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If there are problems with the home your are trying to sell the best thing is to just disclose them. If you lie about something that is significantly wrong with the property you open yourself up to being sued. On the other hand if there are little things you are trying to hide like a creaking floor board or the unpainted portion of the wall behind the sofa, never have a child present if a Realtor is showing your Home to a prospective buyer. You shouldn't even really be around the house when it's being shown in the first place - (4 comments)
Will Your Legacy Have An Asterisk Beside It? - 01/24/10 12:03 PM
They are developing Legacies for everyone now - just take a look at some of the new reality shows on Fox and other stations. Hoarders - you can go down in history as being one of the greatest Dirty Pigs that ever graced the earth. The Biggest Losers - you go through life looking like the Goodyear Blimp and then one day somebody offers you a spot on a show where you can bear your soul and your body to millions of viewers routing for you to loose that 500 pounds. American Idol - an old guy gets on the show (0 comments)
Don't bother me. I'm a Realtor. - 01/24/10 11:34 AM
Somtimes playing hard to get is a real cool deal. Maybe this realtor is somebody really special and will only offer his or her services to those who are truely worthy. Maybe by putting up all these roadblocks for communication and contact this Realtor figures that only the hearty and the brave will wind up on his doorstep. It's kind of like a girl who makes a guy jump through a bunch of hoops to get a date with her. The more hoops they guy jumps through the more he gets caught up in the game and the more he wants the girl. (6 comments)
The banks are still hesitant to make loans to homeowners. They just don't want the risk. They took the risk and look where it got them. Lenders are now looking for new metrics, actuary tables and analytics to protect them from getting stuck with bad loans. What you needed to buy a house a couple of years ago were a good credit score, proof of funds and an appraisal. New regulations are coming that will expand the entire criteria spectrum. What lenders are now looking for is what is called "Future Trending" To gather data for Future (1 comments)
THIS HOUSE HAS BEEN OFFERED TO SHOWCASE AT THE INTERNATIONAL BUILDERS SHOW
The International Builders Show at the Las Vegas Convention Center will not feature The New American Home, a sample home that showcases state-of-the-art home-building concepts, materials and construction techniques that eventually find their way into production homes across the nation. For the last twenty odd years the show has had a sample home on the floor built with new innovations for the eye to see and the hand to touch. Unfortunately the company building the sample home for the trade show ran into money problems with their lender (0 comments)
The decline in housing values and home equity affects people differently than other investments. The average person who invests in stock or bonds and other securities look at those things from a different vantage than an investment in a home. Most people feel their biggest investment is their home and housing values, not stocks or bonds, help define a person's sense of financial stability as well as their perception of wealth, soical status, etc. The right to pull equity out of the home changed the life styles of many. The average person could now live on a much higher economic level than (5 comments)
IT'S BEEN AWHILE SINCE I SIGNED A LISTING Will Realtors eventually find themselves faced with the same fate as travel agents and stockbrokers? Is there truely a real need for a live person to press the fresh to make a property sale or can it eventually be done online like so many other purchases? Is it possible we will become extinct? Some people say it will never happen. I don't know for sure. Will we go the way of the Woolly Mammoth and the Dinosaur? Should we all start thinking about finding a new profession? Real Estate consumers can go on the (27 comments)
Guidelines for Loan Modifications and Short Sales are becoming stricter and more burdensome. It seems that banks and service providers would rather get rid of the annoying homeowner than try and work a deal. If a homeowner has no money and can no longer afford to pay the freight or 31% of their gross income is just too low to make an acceptable payment then it is in the bank's best interest to foreclose so they can resell the property at market value. But what if the homeowner can come up with a payment. Maybe it's not as (2 comments)
QWRs, “Qualified Written Requests” under RESPA are a tool we use to bring mortgage servicers to the table to make deals quickly and honestly on Loan Modifications and Short Sales. When assembled properly the QWR creates a big headache for the lender and great leverage for the borrower. HOW A QWR WORKS… The homeowner or the homeowner’s attorney sends the QWR letter demanding that the lender provide discovery on the borrower’s loan. The letter also contains a Forensic Audit that points out the defects and mistakes that were made on the borrower’s file from the time of (0 comments)
SQUATTERS CREATE THEIR OWN VERSION OF HOME IMPROVEMENT The Recession has caused job cuts, endless runs of bleak headlines, 24 hours of depressing live news and an abundance of fear and loathing for everyone who is still breathing and affected by it. It has also created an Underclass called Squatters. They come from everywhere, and it really doesn't take much to qualify - all you have to be is poor with no place to live. It doesn't really matter how you acquired Squatter status because nobody is really checking. With a little bit of laziness, some bad luck and grain (0 comments)
What actually happens when you sign a Promissory Note? What you are doing is signing a document that states the terms of the loan and what will happened to you if you do not live up to the terms of the loan.
The banks has you sign the note filled with stipulations that you will give up your rights to ownership on the property should you default on the loan. But you are the only one signing the note which makes your contract and agreement with the bank one-sided. A one-sided contract considers that you (0 comments)
What do you think happens when you go to the bank to borrow money on a home? Do you think they take money out of their pocket and hand over so you can make the purchase of your property? Do you think they are happy just collecting interest from you for thirty years? No, they are not happy or satisfied at all with the fees and interest you pay to them every month.
In reality the bank is not really lending you money. Federal Reserve member banks are privately owned and do not lend money to (3 comments)
Home Foreclosures hurts the lives of families. The process is cold and calculating and doesn’t consider the impact is has on people. The objective of the bank foreclosing is to resell the property and create more wealth and profit for themselves. In a true and fair Capitalistic Environment this would be okay – the banks like all other businesses have every right to make a profit as long as there is a level playing field. The playing field was skewed when the banks were given billions of dollars last February. Where did this money come from? It came (2 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.