Bodden Real Estate Blog

Bodden Real Estate Blog http://activerain.com/blogs/boddenrealestate en-us http://activerain.com/blogsview/3038576/short-sale-lender-holding-up-progress- Short Sale lender holding up progress.... <p>One of my short sale listings should be a done deal, everyone happy and on their way.  But of course things don't work that way.....I have a cash buyer lined up at a fair price, lender is getting over 80% of their original loan and it should be already closed.  But their is a major hold up with a suborn negotiator who is trying to take the shirt off my sellers back and holding up everything.  They said they want a contribution, no problem seller agrees to make a contribution.  Then the negotiator comes back and says its not enough they want him to pay the entire amount of the short fall.  Are you kidding me?  Its not like the seller has a huge amount of money in the bank, and worst of all is that he is being forced to retire and the bank is trying to take every last dollar from him.</p> <p>Still a work in progress and hopefully will come to a win win for everyone, but it goes to show you that even if it seems like an easy deal it never is....a learning experience to say the least!!  </p> <p> </p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 13 Mar 2012 03:07:28 -0700 http://activerain.com/blogsview/3038576/short-sale-lender-holding-up-progress- http://activerain.com/blogsview/2561710/revamp-the-marketing Revamp the marketing <p>Sometimes I believe its best to take a look at yourself and your business from another angle and point of view....so I did and decided that I needed to make a change/upgrade.  It is still a work in process but I did get the ball rolling and am very happy about that!  With the help of the GREAT people at Keller Williams and eEdge I has able to make a website (<a href="http://www.Hawaiiprop.com" target="_blank">www.HawaiiProp.com</a>) that is much more user friendly, easy on the eyes and hopefully a lead generating machine!  This is not only good for me, but good for my clients aswell and will get their properties much more exposure.  </p> <p>The next one to get a revamp is my main site (<a href="http://www.boddenrealestate.com" target="_blank">www.BoddenRealEstate.com</a>)....soon to come.</p> <p>What do you think?</p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 18 Oct 2011 15:15:16 -0700 http://activerain.com/blogsview/2561710/revamp-the-marketing http://activerain.com/blogsview/2482108/cracked-the-top-25 Cracked the top 25 <p>Just cracked the top 25 in Honolulu!!  Next is the top 50 in Hawaii....</p> <p> </p> <p>If anyone is looking for a good agent in Hawaii please consider me.  I will give your clients the same excellent service that I give to all my clients.  Buying, selling or investing I would be happy to assist.  Referrals are welcomed.</p> <p> </p> <p>Mahalo</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 30 Aug 2011 16:58:30 -0700 http://activerain.com/blogsview/2482108/cracked-the-top-25 http://activerain.com/blogsview/2414831/charming-single-floor-home-in-mililani-mauka-available- Charming single floor home in Mililani Mauka available!! <p>We just had a price reduction on the beautiful single story home in Mililani Mauka.  The home has been repainted inside and out, new laminate florring in the kitchecn and baths, custom trellace work outside with a beautifully landscaped yard.  </p> <p>This home is just waiting for the right buyer to move in......here are a few pictures.</p> <p> </p> <p><img src="http://activerain.com/image_store/uploads/6/0/5/8/5/ar131135763358506.jpg" height="600" alt="" width="800"></p> <p> </p> <p><img src="http://activerain.com/image_store/uploads/9/7/9/6/5/ar131135770256979.JPG" height="300" alt="" width="400">  <img src="http://activerain.com/image_store/uploads/9/8/4/5/0/ar131135775405489.JPG" height="300" alt="" width="400"></p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 22 Jul 2011 14:04:47 -0700 http://activerain.com/blogsview/2414831/charming-single-floor-home-in-mililani-mauka-available- http://activerain.com/blogsview/2302714/short-sale-approved- Short Sale Approved! <p>So I received an offer on one of my short sale listings about a month ago.  Put the package together, sent it to the lender and play the waiting game.......Everytime I call (customer service only because they won't give out the negotiators number) they tell me to send this information or that document and some kind of update, basically the run around.  