10902 Thunder Falls Ave. Bakersfield, CA. 93312

$242,500

3 Beds + Office

2 Baths

2,602 Sq. Ft.

Here’s another great listing brought to you by Brendan Winans! With over 2,600 sqft. this split-wing home has more than enough space to meet all of your needs. This 3 bed 2 bath steal of a home has fresh paint and carpet. This gem has a wonderful set-up for a home office. Not to mention, you’ll get all of your work done in this peaceful and quiet neighborhood. Best of all, this is a REGULAR deal! That’s right, not a short sale and not an REO. Call Brendan Winans today for a private showing — (310) 795-7214.

7022 Via Del Mar, Bakersfield, CA. 93307

$159,900

4 Beds

2 Baths

1654 Sq Ft

Here's another great one for you! This approx. 1654 sq ft home has a spacious split wing floor plan. Granite counters in this gem that sits on over a 1/4 acre! Fresh paint and brand new carpet in this regular sale! That's right, not a short sale, not REO! Don't wait, call for a showing today.

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

6001 Brewer Creek Dr. Bakersfield, CA. 93313

$159,900

3 Beds

2 Baths

1662 Sq Ft

Tired of waiting for that short sale to get approved? Come and see this great Castle & Cooke home in the Liberty development. This very open floor plan features fresh paint and brand new carpet throughout. Plenty of space in this huge backyard for all of your future plans. Best of all, it's a regular sale! That's right, not a short sale and not a bank owned! Call for a showing today!

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

11808 Holabird Ave. Bakersfield, CA. 93311

$184,900

4 Beds

2 Baths

1,968 Sq Ft

Here's an incredible Centex home, in a great SW location! This great home boasts a huge, open, living area with all new carpet and fresh paint. Don't worry about response time here! This home is a regular sale! Not a short sale, and not a bank owned. Call for a showing today!

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

109 Carr St. Bakersfield, CA 93309

$130,000

4 Beds

2.75 Baths

2911 Sq ft

Wonderful home for a family or investor looking for a GREAT opportunity! Property needs some TLC, make an appointment today to preview the many options this home has to offer. Not an REO or Short Sale!

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

Brendan P. Winans 

6900 Blaze Rose St. Bakersfield, CA. 93313

$197,500

4 Beds

3 Baths

2,169 Sqft. 

This wonderful home boasts a spacious family room with beautiful hardwood floors. There's fresh paint and new flooring throughout this gem. Plus a sparkling blue pool with a water feature. Best of all, it's a regular deal! That's right! Not a short sale or an REO!! 

Call today for more information!

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

Brendan P. Winans

Coming Soon!

6900 Blaze Rose St. Bakersfield, CA. 93313

4 Beds

3 Baths

2,169 Sqft. 

This wonderful home boasts a spacious family room with beautiful hardwood floors. There's fresh paint and new flooring throughout this gem. Plus a sparkling blue pool with a water feature. Best of all, it's a regular deal! That's right! Not a short sale or an REO!! 

Call today for more information!

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

Brendan P. Winans 

10431 Olympia Fields Dr. Bakersfield, CA. 93312

This stunning Fairway Oaks home is not an REO or a Short Sale! This home offers many upgrades throughout, such as: Upgraded tile/carpet, plantation shutters, granite counter tops and much, much more. This home is light and spacious, preview it today, it won't last long!

$325,000

5 Bedrooms | 3 Bathrooms

2769 Square Feet

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

New Protection For Homeowners Doing Short Sales

On July 15th, 2011, Gov. Jerry Brown signed SB 458 into law with an urgency clause making it effective immediately.

“The signing of this bill is a victory for California homeowners who have been forced to short sell their home only to find that the lender will pursue them after the short sale closes, and demand an additional payment to subsidize the difference,” said C.A.R. President Beth L. Peerce. “SB 458 brings closure and certainty to the short sale process and ensures that once a lender has agreed to accept a short sale payment on a property, all lien holders – those in first position and in junior position- will consider the outstanding balance as paid in full and the homeowner will not be held responsible for any additional payments on the property.”

Junior lein holders tend to get the proverbial “shaft” in the short sale process (usually a $3-6K contribution, regardless of how much is owed). Many are known for requesting/requiring a promissory note to be held by the seller after the short sale closes, in order to achieve short sale acceptance. This will no longer be allowed.

Once a short sale is close, it is final! Banks are no longer allowed to pursue additional monies or agreements.

For a copy of SB 458 click the link: SB 458.

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.

Modifying your mortgage? Perhaps you should modify your expectations!

If you live in the Bakersfield area, and you've defaulted on your mortgage... chances are that Brenda and I know about it! Don't let that scare you, we're here to help!

There is a theme amongst struggling homeowners, when approached regarding their mortgage situation. A knee-jerk response that people seem to be responding with. "I'm modifying my mortgage, thank you" they say (not everyone says thank you). What seems to baffle me is that the homeowner will make this statement with full confidence that this is the solution to all of their problems, that it will go through, that foreclosure is not even a threat, and that there is no need to even consider a short sale. Unfortunately, when you review the statistics of how many people apply for a modification vs. how many people actually receive a modification, you begin to see how little your chances actually are for getting a realistic modification. How about looking at the number of people that apply for modifications and wind up in a foreclosure situation.

The most common scenario that we've witnessed time and time again, is the one where Mr. or Mrs. Homeowner apply for a modification, they are asked for documentation, they are strung along for weeks and weeks (meanwhile the clock is ticking, and foreclosure is nearing). At this point one of two things usually happens. Mr. or Mrs. Homeowner either receive the news that they do not qualify for a loan modification, several days before foreclosure leaving them with no option but to accept the foreclosure. Often times, Mr. or Mrs. Homeowner will not hear anything at all from the bank, time will run out, and the home will proceed to the sales, both scenarios resulting in the same situation. 

I am not saying that you should not pursue a loan modification. If you are struggling to make your mortgage payment, I completely understand wanting to do absolutely everything you can to stay in your home. However, I am simply trying to make people aware of the statistics. Do not allow your bank to drag you along, all the while you think you're "getting a loan modification" when in fact they're keeping you from stopping the foreclosure. If you're about 30-45 days from your foreclosure date, it's time to talk to an agent regarding a short sale. Short sales are a time consuming process, that only become harder the closer you get to foreclosure. Not to mention, you will probably stay in your home longer with the short sale process, than you will with the loan modification process. 

If you, or someone you know, are struggling to make your mortgage payment, don't wait, give us a call today. You can contact us -here-.

For more information regarding Short Sales, please click here.

Brendan and Brenda Winans are full time professional Realtors®. To search through thousands of California listings, please click the link/logo below.