http://activerain.com/blogs/bozemanrealestate Find the Latest information on Homes for sale in Bozeman, Belgrade, Three Forks and the Surrounding areas in Montana. Get the latest Bozeman area information and open house dates. en-us http://activerain.com/blogsview/3727883/understanding-a-cma-comparative-market-analysis <p class="MsoNormal" style="text-align: center;"><span style="font-size: 20px;"><strong><span style="font-family: 'Book Antiqua','serif';">The <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">Comparative Market Analysis</a> Breakdown:</span></strong></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';">Your home is your home true, but as you phase into the process of knowing you are going to sell your home, a vital step is to be able to put on your &lsquo;what is this home worth to others&rsquo; glasses and knowing distort your personal opinions for a little bit. </span></p> <p class="MsoNormal" style="text-align: right;"><strong><span style="font-size: 13pt; font-family: 'Book Antiqua','serif';">--------------MAIN PURPOSE OF A <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a></span></strong></p> <p class="MsoNormal"><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';"><img src="http://activerain.com/image_store/uploads/2/0/3/6/9/ar136863753496302.jpg" height="300" alt="" width="269" style="float: left;"></span><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';">After getting the general idea of what your home is worth, meet up with a handful of Realtors and look at their <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a> that they will prepare for you. This is a professional and in-depth look at other homes sold that are similar to yours in location, size and quality. This draws from the database Realtors use to access all the listings in an area so it will have more data points then what you can do by just assessing your neighborhood. The primary purpose of a <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a> is to get a realistic read on what value your home is worth from the facts and figures of prior sold units. It goes beyond just judging how your home with fare against other competition, but will also protect against appraisal issues in the future.</span></p> <p class="MsoNormal" style="text-align: right;"><strong><span style="font-size: 13pt; font-family: 'Book Antiqua','serif';"><strong><span style="font-size: 13pt; font-family: 'Book Antiqua','serif';">--------------</span></strong>A SNAP SHOT</span></strong></p> <p class="MsoNormal"><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';">A <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a> should include a snap shot image of each house it is being &lsquo;comp-ed&rsquo; against. This includes # baths, # bedrooms, year built, taxes, and any upgraded features. <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA&rsquo;s</a> time frame is varied depending on the Realtor you go to (this is why I recommend going to many!). Some draw from only a few months while other may draw from many years. The wider the timeline, the less accurate the <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a> as the real estate market shifts and turns making some comps from a few years ago entirely out of place when looking at the current market. </span></p> <p class="MsoNormal" style="text-align: right;"><strong><span style="font-size: 13pt; font-family: 'Book Antiqua','serif';"><strong><span style="font-size: 13pt; font-family: 'Book Antiqua','serif';">--------------</span></strong>WIGGLE ROOM</span></strong></p> <p class="MsoNormal"><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';">Selling your home is not exclusively about the numbers. It is an extremely personal and negotiable process. A <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a> is just the beginning to a mutually beneficial relationship between client and Realtor. The price agreement is the balance between the hard data only an agent can provide you with and the client&rsquo;s gut feeling. From there, <a href="http://media.wix.com/ugd/98ed9c_b0178638f58255a956dbf0f050f7ba6d.pdf">the marketing plan</a>, follow-up and attention your listing gets are all details that can only come out of this balance. If an agent is not comfortable with a price point, their marketing and the possible market rejection will make it a headache of a process and if the client is not comfortable at where it sits, the same thing will happen. </span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';">___________________________________________________</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; font-family: 'Book Antiqua','serif';"><span style="font-size: 12px;">Call Bozeman Montana Real Estate.net 406.209.0022 today for a free <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA</a> of your potential listing and click here to learn more about our <a href="http://media.wix.com/ugd/98ed9c_b0178638f58255a956dbf0f050f7ba6d.pdf">marketing process</a>.</span> </span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 15 May 2013 10:07:38 -0700 http://activerain.com/blogsview/3727883/understanding-a-cma-comparative-market-analysis http://activerain.com/blogsview/3726509/real-estate-agent-ratings-a-bought-out-market-or-a-positive-tool- <p class="MsoNormal"><span style="color: #000065;"><em><strong><span style="font-size: 18px; line-height: 115%; font-family: 'Cambria','serif';">Real Estate Agent Ratings&mdash;A Bought-Out Market or a Positive Tool?</span></strong></em></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Being a member of Generation Y, I have grown up in a world that has been lead, motivated and held to a higher accountability due to online reviews. In an era that has seen this trend rise and rise and rise, I stumbled upon an article today that made the argument that this online system of judgment has not only plateaued but reached a point where it is counterproductive. &ldquo;<a href="http://www.inman.com/2013/05/09/the-agent-ratings-ship-has-sailed/">The Agent Ratings Ship Has Sailed</a>&rdquo; puts forth the following stances:</span></p> <ul> <li><strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Online reviews have lost credibility.</span></strong></li> </ul> <ul> <li><strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Clients are better finding potential agents by meeting them face-to-face.</span></strong></li> </ul> <ul> <li><strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Since an agent can &lsquo;buy&rsquo; a zip code online, the legitimacy of their marketing is weakened.</span></strong></li> </ul> <ul> <li> <strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&ldquo;Real estate and <a href="http://www.inman.com/2013/05/09/the-agent-ratings-ship-has-sailed/">real estate licensing</a> is regulated at the state level. Legislation is easiest and fastest way to raise industry standards.&rdquo;</span></strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"> - See more at: http://www.inman.com/2013/05/09/the-agent-ratings-ship-has-sailed/#sthash.0BZsP17T.dpuf</span> </li> </ul> <ul> <li><strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Small business owners are disproportionately hindered by the online review systems. </span></strong></li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">As a <a href="http://www.bozemanmontanarealestate.net/#!brittney-dahlberg/c1tj5">marketing director</a> who monitors, promotes and meticulously advocates for online performance of the agents I stimulate business for, I initially had a very visceral reaction to the above article. As I allowed it to digest, I began to understand where the author is coming from but I am nowhere near buying into the narrative.<span>&nbsp; </span>I work in the online realm and all its facets and I think I have appropriate counterpoints to add: </span></p> <ul> <li> <strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Online reviews have lost credibility</span></strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&mdash;If you search for <span style="text-decoration: underline;">anyone</span>, agent or otherwise, online something will come up. This can be anything from an award to an embarrassing newspaper article. As a <a href="http://www.bozemanmontanarealestate.net/#!brittney-dahlberg/c1tj5">marketing director</a>, I need to make sure that when my agents have their names typed in, I have some control over what the results to that search are. Reviews are a blessing in this regard. The review resources I run into in the real estate world are those on Trulia, Zillow, Realtor.com, etc&hellip; each of these sites have a highly rigorous and semi-lengthy process clients must go through to enter their opinion. This tediousness deters many from doing it and all I can do it encourage&mdash;I cannot go out as a fake and submit anything (some social media site do allow to enter a review unverified). </span> </li> </ul> <p><a href="http://media.wix.com/ugd//98ed9c_b0178638f58255a956dbf0f050f7ba6d.pdf" title="Jenifer Lower: Bozeman Montana Real Estate.net" target="_blank"><img title="Zillow Review: Jenifer Lower" src="http://activerain.com/image_store/uploads/5/9/1/7/9/ar13685438797195.jpg" height="465" alt="" width="400" style="display: block; margin-left: auto; margin-right: auto;"></a></p> <ul> <li> <strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Clients are better finding potential agents by meeting them face-to-face</span></strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&mdash;I agree with this 100%, but now that NAR reports that as far as information sources used in home search goes, the internet alone beats out agents in a 90%/87% split (<a href="http://www.realtor.org/field-guides/field-guide-to-quick-real-estate-statistics">http://www.realtor.org/field-guides/field-guide-to-quick-real-estate-statistics</a>). I want to know that when a potential client gets online, they find my agents rather than start looking for homes on their own. The face-to-face only comes after the hook of <a href="http://media.wix.com/ugd//98ed9c_b0178638f58255a956dbf0f050f7ba6d.pdf" title="Bozeman MOntana Real Estate.net Marketing" target="_blank">online marketing. </a></span> </li> </ul> <p>&nbsp;</p> <ul> <li> <strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Since an agent can &lsquo;buy&rsquo; a zip code online, the legitimacy of their marketing is weakened.</span></strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"> This is true but let us put it in context. Each individual site offers a zip code purchase. These fees run anywhere from $250-up per zip code per site. An agent can buy a code, but that makes them the premier agent for that site alone and many other agents are buying the same zip code through other services. This is just an expansion of putting a business in a phone book&mdash;localized marketing. That phonebook is now online. </span> </li> </ul> <p>&nbsp;</p> <ul> <li> <strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Small business owners are disproportionately hindered by the online review systems</span></strong><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&mdash;this is perhaps the statement I have the largest disagreement with. Bozeman Montana Real Estate.net is a local company and we work within in the system of online reviews very well. Not having national corporations and system wide standards, I can see where the reviews are being used and I can personally chase those venues. Bozeman&rsquo;s Best for example; it is a local compilation of businesses that are known to be the top performers. That list gets out to many local hands online and in hard print. I feel online reviews disproportionality give an advantage to local businesses (or at least for here in Bozeman). Clients are honest and they spread word of mouth anyway&mdash;I would much prefer they do it online too. </span> </li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">The review system is a highly valuable resource for real estate venues and beyond. As a young adult, I use online reviews to assist my determination in choosing everything from dental services to coffee shops. When sending referrals to other cities, I use them to find Realtors too. </span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><a href="https://www.facebook.com/BMRE.net">Facebook</a>, <a href="https://plus.google.com/u/0/112193650625293588200">Google Plus</a>, <a href="http://pinterest.com/jenkowens/">Pinterest</a>, <a href="http://bozemanmontanarealestate.tumblr.com/">Tumblr</a>, <a href="http://montanarealestateforsale.blogspot.com/">Blogger</a>, <a href="http://www.linkedin.com/pub/jenifer-lower/10/a1b/990/">LinkedIn</a>, <a href="http://www.youtube.com/playlist?list=PLb0anA7s31xJuXislcGavWt6zna68Y675">YouTube</a>, <a href="http://c3a6dd3.activerain.com/rss">RSS Feeds</a>, <a href="https://www.facebook.com/BMRE.net">Flickr</a>, <a href="https://twitter.com/HomesinBozeman">Twitter</a>, and non-social medial <a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24">Local Guides</a>&mdash;they all are a part of the online footprint an agent can passively allow to be made or actively get out there and control. <span style="color: #9d1310;"><strong>Please fill in your comments on the issue below!