Then they say don't call till this date....well I call on that date and they tell me that everything is with the negotiator and I should be receiving an answer soon.</p> <p>The next week they tell me that the negotiator  sent a counter a few weeks ago and that the file has been closed because we didin't respond....you have got to be kidding me right!!  </p> <p>Since then I have been able to get in contact with the negotiator and have forward progress, a blessing in disguise!</p> <p> </p> <p><span style="white-space: pre;"> </span></p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Wed, 18 May 2011 00:59:19 -0700 http://activerain.com/blogsview/2302714/short-sale-approved- http://activerain.com/blogsview/2253089/ocean-pointe-home-needed- Ocean Pointe home needed! <p>So I have a buyer that is looking for a home to purchase in the neighborhood of Ocean Pointe in Ewa Beach Hawaii.  We have looked at a good number of homes, but haven't quite seen that perfect home.  Well if any of you on the world wide web has an interest in selling your home, I have a buyer for you!</p> <p><a href="http://www.boddenrealestate.com/FreeHomeValuation" target="_blank">Contact me today for a FREE home valuation.</a></p> <p>Mahalo</p> <p> </p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 19 Apr 2011 03:27:49 -0700 http://activerain.com/blogsview/2253089/ocean-pointe-home-needed- http://activerain.com/blogsview/2232297/don-t-take-a-signed-contract-for-granted Don't take a signed contract for granted <p>So I had a contract signed, great price for my seller and a quick close....Great Job right?  Not really!!!  This was in January and a couple days after opening escrow a water heater leaked (property was vacant) on the 2 units directly below my sellers.  Now what to do?  File an insurance claim, send in paperwork, wait, get a few quotes from contractors, wait, wait, check with condo association make sure things are moving forward, wait, wait and more waiting, uncooperative owners in units that were damaged....so I think you get the point.  </p> <p>We have a signed contract but because of circumstance we can not close escrow and by now the buyers have canceled a couple weeks ago.  </p> <p>Today I got an offer 10% lower then our last offer, and construction has still not begun.  Sometimes just because you have a signed contract, and a ready willing and able buyer and seller.  It doesn't mean you have a done deal..... </p> <p> </p> <p>A LEARNING EXPERIENCE..... </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Thu, 07 Apr 2011 05:06:34 -0700 http://activerain.com/blogsview/2232297/don-t-take-a-signed-contract-for-granted http://activerain.com/blogsview/2220765/-100-000-000-luxury-property-sold-in-california- $100,000,000 luxury property sold in California! <p>I just read the newspaper (yes I still read an actual newpaper) this morning and on the front page of the Money section was a picture of a property that was recently sold in California....for $100Mil to a Russian Billionare.</p> <p>Hawaii has some great luxury estates for sale as well and I would be happy to help in purchasing one!</p> <p>Mahalo</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 01 Apr 2011 12:41:50 -0700 http://activerain.com/blogsview/2220765/-100-000-000-luxury-property-sold-in-california- http://activerain.com/blogsview/2199662/20-000-and-climbing- 20,000 and climbing! <p>This post will officially put me over 20,000 points!  </p> <p>Through ActiveRain I have got some great advice on technology things, yard signs, been able to post new listings and met some great people.  Thank you ActiveRain for giving us in the real estate industry this great tool.  </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Mon, 21 Mar 2011 13:26:12 -0700 http://activerain.com/blogsview/2199662/20-000-and-climbing- http://activerain.com/blogsview/2196104/price-reduction Price Reduction <p>So what is a proper price reduction?</p> <p>I normally advise my clients to price it well from the get go, but there are some sellers who want to list their properties a little higher just to test the market which is totally understandable.  Now after that if their is no activity and no offers (especially for a short sale) for a few weeks it is time for a price reduction....</p> <p>Now the question is how much of a reduction?  Say the property is listed at $350k, is $5k every 7-10 days a good amount?  Or is it better to make a more substantial reduction once the better way to go?  