User92031_2_t Bo Hunt, metro-Atlanta Mortgage Professional
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Joyce Kilmer plaqueWhen I was younger, I was an avid backpacker, completing multi-day to multi-week treks throughout the Southeast and the Rockies. While the Rockies are truly magnificent, The Appalachians are among the oldest mountain chain in the world, and this has been where my heart lies.

Of the Appalachians, my favorite treks were always in Joyce Kilmer Memorial Forest, just above Robbinsville, North Carolina. This area boasts some of the last virgin forest East of the Mississippi, and the largest trees in the East, with Yellow Poplars measuring 19 feet and greater in circumference. These trees can be visited on a short 2 mile loop hike with gentle terrain, and they are a most spectacular sight. My eyes always turned to the mountains above, however.

Joyce Kilmer has some of the most beautiful, difficult terrain in the Southeast. a typical short trip would usually consist of a 3 day, 40 mile jaunt, with the first leg being a 2500 foot climb in the first 5 1/2 miles up to "Naked Ground", an old Indian junction in the days gone by. We'd have a short lunch break on the saddle, and follow the lead trail across the spine of the mountain to camp at the Hangover, covering a little more than 11 miles the first day. Follow a side trail up through a 1/4 mile Rhododendron tunnel, and you would pop out onto rock outcroppings overlooking a 3000 foot precipice down to Santeelah lake to the North and onward to the Great Smokey Mountains in the distance. These outcroppings, wild creeks, vistas and views were ours alone, as on deep-woods hikes, my hiking partner(s) and I rarely saw another person for the entire time up until the point of near exit.

             sunrise over the mountains              Overlooking Santeelah Lake     

These journeys always began with a dream. A week or so before the excursion, I would plan out a route in my mind that I'd like to take, and then pull out my maps to more fully plan the exact route, checking mileage per day, water availability on the trail, entrance and exit points, and "escape routes", in case of injury, exhaustion or extremely severe weather. Once the specifics were planned, I'd begin gathering my backpacking gear, rechecking water filters, stove fittings, zippers, etc. to ensure that they were all working properly since storage from my previous excursion. I would gather food, maps, film, and other "fun stuff" (a bottle of wine), and pack my pack in order to check the weight. At times, I'd find myself with an extremely heavy pack (60+ pounds), and have to remove some of the less necessary items (keep the wine, ditch the water filter, and take Iodine tablets) to ensure the pack wasn't too heavy, and finish preparing to leave. I had this ritual, whether I was leading a trip or going solo.

The planning, the preparation, the trip and the debriefing (when I led a group) was all extremely pleasurable and the joy came as a result of the following:

1.Having a Dream

2. Creating a Plan of Action

3. Executing the Plan

This has been my experience in Active Rain as well. I had a dream of reaching the 10,000 point mark within my first log-on to Active Rain. My plan of action has not been nearly as rigid, but I have had some basic goals set. I have had checkpoints along the way; each 1000 points I accrue, each time I move up in my county "placement", and each time I moved up onto the next page of my State "placement" are some examples.

I have, throughout my experience thus far, realized many of the intrinsic benefits as well as the extrinsic rewards; the relationships I have formed within the community, the positive affirmation of my thoughts and feelings put forth into the community, the incredible amount of knowledge and insight that I've received from fellow bloggers, and the feeling of belonging to a community of my professional peers across North America.

My dreams and goals are still in place, however the ride has been much more pleasurable as I haven't found myself so "driven" to get to the next check-point. It has been the Active Rain community that has allowed this transcendence to take place from merely "pushing forward" to the next mark, to being able to enjoy the experience for itself. For this, I say, "THANK YOU!!!"

Now, with that being said, ONTO THE 25,000 POINT MARK!

           

 

            backpackers reading             rock outcropping

 

Mother NatureOver the weekend, Blackberry Winter has krept up on us here in Georgia. Blackberry winter marks the last major cold snap before the warm weather of Spring finally engulfs us for the remainder of the season until the first cold snap of Autumn emerges in mid-October to mark the changing of the leaves.

Blackberry winter is well known to the older generation and those that remember Southern folklore, usually associated with gardening. It arrives around the third week of April, which coincides with the average last frost date around Georgia.Blackberry Blossoms

Gardeners who take heed to nature's signs recognize Blackberry Winter as the last freezing temps.before the Blackberry buds blossom out into the snowy white blooms that mark the time for safe summer harvest plants, such as tomato, cucumber, zucchini and crook-neck squash, radish and eggplants to name a few.