</strong></span></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&nbsp;</span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 14 May 2013 08:09:37 -0700 http://activerain.com/blogsview/3726509/real-estate-agent-ratings-a-bought-out-market-or-a-positive-tool- http://activerain.com/blogsview/3718055/gallatin-valley-active-foreclosures-and-short-sales-may-1st-2013 <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=b2b32f01-b343-4fce-8c7e-dfb85e99b735&amp;Report=Yes"><img src="http://activerain.com/image_store/uploads/5/3/9/1/7/ar136785714771935.jpg" height="100" alt="" width="552" style="display: block; margin-left: auto; margin-right: auto;"></a></span></p> <p class="MsoNormal" style="text-align: right;"><strong><span style="font-size: 18.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';">Active Foreclosures in Bozeman, Belgrade, Manhattan, Dillon Three Forks, &amp; Big Sky! <span>&nbsp;</span>Week of 1 May 2013</span></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">The following links are for the current <strong><em><span style="text-decoration: underline;">FORECLOSED HOMES</span></em></strong>in the Gallatin Valley.<span>&nbsp; </span>They are usually priced well and most do not stay on the market for long.<span>&nbsp; </span>Take a look, find your favorite, then call to schedule your appointment to see them!</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=5b15ddaf-7d1c-45ee-8302-7f4b7428e833&amp;Report=Yes">Bozeman Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=150f016b-2b90-4082-8879-24decd8d747c&amp;Report=Yes">Belgrade Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=9ac1d26f-d985-4a82-bc33-7bffb51ebbc0&amp;Report=Yes">Manhattan Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><em>No Active Foreclosures in Three Forks at this time.</em></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=1b10851d-90ec-4788-9972-250a7eb3e3ad&amp;Report=Yes">Big Sky Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=b41cdfe0-a197-49a8-821e-669281f1bc18&amp;Report=Yes">Dillon/Madison County Foreclosures</a></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">&nbsp;</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">These links are the <strong><em><span style="text-decoration: underline;">SHORT SALE HOMES</span></em></strong> that are available presently.<span>&nbsp; </span>If you do not know the details for purchasing a short sale home, please email, call or text and we can explain those for you!<span>&nbsp; </span>We would love to be your guide in finding a great home at an outstanding price.</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=b2b32f01-b343-4fce-8c7e-dfb85e99b735&amp;Report=Yes">Bozeman Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><em>No Active Short Sales in Belgrade at this time.</em></span></p> <p class="MsoNormal" style="text-align: center;"><em><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">No Active Short Sales in Manhattan at this time.</span></em></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><span>&nbsp;</span><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=ea15ec36-c606-4d44-bde8-44e7d29f71d5&amp;Report=Yes">Three Forks Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=f5c39672-e20e-4ee3-b42b-1a60d40f0586&amp;Report=Yes">Big Sky Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=f4d65aae-c8a4-4361-9454-eb4efca195e9&amp;Report=Yes"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Dillon/Madison County Short Sale Homes</span></a></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Mon, 06 May 2013 09:21:52 -0700 http://activerain.com/blogsview/3718055/gallatin-valley-active-foreclosures-and-short-sales-may-1st-2013 http://activerain.com/blogsview/3712719/housing-market-is-60-almost-back-to-normal- <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Tracking &lsquo;back to normal&rsquo; is an interesting figure as the ultimate idea of what is normal is always changing. Trulia.com did their best to normalize the housing market by looking at </span></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Book Antiqua','serif';"><a href="http://www.bozemanmontanarealestate.net/#!custom-builds/c23dj">Construction Starts</a></span></strong></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Book Antiqua','serif';"><a href="http://www.bozemanmontanarealestate.net/#!our-current-listings/c1f0">Existing Home Sales</a></span></strong></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Book Antiqua','serif';"><a href="http://www.bozemanmontanarealestate.net/#!recent-foreclosures/c19d0">Delinquency-Plus-Foreclosure Rates</a></span></strong></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Book Antiqua','serif';"><img title="New Construction and Real Estate" src="http://activerain.com/image_store/uploads/1/1/2/0/1/ar136742396010211.jpg" height="183" alt="New Construction and Real Estate" width="275"></span></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">With using the highest, pre-bubble standards, and the worst recession numbers and averaging them out, Trulia reached what they defined as their &lsquo;normal&rsquo; real estate figures. The results of this comparative analysis are as follows: </span></p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Construction Starts are Sky-Rocketing</span></li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">&ldquo;Starts were at a 1,036,000 seasonally adjusted annualized rate &ndash; up 7% month-over-month and 47% year-over-year &ndash; which is the highest level since June 2008. In March, 38% of new starts were in multi-unit buildings, compared with the typical level of 20%. Construction starts are now 55% of the way back to the normal level of 1.5 million from their low during the bust.&rdquo;</span></p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Existing Home Sales Droop </span></li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">&ldquo;Sales fell 0.6% in March to a seasonally adjusted annualized rate of 4.92 million homes. That&rsquo;s a 10% increase over one year ago. Excluding distressed sales, conventional home sales were up 23% year-over-year in March. Also, inventory rose even on a seasonally adjusted basis for the second month in a row. Overall, existing home sales are 66% back to normal.&rdquo;</span></p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Delinquency-Plus-Foreclosure Rates are Falling!</span></li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">&ldquo;The share of <a href="http://www.trulia.com/mortgages/"><span style="color: windowtext; text-decoration: none;">mortgages</span></a> in delinquency or <a href="http://www.trulia.com/foreclosures/"><span style="color: windowtext; text-decoration: none;">foreclosure</span></a> dropped to 9.96% in March, down from 10.18% in February and 10.98% in March 2012. The combined delinquency + foreclosure rate is 48% back to normal and at its lowest level since October 2008.&rdquo;</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Source: <a href="http://pro.truliablog.com/industry-2/housing-market-nears-60-back-to-normal/?ecampaign=tnews&amp;eurl=pro.truliablog.com%2Findustry-2%2Fhousing-market-nears-60-back-to-normal">http://pro.truliablog.com/industry-2/housing-market-nears-60-back-to-normal/?ecampaign=tnews&amp;eurl=pro.truliablog.com%2Findustry-2%2Fhousing-market-nears-60-back-to-normal</a></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">&nbsp;</span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 01 May 2013 09:01:13 -0700 http://activerain.com/blogsview/3712719/housing-market-is-60-almost-back-to-normal- http://activerain.com/blogsview/3705383/the-buy-rent-scale-is-tipping <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">In a new national opinion survey from the John D. and Catherine T. MacArthur <img src="http://activerain.com/image_store/uploads/1/3/5/3/2/ar136683276823531.jpg" height="238" alt="" width="211" style="float: right;">Foundation it was found that attitudes are shifting in the &lsquo;is it better to buy or rent&rsquo; debate. <span>&nbsp;</span></span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">&ldquo;America is going through a transformational period,&rdquo; says Peter Hart, chairman emeritus of Hart Research, which conducted the survey on behalf of the foundation. &ldquo;The unexpected is becoming the expected... [and] housing attitudes are indeed part of this new transformational world.&rdquo;</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">The full report can be found here: "<a href="http://www.macfound.org/media/files/HHM_Hart_report_2013.pdf" target="_blank">How Housing Matters: Americans&rsquo; Attitudes Transformed By The Housing Crisis &amp; Changing Lifestyles</a>." The highlights are as follows:</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">72% of all renters aspire to own a home and 84% of all renters under the age of 40 aspire to own a home. Please note the word &lsquo;aspire&rsquo;. This makes it tricky to know how many of those surveyed are going to actively pursue the aspiration versus allow home ownership to remain a distant goal. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">Over half of those surveyed open said that their <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-buyers/c1iwz">homeowner</a> confidence is negatively impacted by the current economic environment. Buying a home has become less appealing to 25% of those interviewed. This is a divergent trend as compared to what we have seen in the past year or so. On the other side, around that same percentage have felt an increased confidence since the economy has continued to improve. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">&ldquo;There&rsquo;s a tendency for people to view attitudes about home ownership and renting like it&rsquo;s a zero-sum game,&rdquo; Naser said. &ldquo;[But] you can still aspire to <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-buyers/c1iwz">owning a home</a> and see renting in your future... People are being more methodical and careful in the housing choices they&rsquo;re making.&rdquo;</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">Since Americans have seen the housing market crumble, that is a very real and very recent reality they place a lot of credence in. These same Americans have not seen or felt the turnaround. They are living cautiously on a day-to-day basis and until the hot market is felt on that individual level, the real estate recovery will not be persuasive enough to push people over that &lsquo;aspiring edge.&rsquo; </span></p> <p class="MsoNormal" style="line-height: normal;"><span style="font-size: 13.0pt; font-family: 'Times New Roman','serif';">Related Content:&nbsp;</span></p> <p class="MsoNormal" style="line-height: normal;"><span style="font-size: 13.0pt; font-family: 'Times New Roman','serif';"><a href="http://realtormag.realtor.org/daily-news/2012/08/07/did-housing-crash-affect-home-ownership-views">Did the Housing Crash Affect Home Ownership Views? </a></span></p> <p class="MsoNormal" style="line-height: normal;"><span style="font-size: 13.0pt; font-family: 'Times New Roman','serif';"><a href="http://realtormag.realtor.org/news-and-commentary/feature/article/2011/02/home-ownership-and-american-dream">Home Ownership and the American Dream</a> </span></p> <p class="MsoNormal" style="line-height: normal;"><span style="font-size: 13.0pt; font-family: 'Times New Roman','serif';"><a href="http://realtormag.realtor.org/news-and-commentary/feature/article/2013/03/remaking-dream">Remaking the Dream</a> </span></p> <p class="MsoNormal" style="line-height: normal;"><span style="font-size: 13.0pt; font-family: 'Times New Roman','serif';"><a href="http://realtormag.realtor.org/daily-news/2012/07/12/housing-crisis-over">Is the Housing Crisis Over? </a></span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 24 Apr 2013 12:55:02 -0700 http://activerain.com/blogsview/3705383/the-buy-rent-scale-is-tipping http://activerain.com/blogsview/3697332/bad-habits-to-fall-into-as-a-realtor <ul> <li style="text-align: left;"> <span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong>'Selling yourself is too Hard'</strong>&mdash;Everyone out there is a prospect whether they know it yet or not. Transitions happen suddenly for many reasons. Introducing yourself and making the 'Realtor' part of you as integrated as possible will allow everyone you know to think of you when one of these transitions come along for themselves or for a friend. Slapping a <a href="http://www.bozemanmontanarealestate.net/#!jenifer-lower/c1x7g" title="Jenifer Lower" target="_blank">well-designed and professional card</a> into the hands of everyone you meet is the best, and cheapest, marketing you can do.