10 Steps to A Better Credit Score: Part 3 - 08/31/10 02:55 PM
10 Steps to a better credit score: Step three is creating a BUDGET
One way to avoid financial mistakes is to know where all your monies should go.  Sometimes it's a little scary to sit down and "face the music,"  to see where all of your money is actually going.  Budgeting  is a vital step in turning around your financial situation and begin moving forward.  A key to your credit score  and improving it is to  learn to expect the unexpected.  Create a budget and stick to it.
Although creating a budget and sticking to it maybe stressful at first; I guarantee the creditor calls … (0 comments)

Consumers Beware of New Credit Card Offers Arriving in Your Mailbox - 08/30/10 01:28 PM
Consumers beware of new credit card offers that may be arriving in your mailbox. Due to the increased regulations mandated on the credit card act (Credit Card Accountability and Responsibility and Disclosure Act of 2009), creditors have become more creative. Beware of "Professional Cards" not covered by the act. In the old days, professional cards were sent to small business owners or corporate executives, but now they are starting to target consumers. According to an article in Wall Street Journal, "Beware That New Credit-Card Offer" written by "JESSICA SILVER-GREENBERG" "in the first quarter of 2010 issuers mailed out 47 million professional … (2 comments)

Salt Lake County Market Statistics: days on market, average price and units sold - 08/27/10 09:41 AM
Salt Lake County Market Statistics: days on market, average price and units sold
Salt Lake County Market Statistics: days on market, average price and units sold. 
Salt Lake County, Single Family Home Statistics: Below are the most recent market statistics for single family homes in Salt Lake County.   The amount of homes listed shows people want to sell their homes, but can the buyers qualify and get the loans.  Low credit scores are limiting the buyer pool along with buyers who do not have sufficient funds to put the money down required by loan programs. check out www.utahcreditcoach.com for more information on credit reports and  credit scores
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Another Successful Meeting With Clients - 08/26/10 06:34 PM
Another Successful Metting with Clients
Another fantastic meeting with clients today. I met with a young couple today who have been through some really tough times. They have been working diligently on moving forward, trying to put the past behind them. Their ultimate goal is to stop renting and purchase a home of their own. Instead of having more doors slammed in their face, they finally had one open up.
I looked over their credit report and sure enough there were errors on the file. Close to 80% of the credit reports out there have errors on them. This made all … (1 comments)

10 Steps to a Better Score: Part 2 - 08/25/10 01:19 PM
10 Steps to a Better Score: Part 2
Credit Score Errors: Millions of Americans are probably unaware of the fact that close to 80% of the credit reports out there contain some type of error on them.  Of that percentage 25% of the errors are so detrimental they result in being denied for loans, financial aid and maybe even a new job.Insurance companies even pull your credit and charge more on your premiums for lower credit scores.  The graph shows the difference someone would pay on their home loan based on their credit score and the interest rate they would be able to … (1 comments)

Home Sales Down Across the Country, Salt Lake County down 36% - 08/25/10 09:47 AM
Home Sales Down Across the Country??  Salt Lake County Down 36%.  In a Year to Year comparison this seems like more bad news, but it all depends on how you manipulate the numbers and what time frame you want to compile numbers to report.  Below is an article recaping the news article.
 

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You want to pull my credit ? Are your prepared? - 08/23/10 05:59 PM
You want to pull my credit ? Are your prepared?
In the past everyone knows that  whenever you make a major purchase your credit will be pulled.  And even now most people know that business pull your credit when you purchase a cell phone, tires,  insurance etc. 
For whatever reason,  this weekend I was thrown for a loop.  
My daughter is in 4th grade and its now time to start band......  knowing my daughter, this may be a short term activity so we decided to rent an instrument instead of purchasing one.  After figuring out the saxophone wasn't going to work (too heavy, fingers … (1 comments)

Salt Lake County Condo Sales August 10, 2010 - 08/20/10 09:07 AM
Salt Lake County, Condo Sales
Salt Lake County, Condo Statistics: Below are the most recent market statistics for condos in Salt Lake County. I can't believe the amount of choices buyers have right now! Unbelievable, what an amazing time!~ rates are rock bottom, you'll be sorry if you wait.     Please contact a real estate professional for all your real estate needs.
 For people not familiar withUtah: Salt Lake County includes Salt Lake City, West Valley, Kearns, West Jordan, South Jordan, Riverton, Bluffdale, Herriman, Magna,Holladay, Cottonwood Heights, Sandy, Draper, White City, Taylorsville, Midvale, South Salt Lake, Snowbird, Solitude,Murray, Emigration Canyon,Copperton, Brighton, Alta,Bingham Canyon.