While lettuces, turnips and collards are best grown in early Spring, while the weather is still cool (hot weather turns lettuce bitter), summer harvest plants need to have the last chance of frost gone before safe planting is begun.

I'm not sure how this particular piece of folklore began, but my guess is hat since Blackberries are native plants, and many wild animals feed on them, nature takes care of it's own. Nature wouldn't allow the tender blooms of the Blackberries freeze and die, leaving our woodland creatures without for the year. I figure the people of our past made observations of this and learned what nature had to teach.

                                                   Buck with Fawn

My granddaddy was born in 1896, and began gardening around the turn of the 20th century, under the watchful eyes of his father. Of course, meteorologists weren't around to advise on planting time, so people had to depend on their senses to guide them. As a boy, I spent much of my youth down on my granddaddy's farm, learning how to turn a field, build pole-bean tee-pees, churn butter, and how to observe nature and learn from it's lessons. My granddaddy died in 1994, at the age of 98. I miss him greatly, but the memory and lessons he passed down to me are mine forever. The great thing about them, however, is that the more I share them with others, the fresher in my memory they remain.

                                          vegetable garden

While some folklore holds true, and other may be more myth than reality, I've found that watching for the Blackberries to bloom has always been a great guide for me to realize that Winter is finally behind me, and warm weather is here to stay.

I'm not sure whether this particular piece of folklore is shared around the country, but I am curious of the folklore handed down from generation to generation in other parts of the country... the "sugar snow" of Wisconsin, and other lessons that may have been taken from nature's whisperings.

Do you have a piece of knowledge/wisdom handed down from generations gone by in your part of the world?

 

money bag and credit reportA major part of the job of a mortgage professional, in my opinion, is helping customers get their credit cleaned up in anticipation of becoming qualified buyers. In today's market, lenders have become increasingly tighter, scrutinizing any potential credit issues in an effort to ward off the possibility of foreclosure.

However accurate or inaccurate it might be, credit scores are used as a predictor for the possibility of a consumer going 30/60/90 days late on their potential home purchase, all the way up to "predicting" the possibility of foreclosure. Therefore, it is of utmost importance to not only know what is in your report, but as well, how to rectify the negative results you might find.

boy carrying booksIn beginning the process of purchasing or refinancing your home, it is important to do your "homework" first. When a consumer comes to me looking to become pre-approved for a home loan, I believe in not only taking the basic application information, but getting an income verification (recent paycheck stub), and completing an interview surrounding the consumer's financing history. This allows me knowledge of how well you are self-aware regarding your personal finances, and how open you are in regards to allowing help in getting issues resolved. At that point, I will initiate a basic tri-merge credit pull, and review the report line-by line with you in an effort to ensure accuracy of the report. From there, you and I will work together to create a "plan of action", and I will give guidance in an appropriate manner in order to help work out any credit glitches that may stand in the way of getting financed. We will develop a reasonable time-line in order to get things worked out, and stay in touch periodically, based on the severity of the credit issues.  

There are a few ways of dealing with credit repair. There are credit repair specialists who will review your credit, write the letters, and send to the various bureaus and creditors. These specialists can cost anywhere from $99 per item repaired to a $500 flat rate for all three bureau clean-ups, and higher depending on what they need to do. There are reputable, as well as disreputable credit clean-up services, as in all industries, and should you take this route, it would be in your best interests to contact a mortgage professional who has dealt with credit repair issues to ensure the reliability of the credit repair specialist used. These services can be valuable, as it can be a daunting task to undertake your credit clean-up in your own hands; it can be a timely endeavor, and less effective should you not know exactly what to write or what steps to take.

Should you wish to tackle the credit clean-up yourself, I will walk you through the steps of filing dispute letters, to whom, and how to best document your efforts. As stated before, this can be a timely endeavor, and if there are extensive issues, it would be advised to bring to the hands of a credit repair specialist.

After our clean-up efforts are completed, and documentation has been received from the bureaus verifying resolution, we will sit down for a post clean-up interview, review areas of the credit report that are still present, review "personal" work that has been completed (ie. paying credit cards below 30% of maximum), and repull the tri-merge credit report. This generally takes place 45 days following the initiating of the credit clean-up, as creditors have 30 days to respond to disputes, and bureaus need time to rescore the credit. This time-line is, of course, dependant on the type of clean-up being performed.

Once your credit is under control, we will move forward with getting you pre-approved! 

