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maryland mortgage mama: Swimming Pools in Catonsville, Maryland - 05/25/12 02:57 PM
Swimming Pools in Catonsville, Maryland
Is it HOT enough for you? Did the summer sneak up on you and you are trying to figure out what to do with the kids?
School will be over in a matter of days and you are already dreading the "I'm booooored" that will be sure to come.
If you have been discouraged to find that several of the area pools have long waiting lists to get in, you are in luck!
I am going to let you in on one of the areas best kept secrets. There is NO WAITING LIST at Crosby Crossing … (1 comments)
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maryland mortgage mama: Knock Knock....Who's There?...PROSPECT! - 05/07/12 08:44 PM
Knock Knock....Who's There...PROSPECT!
The knock on the door at my home came as I was finishing up with a client. I answered the door and asked the salesmen to hold just a second while I finished up my call.
Once I finished, the gentleman at the door said: "I am sorry that we caught you in the middle of a call."
ME: "No worries, I am a loan officer, pretty much any time you come by these days, you will catch me in the middle of a call!"
HIM: "You are a loan officer? I am trying to buy a home and … (2 comments)
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maryland mortgage mama: What costs are involved in owning a home in Maryland? - 04/22/12 07:13 PM
What costs are involved in owning a home in Maryland?
I always tell my clients that it is important for them to determine what a COMFORTABLE monthly payment would be and not necessarily to purchase a home at the mortgage for which they can qualify. These two numbers can vary WIDELY! When determing the true cost of home ownership it is a good idea to consider all costs. This is a basic list that you may find helpful when budgeting for your new home.
1. Mortgage : Principal and Interest payment.
2. Property taxes which is based on your purchase … (7 comments)
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maryland mortgage mama: Active Rain Meetups-One Of My Favorite Things To Do - 04/19/12 08:13 PM
Active Rain Meetups-One Of My Favorite Things To Do
If you haven't been to or scheduled to attend an ActiveRain Meetup, WHY NOT? You don't know what you are missing!
We are very lucky in Maryland to have some of the most prolific, intelligent, professional, kind, funny, open, honest, beautiful, friendly....well I think you get the idea....ActiveRain members around.
OK, I know that most of the folks that are ACTIVE ActiveRain members don't come to the party if they don't have something going on, but these people are truly amazing on and off the computer. I bet if you attended one (or … (12 comments)
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maryland mortgage mama: My Irish Roots - 03/17/12 08:36 PM
My Irish RootsTop of the evening to you...With a name like Bridget McGee I bet you are not surprised to learn that I have Irish Roots. In 1913, my grandmother, Bridget McDonnell Nolan, left her home in County Mayo, Ireland to travel to America. She arrived at Ellis Island as one of the maids for a wealthy family. She was 15 years old. She worked and sent money home to her family in Ireland, eventually saving enough to bring one of her sisters to America. Together they saved to bring another, and so on until there were five McDonnell sisters who all … (6 comments)
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maryland mortgage mama: In Honor of St. Patrick and the Lenten Season... - 03/13/12 05:43 PM
Let's hear one for the IrishAn Irishman moves into a tiny hamlet in County Kerry, Ireland, walks into the best pub and promptly orders three beers. The bartender raises his eyebrows, but serves the man the three beers, which he drinks quietly at a table, alone.A little later, the man finished the three beers and orders three more. The next evening, the man again comes in, orders and drinks three beers at a time. Soon the entire town is curious and whispering about 'The Man Who Orders Three Beers.'Finally, a week later, the bartender broaches the subject on behalf of the … (6 comments)
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maryland mortgage mama: Loans, Loans, EVERYWHERE - 03/12/12 08:52 PM
Loans, Loans, EVERYWHERE"I heard no one can get loans. How is your business?" That was what I heard recently. I guess they didn't read my blog entitled "Rates are Crazy Low, but can I get a loan?Here is my answer:I am blessed.This has been a crazy time for me, good crazy! The Spring buying season is already in full swing, as long a a home is priced right and looks good, there are often multiple offers within days. As the flowers have already started to bloom, so has my business.
This is my activity for just the last 3 weeks:In the … (4 comments)
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maryland mortgage mama: St Patrick's Day Parade Baltimore, Maryland 2012 - 03/10/12 06:58 AM
St Patrick's Day Events in BaltimoreWith a name like Bridget McGee, I don't have a choice but to celebrate my family's Irish heritage. Irish or not, Start your St. Patrick's celebrating on March 11th.