I'm a believer in the later, but others like to go with the small gradual steps...</p> <p>As long as I get an approval for my client, close the transaction and everybody is happy it doesn't really matter right!</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 18 Mar 2011 23:35:00 -0700 http://activerain.com/blogsview/2196104/price-reduction http://activerain.com/blogsview/2196093/great-maui-properties Great Maui Properties <p>Had some great showings today with a client looking for a property on Maui.  There are some great homes to chose from in the mid $300's up to the high $400k range.  Kehalani has some great resale homes in a few of the neighborhoods.  Many of these homes are REO's and have been stripped of all appliances so depending on the loan, financing may be a problem for some buyers....The inventory seems to be about 2/3rds to 3/4ths short sales and REO's.</p> <p>This is a great opportunity for people to buy or sell properties in Hawaii</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 18 Mar 2011 23:19:20 -0700 http://activerain.com/blogsview/2196093/great-maui-properties http://activerain.com/blogsview/2157166/yard-signs-2 Yard Signs 2 <p>Coming soon to a home near you....</p> <p><img src="http://activerain.com/image_store/uploads/9/5/5/4/0/ar129865575404559.jpg" height="309" alt="" width="400"></p> <p> </p> <p>I just wanted to thank all of you who put your input into my question about yard signs.  I decided to go short and sweet and to the point, reflective also so it can be seen at night.  </p> <p>Home owners: Are you looking to sell in Hawaii?  I would be happy to give you a free evaluation of your homes value.</p> <p>Mahalo and Aloha from Hawaii!!</p> <p> </p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 25 Feb 2011 12:45:49 -0800 http://activerain.com/blogsview/2157166/yard-signs-2 http://activerain.com/blogsview/2150555/yard-signs- Yard Signs.... <p>So I need to buy some new for sale signs and for some reason or another I can't decide on which type to get...it seems like such an easy thing to do but after doing a bit of research and speaking with a few companies one would never believe the amount of bells and whistles that go along with a simple for sale sign.   Full color, 4 colors, laminated, not laminated, reflective, non reflective....and that is just the sign itself, the stand is a whole nother thing to decide on. </p> <p>The ones that I have been using are just the standard simple for sale sign that you would see anywhere.  I'm the type that likes things simple and to the point, extra things just distract me and I'm sure they must distract whoever is looking at the sign as well. </p> <p>Another small problem is that being here in Hawaii in the middle of the ocean shipping is a pretty penny so I'm pretty much stuck with going with a local company.  It has its drawbacks but also I like to support my community as much as possible. </p> <p>Any great ideas and/or suggestions on signs?  Has anyone found that one type gets more calls then others?  Thank you Rainers in advance!!</p> <p> </p> <p>Mahalo</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 22 Feb 2011 01:25:06 -0800 http://activerain.com/blogsview/2150555/yard-signs- http://activerain.com/blogsview/2097220/new-listing-in-kapolei New listing in Kapolei <p>Great new listing in Kapolei!!  Here are a few pictures:</p> <p><img src="http://activerain.com/image_store/uploads/9/9/6/9/6/ar129594339869699.jpg" height="336" alt="Kapolei home fore sale - www.BoddenRealEstate.com" width="448"></p> <p><img src="http://activerain.com/image_store/uploads/5/3/5/8/0/ar129594344708535.jpg" height="336" alt="Kapolei home fore sale - www.BoddenRealEstate.com" width="448"></p> <p><img src="http://activerain.com/image_store/uploads/7/1/9/4/4/ar129594348244917.jpg" height="336" alt="Kapolei home fore sale - www.BoddenRealEstate.com" width="448"></p> <p><img src="http://activerain.com/image_store/uploads/1/4/7/7/3/ar129594351637741.jpg" height="336" alt="Kapolei home fore sale - www.BoddenRealEstate.com" width="448"></p> <p> </p> <p>This is a short sale that is subject to lender approval.  Please feel free to contact me with any questions that you may have.  This property is in the heart of Oahu's 2nd city of Kapolei and is close to Costco, Target, Safeway and countless other shops.  Home buyers may purchase this home with little to no money down with a FHA, VA, USDA and/or conventional financing.