                                                           new home purchase

 

Let me introduce you to 2 new friends that I've made while here at Active Rain. These "newbies" are about as far apart geographically that you can get in North America, with one being in British Columbia, and the other being in my "neck of the woods", here in Atlanta, Georgia.                                                                                   

 Liz Moras                               

The first is a Realtor from Chiliwack, British Columbia. Liz Moras, an Associate Broker with RE/MAX Nyda Realty Chilliwack B.C. Liz has been in Real Estate for almost 20 years, and she is a true blessing to those who she works with, knowing the Real Estate market well, and having a great personality to boot! Liz has been an Active Rain member for about a month, and can already account for 19 associations  and a featured post, "Do You need a Kick in the Butt?" that brags an incredible 86 comments for this posting. Liz also has wonderful posts about the beautiful British Columbia area, and offers some insightful book and movie reviews also. Come by and check out Liz's posts, and you will surely find one with which you can "click"!

 

                                                                                                                                               Wayne Denton

The other of my new friends that I'd like to introduce today is a Realtor out of North Atlanta. L. Wayne Denton is with RE/MAX, Greater Atlanta, and has also been an Active rain member for about a month. Wayne is a Real estate professional with an extensive history in the industry, and is currently working on new home sales in the North Atlanta area. When you check out Wayne's profile, you can tell that he truly has a "handle" on Real Estate! I met Wayne through a "Spring Inspiration and Positive Views" contest, in which he wrote a beautiful blog entitled, "Rocky Mountain Spring Inspiration and Positive Views Unlimited". This post will make you feel as if you were standing on one of the outcroppings amongst the Grand Teton's, themselves. Check out Wayne's posts and allow him to take you on a journey as well!

Please help me welcome these 2 new members of Active Rain as they continue to grow and make their mark here in "the Rain"!

 

 In Spring, signs of rebirth and reinvigoration can be seen everywhere. After, what seems like forever, the cold, wet, dreary days of winter begin to subside, and warmer weather, with gentle, kite flying breezes begin to take over. The new buds begin bursting forth, bringing explosions of color back into our world. Birds begin showing in abundance, bringing song to the air, and baby ducklings are seen waddling along behind their mothers. Bar-be-que grills are once again fired up, wafting the sweet, smoky smells of outdoor cooking through the air.

As I sit in my backyard flower garden, sipping a glass of cool, refreshing Green Tea, I am graced with an abundance of these sights, sounds, smells and touches  of Spring awakening  around me. It is a wonderful place for me to relax, meditate, and delve into my creativity. Some of my most creative marketing ideas unfold before me while out in my garden. I allow myself to be taken in by the nature around me, allowing my mind to relax, and the thoughts to develop. The distractions of phones ringing, doors closing, people conversing, and machines humming are replaced by the serenity of the natural world.

While we all play many roles; the employee, the father/husband, the community leader, as well as the many other various hats we wear, I encourage you to take some time to find a quiet, peaceful place in your world. Sometimes, in the beginning, the quiet can be overwhelming to some people. Practice allowing the "head noise" to come in, acknowledge it, and release it to the world. As the internal noise subsides, you can find yourself being overtaken by feelings of peace, and you can then begin to experience the reinvigoration, rejuvenation and growth of the soul.

Have you found a favorite quiet place in which you are able to go to recharge?

 

                                

 

pouring red wineFirst, the pour...

Take the glass, tilting it slightly, and hold it up to the light. Look at the clarity; the lack of any, even the finest suspended particle. As you bring it back to center, watch the legs. The fine, left-over, semi-transparent runnings back down the inside of the glass. The longer the legs, the more volume, the higher the sugar content. Now, bring the glass to you, and inhale the fragrance. Earthy? Fruity? Subtleties of Rose? What essences does the bouquet offer? Next, a slight swirl, and then the first taste... on the tip of the tongue, bitterness, slightly acidic; a little more rolled around on the tongue, moved around in the mouth, experienced by the various distinguishing taste-buds... Swallow...

Allow it to breathe, another swirl. Allow air to remove some of the tannins; the acidity first experienced, and allow the underlying nuances to come forth. Mellow? Smoky? Almond? Cherry? Chocolaty? What is brought forth?

A fine Red changes in depth as it is experienced. Each part of the mouth , as one becomes accustomed to the experience, may pick up several undertones, and each bottle corked over one's lifetime can bring a heightened awareness if allowed. The recognition comes from experience...

I find that I can equate the experiences in my life to a fine Red. Each has the power to evoke passion, should I choose to look. The more passionately I plunge into life; into the experiences I encounter, the more depth and appreciation I am able to grasp. Each new experience, whether it be a corkage, or whether it be an endeavor, I choose whether to tread into it with trepidation, or whether I pursue it with enthusiasm and passion.