The Official Mass of the St. Patrick Parade Attend mass at The Basilica of the National Shrine of the Assumption of the Blessed Virgin Mary before the parade on Sunday, March 11 at 10:45 AM. The Basilica is located at 409 Cathedral St.
Shamrock 5K 1:15 PMThis fun run with 5000 runners of all ages dressed in plenty of Kelly green, costumes, It starts at Charles St … (1 comments)
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maryland mortgage mama: Seriously, NO Pictures? RED DAY Maryland Keller Williams - 03/07/12 07:54 PM
Seriously, NO Pictures?I never thought I'd see the day when Ellie McIntire and Maryland Mortgage Mama would be at an event and there would be NO pictures to share! I did want to be sure to tell you about the event though.Today my brother Tony and I attended the Keller Williams RED (Renew, Energize, Donate) Day Fundraiser at the Outback Steak House in Ellicott City Maryland. It was great to see Ellie McIntire and the whole McIntire Team take part. We were able to meet and greet lots of folks and get out of the office on this beautiful Baltimore day. … (3 comments)
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maryland mortgage mama: Wordless Wednesday (almost)-Hiking Near Catonsville, MD - 03/07/12 07:21 PM
Wordless Wednesday (almost)-Hiking in Catonsville, MD
My daughter and I headed out to Grist Mill Trail, part of Patapsco State Park on Saturday. It's a great place to explore. We started out on the trail, and even off-roaded for a bit, even though Syd was a little over dressed for the hike! Check out the earrings!
… (7 comments)
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maryland mortgage mama: FHA May LIMIT Seller Contribution-BUYERS NEED MO' MONEY! - 02/28/12 12:13 PM
FHA May LIMIT Seller Contribution-They are at it again!!
FHA is proposing a rule to limit seller contribution One reason is that they feel that the 6% cap that is currently in place is serving to artificially inflate the appraised value of homes. The new rule will drop the maximum seller contribution from 6% to a maxium of 3% or $6000 whichever is GREATER.
There is also an increase in the annual mortgage insurance premium (also called monthly MIP) by .10% going into effect for loans under 625,500. Over 625,500 there will be a .25 increase. EFFECTIVE FOR CASE NUMBERS ASSIGNED ON OR … (3 comments)
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maryland mortgage mama: CATONSVILLE, MARYLAND-NEWEST SWEET SPOT - 02/24/12 01:47 PM
CATONSVILLE, MARYLAND-NEWEST SWEET SPOT
Grab the kids and head to the HMART Shopping Center at Rolling Road and Route 40 in Catonsville for Catonsville's Newest Sweet Spot.
SweetFrog opened recently to serve folks in Catonsville, Maryland premium, all natural, soft serve yogurt. It's not just yogurt, it's yogurt YOUR way. They have a great selection of delicious soft serve yogurts (100-110 calories per 83g which is about 3 ounces).
How Does It Work?
1. Serve yourself the flavor or flavors you like. There is a wide variety to choose from.
K
There are so many great flavors and flavor combinations, be sure … (5 comments)
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maryland mortgage mama: Private Elementary Middle School Open House Catonsville, MD Jan 29,2012 - 01/25/12 10:02 PM
Private Elementary Middle School Open House near Catonsville, MD January 29,2012
Many schools host Spring and Winter Open Houses to allow prospective parents and students to see the school, get a feel for the program and meet some current faculty, staff and parents.
There are two private school open houses in Catonsville, Maryland this weekend.
St Agnes School
603 St Agnes Lane Catonsville, MD 21228
Sunday, January 29, 2012
10:30 to Noon
St Agnes offers Catholic School education from age 3 through 8th grade. They have approximately 300 students and are associated with St. Agnes Parish.
If you are interested in an inter-denominational Christian education than … (2 comments)
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maryland mortgage mama: Six Steps to Seven Figures - 01/11/12 10:46 PM
Six Steps to Seven Figures A Real Estate Professional's Guide to Building Wealth and Creating Your Own Destiny
I was blessed to attend the Greater Baltimore Board of Realtors (GBBR) Lunch and Learn sponsored by GBBR and the Hispanic Real Estate Professionals. The speaker was Pat Hiban.
