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first time home buyer kansas city: Beautiful Belton Home For Sale - So Many Upgrades - Must See Property - 01/25/10 11:33 AM
Brad Papa Realty Executives 913-526-4985 Brad@PapasInTheHouse.com www.PapasInTheHouse.com Come to Papa For All Your Real Estate Needs! … (1 comments)
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first time home buyer kansas city: FHA Loan Program Changes & How They Should Affect Kansas City Home Buyers - 01/22/10 09:29 AM
The Federal Housing Agency (FHA) has recently announced changes to its lending policies, but home buyers just want to know "how much will this affect my ability to get a loan?" In my opinion, it won't change a whole lot!
Change #1 : FHA will continue to require a 3.5% down payment for people with credit scores above 580, but any scores below that mark would have to put down 10%. In reality, if your credit score is below 580, you probably shouldn't be buying a house at the current time. Most lenders won't even qualify you, plus giving yourself time to improve your credit will … (1 comments)
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first time home buyer kansas city: Kansas City First Time Home Buyer's Need A Real Estate Agent - 01/20/10 10:40 AM
Many buyers think if they do not use a Kansas City buyer's agent, they could possibly get a great deal on the house and save the 3% commission. This could be true, but often homes are overpriced to begin with and without an experienced agent performing a comparative analysis on the home, you could still be overpaying. In addition, an experienced real estate agent can offer invaluable advice when it comes to inspections and repairs. After the inspection report came back on a home my clients wanted to purchase, they were ready to take the home as-is, but I pointed out the … (0 comments)
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first time home buyer kansas city: Updated Roeland Park Home For Sale - Must See Property - Perfect For First Time Home Buyers - 01/18/10 03:03 PM
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first time home buyer kansas city: Just Listed - Overland Park Duplex In Great Condition - Perfect For First Time Home Buyers OR As A Rental Property - 01/07/10 11:10 AM
Brad Papa Realty Executives 913-526-4985 Brad@PapasInTheHouse.com www.PapasInTheHouse.com Come to Papa For All Your Real Estate Needs!
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first time home buyer kansas city: Olathe Homes For Sale - Start Your Kansas City MLS Search - 01/04/10 08:52 PM
Click home to start your Kansas City MLS Home Search!
Searching For The Perfect Home?
Are you searching for an Olathe house, Johnson County condominium, Overland Park townhouse, acreage or other Kansas City area property? If so, Brad Papa is here to offer you the absolute finest Olathe real estate services available to meet your needs. Simply register and have unlimited access to search for properties! You may use detailed search criteria, thereby eliminating unwanted properties. You may also save your searches, save your favorite properties, and rate properties. These utilities save you time, and provide you 'must have' tools to find … (0 comments)
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first time home buyer kansas city: First Steps To Buying A Home In Olathe or Kansas City - 11/23/09 09:52 AM
When it comes to buying a home, there are really only two primary steps.
1. Get pre-approved
2. Find a realtor you trust
Getting pre-approved is like getting your license to shop for a home. You don't want to waste your time looking at homes that aren't in your price range. The pre-approval process should NOT cost you anything. This process is simply meeting with a lender to let them know what your financial picture is so that they can determine how much money they feel comfortable loaning you. They'll take a look at your credit score, income, … (0 comments)
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first time home buyer kansas city: Time Is Running Out To Capitalize On The $8,000 First Time Home Buyer Tax Credit - 07/03/09 11:43 AM
2009 is half over and that means the clock is ticking on capitalizing on the First Time Home Buyer Tax Credit of $8,000! Just a couple key points to remember:
• Home must be your principal residence
• You must live in that home a minimum of 36 months/3 years from the date of purchase
• You must be CLOSED on the home by December 1, 2009.
