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borrowers: But why didn't use the house next door as a comp? - 07/19/07 07:59 PM
There are many times when borrowers, lenders and agents present "comps" to me that they consider relevant for the appraisal I am working on.  I am very happy to get information from realtors and owners, especially onwers as they tend to know more about what is happening on their street than most agents and may have more up to date info if there was a recent sale or listing on their street.  I also ask agents and borrowers from time to time if they have comps they would like me to consider, especially, if there are a lack of more recent … (3 comments)

borrowers: Best friend or The Bad Guy! - 07/09/07 11:33 PM
"So, what do you think?"  This is the question I get everyday from home buyers/sellers and realtors as I walk through their homes.  "what do you think?" is the question from a realtor that is trying to sell a house that is WAY overpiced, knows it and hopes to "make the value."  "What do you think?" is asked by the borrower who is refinancing as he/she is maxxed out the HELOC and is in desperate need to cash flow, and the loan to value ratio is not supported.  "what do you think?" is asked by the senior, the single person, the … (3 comments)

 

Jeremy Cowin

Altadena, CA

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Jeremy Cowin Appraisals

Cell Phone: (818) 795-9623

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