</p> <p> </p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 25 Jan 2011 03:20:59 -0800 http://activerain.com/blogsview/2097220/new-listing-in-kapolei http://activerain.com/blogsview/2079068/don-t-over-explain-the-situation- Don't over explain the situation... <p>So I got a call earlier this week from a homeowner who is ready to list his property for sale as a short sale....great news!  This is of course the normal transaction in todays market. </p> <p>But what to do, the seller is ready to sell, just told me to send over a listing agreement for him to sign and never once asked about any explanation of the listing, addendum's or anything...What to do?  Myself I like to explain myself to every single buyer and seller no matter what bottom line period.  I go over the entire listing, purchase contract, etc.  Others might see this as over kill, but hey I'm old school I guess I am the type that sits with their clients and makes sure they know what they are signing before they sign anything.  This is of course their home and most likely the biggest investment of their lives...I am the type of agent who sits with their client at the signing table.... </p> <p>Would you expect your agent to do anyting less?</p> <p> </p> <p>Mahalo,</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Sun, 16 Jan 2011 07:01:40 -0800 http://activerain.com/blogsview/2079068/don-t-over-explain-the-situation- http://activerain.com/blogsview/2021402/get-your-home-ready-to-sell-now Get your home ready to sell NOW <p>Homeowners who have been waiting for the time to sell or have been hoping to postpone a pending foreclosure but just haven't taken the step yet to list your property.  This post is especially for you....</p> <p>As the end of 2010 rapidly approaches the new year is going to be here before you know it.  You may be in a situation where you want to sell your home or need to sell your home, well now is the time to get that home ready to be sold.  Don't fall behind to start the new year, get your home ready now so that when you <a href="http://www.boddenrealestate.com/ContactUs" target="_blank">contact your Realtor</a> you are ahead of the game and are ready to start 2011 with a bang.</p> <p>If you or someone you know would like further information please feel free to contact me.</p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Wed, 15 Dec 2010 05:13:41 -0800 http://activerain.com/blogsview/2021402/get-your-home-ready-to-sell-now http://activerain.com/blogsview/2012494/facing-foreclosure- Facing Foreclosure? <p>I met with a homeowner today who is going through the foreclosure process and is in the beginning stages of trying to figure out what to do....Now at this point the homeowner has no idea what to do and all she knows is that she is going to lose her home.  This story is told over and over across the country.</p> <p>So what happened?  I met with her and she is apparently working with an investor who gave her an offer to purchase her home and is in discussions with her lender.  The offer is substantially lower then market value and will most likely not get approved with the lender.  That being said I gave her the facts and told her the value of going with a Realtor instead of an investor, one HUGE benefit is being on the MLS and giving the public the opportunity to purchase her property instead of only one investor who is looking out for his bottom line.</p> <p>Help is available for homeowners who are in need of help....</p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 10 Dec 2010 06:37:47 -0800 http://activerain.com/blogsview/2012494/facing-foreclosure- http://activerain.com/blogsview/1910943/hot-buys-oahu-hawaii Hot Buys - Oahu, Hawaii <p>I was going through the inventory in Ocean Pointe, Ewa Beach and came across a few Hot Buys that I thought I would share with all of you.  Their are 8 properties that really cought my eye, ranging from $379k for a 3 bedroom 2 bathroom (the only single family home under $400k in Ocean Pointe) home to $580k for a 4 bedroom 3 bathroom home.  These properties really cought my eye because they are either new to the market, or have been on the market but still available. </p> <p>The interest rates are still at historic (50 year) lows which increases the buying power and allows buyers to "get more house for your money".  If you would like further information on these homes or any others please contact me today.