Real estate blog entries tagged with interest rate by San Diego Real Estate & Mortgage Loans | Robert T. Boyer, Ph.D. | VA Home Loan (FHA Loan, VA Loan, Jumbo Loan,FHA Loans,VA Loans,Jumbo Loans)

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Home : Blogs : San Diego Real Estate & Mortgage Loans | Robert T. Boyer, Ph.D. | VA Home Loan : Real Estate San Diego: Real Estate and Homes for Sale : Tag "interest rate"

interest rate: Changes to loan pricing based on your FICO score may cost you more money - 02/09/11 02:04 PM

The higher the risk, the more costly the loan. Are you considered high risk?
As a borrower, your risk is adjudged based on your credit rating - typically referred to as your FICO score. The lower your score, the higher risk you appear and vice versa.
This year, the the risk based pricing chart (Agency Loan Level Price Adjustment (LLPA)) has been revised. These LLPA changes were made by the Agencies and all major Correspondent Lender's implemented them. Below is the table of CHANGES. (You can see the full table with final adjustments for 2011 in the post "How Does Your … (0 comments)

interest rate: Lock your interest rates - 05/07/10 03:36 AM

If you have buyers in escrow, you should get on the phone with them this morning and find out if their interest rate is locked yet (and I don't care if you are their lender or their real estate agent - it is that important) Due to the various European crises (Greek bailout and England elections), the dollar has suddenly regained a pre-eminent status and the one safe-place. 10-year T-Bills are in extra high demand.
In the last month, we have dropped from a yield on the 10-yr from 4.01% all the way down to 3.41% and with this, 30-year fixed interest rates … (2 comments)

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The San Diego Real Estate Housing Market tends to lead the nation's real estate activities. This blog looks at current activity and trend data, including sales rates, months of inventory, median home price, unemployment, inflation, etc., with an intent to provide timely predictions for our market. Because such a large part of the current market is make up of San Diego Foreclosures and REOs we will also look deeply at how they affect the current environment. Additionally, specific market segments are monitored, such as La Jolla Real Estate, Del Mar Real Estate, Rancho Santa Fe Real Estate, and Carmel Valley Real Estate

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