&nbsp;</span><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&nbsp;</span> </li> </ul> <p><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong>Business-to-Business</strong>-Developing a strong relationship with <a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24" target="_blank">local businesses</a> creates a foundation of strong referrals, business coming to you from others who think highly of you, and it demonstrates the quality of service you provide within the real estate transaction and beyond&mdash;if you are connected to your area in ways outside of real estate, you are more real and more memorable to your clients.</span></p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24" target="_blank"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong><img src="http://activerain.com/image_store/uploads/3/8/1/3/2/ar136621841423183.jpg" height="116" alt="" width="151"></strong></span></a><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24" target="_blank"><img src="http://activerain.com/image_store/uploads/9/8/6/5/7/ar13662182175689.jpg" height="120" alt="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24" width="156"></a> <a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24" target="_blank"><img src="http://activerain.com/image_store/uploads/4/2/5/6/2/ar136621827426524.jpg" height="116" alt="" width="89"></a>&nbsp;&nbsp; <a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24" target="_blank"><img src="http://activerain.com/image_store/uploads/2/6/8/5/1/ar136621836015862.jpg" height="116" alt="" width="151"></a></span></p> <p style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong>Clients</strong>-Having on-hand references to hand out with a bit more discretion then your business cards puts you in the humbled position of your clients speaking for you. You can sell yourself all day, but when it comes down to it, having a third party vouch gives you credibility that cannot be gained in any other way.</span></p> <p style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><img src="http://activerain.com/image_store/uploads/6/2/7/6/1/ar136621853316726.jpg" height="300" alt="" width="172"> <img src="http://activerain.com/image_store/uploads/1/6/5/9/0/ar136621856509561.jpg" height="250" alt="" width="143"></span></p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong>The Ask</strong>&mdash;Even if all people you meet are potential clients, you still need to refine how you approach those who are serious prospects. Don&rsquo;t ask about what they want, you know them and you should be able to present a plan for them without having to have that hyper-formal conversation. Show they you are there, show them you are competent, and then ask them to hire you. </span></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong>Plans/Checklists</strong>&mdash;Having a<a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o" target="_blank"> checklist for each transaction</a> you engage with is a fail-proof way to make sure that no one is being neglected. The issue is keeping these checklists up. Make sure to take notes, date, and track the interactions you have with ALL clients. This allows you to know where you are with things, but furthermore, it creates a record of performance. If your turn-over rate from online leads dies at the three week period, find a catch that gets them on the hook prior to that fall off. This is a tool with infinite uses as soon as an agent develops the discipline to keep it up. <span>&nbsp;</span></span></li> </ul> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><strong>Thank You&rsquo;s</strong>&mdash;To all parties involved whether the deal goes through or not. Hand-written or printed and hand-signed. Do not make these automatic and too formal or the touch is lost. This again works at the foundation building. If one transaction does not go through for whatever reason, that same client may look to enter into real estate again and leaving them with the sweet taste in their mouth means there is a greater likelihood of them not forgetting you. </span></li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&nbsp;</span></p> <p>&nbsp;</p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 17 Apr 2013 10:18:20 -0700 http://activerain.com/blogsview/3697332/bad-habits-to-fall-into-as-a-realtor http://activerain.com/blogsview/3688784/working-your-real-estate-muscles-after-a-long-rest <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><img src="http://activerain.com/image_store/uploads/2/3/7/0/7/ar136553333070732.jpg" height="220" alt="" width="200" style="float: right;">Bidding wars, low mortgage rates, and high traffic listings have finally regained some of the lost confidence the U.S. has felt in the past few years. So now the question is: what moves should home owners be looking to make in order to get the most of the strengthening market? </span></p> <p class="MsoNormal"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Cambria','serif';"><a href="http://www.bozemanmontanarealestate.net/#!we-are-a-buyers-team/c1ayq">HOME BUYING</a></span></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Intermingled with all the positive surging <a href="http://www.bozemanmontanarealestate.net/#!real-estate-news/cvxc">market news</a>, there are some grim facts <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-buyers/c1iwz">buyers</a> must face if they decide to plunge into the market. Inventory is tight. Bidding wars, although indicating a strong market, mean that the emotional investment in putting an offer in on a home is going to be trying. Loan requirements are tightening up each day. </span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">How to actively counteract these strains: Buying is still the more economic living solution compared to renting in most areas. Just be aware of the current conditions and fully commit to the offers you make. Low-balling will only get you rejected offers&mdash;the days when you could snag a house at 20% less than asking price are over. </span></p> <p class="MsoNormal"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Cambria','serif';"><a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-sellers/c17jp">HOME SELLING</a></span></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Getting the best price on a home is all about the timing and being honest to yourself about the value. 75% of clients think their agent&rsquo;s <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA (comparative market analysis</a>) price is too low. Pricing your home above the realistic value will slow down your deal, leave your listing sitting on the market, and potentially miss the bidding war side of the market altogether. <span>&nbsp;</span></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Solutions? Catch buyers&rsquo; attentions fast, get multiple offers on the table, and allow the market to natural pull your listings higher. Make the repairs needed. Address the obvious concerns. <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">Find an agent</a> you trust and who can provide you with the <a href="http://www.bozemanmontanarealestate.net/#!our-current-listings/c1f0">best service</a>.<span>&nbsp; </span>In today&rsquo;s market, buyers are going all out on the home purchase and not leaving too much room for improvements after so any added work could be that turn off. </span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Finally, be cautious: <span>&nbsp;</span></span></p> <p class="MsoNormal" style="text-align: left;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">&ldquo;Yet while most economists agree that the bottom is behind us and the five-year outlook for housing is on solid footing, the shorter term is shakier. &lsquo;Two thousand thirteen and 2014 are going to be transition years,&rsquo; says Mark Fleming, CoreLogic's chief economist. &lsquo;The market's improving, but it's not totally healed.&rsquo;&rdquo; (http://money.cnn.com/2013/04/08/real_estate/home-buyers.moneymag/index.html)</span></p> <div style="margin: 10px 0; padding: 0 3px; overflow: hidden; background: #fff; border: 1px solid #acf; width: 290px;"> <h6 style="margin: 0px; padding: 5px 0px 3px; font-size: 13px; line-height: 15px; color: #555555; font-family: helvetica,arial,sans-serif; text-align: left;">Montana Zillow Home Value Index</h6> <img src="http://www.zillow.com/app?service=chart&amp;chartType=geo&amp;mt=34&amp;dt=1&amp;tp=5&amp;r=35&amp;width=290&amp;height=250" alt="" style="float: left;"> <div style="margin: 0; padding: 0 0 4px; text-align: center;"><a href="http://www.zillow.com/mt/" style="color: #36b; font-size: 11px; line-height: 13px; font-family: helvetica,arial,sans-serif;">Brought to you by Bozeman Montana Real Estate.net</a></div> </div> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 09 Apr 2013 11:50:58 -0700 http://activerain.com/blogsview/3688784/working-your-real-estate-muscles-after-a-long-rest http://activerain.com/blogsview/3681531/home-love-at-first-sight <p class="MsoNormal" style="text-align: left;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Garamond','serif';">First, I have to just take a moment to explain the normal pattern of my blog writing. I come in (normally fresh) in the mornings, and while I make my coffee and set out the to-do list for the day, I scan <a href="http://www.bozemanmontanarealestate.net/#!real-estate-news/cvxc">the real estate news</a> sources, the international market reports, and then the <a href="http://www.bozemanmontanarealestate.net/#!real-estate-reasources/cx7d">local interests</a>. From these sources I glean what I find to be most valuable and try to synthesize and digest material and then put it out into the online world. Today&rsquo;s inspiration broke that pattern. While at a <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-for-sale/cuv8">listing taking photos</a> (listing featured within this blog!), a neighbor approached me and we struck up a conversation. This is why I love <a href="http://www.bozemanmontanarealestate.net/#!bozeman-montana-real-estatenet/cs24">Bozeman</a>. The complete stranger I had that brief and amiable conversation with proceeded to visit our office and drop off a physical copy of the Wall Street Journal article &ldquo;20 Seconds for Love at First Sight.