</p> <p>Mahalo</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Wed, 13 Oct 2010 05:46:43 -0700 http://activerain.com/blogsview/1910943/hot-buys-oahu-hawaii http://activerain.com/blogsview/1910537/activerain-is-great ActiveRain is GREAT <p>Just wanted to say thank you to Active Rain for their great customer support and help...I recently needed some help with my account and got my issue resolved in 1 phone call.  Yes I was able to speak to a real person on the first call...no waiting, no automated operator, a real human.  It is great to know that they really back up things that they say.</p> <p> </p> <p>Mahalo</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 12 Oct 2010 20:52:24 -0700 http://activerain.com/blogsview/1910537/activerain-is-great http://activerain.com/blogsview/1871191/7000-points-look-out-10k-here-i-come- 7000 points! Look out 10k here I come! <p>I never thought that I would get to this amount of points with what doesn't seem like an unreal amount of effort.  Now I know it isn't anything to get too excited about and that I have a ways to go before I add my next digit but it is a start!</p> <p>10000 Points Here I come!!</p> <p>Mahalo</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 21 Sep 2010 20:48:03 -0700 http://activerain.com/blogsview/1871191/7000-points-look-out-10k-here-i-come- http://activerain.com/blogsview/1300065/foreclosure-on-the-horizon Foreclosure on the Horizon <p><strong><span style="text-decoration: underline;">Have you seen this guy?</span></strong></p> <p> </p> <p>There is a very good chance that you have and don't even know it. He is on the verge of foreclosure and possibly just one bad month away from losing his home. He is not alone because in the US the total number of delinquencies is over 13%. This means that a little over 1 out of every 10 people are late on their mortgage. To break down this 13% further, 8.86% of homeowners are delinquent on their mortgage (missed a payment) and 4.3% of homeowners are in foreclosure. This is a HUGE number of homeowners who need help.</p> <p>Another very mind boggling statistic is that 7 out of 10 homeowners who are in foreclosure go in blind and do not seek any advice from a real estate professional. As a Certified Distressed Property Expert (CDPE) I have been trained to help homeowners avoid foreclosure and to show them that they still have options.</p> <p>Even if you owe more on your home then it is worth there are a number of things that can be done to HELP YOU! The banks do not want to foreclose on your home any more then you want to lose your home it costs them thousands of dollars and months on end to go through the foreclosure process.</p> <p><a href="http://www.boddenrealestate.com/~boddenr/Contact_Us.htm">If you or someone that you know is in foreclosure, on the verge of being late on your mortgage, owes more on your home then it is worth, or just wants some further information, contact me today. As a CDPE I have the knowledge and expertise to help you avoid foreclosure.</a></p> <p> </p> <p><a href="http://www.boddenrealestate.com/~boddenr/Bio.htm">Chris M.T. Bodden (RA, CDPE)</a></p> <p> </p> <p><img title="cdpe-logo-slogan.jpg" src="http://www.boddenrealestate.com/~boddenr/mystuff/Image/cdpe-logo-slogan.jpg" height="66" alt="cdpe-logo-slogan.jpg" width="458"></p> <p> </p> <p> </p> <p>*Statistics provided by the Distressed Property Institute.</p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 23 Oct 2009 13:45:55 -0700 http://activerain.com/blogsview/1300065/foreclosure-on-the-horizon http://activerain.com/blogsview/1287888/ocean-pointe-condo-statistics-www-boddenrealestate-com Ocean Pointe Condo Statistics- www.BoddenRealEstate.com <p><img src="http://activerain.com/image_store/uploads/9/0/1/1/4/ar125568584941109.gif" height="63" alt="" width="85" style="FLOAT: left; MARGIN: 5px;"></p> <p><strong>The Ocean Pointe neighborhood of Ewa Beach, Hawaii has 5 distinct town home neighborhoods, Ke Noho Kai, Ke Aina Kai, Mariners Place, Spinnaker Place, and Fairways Edge.  The units are all 2-3 bedrooms and bathrooms, starting at 823 square feet and going up to 1470 with prices starting at $199,000 up to $578,990.  The vast majority of the units have 3 bedrooms 2.5 baths, range in size from 1000 - just under 1200 square feet, with prices in the high $200,000 up to the mid $300,000 range (With the exception of Mariners Place which is priced in the low to mid $200,000's).