I challenge you to experience your world with passion. Find the depth and lushness of the world around you, and live life to it's fullest!

 

family bought new homeIt's a buyer's market out there!!!...

Get in while it's hot!!!...

Let's Go!!!...

What are you waiting for?!!!...

Oh, credit woes? Well, let's work on that... While it is potentially a buyer's market, and believe it or not, a consumer doesn't necessarily have to have a ton of money for a down payment (no matter what the media, Aunt Josie, or your main-street bank may tell you), you do need some credit.

Many Americans haven't looked at their credit report in recent memory. Some Americans don't even know what a FICO score is, and they must trust a loan officer to help them through their credit woes. The unfortunate truth is, however, that many consumers make detrimental choices when choosing who to trust; choosing the loan guy or gal that smiles the biggest, paints the prettiest picture, or simply is practiced at telling the consumer what they want to hear as opposed to helping them become credit worthy. At that point, the consumer is either in the position to have to take two steps back and undo what's been done, possibly causing a several month delay in the purchasing of a property.

These are a few general tips to help the consumer get a jump start in the financing process:

1. The closer you are to are to your credit limit on your credit cards, the more the scores are depressed. The goal is to be below 30% of the credit limit. Should you not be able to pay down below the 30% mark, have good credit history with the credit card company, with regular on time payments of minimum+ some extra, and can be disciplined, you can possibly contact the credit company to request a limit increase to push the outstanding balance below the 30% mark. For example, should you have a $10,000 limit, and have $4,000 on the card (40%), ask for an increase to $15,000. The same $4,000 on the card pushes you below the 30% mark (~27%).

2. While we've all heard at some time that "zeroing out balances" on your credit cards is the best way to boost credit, this isn't always accurate. Department store cards are best to be "zeroed out", nationally based credit cards (Visa, Mastercard, American Express) are best to maintain a "running balance". The fact is, anybody can sit there with a drawer full of "zeroed out" cards, and credit bureaus would rather see how well you can actually manage your credit. To see your scores rise, it's actually better to keep a "running balance" on your credit cards. This means, charging the cards up to about 5-10% of the credit limit, and paying them down to about 1-2%. This will allow the credit bureau to "grade" you on how well you manage your credit.

3. Use Nationally based credit cards for your purchases. Department store cards and gas cards don't "rank" as well as Master Card, Visa, and American Express, and debit cards do not affect your credit one way or another. There are both secured and unsecured versions of these cards, so if your credit isn't good enough for an unsecured card, go to your local bank to apply for a secured card. The way it works is to deposit  an amount, say $500, and secure the card against the $500. Rates will be high, bu that's ok; you are working to build your credit, not charge up the card.

4. When you get angry with a Nationally based credit card company, do not close the account. If you must, "0" balance the card and cut it up (as long as there is no annual fee attached). Credit bureaus rate longevity of your accounts, and closing an old Visa could actually hurt your score. 

5. Avoid finance companies ... Rooms To Go, Best Buy, etc. use finance companies to finance their customers. These companies can be be bad news for your credit score. 

6. No "authorized users"... There are 2 reasons to avoid being an "authorized user" on a card...Should the primary user miss a payment, the authorized user suffers the "late pay" consequence. As well, the authorized user gets the DTI "penalty". DTI is debt to income ratio. Should you have $1,000 on a card as an authorized user, then the monthly payment on the $1000 counts as a debt against the authorized user as well as the primary card holder.

7. Be aware of  Consumer Counseling Credit services. CCC services can have the same detrimental effect as a bankruptcy in some cases.

8. Wait before paying off old collections...if a debt is over 2 years old, wait for the lender to require it be paid. Paying off old debt can actually lower your credit score. It reflects as "recent activity on a delinquent account", which can lower your score.

9. When beginning the home buying endeavor, do not make any major changes in your finances. For example, do not consolidate 3 high balance/higher interest rate cards into 1 low interest rate card. This can reflect as a major increase to 1 card, but open up 2 other previously high balance cards for additional credit purchases.

10. Keep a watch on your credit...You have 2 "free pulls" per year, and you must make sure credit bureaus are kept accurate. Creditors, at times, don't reflect paid off collections, paid down cards, etc., to all 3 bureaus. As well, mistakes are made by creditors when reporting at times. Don't allow mistakes to go unchanged for extended periods. This can wreck your score. 