Who the heck is Pat Hiban you ask? Pat Hiban is a BILLION Dollar Real Estate Agent, who's been in the business for over 20 years. Yep, that's a B! He was named the #1 Real Estate Agent in the WORLD by Re/Max and then by Keller Williams. He's a guy who went from selling 10 … (77 comments)
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maryland mortgage mama: ActiveRain Meetup- Tea (Coffee Really) for Two! - 01/10/12 09:55 PM
ActiveRain Meetup-Tea (Coffee, Really) for Two!
I had a great start to my day! I finally got to meet with Andrea Bedard. She and I connected a few months ago through ActiveRain, and I couldn't be more pleased. She is a sharp cookie. We have been talking about getting together for a while, but today we made it happen. We met at Anna's Coffee Roastery 8827 Center Park Drive Suite D near Columbia 100 Parkway in Columbia, Maryland.
From the minute we met, I felt like I was with an old friend. There was not one uncomfortable minute.
Andrea is a military wife who … (6 comments)
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maryland mortgage mama: I Should Have Known She Danced In The Rain! - 01/04/12 10:26 PM
I Should Have Known She Danced In The Rain!
I am looking for a database management program. I am doing research and finding lots of different products with TONS of bells and whistles. I don't need bells and whistles, I just need a good, basic program that I can use to follow up with my referral partners, prospects and clients. It does need to be mortgage specific but doesn't need to underwrite loans.
In checking out one of the companies, I ran across a testimonial from a mortgage lender named Rebecca Madej. I googled her name and … (8 comments)
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maryland mortgage mama: Thank You For A GREAT Year ACTIVERAIN!! - 12/31/11 05:23 PM
Thank You For A GREAT Year ACTIVERAIN!!
I have been a member of ActiveRain since August of 2007. That first year I wrote a total of 12 posts. In the years to follow, I wrote less than 5 posts a month, many only 1 or 2. I didn't comment much and didn't really connect with folks in the Rain. It was just one more thing I had signed up for and didn't really use....it was the weight bench covered in stuff.
I contacted Stacey Ann Baugh back in 2009, we met for lunch and hit it off. Stacey had invited me to Margaret Rome's … (10 comments)
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maryland mortgage mama: So what is all the fuss about Catonsville, Md for? Life is great in 21228! - 12/30/11 10:38 AM
Catonsville is my town and Ellie McIntire-Catonsville Realtor Extraordinaire- sure knows it well! If you are looking for a great community in Maryland or if you grew up here, you will LOVE the video of Catonsville through the year that Ellie put together!
We do have it all, right here in our little town. The neighbors are friendly, the restaurants are first class, the community is active, the schools are top notch! The parks and trails are plentiful, offering just about any outdoor activity you can imagine.
PLUS we are less than 2.5 hours to the Ocean, You can be in the mountains of Western Maryland in about an hour and … (1 comments)
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maryland mortgage mama: WHAT A WAY TO END THE YEAR! December 29th - 12/29/11 10:03 PM
WHAT A WAY TO END THE YEAR!
Today was a very good day.
I started my day speaking with the lovely Andrea Bedard about helping the wife of a deployed service member to get mortgage ready. Andrea is a military wife who not only talks the talk, she walks the walk! I look forward to working more closely with her in 2012. She is lovely and really understands the special needs of Fort Meade, Maryland military buyers.
I spoke with another realtor about his client's offer. I spoke to the listing agent last night about the highly qualified buyer. … (3 comments)
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maryland mortgage mama: Should I refinance my Maryland Mortgage to a lower rate? - 12/28/11 04:56 PM
Should I refinance my Maryland Mortgage to a lower rate?
Rates have dropped and it may make sense for you to refinance, but there are lots of questions other than rate to be asked. There is a cost to refinance, so it is important to look at all of your options. Sure, there are "NO cost refi's" which usually means a higher rate that will allow the lender to pay your fees. You may also be able to roll those costs into your new mortgage (not no cost!). Your breakeven could be as quick as immediate, and as long as 4 … (1 comments)
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Bridget "Mortgage Mama" McGee
Baltimore,
MD
More about me…
CrossCountry Mortgage, Inc. 410-960-2061
Address: 1825 Dundalk Avenue, NMLS # 196068, Baltimore, MD, 21222
Office Phone: (410) 282-6456
Cell Phone: (410) 960-2061
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