&rdquo; <br></span></p> <p class="MsoNormal" style="text-align: left;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Garamond','serif';">So in sighting both my original source and my means of acquiring, I would just like to say thank you Mr. Marshall. Your act of interested kindness has touched me. </span></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 12pt; line-height: 115%; font-family: 'Garamond','serif';">The Adapted 20 Seconds for Love at First Sight:</span></strong></p> <p class="MsoNormal" style="text-align: left;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Garamond','serif';"><a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-sellers/c17jp">Real estate listings</a> carry the burden that every man/woman alike has felt&mdash;first impression judgment. That first photo that is marketed gets viewed by 95% of online viewers for a mere 20 seconds before they begin to get distracted. Of the total time a <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-buyers/c1iwz">potential buyer</a> views a listing, 60% of their time is spend on the photos (the other 20% and 20% are spent on the description and the agent remarks). </span></p> <p class="MsoNormal" style="text-align: left;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Garamond','serif';">As a <a href="http://www.bozemanmontanarealestate.net/#!brittney-dahlberg/c1tj5">marketing director</a>, all these numbers are valuable to me. As a <a href="http://bdahlberg.wix.com/photography#!">freelance photographer</a>, these stats present a challenge to me. In short, using the data above, I am informed as to what and how to shoot, but I am also pushed to make a listing memorable. Even if 60% of time is spent looking at my photos in order to inform a decision, a <a href="http://www.bozemanmontanarealestate.net/#!we-are-a-buyers-team/c1ayq">potential buyer</a> looks at around thirteen from what I have gathered from the agents here in the office. My listing is competing with 12 others at all times. What a numbers game. </span></p> <p>&nbsp;</p> <p><iframe scrolling="0" src="http://listings.realbird.com/MiniSite.aspx?id=Q1T5M4B7&amp;fid=219121" frameborder="0" height="240" width="320" style="width: 450px; height: 490px; overflow: hidden; border: 0px none; display: block; margin-left: auto; margin-right: auto;"></iframe></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 02 Apr 2013 11:35:28 -0700 http://activerain.com/blogsview/3681531/home-love-at-first-sight http://activerain.com/blogsview/3677151/active-gallatin-valley-foreclosures-friday-29-march-2013 <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><img title="Gallatin Valley Foreclosures &amp; Short Sales" src="http://activerain.com/image_store/uploads/2/9/3/3/2/ar136457387423392.jpg" height="88" alt="Gallatin Valley Foreclosures &amp; Short Sales" width="500" style="display: block; margin-left: auto; margin-right: auto;"></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">The following links are for the current <strong><em><span style="text-decoration: underline;">FORECLOSED HOMES</span></em></strong>in the Gallatin Valley.<span>&nbsp; </span>They are usually priced well and most do not stay on the market for long.<span>&nbsp; </span>Take a look, find your favorite, then call to schedule your appointment to see them!</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=e1d77610-a6ae-4d98-a674-ad70b8af80a0&amp;Report=Yes">Bozeman Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=51a9d546-e4da-4f59-927e-63bed6d1b4fc&amp;Report=Yes">Belgrade Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=d3b9d28c-49a4-4752-abba-7ec22496a216&amp;Report=Yes">Manhattan Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=eaa1f228-66d2-4d27-903c-8fccf15d44a7&amp;Report=Yes">Three Forks Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=4c891f10-6148-47aa-8aa7-b1c4f29d139b&amp;Report=Yes">Big Sky Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=2b9b40d6-810e-468a-baf5-b70169dab571&amp;Report=Yes">Dillon/Madison County Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">&nbsp;</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">These links are the <strong><em><span style="text-decoration: underline;">SHORT SALE HOMES</span></em></strong> that are available presently.<span>&nbsp; </span>If you do not know the details for purchasing a short sale home, please email, call or text and we can explain those for you!<span>&nbsp; </span>We would love to be your guide in finding a great home at an outstanding price.</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=991de050-ac7e-4c85-84f5-179acca031ef&amp;Report=Yes">Bozeman Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=dc919083-4ca2-451a-b520-4cd3febe662d&amp;Report=Yes">Belgrade Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=ec730bb4-faaa-47e7-9c62-42d98ee64963&amp;Report=Yes"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Manhattan Montana Short Sale Homes<span>&nbsp;&nbsp; </span></span></a><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><span>&nbsp;</span></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=65ab8b07-a6eb-4168-94cd-2a1366235ba3&amp;Report=Yes">Three Forks Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=92e22547-d03d-440a-b102-da2f5cf8e362&amp;Report=Yes">Big Sky Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=3d13ac23-6c6d-45c3-99a6-f84b53cf4053&amp;Report=Yes"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Dillon/Madison County Short Sale Homes</span></a></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Fri, 29 Mar 2013 09:21:46 -0700 http://activerain.com/blogsview/3677151/active-gallatin-valley-foreclosures-friday-29-march-2013 http://activerain.com/blogsview/3674959/smart-growth-v-past-growing-trends <p class="MsoNormal" style="text-align: center;"><em><span style="font-size: 12.0pt; line-height: 115%;">The housing market we see emerging around us more and more is full of life and energy, but when you look deeper, it still bears the faded scars of the market collapse&mdash;and it seems consumers are learning from them.</span></em></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 12.0pt; line-height: 115%;">People are actively choosing to control the <a href="http://www.bozemanmontanarealestate.net/">real</a> estate market. This is an emerging trend never seen before. People and their values are beginning to trump the allure of best deal mentality and this is driving force for the market.</span></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%;">Not visa versa (where the market prices i.e. cheapest supplies are controlling population movement). This break from longstanding traditional norms is the conclusion the report titled &ldquo;Reset: Assessing Future Housing Markets in the Rocky Mountains&rdquo; reached. The report took a sampling of housing starts, multiple listing services, and surveys from six communities around the Rockies&mdash;<a href="http://www.bozemanmontanarealestate.net/">Bozeman</a> included&mdash;and found, in all the markets studied, there was a strong desire for growth, but not just growth itself as has been seen in the past with trends of urban sprawl. Instead, this idea of &lsquo;smart growth&rsquo; has really taken root. </span></p> <p class="MsoNormal"><strong><span style="font-size: 12.0pt; line-height: 115%;">Just What Is Smart Growth:</span></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%;">Smart growth is a logical reaction to the fact that mortgage meltdowns are a catalyst to great economic recessions (spurred on by under regulation of finance and reckless risk-taking). This realization has deeper meaning in its relation to community development and traditional city growth patterns. The divergence between city centers and the suburban fringe allowed the suburban elements to fall into the mortgage hole first and pull the city centers with them as they fell. Since that initial fall, the recovery has seen a structural paradigm changing shift&mdash;we are now seeing the reverse of what happened in the 1950&rsquo;s. <span>&nbsp;</span>(http://www.nytimes.com/2011/11/26/opinion/the-death-of-the-fringe-suburb.html?_r=0)</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%;">The buzz phrases of Generation Y and Baby Boomers are still very real and active agents in shifting the market&rsquo;s landscape, but these two demographics of people are both undergoing dramatic life changes directly connected to their housing situations. &ldquo;Our communities are changing and what people want out of life is changing&rdquo; (Randy Carpenter director of the Northern Rockies program of the Sonoran Institute). This is the great convergence of needs. Baby Boomers are seeking to be near medical centers and other conveniences and Generation Y is just reaching into the market only able to afford the most utilitarian of homes, apartments and condos. The big home with a big lot is, although not gone by any means, a fading trend. </span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%;">A mass exodus of what is being declared the &lsquo;exburbs&rsquo; and a strong revival of city center is the soon to be norm nationally. <a href="http://www.bozemanmontanarealestate.net/">Bozeman, Montana</a> data reveals we are certainly now immune to this. In the past 11 months, the urban center we have here (near the Emerson Cultural Center, Galligator, and Sourdough Trail) represents the bulk of remodels and renovations totaling nearly $2 million of spending. Over that same time span, $23 million went into communal living spaces such as condos, townhouses and duplexes. </span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 27 Mar 2013 11:34:49 -0700 http://activerain.com/blogsview/3674959/smart-growth-v-past-growing-trends http://activerain.com/blogsview/3669538/energy-efficiency-and-real-estate-in-bozeman-and-beyond <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">According to a study conducted by the University of South Carolina Center for Community Capital, borrowers with energy-efficient homes are significantly less likely do default. In fact, they are 32% less likely. The study looked at 71,000 homes and their corollary loans, neighborhood characteristics, and energy rating. <br></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Borrowers with energy-efficient homes are significantly less likely to default, according to&nbsp;<a href="http://www.imt.org/resources/detail/home-energy-efficiency-and-mortgage-risks-executive-summary" target="_blank"><span style="color: windowtext; text-decoration: none;">a study</span></a> by the University of South Carolina Center for Community Capital.</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Funded by the Institute for Market Transformation (IMT), the study found that default risks are on average 32 percent lower for borrowers with energy-efficient homes that met "Energy Star" guidelines.</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">The study examined 71,000 homes and accounted for loan, household and neighborhood characteristics, IMT said in a blog post. Homes&nbsp;<a href="http://www.energystar.gov/index.cfm?c=new_homes.hm_earn_star" target="_blank"><span style="color: windowtext; text-decoration: none;">earn Energy Star status</span></a>&nbsp;by meeting guidelines set by the U.S. Environmental Protection Agency.&nbsp;</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">IMT said that the results of the study argue that, "the lower risks associated with energy efficiency should be taken into consideration when underwriting mortgages."</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">A fact sheet on the study adds: "The findings have significant policy implications: Lenders might&nbsp;allow for lower risk premiums that are associated with interest&nbsp;rates, a more flexible credit profile, or a higher debt-to-income&nbsp;ratio for people buying or refinancing efficient homes. This would&nbsp;increase the affordability of energy-efficient homes among many&nbsp;borrowers, especially in high-cost areas."