Maryland Mortgage Mama's Blog

FHA Lowers MIP 2017-Should every FHA borrower Refi? @Patty Blackwelder of Lorton, VA left this comment on my FHA Lowered the Mortgage Insurance-So What? post. Let me ask you can my past clients who have FHA Loan can do a stream line refinance to take advantage of the lower MIP?  If their rate is ...

THINK BIGGER!! Part 3 SUCCESS MINDSET FOR REALTORS In Part 1 you found that there is a mind body connection to your money.   In Part 2, you thought about your WHY.  Today, In Part 3 I am sharing a couple of quick tips for you to help you to achieve the goals you set. Once you have your goal writt...

FHA lowered the mortgage insurance-SO WHAT? You may have read or heard that FHA has lowered their annual mortgage insurance premium for loans CLOSED after January 29th.  UPDATE 1/18/2017  The Trump administration is postponing the change and could rescind it, leaving the MIP as it stands. Of cour...

 THINK BIGGER!! Part 2  SUCCESS MINDSET FOR REALTORSThis is Part 2 of a  3 Part Series on SUCCESS MINDSET.  Hopefully you checked out Think Bigger Part 1. If not, check it out here.   OK, so now we have opened up some possibility, you can no longer pretend that where you are is enough.  You can f...

THINK BIGGER!! Part 1  SUCCESS MINDSET When I became a mortgage originator many (many!) years ago, I was determined to provide value beyond rates, and mortgage information.  I am happy to provide all of that you need, but my time today will be focused on helping you to make more money, to step ev...

Well Qualified Buyer PERFECT Home in Annapolis, MD Area I have a well-qualified Buyer Looking For the right home in Annapolis, MD Area with water privelages! This is the "Perfect" Home:  Annapolis (21401) or close (not across the Severn River Bridge) Townhome or Single Family2,000 sqft +/- 3+ bed...

First Time Buyer Anne Arundel County MD If you are considering a purchase in Anne Arundel County, ACDS (Arundel Community Development Services, Inc.) still has Mortgage Assistance Program funds available for this fiscal year of up to $25,000.  This can be used for down payment and/or closing cost...

Password Affirmations For a MONEY Mindset!  Here's a quick idea on ways to change your mindset for success! One of the things that we all have to do several times a day is log in to websites using a password.  Some people, to make things easy to remember (and unfortunately, easy to steal) use pet...

Committed to Community Service Year Round I love seeing all of the posts about coat drives, food drives and toy drives around the holidays.  Folks are in a giving mood and there is a lot of good done for those less fortunate during November and December. I have a secret for you.   There are many ...

Resolutions versus Intention Setting 2017 Happy New Year!        Like many you may have made New Year's Resolutions. Are you are trying to lose weight, get organized, grow your business, be more kind, spend more time with your family. If so, you are not alone.  According to statisticbrain.com, 45...