This is not an all inclusive list of credit tips, but more of a general tool and basic guidance. Should you have specific questions regarding your credit, please contact a well respected credit repair specialist in your area.

 

 

My wife is a wonderfully wise and witty woman. She is my strength, and she inspires me. She supports me in my endeavors, calls me on my weirdness, and is there to whack me with a reality check when I need one. She is the yen of my yang, the apple of my eye, and the mother of my children.

I met my wife in 1989, our second year of college. It took me six months of chasing her around to finally convince her that I was the one for her. We have been an exclusive item ever since. We both graduated with our Bachelor's , as well as Master's degrees before I officially proposed to her (I had proposed a hundred times before, but it was just in passing!). I thought her family was going to have me strung up for waiting so long, but my wife and I at dinnerI felt the need for some stability before making that level of commitment. An ok job, formal education behind us, and the opportunity to get to really know each other (not that way!), but some time to grow together and form mutual hobbies, while feeling good about maintaining our individuality as well.

We finally got married on July, 7, 1995, and it was a tremendous party. Anytime our family and friends get together, the town better watch out...We threw down for 3 days (beginning the 4th of July) before the wedding, adn 2 days afterwards. After which, we jetted off to the Virgin Islands, where we played the island hopping game for 2 weeks.We backpacked, whitewater rafted, mountain climbed and explored through the 90's, and then in 2000, the real adventure began!

We were blessed with our first little girl, Jordan. She is a precocious , outgoing little girl that is a true people pleaser. Our first child led me to change my entire professional career on its ear, and I began working nights in order to be a dad and kdis at Stone Mountainstay at home dad during the day. I worked this schedule until each of my kids started Montessori School, and I loved every moment of the experience.

Our second child, Taylor, born in 2002, is the most gentle, loving little boy that anybody could ever meet. His intelligence is unparalleled, astounding us each day with his various knowledge in which he graces us.

Our third baby, Avery, born in 2004 was a thrill-seeker from the start. She arrived 4 weeks early, and scared the devil out of us! Since that time, my youngest causes my heart to skip a beat regularly. I admire her level of curiosity and free-spiritedness every day.

I write this tonight because I haven't gotten to see my family much this past week, as I've been away from home healing from a recent neck surgery. I am supposed to get clearance to drive from the doctor tomorrow, and he will determine whether I can handle the excitement my little ones generate anytime I'm around. This is the longest I've been away from my wife and kids, and while they get to visit, the time is never enough. I've always been the one to get on the floor and play rough and tumble, and I am not even supposed to hold them at this point. I toldmy kids I'd write a story about them while I got better, so this is it. I miss them terribly!

Now, I know you are thinking, "the title of the story is 'My Better Half', and when one refers to this, they are speaking of their spouse". Well, this is who I used to refer to when using the statement, but now that our babies are with us, I must confess that I am speaking of my whole family. I feel like I'm the luckiest person alive to have been blessed with such a wonderful family, and I thank God every day for the blessings He's allowed me.                                                 

                           family photo

 

ugly little dog with tongue hanging outI once found a little dog on the side of the road. He had no collar, his fur was matted and dirty, he was blind in one eye, missing a front leg and a sizable piece of his tail. I carried him home and named him "Lucky"...

Now I'm sure most everyone has heard some version of this sad, silly little joke, but I'd been thinking about it recently, and it just kind of struck home with me. I have a few thoughts about luck. While I'm not one to poke a stick in the eye of fate, I do believe luck has a lot to do with the self.

Luck, by my definition, is the dependence on supernatural forces that control our destiny. When we look to luck, we give up our sense of control, and depend more on things happening to us, as opposed  to what we are doing to induce change.

I believe that positioning ourselves appropriately, through alignments and allegiances we make, the education we possess, as well as the education in which we continue to attain, our level of work ethic, and the goals we formulate and make strides to achieve regularly all have an impact on the luck we experience. I also believe our mindset; how we choose to experience the occurrences in our lives have a lot to do with what we perceive to be lucky.