</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">This study does caution that there is another message that comes from the results. Homeowners who have invested in energy-saving upgrades may have some trouble getting the value back if the upgrades are not recognized by buyers, appraisers, and lenders. The category of &lsquo;green fields&rsquo; is emerging in the real estate world to specify a home&rsquo;s green features. This should allow for a heightened awareness of the green upgrades, but how it will be taken by the market is yet to be seen. (<a href="http://www.inman.com/news/2013/03/22/borrowers-with-energy-efficient-homes-less-likely-default-study"><span style="color: windowtext; text-decoration: none;">http://www.inman.com/news/2013/03/22/borrowers-with-energy-efficient-homes-less-likely-default-study</span></a>)</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">Here in Bozeman, the &lsquo;green&rsquo; movement that is trending throughout the country has taken roots and blossomed. In fact, the Bozeman, although the wolf wars we have experienced here have put a more negative conservationist spin on opinion, has allocated hundreds of jobs and $100K is salaries to the environmental sector. At least 13 organizations headquartered in Bozeman, Livingston, West Yellowstone and Gardiner that filed for tax-exempt status as land or wildlife, conservation or preservation organizations in 2009 reported employing 231 full-time, part-time and seasonal employees across the region and paying out a total of $8.4 million in salaries. (http://www.bozemandailychronicle.com/special_reports/greentown/)</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';">These two green movements, national and local, will be compelling to keep an eye on an we enter a fresh spring season. </span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Cambria','serif';"><img src="http://activerain.com/image_store/uploads/3/1/8/9/8/ar13639892189813.jpg" height="212" alt="" width="400" style="display: block; margin-left: auto; margin-right: auto;"></span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Fri, 22 Mar 2013 14:59:08 -0700 http://activerain.com/blogsview/3669538/energy-efficiency-and-real-estate-in-bozeman-and-beyond http://activerain.com/blogsview/3658520/gallatin-valley-2012-real-estate-statistics <p>&nbsp;</p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><img title="Gallatin Valley Real Estate Stats" src="http://activerain.com/image_store/uploads/1/2/6/1/2/ar136320108421621.jpg" height="377" alt="Gallatin Valley Real Estate Stats" width="500" style="display: block; margin-left: auto; margin-right: auto;"></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';">The <a href="http://www.bozemanmontanarealestate.net/#!mt-real-estate-city-coverage/galleryPage">Gallatin Valley</a> has experienced positive momentum in the <a href="http://www.bozemanmontanarealestate.net/#!home/mainPage">real estate</a> sector this year. Single family homes/townhouses/condos have all seen improvement in their <a href="http://www.bozemanmontanarealestate.net/#!home/mainPage">average days on the market</a> &amp; in median sales price. The largest trend to make note of in the valley is that in <a href="http://www.bozemanmontanarealestate.net/#!custom-builds/c23dj">new construction</a>. In October 2011, 10 new single family housing permits were pulled&mdash;October 2012, 32 permits were issued. It will be exciting to see what the 2013 numbers will be!</span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 13 Mar 2013 12:03:04 -0700 http://activerain.com/blogsview/3658520/gallatin-valley-2012-real-estate-statistics http://activerain.com/blogsview/3657604/interviewing-an-agent-tips-and-advice- <p>&nbsp;</p> <p>&nbsp;</p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><img src="http://activerain.com/image_store/uploads/2/8/6/8/1/ar136312861118682.jpg" height="199" alt="" width="300" style="float: left;"></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><br></span></p> <p class="MsoNormal" style="text-align: center;"><em><span style="font-size: 12pt; line-height: 115%; font-family: 'Bodoni MT','serif';">Most <a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o">agents</a> all have one key trait: they are charismatic (and know they know how to work it).</span></em></p> <p class="MsoNormal" style="text-align: center;"><em><span style="font-size: 12pt; line-height: 115%; font-family: 'Bodoni MT','serif';">That being said, there is a way potential clients can really check to make sure they are getting the best possible service from an agent&mdash;ask them the right questions and put them on the spot with the hard, meaty, and necessary questions.</span></em></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><br></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><br></span></p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>Seniority Factor</strong></span>: How long have you been in business is an important questions but the exact time the agents tells you does not matter per say, but knowing they are seasoned is different than knowing how long they have worked. Ask them about the frequency of their <a href="http://www.bozemanmontanarealestate.net/">yearly transactions</a>. Ask them about some of their most difficult lessons they have learned and then about some flawless transactions they have had. This is and interview in which you are hiring them for a job. Making sure they are ready to come on board to the capacity you need in the first and most essential question you ought to ask.&nbsp;&nbsp;</span></li> </ul> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>List-Price-to-Sale</strong></span>: For most statistically driven minds, a good and telling set of data you can ask for is the price:sell ratio. Even if you are looking for a buyer&rsquo;s agent, knowing the negotiation skills of your agent is a testament that can be used on both sides of the transaction. <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-sellers/c17jp">Listing agents</a> should be close to 100% and <a href="http://www.bozemanmontanarealestate.net/#!we-are-a-buyers-team/c1ayq">buyers&rsquo; agents</a> should be less than 99%.&nbsp;&nbsp;</span></li> </ul> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>For My Needs</strong></span>: Every agency will have a <a href="media.wix.com/ugd/98ed9c_b0178638f58255a956dbf0f050f7ba6d.pdf">standard marketing plan</a>. Look for the fine detail in how the presentation has been specialized to your situation. <a href="http://www.bozemanmontanarealestate.net/#!cma-request/c1ly5">CMA&rsquo;s</a> are a standard touch, but look at their marketing and see if each place they demonstrate marketing to is a fit to the listing you are bringing them. If there are irrelevant factors, that is a good clue that this is a form marketing plan and not specialized to your needs.</span></li> </ul> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>References:</strong></span> As stated above, this is a job interview. Ask them for <a href="http://www.zillow.com/profile/JenKOwen/#%7Bscid=gen-wid-agntrep%7D">references</a> which you can call after the meeting to hear directly from the experience of others. Call as ask what the agent did above and beyond and what they just did &lsquo;okay&rsquo; on.</span></li> </ul> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>Top Three</strong></span>: Put the agent on the spot by asking them up-front what are the three things that set them apart from anyone else&mdash;even other agents in the same office. Many offices have structures in place so the agents offer an equal experience. What does this agent do outside of that template business model? Listen for creative and effective answers. See if they have even thought of why they are a special and unique agent.</span></li> </ul> <p>&nbsp;</p> <ul> <li><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>Networking:</strong></span> Finally, what other <a href="http://www.bozemanmontanarealestate.net/#!we-are-a-buyers-team/c1ayq">professional assistance</a> can the agent introduce you to? What other professionals will you be in contact with throughout the home buying or selling process: lenders, bankers, appraisers, title companies, ect&hellip; The quality of their professional network will impact your transaction so ask about it. </span></li> </ul> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';">Hope this helps. If you have any other suggestions, feel free to add your comments below. </span></p> <p>&nbsp;</p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 12 Mar 2013 15:53:35 -0700 http://activerain.com/blogsview/3657604/interviewing-an-agent-tips-and-advice- http://activerain.com/blogsview/3652404/team-service-above-expectation-what-keeps-me-going <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Book Antiqua','serif'; color: #555555;">I try to keep most posts grounded in education, but there are have been a few reviews some in recently I cannot help but share. I am so proud to be working with the team here at Bozeman Montana Real Estate, and I predict this year will be full of success and hard work!</span></p> <p class="MsoNormal"><strong><em><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif'; color: #555555;"><img src="http://activerain.com/image_store/uploads/7/3/6/3/9/ar136275759193637.jpg" height="17" alt="" width="25" style="float: left;">Jenifer was our agent from states away. She was our eyes and ears for the Bozeman area, we were in Houston, and we purchased our townhouse sight unseen and were not only happy but ecstatic that it exceeded our expectations. It took almost a year for us to get everything together and Jennifer stood by us the whole time, made time to peek by places of interest and contact sellers till we found a serious property. She worked with us during all hours of day and night; we got to know her fairly well and her to know us. She wasn't just our agent, she became our friend. Highly recommend!!!!!</span></em></strong><strong><em><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif'; color: #555555;"><img src="http://activerain.com/image_store/uploads/1/5/3/3/2/ar13627576623351.jpg" height="17" alt="" width="25"></span></em></strong></p> <p class="MsoNormal" style="text-align: center;"><strong><em><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif'; color: #555555;">~~~<br></span></em></strong></p> <p class="MsoNormal"><strong><em><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif'; color: #555555;"><img src="http://activerain.com/image_store/uploads/7/0/4/5/9/ar136275775295407.jpg" height="17" alt="" width="25" style="float: left;">Jenifer and her team had great client/customer service when it came to my property. If felt very comfortable because I knew I was in good hands. Working with the Bozeman Montana Real Estate team was nothing short of professional service. I will be a returning client!<img src="http://activerain.com/image_store/uploads/6/2/8/5/0/ar136275777205826.jpg" height="17" alt="" width="25"></span></em></strong></p> <p class="MsoNormal"><a><strong><em><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif'; color: #555555;"><img src="http://activerain.com/image_store/uploads/5/0/8/6/2/ar136275782026805.jpg" height="353" alt="" width="500" style="display: block; margin-left: auto; margin-right: auto;"></span></em></strong></a></p> <p>&nbsp;</p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Fri, 08 Mar 2013 07:54:35 -0800 http://activerain.com/blogsview/3652404/team-service-above-expectation-what-keeps-me-going http://activerain.com/blogsview/3648404/moving-past-the-you-look-so-young-age-stigma <p class="MsoNormal">&nbsp;<a><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><img title="Generation Y and Real Estate" src="http://activerain.com/image_store/uploads/3/3/1/3/5/ar136250382253133.jpg" height="120" alt="Generation Y and Real Estate" width="600" style="display: block; margin-left: auto; margin-right: auto;"></span></a></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';">Generation Y has taught the world a few lessons that are usable <a href="http://www.bozemanmontanarealestate.net/#!jenifer-lower/c1x7g">in real estate</a> across the spectrum of clients. Having <a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o">an office ful</a>l of agents and staff under the age of 45, we are a fast, adaptive <a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o">office</a> which, even in our technologically drive market, have certainly used the youth of the office to cater <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-buyers/c1iwz">to first time home buyers</a> through to retirement <a href="http://www.bozemanmontanarealestate.net/#!we-are-a-buyers-team/c1ayq">home buyers</a>. The methods that appeal to both generations are the same:</span></p> <ul> <li><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong>Response Time:</strong></span> The texting/email crazed society we now live it reaches up all the way to those who do not practice <a href="http://www.bozemanmontanarealestate.net/#!real-estate-reasources/cx7d">the technology</a> in the form of still wanting fast reaction times on follow-ups, leads, and appointment setting. </span></li> <li><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong><a href="http://www.bozemanmontanarealestate.net/#!real-estate-reasources/cx7d">Data</a>: </strong></span>Google searching has brought with it much useless knowledge and even more time wasting tid bits of information scattered like bread crumbs about, but it has also introduced a respect for pure data that is not bias to age. Knowing the area stats in each micro environment which a Realtor works is vital for you to be taken seriously by any client.