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housing market: Why going FHA is the best way? by Bo Kociuba, Realtor, www.Okla-OK.com - 04/10/09 10:44 AM
  Is going FHA really the best way?
For the last few good years FHA (Federal Housing Administration) loans were not so very popular. But this is definitely changing and the attractiveness of the loan once more is appealing to the borrower.
This financing option was born during the Great Depression out of necessity to assist the nation which was facing the greatest financial crisis. With years passing, however, this type of a loan fell out of favor because of housing prices going up and limitations on amount of money which could be borrowed.
Fast forward to today's date and … (6 comments)

housing market: 'The Road Map to Homeownership' - What do you need to do & how to get there? by Bo Kociuba, Realtor, www.Okla-OK.com - 03/09/09 12:04 PM
THE ROAD MAP TO HOMEOWNERSHIP
What do you need to do & how to get there?
How many times have you been thinking about becoming a HOME OWNER?  Do you know where to start? Are you familiar with the process? What are your credit and FICO scores? How to repair them? To rent or not to rent? Is timing the market wise? Do you know anything about what tax credits you may benefit from?
…. Your head is spinning with all these questions!
It is time to get serious. Think about graduating from a renter to a homeowner. Is your family … (0 comments)

housing market: Market Crisis - why we are in this mess? Part 1 by Bo Kociuba, Realtor, www.Okla-OK.com - 03/03/09 03:51 PM
This is a great explanation of what got us to the financial/housing crisis... I happen to stumble upon on the Internet...thought you might be interested in it... Bo … (6 comments)

housing market: Market Crisis - why we are in this mess? Part 2 by Bo Kociuba, Realtor, www.Okla-OK.com - 03/03/09 03:42 PM
This is a great explanation of what got us to the financial/housing crisis... I happen to stumble upon on the Internet...thought you might be interested in it... Bo … (0 comments)

housing market: WHAT'S IN YOUR CREDIT REPORT? Check it out for FREE before you make a move! by Bo Kociuba, www.Okla-OK.com - 02/04/09 07:31 PM
For the last few weeks I noticed more consumer's intrest in the real estate market. And this is a very positive trend. I believe that people are tired of receiving bad news and are very sceptical of all the media negativity...well, most of us are employed, we all need a roof over our heads and hopelessly sitting and not taking advantage of such low, low rates just doesn't make whole lot of sense...
I am very well aware that times are leaner, we need to get smarter with our expenses and calculate what is best for our future. But from historical … (2 comments)

housing market: House market moving? Or just a wishful thinking?! by Bo Kociuba, www.Okla-OK.com - 01/23/09 10:05 PM

For the last few days it looks like the "staleness" started getting some life. And what do I mean by that? My phone started ringing to schedule showings and few buyers want to know more information about the properties and financing...Is this just because of the weather being kissed by few sunshiny days or we are getting into a prelude of change?
This kind of action looks really promising. And I believe a lot of us are ready to start being Realtors in the full sense of this title.
What about other markets? Have you noticed any change?
There is so … (4 comments)

housing market: Welcome 2$$9 and Yukon & Mustang Housing Market Report for IV quarter of 2008 by Bo Kociuba-www.Okla-OK.com - 01/04/09 11:13 PM
Welcome 2009!
Or perhaps shall I say WELCOME 2$$9!!
We all have new year resolutions, promises to do better, improvements, business plans etc...lots of hope. And this is great - because hope is motivating and inspiring. It gives us another chance at trying .... It is just like a spring - renews and sprouts new life which we  see waking up in front of our eyes.
Most of us appreciate the fact that 2008 is a history with a huge relief.  Quite an eventful year it was and all of it's turbulent months gave us a substantial amount of scare, a lot to think about and prompted us to take … (1 comments)

housing market: Timing or chasing the market a smart move, or is it? Bo Kociuba www.Okla-OK.com - 10/03/08 10:09 AM
Part 1 of 4


All around we are bombarded with the information about "doom and gloom" of our housing market and the financial fiasco of the banking and lending giants. The very first question which comes to my mind - why all of these "news" are suddenly showing up now and with such urgency attached to them? What happened in the meantime? How come we haven't heard anything about it in the previous months?
 Being a Realtor I understand the "seasonal fluctuations" in the housing market. Summer months are usually most active and then slower period comes because of … (1 comments)

 

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