broken down car

I had an old car (this is true) when I was younger, that I'd drive back and forth to work up an old country road almost every day. This was a time before cell phones, and there was one pay phone at a junction about 10 miles from my job-site, and about 17 miles from my house. I did shift work, usually either 7am-3pm, or 3pm-11pm, but at times, I'd work doubles, from 7am-11pm in an effort to have extra days off and reduce the amount of break-downs I'd experience. Over a period of about 6 months, I'd break down on average, once a week. I'd cuss my car, figure out which way was the closest to walk, then get out and start walking. Sometimes it wasn't a bad walk, middle of the day, pleasant outside, and only 2-3 miles. Other times, it was bad... walking at 1am on a highway in 30 degree weather, chicken and cattle trucks passing, and the wonderful "misting" I received as they went by. Most times, I'd make it to the pay phone (and it'd be working), home, or back to work within a few hours. My wife, who, at the time was my girlfriend, would always say, "You have the worst luck with that car; we need to buy you a new one". Well, I knew that wasn't an option. Money was extremely tight, and we just simply couldn't afford it at the time. I got to where when she fussed about me continually having to walk, I was able to retort, "well, at least the payphone was working this time", or, "well, at least the chicken truck moved over and I wasn't squirted so much this time". I was able to come up with several "at leasts" before I broke down and asked for a loan from my grandmother to buy a new car.

horseshoe with 4 leafed clover

The point of this story was that while I could have focused on the negative, I changed my mindset (in an effort to avoid an argument), and looked for ways to focus on the positive, the lucky side of the situation. In the end, I took control of the situation, took responsibility for the areas I could change, and changed my "luck".

We all get down and have negative thoughts, sometimes. It's sometimes easier to blame external forces than to do the hard work it sometimes takes in order to make our lives "better". I do leprachaun jumping with canebelieve that we are all blessed, and that sometimes we overlook or misread our blessings, or forget to use the talent with which we are blessed.

What have you done today, this week, this month, or this year to improve your luck?

What situations have you been faced with that you felt shafted, that with a simple shift of mindset, you are able to realize the underlying blessing?

              Thank you for reading my blog... Good Luck Ya'll!!!

 

 

 

 

Child fishing at the lakeA few years ago, I took my family down to Franklin D. Roosevelt State Park, in Pine Mountain, Georgia to camp. We do this regularly, as it sits outside of Callaway Gardens, where we like to go on day trips. My oldest daughter, who was 5 at the time, asked me to take her fishing at the lake in the campground. While I'm not a big fisherman, I've lived my entire life in Georgia, so I know a little bit about hooking a fish. I grabbed my little Zebco, a bobber, a weight, a hook, a few end pieces from a loaf of bread, and my daughter, and we headed to the lake. When we got there, a man and his pre-teen son were out fishing by the lake, fully geared with their artificial lures, worms, and multiple rods. After exchanging pleasantries, I began to string the line for my daughter. After tying the hook and placing the bobber and weight, I showed my daughter how to make little dough balls with the bread, and chum the water. Afterwards, I placed a dough-ball on the hook, and looked over, noticing that we were being watched. The boy was asking his dad what we were doing. The man laughed, and told his son that I was "trying to teach my daughter how to fish". I asked the man how it'd been going, to which he replied that the fish just weren't biting, that they had no luck at all. I cast the dough-baited line out into the lake, and gave the rod to my girl, telling her to watch the bobber. The boy asked what we were thinking, fishing with bread. I told him that I found this worked well for catching Bream (Sun Perch to some), and I was hoping to let my girl catch a fish. The man laughed again, and told me that "bread was for breakfast, not for fishing"; that they'd been out all morning and not had a bite. About that time, the bobber bobbed and went under. I jumped towards the rod and helped my daughter set the hook, and within minutes, my daughter had her first fish. It was a little bream about the size of a person's hand. After about half an hour, and 8 or 9 fish later, the boy asked his dad if he could go back to their campsite and get some bread. There was a resounding, "no!", and shortly there-after, the father packed he and his son up and left.

The lesson I tried to help my daughter bring away from this was that there are multiple ways in which to accomplish tasks. When she see's somebody doing something a little different, don't pick at them or make fun of them; you might be able to learn something if you pay attention.

When someone has a unique way to market their service, product, etc., take note, evaluate the effectiveness, and maybe you'll be lucky enough to pick up a new trick. "Think outside the box"; "dare to be different", and don't let the masses of nay-sayers guide your actions.                                                                               

     After all..."there's more than 1 way to skin a cat!"       cat with hair standing up all over                                                                             

 

Have you ever had a unique marketing idea, that when you shared it, people told you that it'd never work? Share it here, in your comments. Thank you for reading my blog.

 
 
Loan Officer: Bo Hunt, metro-Atlanta  Mortgage Professional (First Choice Mortgage Group)
Bo Hunt, metro-Atlanta Mortgage Professional
Douglasville, GA
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First Choice Mortgage Group

Office Phone: (770) 942-9818
Cell Phone: (678) 643-3266
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