</span></li> <li><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';"><span style="text-decoration: underline;"><strong><a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o">Hyper-Attentive to Personal Needs</a></strong></span>: People know what they want. That is that. The problem we face as real estate professionals is to find out just what that is. Whether it be for a newly built central location, or a separated country home, the details in what a person wants are cross-generational too. Picking up on the subtleties is a must. </span></li> </ul> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bodoni MT','serif';">Generation Y came with a supposed whole new set of rules to follow. I say the rules stay the same because, at the end of the day, all clients are looking for is <a href="http://www.zillow.com/profile/JenKOwen/#%7Bscid=gen-wid-agntrep%7D">a good is service</a> specialized to them so that the home buying or home selling process may be done with respect and relative simplicity. </span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 05 Mar 2013 09:20:01 -0800 http://activerain.com/blogsview/3648404/moving-past-the-you-look-so-young-age-stigma http://activerain.com/blogsview/3637637/seller-s-market-on-the-rebound-throughout-the-country- <p class="MsoNormal">&nbsp;<span style="font-size: 13.0pt; line-height: 115%;">A seller&rsquo;s market is developing and home prices are continually raising in every region expect for the West. Here we are seeing a limited inventory. Nationwide, inventory fell 4.9% to 1.74 million homes available for sale (representing a 4.2 month supply at the current sales price). Distressed home sales accounted for only 23% of the home sales in January 2013&mdash;down from the 35% the prior year. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;"><img src="http://activerain.com/image_store/uploads/3/3/5/4/6/ar136180564764533.jpg" height="266" alt="" width="400" style="float: right;"></span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">&ldquo;We expect a seasonal rise of inventory this spring, but it may be insufficient to avoid more frequent incidences of multiple bidding and faster-than-normal price growth,&rdquo; Lawrence Yun, NAR chief economist, explained.</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">In addition to the limited inventory, buyer&rsquo;s confidence and traffic is continually picking up hinting that there will be a large increase in seller home values when these two trends merge. <a href="http://realtormag.realtor.org/daily-news/2013/02/22/seller-s-market-developing-in-much-us?om_rid=AACuz5&amp;om_mid=_BRJ6eXB8xA43nZ&amp;om_ntype=RMODaily">READ MORE HERE</a>.</span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Mon, 25 Feb 2013 07:22:58 -0800 http://activerain.com/blogsview/3637637/seller-s-market-on-the-rebound-throughout-the-country- http://activerain.com/blogsview/3634565/gallatin-valley-active-foreclosures-and-short-sales-february-22-2013 <p class="MsoNormal" style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net/#!recent-foreclosures/c19d0" title="Recent Gallatin Valley Foreclosures" target="_blank"><strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';"><img src="http://activerain.com/image_store/uploads/8/9/0/1/0/ar136155283601098.jpg" height="188" alt="" width="600"></span></strong></a></p> <p class="MsoNormal" style="text-align: center;"><strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';">Active Foreclosures in Bozeman, Belgrade, Manhattan, Dillon<br> Three Forks, &amp; Big Sky! </span></strong><strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';"><span>Thursday, February 21, 2013</span></span></strong><strong></strong></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">The following links are for the current <a href="http://www.bozemanmontanarealestate.net/#!recent-foreclosures/c19d0" title="Bozeman Montana Real Estate.net" target="_blank"><strong><em><span style="text-decoration: underline;">FORECLOSED HOMES</span></em></strong></a><em></em>in the Gallatin Valley.<span>&nbsp; </span>They are usually priced well and most do not stay on the market for long.<span>&nbsp; </span>Take a look, find your favorite, then call to schedule your appointment to see them!</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=c73212ee-0217-4c26-adc3-512af3dba41d&amp;Report=Yes">Bozeman Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=52ee457f-b790-4b1a-9522-66aa80037edc&amp;Report=Yes">Belgrade Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=5afb89bd-5197-4023-bb48-9dba87c4577c&amp;Report=Yes">Manhattan Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=407d9ad2-5084-4544-b533-00d61242ba71&amp;Report=Yes">Three Forks Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=c04c7573-d478-4fae-b21b-a06f20818667&amp;Report=Yes">Dillon/Madison County Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">&nbsp;</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">These links are the <strong><em><span style="text-decoration: underline;">SHORT SALE HOMES</span></em></strong> that are available presently.<span>&nbsp; </span>If you do not know the details for purchasing a short sale home, please email, call or text and we can explain those for you!<span>&nbsp; </span>We would love to be your guide in finding a great home at an outstanding price.</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=edecf06d-62b0-4938-a51e-99dcfb4584a4&amp;Report=Yes">Bozeman Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=737f615f-9139-4645-89b2-756203a4e33e&amp;Report=Yes">Belgrade Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%;"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=0384de76-d3a4-4e95-8320-adfea686bfad&amp;Report=Yes"><span style="font-family: 'Times New Roman','serif';">Manhattan Montana Short Sale Homes<span>&nbsp;&nbsp; </span></span></a></span><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><span>&nbsp;</span></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=5654fdc2-2bf1-419d-8421-60ed5bcf75fc&amp;Report=Yes">Three Forks Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=70fd0a15-6052-4b45-b24f-cdd62a54b401&amp;Report=Yes">Big Sky Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%;"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=1aeb060e-ab5f-48a9-afdf-4bdb01f8d697&amp;Report=Yes"><span style="font-family: 'Times New Roman','serif';">Dillon/Madison County Short Sale Homes</span></a></span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Fri, 22 Feb 2013 09:15:37 -0800 http://activerain.com/blogsview/3634565/gallatin-valley-active-foreclosures-and-short-sales-february-22-2013 http://activerain.com/blogsview/3631105/moving-cost-add-up-looking-at-the-unexpected-and-pricey-process <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';">When the decision is made to <a href="http://www.bozemanmontanarealestate.net/#!buyerschecklist/cbes">move</a>, the costs that initially come to mind are the biggies. The costs and decisions <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-buyers/c1iwz">transitioning families</a> face are endless. Here are a few of the not-so-obvious monetary stresses that may come with moving:</span></p> <ul> <li> <span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><strong>Auto Insurance</strong>: "When you move from a more rural market, less population, to a highly densely populated urban environment, you can see swings (in your car insurance rates) probably anywhere from 15 (percent) to 50 percent," says Dan Young, senior vice president of insurance relations for Carstar. Especially if you are moving out of state, the minimum liability requirements vary state-to-state. </span><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><img src="http://activerain.com/image_store/uploads/7/9/8/4/5/ar136130376954897.jpg" height="228" alt="" width="221" style="float: right;"></span> </li> </ul> <ul> <li> <span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><strong>Health Insurance</strong>: Again, for interstate movers, not every health insurance is licensed in </span><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';">every state. Even if it is, an insurance providers can change the plan you are on, the network of healthcare professionals accessible to you, and even the rates you are charged. "There may be some types of (medical) procedures, for instance, that are covered in one state and that are not mandated to be covered in another state," says John Egan, managing editor of InsuranceQuotes.com.</span> </li> </ul> <ul> <li><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><strong>Contract Cancellations</strong>: If you have paid memberships at a gym, day care, pool, ect, then leaving the program ahead of the contract date may come with a penalty charge. Look over such contracts for loopholes or contingencies for members who are moving and be able to show the documentation of your new buy-sell of home contract for proof.</span></li> </ul> <ul> <li><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><strong>Missing Security Deposits</strong>: Many people forget to re-collect their security deposits. Most landlords are required to return the deposit 14-60 days after a tenant moves out, but if there is not information as to where the money ought to go (forwarding address, direct deposit, ect) then the money may stay<span>&nbsp; </span>where it is and fall through the cracks.</span></li> </ul> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';">source: <a href="http://www.bankrate.com/finance/smart-spending/moving-costs-not-so-obvious.aspx#slide=2#ixzz2LMMBJUqF"><span style="color: windowtext; text-decoration: none;">http://www.bankrate.com/finance/smart-spending/moving-costs-not-so-obvious.aspx#slide=2#ixzz2LMMBJUqF</span></a> </span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 19 Feb 2013 15:01:42 -0800 http://activerain.com/blogsview/3631105/moving-cost-add-up-looking-at-the-unexpected-and-pricey-process http://activerain.com/blogsview/3618058/finding-the-right-real-estate-agent-to-sell-your-home <p class="MsoNormal" style="text-align: center;">&nbsp;<span style="font-size: 13.0pt; line-height: 115%;">The ability to interview and <a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o">evaluate real estate agents</a> before clients entrust them with <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-sellers/c17jp">listing their home</a> is one skill that some have naturally, but it is not something many clients even think about prior to entering a real estate office. Because of this industry wide norm, the most common questions asked are: You know them: How long have you been in the business? How many properties have you sold? What commission rate do you charge? (<a href="http://www.washingtonpost.com/blogs/where-we-live/post/finding-the-right-real-estate-agent-to-sell-your-home/2013/02/01/e00b094e-6bc7-11e2-8740-9b58f43c191a_blog.html">http://www.washingtonpost.com/blogs/where-we-live/post/finding-the-right-real-estate-agent-to-sell-your-home/2013/02/01/e00b094e-6bc7-11e2-8740-9b58f43c191a_blog.html</a>)</span></p> <p class="MsoNormal" style="text-align: center;"><br><span style="font-size: 13.0pt; line-height: 115%;">&nbsp;<img src="http://activerain.com/image_store/uploads/8/7/1/8/3/ar136034684738178.jpg" height="100" alt="" width="105"> <img src="http://activerain.com/image_store/uploads/4/1/0/6/3/ar136034680236014.jpg" height="100" alt="" width="242"> <img src="http://activerain.com/image_store/uploads/3/8/0/3/0/ar13603468703083.jpg" height="100" alt="" width="121"><br></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%;">The veil that is created by these questions are the core at what a client is looking for when they seek out an agent&mdash;who is going to net you the most from your sale and do it in the least amount of time. Agent performance matters and it is useful to have a tool by which clients can measure this performance. Here are a few fields clients should ask about and not be thrown off by the &lsquo;standard&rsquo; answers:</span></p> <ul> <li><span style="font-size: 13.0pt; line-height: 115%;">Internet&mdash;Agents will tell you that your liste. As a reference point, our office syndicates to nearly on hundred real estate sites as well as getting one entire website built just for the listing. </span></li> </ul> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">View Some Of <a href="http://www.bozemanmontanarealestate.net/#!montana-real-estate-for-sale/cuv8">Our Listing</a> Websites Here</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;"><a href="http://bozemanrealestate.wix.com/1221-curtiss">1221 Curtiss</a> <a href="http://bozemanrealestate.wix.com/6383canal">6383 Canal<span>&nbsp; </span></a><span>&nbsp;</span><a href="http://bozemanrealestate.wix.com/6383canal">911 Jeanette</a><span>&nbsp; </span><a href="http://bozemanrealestate.wix.com/480moosecrossing">480 Moose Crossing</a></span></p> <ul> <li><span style="font-size: 13.0pt; line-height: 115%;">Stats&mdash;Once a listing is up online, are the statistics trackable? If they are, will you as the client have access to these stats? How will I know how many people view my property online?