</strong></p> <p><strong>To review the activity in the last few months (7/15/2009 - 10/15/2009), there was a total of 16 sales, 8 contracts pending which will be closed in the near future, 16 contracts currently in escrow, and 26 properties actively on the market.  This is great news and shows tremendous activity and movement in the market.  </strong></p> <p><strong>To Search all listings in Honolulu County go to </strong><a href="http://www.SearchHawaiiProperties.com"><strong>www.SearchHawaiiProperties.com</strong></a><strong> </strong></p> <p><strong></strong></p> <p><strong>Mahalo</strong></p> <p><strong><em>Chris M.T. Bodden, RA, CDPE</em></strong></p> <p><a href="www.boddenrealestate.com" target="_blank"><strong><em>www.BoddenRealEstate.com</em></strong></a></p> <p> </p> <p><img src="http://activerain.com/image_store/uploads/7/0/7/6/5/ar125568777856707.jpg" height="51" alt="" width="218"></p> <p> </p> <p> </p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Fri, 16 Oct 2009 05:11:08 -0700 http://activerain.com/blogsview/1287888/ocean-pointe-condo-statistics-www-boddenrealestate-com http://activerain.com/blogsview/1045105/ocean-pointe-active-property-report Ocean Pointe - Active property report <p> </p> <p><strong> <p> </p> <p>Here is a report of the active single family listings in Ocean Pointe, Hawaii.  Hope that this is helpful to those of you that are <a href="http://www.boddenrealestate.com/ListingsSearch.php" target="_blank">searching in the Ocean Pointe</a> area of Ewa Beach.  Please feel free to <a href="http://www.boddenrealestate.com/index.htm" target="_blank">contact me with any questions you may have</a>.</p> <strong> <p><img src="http://activerain.com/image_store/uploads/3/1/1/6/0/ar124039486706113.jpg" height="286" alt="" width="400" style="float: left; margin: 5px; border: black 2px solid;"></p> <p> </p> <p>There are a total of 33 homes for sale that are available as of today (4/22/2009).  The prices range from $387k - $650k.  The smallest home has a square footage of 1275 and the largest 2357, the smallest home has 3 bedrooms and 2 bathrooms where the largest is a 5 bedroom 3.5 bath home.  On average you are looking at a 4 bedroom 2.5 bath home with a square footage of 1672 at $297/square foot.  For the lot size it ranges from 3851 square feet to 6503 square feet with an average of 4640 square feet.</p> <p>As you can see from the picture there are big plans for Ocean Pointe and now is a great time to take advantage of the low prices and even <a href="http://www.boddenrealestate.com/PreQualification.htm" target="_blank">lower interest rates</a>.  The Ocean Pointe area of the island is <a href="http://www.boddenrealestate.com/Buyers.htm" target="_blank">brand new and waiting for you to move your family in...</a></p> <p>Mahalo</p> </strong></strong></p> <p> </p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Wed, 22 Apr 2009 05:17:14 -0700 http://activerain.com/blogsview/1045105/ocean-pointe-active-property-report http://activerain.com/blogsview/1045096/appraised-values-not-meeting-the-mark Appraised Values not meeting the mark <p><strong>I recently had a client that I </strong><a href="http://www.boddenrealestate.com/Buyers.htm" target="_blank"><strong>represented as the buyers agent</strong></a><strong>...we <a href="http://www.boddenrealestate.com/ListingsSearch.php" target="_blank">looked at properties</a> for months, put in offers and finally got one under contract.  <a href="http://www.boddenrealestate.com/" target="_blank">Luckily it was the best one</a> that we had looked and an absolute steal.  Everything went well through the transaction except when we got the <a href="http://www.boddenrealestate.com/Home_Valuation_Request.htm" target="_blank">appraised value</a> (VA Loan), which ended up being $10k short.  At first I thought it wasn't a big deal and $10k didn't seem like much when the property is valued at more then $500k, but it sure is ending up to be a HUGE headache.  The main problem is that the property is one of the nicest in the neighborhood and there are a number of back up offers in place behind ours...That $10k is the credit that we were getting from the sellers for closing costs and the buyers don't want to dish out any more cash.  Seems like we may be stuck between a rock and a hard place!</strong></p> <p><strong>Best of all the only comps that the appraiser can use have 1 bedroom and bathroom less than the subject property!  Just one of the many bumps in the road in the Real Estate industry...