a brief description of each area with the advantages & disadvantages.
Now I am going to write a detailed report on each … (4 comments)
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first time home buyers: Ft. Campbell, KY / Clarksville, TN: What can I find in MLS area 71? - 09/01/08 10:59 PM
When searching for a home in Clarksville, Tennessee; the homes listed in the MLS (Multiple Listing Service) are divided into areas.
I have a report that lists a brief description of each area with the advantages & disadvantages.
Now I am going to write a detailed report on each area,
I hope … (4 comments)
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first time home buyers: I am Confused... Pre-Paid Interest is what? - 08/28/08 07:14 PM
Pre-paid interest is one of the most confusing terms you will hear... it is quite simple once you understand it. So let me give it a try...
Now... as you look at the chart; you will see house payment due July 1st: This means when you make that payment … (17 comments)
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first time home buyers: I am Confused... Closing Costs, Pre-paids are what? - 08/20/08 12:55 PM
You have found the perfect Realtor, Loan Officer and House...
Now it is time to write an offer.
Your Realtor says...
What terms do you want when we write your offer to purchase this property?
Then you are hearing closing costs, pre-paids, pro-rated taxes...
STOP; you … (16 comments)
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first time home buyers: First-time Home Buyers: Time Line for a Home Loan! Part 3 - 08/18/08 04:54 PM
Typical Loan Closing
Conventional / VA / FHA: 20-30 Days
THDA/ Rural Development: 30-45 Days
Concurrent Actions: This all done by your Lender
Appraisal: 4 - 14 Days
Termite inspection: 3 - 10 Days
Survey: 4 Days - ? (Acreage could take several weeks depending on how much land)
… (5 comments)
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