&nbsp; A <a href="http://www.bozemanmontanarealestate.net/#!team-service-above-expectation/c1n8o">top performing agent/company</a> has tools and systems to provide this information to you.</span></li> <li><span style="font-size: 13.0pt; line-height: 115%;">Video&mdash;Two routes can be taken for video purpose but it is essential. Fading photos are in many cases superior to a live streaming video. It goes through the house in a fluid tour. A video is a must have. High Quality photos to support the video and for all other online marketing is a must. Walk out if this is not part of the package. <span>&nbsp;</span></span></li> <li><span style="font-size: 13.0pt; line-height: 115%;">Response Time&mdash;If someone is inquiring on the listing, what are the systems in place for that agent to get the information needed? How quickly does this happen? A decision can be made within a few minutes time. </span></li> <li><span style="font-size: 13.0pt; line-height: 115%;">Mobile Real Estate&mdash;This is a breakout new genre, but buyers are using it. Ask your agent if they having mobile aps. </span></li> </ul> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%;">Finally, ASK FOR A DEMONSTRATION OF ALL THESE. Put them on the line to &lsquo;prove it.&rsquo; Toe the line and get the best service for this high risk, high value, and high stress time in a seller&rsquo;s life. </span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Fri, 08 Feb 2013 10:10:01 -0800 http://activerain.com/blogsview/3618058/finding-the-right-real-estate-agent-to-sell-your-home http://activerain.com/blogsview/3607311/trend-spotter-one-eye-on-the-market-one-eye-on-design-trends <p class="MsoNormal">&nbsp;<span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">The recent recession sparked a move to create smaller, more modest, and more efficient kitchen and bathroom spaces within their homes. With the real estate market on the mend, people want more out of their homes. Architects are reporting home owners are expressing the desire to have larger kitchens once more (many even are looking for multiple kitchen spaces) and more bathrooms. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">&ldquo;We are not seeing the same level of demand for larger and additional kitchens and bathrooms as we saw during the peak of the housing market, but there has been a shift away from downsizing those rooms that has taken place over the last two years,&rdquo; says AIA Chief Economist Kermit Baker. (<a href="http://styledstagedsold.blogs.realtor.org/2011/04/15/trend-watch-kitchens-are-getting-larger-bathrooms-are-getting-cozier/">http://styledstagedsold.blogs.realtor.org/2011/04/15/trend-watch-kitchens-are-getting-larger-bathrooms-are-getting-cozier/</a>)</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';"><img src="http://activerain.com/image_store/uploads/9/8/3/1/3/ar135958069831389.JPG" height="133" alt="" width="200"> <img src="http://activerain.com/image_store/uploads/4/8/9/0/5/ar135958076650984.JPG" height="133" alt="" width="89">&nbsp;<img src="http://activerain.com/image_store/uploads/7/0/8/7/8/ar135958082987807.JPG" height="133" alt="" width="200">&nbsp;<img src="http://activerain.com/image_store/uploads/8/0/1/2/9/ar135958095592108.JPG" height="133" alt="" width="89"> <br></span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">KITCHENS</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">Specifically within the kitchen, much of the extra space desired is put to use in nuance, functional ways that have risen in popularity in the last decade. Recycling centers, recharging docks for electronics and the integration of the living and food preparation space are all the top listings dream home features. Design-wise, stylish sustainability sweeps the floor. Bamboo and cork for cabinet and flooring and concrete countertops are becoming the standard rather than the exception. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">BATHROOMS</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">Similar to kitchen features, water conserving toilets, radiant heated floors, doorless showers, LED lighting, and other more sustainable nuts and bolts are setting a new standard in bathroom design. But keep in mind, the size and number of bathrooms/home is on the rise so delegate budgeting appropriately. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Footlight MT Light','serif';">With <a href="http://www.bozemanmontanarealestate.net/#!custom-builds/c23dj">new construction</a> on the rise, these are the trends <a href="http://www.bozemanmontanarealestate.net/#!mt-real-estate-city-coverage/galleryPage">real estate</a> <a href="http://www.bozemanmontanarealestate.net/">professionals</a> and <a href="http://www.bozemanmontanarealestate.net/#!custom-builds/c23dj">builders</a> alike need to pay attention to. IF YOU ARE A CONSUMER, WHAT ARE YOU LOOKING FOR IN YOUR HOME? </span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 30 Jan 2013 13:28:17 -0800 http://activerain.com/blogsview/3607311/trend-spotter-one-eye-on-the-market-one-eye-on-design-trends http://activerain.com/blogsview/3603788/gallatin-valley-active-foreclosures-and-short-sales-january-28th-2013 <p class="MsoNormal"><a href="http://www.bozemanmontanarealestate.net/#!recent-foreclosures/c19d0"><img src="http://activerain.com/image_store/uploads/6/0/4/0/8/ar135940192380406.JPG" height="164" alt="" width="600" style="display: block; margin-left: auto; margin-right: auto;"></a>&nbsp;<strong></strong></p> <p class="MsoNormal"><strong><span style="font-size: 18.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';">Active Foreclosures in Bozeman,<br> <span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Belgrade,<br> <span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Manhattan,<br> <span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Dillon<br> <span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span>&nbsp;&nbsp;&nbsp;&nbsp;</span><span>&nbsp;</span>Three Forks, &amp;<br> <span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span><span>&nbsp;</span>Big Sky!</span></strong></p> <p class="MsoNormal"><strong><span style="font-size: 18.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style="font-size: 18.0pt; line-height: 115%; font-family: 'Bradley Hand ITC';"><span>Monday, January 28, 2013</span></span></strong><strong></strong></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">The following links are for the current <strong><em><span style="text-decoration: underline;">FORECLOSED HOMES</span></em></strong><em></em>in the Gallatin Valley.<span>&nbsp; </span>They are usually priced well and most do not stay on the market for long.<span>&nbsp; </span>Take a look, find your favorite, then call to schedule your appointment to see them!</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=5abdf63b-e14b-4a18-9712-d78f80cab9a4&amp;Report=Yes">Bozeman Montana Foreclosures</a></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=e95420ed-d958-4fa7-9648-5b5104a0e212&amp;Report=Yes">Belgrade Montana Foreclosures</a></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=14493ce1-30f3-4e67-87d6-f48438896add&amp;Report=Yes">Manhattan Montana Foreclosures</a></span></p> <p class="MsoNormal"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=8523a2c8-f409-4eb0-8224-1f141d27e630&amp;Report=Yes"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Three Forks Montana Foreclosures</span></a></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=00e4799b-5130-4dd0-8b9b-096f02ec23bc&amp;Report=Yes">Dillon/Madison County Montana Foreclosures</a></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">&nbsp;</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">These links are the <strong><em><span style="text-decoration: underline;">SHORT SALE HOMES</span></em></strong> that are available presently.<span>&nbsp; </span>If you do not know the details for purchasing a short sale home, please email, call or text and we can explain those for you!<span>&nbsp; </span>We would love to be your guide in finding a great home at an outstanding price.</span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=bd66ac39-eb06-4219-847f-b32c6a07b207&amp;Report=Yes">Bozeman Short Sale Homes</a></span></p> <p class="MsoNormal"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=c6749018-a49b-4943-aa76-287eb92fc753&amp;Report=Yes"><span>&nbsp;</span><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Manhattan Montana Short Sale Homes<span>&nbsp; </span></span></a><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><span>&nbsp;</span><span>&nbsp;</span></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=6043e9f1-716a-47d1-b45d-bcc57f18f3d3&amp;Report=Yes">Three Forks Short Sale Homes</a></span></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=4b396f3d-1739-40f1-b528-8d0bc20830fc&amp;Report=Yes">Big Sky Short Sale Homes</a></span></p> <p class="MsoNormal"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=f6c35537-c1e4-46b4-ad7a-7c6d6f2f2322&amp;Report=Yes"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Dillon/Madison County Short Sale Homes</span></a></p> <p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">&nbsp;<a href="http://www.bozemanmontanarealestate.net/#!recent-foreclosures/c19d0"><img src="http://activerain.com/image_store/uploads/8/9/8/7/3/ar135940198837898.JPG" height="155" alt="" width="600" style="display: block; margin-left: auto; margin-right: auto;"></a><br></span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Mon, 28 Jan 2013 11:36:56 -0800 http://activerain.com/blogsview/3603788/gallatin-valley-active-foreclosures-and-short-sales-january-28th-2013 http://activerain.com/blogsview/3599972/gallatin-valley-2013-market-summary <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">The Gallatin Valley is a good place to be a Realtor. This is a general statement that I feel is always true but with today&rsquo;s numbers and improvements, it is statistically a valid point to be re-iterated . </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">2012 brought a wave of recovery. Single-family homes and townhouses/condos have seen dramatic improvements in their days on the market as well as in their median sales price. Closed sales are up by 11%. In a direct comparison from Oct. 2011 to Oct. 2012, the final indicator of a more vibrant real estate market here in the Gallatin Valley is that of new single family housing permits increasing from 10 to 32. Below are the numbers charted out. It is always a fulfilling thing to be a Realtor in the Gallatin Valley, but today, today is a particularly special day. </span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';"><br></span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';"><img src="http://activerain.com/image_store/uploads/5/9/7/3/6/ar135913252463795.jpg" alt="" width="500" style="vertical-align: top; display: block; margin-left: auto; margin-right: auto;"></span></p> <p>&nbsp;</p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Fri, 25 Jan 2013 08:57:42 -0800 http://activerain.com/blogsview/3599972/gallatin-valley-2013-market-summary http://activerain.com/blogsview/3596286/2013-real-estate-mobile-opportunities- <p class="MsoNormal">&nbsp;<span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';">Digital strategy building for 2013. There is a massive paradigm shift, that is one of my favorite descriptive analysis words as I am an international relations specialist, within real estate business structure that cannot go unnoticed in 2013. One way to reach out and expand to become a successful mobile marketer is by thinking what it is exactly to be a mobile consumer. Every agent and certainly every client using the mobile transfer of information uniquely but in a patterned and systematic way. Thanks to the useful blog I found at (</span><span><a href="http://www.inman.com/opinion/guest-perspective/2013/01/15/mobile-opportunities-in-2013-and-beyond">http://www.inman.com/opinion/guest-perspective/2013/01/15/mobile-opportunities-in-2013-and-beyond</a>)</span><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';">, there is an easy way to organize mobile real estate shoppers.