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FICO Reports Credit Scores At an All-Time Low - 08/19/10 03:31 PM
Below is a fantastic article written by Dawn Allcot: found on www.creditshout.com regarding credit scores and where America stands.  Credit scores affect all aspects of our lives.  Dawn wrote a fantastic article I thought was worth sharing.
FICO Reports Credit Scores At an All-Time Low
By Dawn Allcot www.creditshout.com
 
A new report issued by FICO, still the number one company that provides credit scores lenders view to assess an individual’s credit risk, shows a number of interesting facts about the current U.S. economy.
1. More Americans have poor credit than ever before.
2. There are also more Americans with … (0 comments)

10 Steps To A Better Credit Score: Part 1 - 08/17/10 02:17 PM
10 Steps to a better credit score: part 1:::   What's my credit score?  What does it mean? Why do I need a credit score? How will a short sale, bankruptcy, foreclosure affect my score? How often should I pull my credit report? I can't afford my debt, now what? Divorce, Credit card bills, late payments...oh my....
 
Consumer debt is at an all time high, stress levels are rising, people often wonder if they should consider consumer credit counseling, look for credit solutions, debt settlement and maybe bankruptcy.
Its time for everyone to take charge of their credit score.  Its time for all of … (0 comments)

Salt Lake County Condo Sales - 08/17/10 08:42 AM
Salt Lake County, Condo Sales
Salt Lake County, Condo Statistics: Below are the most recent market statistics for condos in Salt Lake County. I can't believe the amount of choices buyers have right now! Unbelievable, amazing time rates are rock bottom, you'll be sorry if you wait.     Please contact a real estate professional for all your real estate needs.
 For people not familiar withUtah: Salt Lake County includes Salt Lake City, West Valley, Kearns, West Jordan, South Jordan, Riverton, Bluffdale, Herriman, Magna,Holladay, Cottonwood Heights, Sandy, Draper, White City, Taylorsville, Midvale, South Salt Lake, Snowbird, Solitude,Murray, Emigration Canyon,Copperton, Brighton, Alta,Bingham Canyon.


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Salt Lake County, Single Family Home Market Statistics for Salt Lake County - 08/17/10 08:36 AM
Salt Lake County Market Statistics: days on market, average price and units sold
Salt Lake County Market Statistics: days on market, average price and units sold. 
Salt Lake County, Single Family Home Statistics: Below are the most recent market statistics for single family homes in Salt Lake County.   The amount of homes listed shows people want to sell their homes, but can the buyers qualify and get the loans.  Low credit scores are limiting the buyer pool along with buyers who do not have sufficient funds to put the money down required by loan programs.
  Please contact a real estate professional for all your real estate … (0 comments)

Fico Score: Credit Score, Credit Reports, Credit Solutions - 08/16/10 04:09 PM
Fico Score: Credit Score, Credit Reports, Credit Solutions.  Being in this business means you need to continually grow your knowledge base.  I constantly run into people who have questions regarding their credit score, credit, bad, good, the difference, whether they should get consumer credit counseling, can they buy a home with bad credit, will a lender loan to someone with bad credit, credit card debt, what steps they need to take to achive debt relief? the list goes on and on and on.  Many of us can answer questions all day because of our experiences with clients and real estate transactions.  I … (0 comments)

Blood Drive Grace Lutheran School, Sandy Utah - 08/16/10 08:26 AM
Blood Drive Grace Lutheran School, Sandy Utah.  Need something to do?  Feel the need to donate some blood?  I have the place for you.  Check it out.  Call for an appointment so your wait time (if any) will be minimized.  A fantastic way for you to help others help.

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www.UtahCreditCoach.com - 08/11/10 03:28 PM
www.UtahCreditCoach.com   If your credit score is stuck, if you want to work on your credit score.  Are you trying to qualify for a loan but your scores too low?  There are many reasons why you need to know what your credit score is.  For some, the challenge comes when you try to keep your credit score in the good to excellent range, while others have had an unfortunate event arise resulting in some late payments, others have had to file bankruptcy or had to sell their home via short sale, lost their jobs, the list goes on and on.  Your credit score fluctuates and even the smallest error … (0 comments)

New Listings in Salt Lake City, Salt Lake County Utah - 08/09/10 04:06 PM
Fantastic home located in Salt Lake City.  Close to shopping and other great ammenities.  Features large RV parking, an open and spacious floor plan, 4 bedrooms, 3 bathrooms, large laundry room, 2 family rooms, basement walkout to fenced backyard = privacy.  Walking distance from brand new elementry school.  Must see to appreciate all it has to offer.
 

 
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Volunteers Needed Tomorrow Grace Lutheran School - 08/02/10 07:27 PM
Volunteers Needed Tomorrow August 3rd, 2010 Grace Lutheran School.  If you live in the area and have some time to volunteer some of your time we would love your help.
1815 E 9800 S Sandy Utah
 

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Kim Boekholder (Broker, Relocation,IMSD) Salt LakeHomes For Sale,UtahReal Estate

Sandy, UT

More about me…

Results Real Estate 801.580.5624

Address: Serving all of Salt Lake County, Utah, Moving? I'd love to help. Real Estate Help For You, Specializing in Sellers, Buyers and Relocation., Sandy, UT, 84093

Cell Phone: (801) 580-5624

Email Me

Author Bio: Kim Boekholder Broker/Owner of Results Real Estate. Helping Sellers, Buyers and Relocating people thru out Utah. Helping everyone achieve their real estate goals and dreams one step at a time. Personalized Service Desired Results. I also have a degree in Computer Programming and certifications in marketing. .

 


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