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mortgage finance: MORTGAGE APPLICATIONS SOAR - time to get yours? - 02/11/12 11:24 AM
             Mortgage applications soar 7.5% on low rates.
Low mortgage rates continue to attract more and more applicants. Applications for refinancing had increased 9.4% compared to a week earlier. 30 yr Freddie Mac fixed rate on average is 3.87% nationwide.
To check out if you qualify for a home mortgage loan go to: www.BestOklahomaHomes.com & click on First American Mortgage or on the link below: Fist American Mortgage Home Loan Application

Source: 'Mortgage Applications Surge on Low Interest Rates'-HouseWire Feb.8, 2012
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mortgage finance: Credit reports - how inquiries affect the score - 01/12/11 07:09 PM
Credit reports. We all have them. They became so important in our lives. The score either rewards us financially or can bite us in the pocket....
It seems like every business decision in based on our credit report rating.
Are we credit worthy? How our credit report will affect our pocket? From lenders, creditors, insurance agencies to landlords and such - almost everyone has the right to access our credit report file.
There is so much confusion and plenty questions about who can access our credit, what inquiry affect my credit score, can I monitor my credit and … (2 comments)

mortgage finance: 4 Tips to Determine How Much Mortgage You Can Afford - 01/07/11 07:13 PM
4 Tips to Determine How Much Mortgage You Can Afford By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget.
1. The general rule of mortgage affordability As a rule of thumb, you can typically afford a home priced two to three times your gross income. If you earn $100,000, you can typically afford a home between $200,000 and $300,000.To understand how that rule applies to your particular financial situation, prepare a family budget and list all the costs of homeownership, like property taxes, insurance, maintenance, utilities, and community association fees, if … (2 comments)

mortgage finance: What mortgage option is best for you? The basics ... - 08/19/10 02:29 PM
Understand which mortgage loan is best for you so your budget is not stretched too thin.
Mortgage rates can be fixed or adjustable. Do your homework to determine which is right for you. Image: Veer
It’s easier to settle happily into your new home if you’re confident you can afford it. That requires that you understand your mortgage financing options and choose the loan that best suits your income and ability to tolerate risk.
The basics of mortgage financing The most important features of your mortgage loan are its term and interest rate. Mortgages typically come in 15-, 20-, 30- or … (2 comments)

mortgage finance: How much house can I afford? How much mortgage can I handle? - 08/17/10 07:22 PM
 
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget.
Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.
1. The general rule of mortgage affordability
As a rule of thumb, you can typically afford a home priced two to three times your gross income. If you earn $100,000, you can typically afford a home between $200,000 and $300,000. To understand how that rule applies to your … (3 comments)

mortgage finance: 7 Tips for Coming Up with Down Payment Money - 08/01/10 10:47 PM
Zero down loans are (almost) entirely a thing of the past. While many wanna-be buyers are tucking their down payment pennies away, many of these folks feel that they’re missing out on deals in the meantime!Here are my top 7 tips for coming up with those critical down payment funds:Know how much you need to save. We all know that to reach a goal, you have to set a clear target. So, first things first: figure out exactly how much of a down payment you actually need. If you have a credit score of at least 620, you may be able … (13 comments)

 

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