</span></p> <p class="MsoNormal" style="text-align: right;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><img src="http://activerain.com/image_store/uploads/4/4/4/7/7/ar135889853377444.jpg" height="200" alt="" width="200" style="float: left;"><strong>The Window Shopper:</strong> These are the leads you have who are not actively looking to purchase but they are still on your hook, engaged and on the lookout for that single home that may just push them over the edge of indecision to writing up a contract. Window shoppers are interested in what is going on with real estate at a high level. What is recognized as being a big interest-getter to window shoppers are the PHOTOS. Yes, my personal favorite thing about real estate (shhh&hellip; don&rsquo;t tell the agents that)&mdash;the photos. Make them glamorous, dramatic, and stunning. What with window shoppers of the modern day be looking at these photos on? More than likely a big screen tablet. </span></p> <p class="MsoNormal" style="text-align: right;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><img src="http://activerain.com/image_store/uploads/3/2/6/8/6/ar135889868068623.jpg" height="154" alt="" width="230" style="float: left;"></span><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><strong>The Searcher:</strong> These are the leads who are committed to finding a new home but they are in no rush. They want to be able to search for their new dwelling. The reality about searches is that although it seems as if you have them all figured out, they will be looking on any device they can for that perfect fit&mdash;smart phones, computers, tablets, ect&hellip; Realtors must be ready to play in all the spaces if they hope to actively engage a Searcher from the start. It is critical to get Searchers on a leads program where they are getting the push notifications and updates that match the pace of their search.</span></p> <p class="MsoNormal" style="text-align: right;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Bell MT','serif';"><img src="http://activerain.com/image_store/uploads/3/4/4/7/0/ar135889874107443.jpg" height="167" alt="" width="250" style="float: left;"><strong>The BUYER:</strong> Yep, this is the big one. The above two are both hopefully on their path to becoming The Buyer. Engaging clients at this level gets a little trickier since at this point it is the fostering of the longevity and the relationship (what we call our Realtor For Life Program) that really matters. Branding your brokerage in a non-in-your-face manner is, as our relations manager, the most difficult part of my job. I have found that the mobile world lessens that pressure although it does not make it disappear. Such things as having a digital review written by your client, having referral information in the signature of every email, and then finally and I think most importantly, remember, when clients go digital, reverting back to a handwritten thank you is just the surprise that will hopefully keep you in their minds for many years to come. </span></p> <p>&nbsp;</p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Tue, 22 Jan 2013 15:57:51 -0800 http://activerain.com/blogsview/3596286/2013-real-estate-mobile-opportunities- http://activerain.com/blogsview/3588659/refinancing-checklist-print-this-out-for-an-easy-checklist-to-follow <p>&nbsp;</p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">After making the decision that you want to refinance, there are a few things to do prior to moving on your decision. Take a look at you </span><a href="http://www.google.com/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=2&amp;cad=rja&amp;ved=0CFgQFjAB&amp;url=http%3A%2F%2Fwww.investopedia.com%2Fterms%2Fl%2Floantovalue.asp&amp;ei=5TfsUL_ABIm8iwLa8YDoBQ&amp;usg=AFQjCNGRifXd5_fobPsVAUL2wb0lP7nW4Q&amp;sig2=feVb9pNP1aElKQQkPAA76g&amp;bvm=bv.1357316858,d.cGE"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">loan-to-value</span></a><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';"> ratio and make sure it meets the minimum requirements your lender requires. If you do not meet this 80% or less LTV, you may qualify for some </span><a href="http://www.smartonmoney.com/do-i-qualify-for-the-making-home-affordable-home-refinance-and-modification-program/"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">specialty government programs</span></a><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';"> that can step in and help you to refinance.<span style="">&nbsp; </span><span style="">&nbsp;</span>Whichever route you end up going, start gathering the following documents:</span></p> <ol> <li> <strong><span style="font-size: 13pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Proof of income/employment:</span> </strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Proof of income/employment proves to the lender that you can handle new mortgage payments. Pay stubs from the last 30-60 days and a W-2 normally suffice to fill this requirement. In some cases, you may need your tax returns and if you are self-employed, you may be asked to complete an income audit. </span> </li> <li> <strong><span style="font-size: 13pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Asset information:</span> </strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">What assets do you have readily available to you? Bring with you documentation of bank accounts, retirement accounts, and investment accounts.</span> </li> <li> <strong><span style="font-size: 13pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Homeowner&rsquo;s insurance policy: </span></strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Protection is the name of the game. Homeowner&rsquo;s insurance policy proof shows the lenders that your home is covered. </span> </li> <li> <strong><span style="font-size: 13pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Title insurance:</span> </strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Your title insurance provides a detailed description of the property you are looking to get refinanced as well as verifies you are in fact the legal owner of the property.</span> </li> <li> <strong><span style="font-size: 13pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Appraisal: </span></strong><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Finally, bring your appraisal and if you do not have one, get your home appraised. Having the appraisal done ahead of time saves the process of having the lender call for an appraisal which may take up to several weeks to have completed. If you choose to get one ahead of time, be sure it is 30-60 days old and no more. Timeliness is of the essence. </span> </li> </ol> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">(double check your specific lender requirements to make sure you have everything)</span></p> <p class="MsoNormal"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">Source: </span><a href="http://www.smartonmoney.com/ready-to-refinance-heres-what-youll-need/"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Book Antiqua','serif';">http://www.smartonmoney.com/ready-to-refinance-heres-what-youll-need/</span></a></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 16 Jan 2013 09:22:01 -0800 http://activerain.com/blogsview/3588659/refinancing-checklist-print-this-out-for-an-easy-checklist-to-follow http://activerain.com/blogsview/3579415/gallatin-valley-active-foreclosures-and-short-sales-january-2013 <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net/#!recent-foreclosures/c19d0" title="Gallatin Valley Foreclosures"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><img title="Gallatin Valley Foreclosures" src="http://activerain.com/image_store/uploads/4/4/6/9/0/ar135774101509644.jpg" height="355" alt="Gallatin Valley Foreclosures" width="800" style="display: block; margin-left: auto; margin-right: auto;"></span></a></p> <p style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">The following links are for the current <strong><em><span style="text-decoration: underline;">FORECLOSED HOMES</span></em></strong><em></em>in the Gallatin Valley.<span>&nbsp; </span>They are usually priced well and most do not stay on the market for long.<span>&nbsp; </span>Take a look, find your favorite, then call to schedule your appointment to see them!</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=c97b32cb-8f46-493f-871c-0b844dcc3213&amp;Report=Yes">Bozeman Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=3ecbb00d-4e8c-4638-abb8-90e9b41ef5c4&amp;Report=Yes">Belgrade Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=da2afc1a-abeb-4aa3-b343-7d57e72560ee&amp;Report=Yes">Manhattan Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=63dafb7f-e59a-4370-b036-f9b78d4fa533&amp;Report=Yes">Dillon/Madison County Montana Foreclosures</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">&nbsp;</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">These links are the <strong><em><span style="text-decoration: underline;">SHORT SALE HOMES</span></em></strong> that are available presently.<span>&nbsp; </span>If you do not know the details for purchasing a short sale home, please email, call or text and we can explain those for you!<span>&nbsp; </span>We would love to be your guide in finding a great home at an outstanding price.</span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=7d5f2e36-8956-49b2-a18a-a681ce679d11&amp;Report=Yes">Bozeman Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%;"><span>&nbsp;</span><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=b2fb2b57-379f-43e8-ae47-23efd6f752f9&amp;Report=Yes"><span style="font-family: 'Times New Roman','serif';">Manhattan Montana Short Sale Homes<span>&nbsp;&nbsp; </span></span></a></span><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><span>&nbsp;</span></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=47a4388d-d8f6-4645-a84b-a6938f278d61&amp;Report=Yes">Three Forks Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%; font-family: 'Times New Roman','serif';"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=6105b595-7bce-43bc-bed4-a1879a75721f&amp;Report=Yes">Big Sky Short Sale Homes</a></span></p> <p class="MsoNormal" style="text-align: center;"><span style="font-size: 13.0pt; line-height: 115%;"><a href="http://gallatin.paragonrels.com/publink/default.aspx?GUID=eb0c3d55-e8a3-4b91-a286-9ece27f913de&amp;Report=Yes"><span style="font-family: 'Times New Roman','serif';">Dillon/Madison County Short Sale Homes</span></a></span></p> <div class="agent_signature"> <p style="text-align: center;"><img src="http://activerain.com/image_store/uploads/8/1/4/0/6/ar135221456860418.jpg" height="171" alt="" style="float: left;" width="400"></p> <p style="text-align: center;"><a href="https://www.facebook.com/BMRE.net" title="Facebook"><img src="http://activerain.com/image_store/uploads/1/9/4/9/0/ar134979795709491.png" height="50" alt="" width="50"></a><a href="http://www.flickr.com/photos/bozemanmontanarealestate/with/7979992637/#photo_7979992637" title="Flickr"><img src="http://activerain.com/image_store/uploads/4/0/4/0/4/ar134979804940404.png" height="50" alt="" width="50"></a><a href="http://lnkd.in/eHV_YV" title="LinkedIn"><img src="http://activerain.com/image_store/uploads/2/3/3/9/0/ar134979807009332.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;"><a href="https://twitter.com/i/#!/search/realtime/homesinbozeman?q=homesinbozeman" title="Twitter"><img src="http://activerain.com/image_store/uploads/3/9/3/9/1/ar134979815219393.png" height="50" alt="" width="50"></a><a href="http://www.youtube.com/user/JenKOwens?feature=mhee" title="YouTube"><img src="http://activerain.com/image_store/uploads/6/7/4/7/9/ar134979816797476.png" height="50" alt="" width="50"></a><a href="http://www.zillow.com/profile/JenKOwen/" title="Zillow"><img src="http://activerain.com/image_store/uploads/3/9/2/4/0/ar134979820704293.png" height="50" alt="" width="50"></a></p> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="http://www.bozemanmontanarealestate.net" title="Home Page"><strong><span style="font-family: andale mono,times;">BozemanMontanaRealEstate.net</span></strong></a><br>&nbsp;&nbsp;</p> <p style="text-align: center;"><iframe scrolling="no" src="http://jen.justlistedinbozeman.com/webcaptureiframe/mode/webcaptureiframeleaderboard/" id="webcapturewidgetleaderboard" frameborder="0" height="90" style="" width="728"></iframe></p> </div> Jenifer Lower (Owens) (Bozeman Montana Real Estate .net) Wed, 09 Jan 2013 06:20:08 -0800 http://activerain.com/blogsview/3579415/gallatin-valley-active-foreclosures-and-short-sales-january-2013