</strong></p> <p><strong> </strong></p> <p> </p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Wed, 22 Apr 2009 04:34:54 -0700 http://activerain.com/blogsview/1045096/appraised-values-not-meeting-the-mark http://activerain.com/blogsview/1012506/don-t-be-fooled-this-april-fools- Don't be fooled this April Fools! <p><strong>There is a rumor of a very bad computer virus that will be going around for April fools, so make sure that you don't become a victim.  Here is the article:</strong></p> <p> </p> <p> By the Associated Press</p> <p>SAN FRANCISCO - The Conficker worm, a nasty computer infection that has poisoned millions of PCs, will start ramping up its efforts tomorrow to use those machines for cybercrimes. It's unclear whether everyday PC users will even notice, but this is as good an excuse as any to make sure your computer is clean.</p> <p>There are some easy ways to figure out whether a computer has the Conficker worm, and free tools available for getting rid of it.</p> <p>One scary thing about Conficker is that it spreads without human involvement, moving from PC to PC by exploiting a security hole in Microsoft Corp.'s Windows operating system. The hole was fixed in October, but if your computer doesn't get automatic updates from Microsoft, you could be vulnerable.</p> <p>Lots of computer worms disable antivirus software outright, which can be a tip-off that something is wrong. But Conficker doesn't do that. Instead, Conficker blocks infected PCs from accessing the antivirus vendors' and Microsoft's Web sites, so victims won't get automatic updates a nd can't download the Conficker removal tools that those companies have developed.</p> <p>So see what Web sites you can visit. If you can navigate the Internet freely except for sites owned by Microsoft or antivirus vendors such as Symantec Corp., McAfee Inc. or F-Secure Corp., your PC might have Conficker or a similar bug.</p> <p>Fixing the problem gets a little trickier.</p> <p>The best remedy is to have a friend - whose computer is not infected - download a removal tool from Microsoft or one of the antivirus vendors. Then that person should e-mail the tool to you.</p> <p>A list of the free Conficker removal programs is available on the Web site of the Conficker Working Group, an alliance of companies fighting the worm. The removal programs will take care of themselves, for the most part, scanning your system and purging the worm.</p> <p>One thing to note: Conficker blocks infected machines from running removal tools with "Conficker" in the name. So users might have to change the name of the file (one you've saved the tool to your desktop, right-click on it and select "rename") before running it. The program's instructions will let you know if you need to do this. Many antivirus vendors have already changed the names in their removal tools - in some cases calling the file a misspelled variant of "Conficker" - to trick the worm into letting the program run.</p> <p>Businesses have a bigger challenge, because Conficker has yet another method for evading de tection. Once the worm is inside a machine, it applies its own version of the Microsoft patch that fixes the vulnerability Conficker exploited in the first place. So a business running a standard network scan, looking for unpatched machines, might come up empty-handed, even though some computers on the network are infected.</p> <p>The scans need to take a deeper dive into the machines on the network - something an antivirus vendor's service should enable. For government agencies, contractors and operators of critical infrastructure, the Department of Homeland Security also has released a network-detection tool for Conficker.</p> <p>On the Net:</p> <p>List of Conficker removal programs:</p> <p><a href="http://www.confickerworkinggroup.org/wiki/pmwiki.php?nANY.RepairToo" target="_blank">http://www.confickerworkinggroup.org/wiki/pmwiki.php?nANY.RepairToo</a> ls</p> <p>Homeland Security's announcement of its detection tool:</p> <p><a href="http://tinyurl.com/c3petb" target="_blank">http://tinyurl.com/c3petb</a></p> <div class="agent_signature"> <p>Chris M.T. Bodden - RA,CDPE</p> <p>Keller Williams Realty</p> <p>808-780-8857</p> <p><a href="mailto:chris@boddenrealestate.com">chris@boddenrealestate.com</a></p> <p><a href="http://www.BoddenRealEstate.com">www.BoddenRealEstate.com</a></p> </div> Chris M.T. Bodden RA,CDPE- www.BoddenRealEstate.com (Keller Williams Realty) Tue, 31 Mar 2009 21:35:37 -0700 http://activerain.com/blogsview/1012506/don-t-be-fooled-this-april-fools-