This last point is key because with the current mortgage industry, the MINIMUM close is 30 days, so that would mean you would have to have to have an accepted contract on a home as … (0 comments)
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first time home buyer kansas city: Use The $8,000 Tax Credit As A Downpayment For First Time Homebuyers On FHA Loans - 05/13/09 09:13 PM
Even better news for Kansas City first time home buyers in 2009, as of yesterday the government is going to allow first time home buyers to use the $8,000 tax credit as a downpayment on FHA (Federal Housing Administration) financed loans! No more waiting until next year's tax return to collect on the money. Buyers will be able to capitalize on this tax credit at the closing table.
Since the FHA requires a minimum 3.5% down payment from buyers, having up to $8,000 would mean buyers wouldn't have to immediately dip into their savings for the downpayment.
Buyers need to act … (0 comments)
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first time home buyer kansas city: Reasons Brad Papa Should Be Your Olathe Real Estate Agent - 04/19/09 11:45 AM
Non-Pushy Attitude
A home is a huge purchase, and a decision that you should be 100% comfortable making. We look at homes based on your desires; I don’t try to force you to like a home. We write a contract when you find YOUR dream home. We work at your pace and time schedule, not mine. Click here if you are interested in attending a FREE First Time Home Buyer's Seminar!
Easy to Get A Hold of Me
This may be one of the biggest complaints I have heard, that people aren’t able to get in contact with their … (0 comments)
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first time home buyer kansas city: Updated Waldo Home! Kansas City Real Estate - Kansas City First Time Home Buyers - 03/29/09 07:28 PM
RE/MAX State Line real estate agent, Brad Papa has been helping people achieve their real estate goals for over five years and specializes as both a buyer's or seller's agent. Brad has resided in the Kansas City/Olathe area for his entire life and is an expert dealing with all areas of the metropolitan area. Brad Papa RE/MAX State Line 913-526-4985 bradleypapa@remax.net www.PapasInTheHouse.com … (0 comments)
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first time home buyer kansas city: Olathe Real Estate - All About Homeowners Insurance - 03/25/09 12:08 PM
As soon as you make an offer on an Olathe home, you should contact your insurance agent to set-up a homeowner's insurance policy. Most insurance professionals have a lot of experience in working with homeowners and can offer useful tips about home ownership, particularly regarding home safety and keeping your premium low. Most lenders require you to carry insurance that covers 80% to 100% of the home's replacement value - what it would cost to replace the home if it were completely destroyed.
As the value of you home increases, you should increase your insurance converge proportionally. Some policies contain inflation riders … (0 comments)
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first time home buyer kansas city: Olathe Real Estate - How Much Mortgage Can I Afford? - 03/25/09 12:06 PM
In the current market, interest rates are at an all time low, but lenders are being more strict about who they approve and how much they qualify for. Before you go to a lender for pre-approval you need to first decide how much you can afford.
First, look at your monthly expenses and choose a payment you are comfortable with. If you are currently paying $800 in rent now, would you be comfortable paying a $1300 mortgage? To find out, for the next few months take that extra $500 and put into a savings account, try living without that money for … (0 comments)
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first time home buyer kansas city: First Steps To Buying A Home In Olathe or Kansas City - 02/23/09 09:51 AM
When it comes to buying a home, there are really only two primary steps.
1. Get pre-approved
2. Find a realtor you trust
Getting pre-approved is like getting your license to shop for a home. You don't want to waste your time looking at homes that aren't in your price range. The pre-approval process should NOT cost you anything. This process is simply meeting with a lender to let them know what your financial picture is so that they can determine how much money they feel comfortable loaning you. They'll take a look at your credit score, income, debts … (0 comments)
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first time home buyer kansas city: Get $7,500 From The Government To Buy Your First Home! - 01/27/09 02:34 PM
Do you have questions about the $7,500 government tax credit for first time home buyers? Not sure where to start your home-buying journey? Come to this FREE seminar and learn money-saving secrets to buying a home!
Free Kansas City Homebuyer Class
NEW DATE: Wednesday, February 4, 2009
6:00-7:00 p.m.
Chase Suite Hotel
6300 W. 110th Street Overland Park, KS
RSVP Required: 913.526.4985 or bradleypapa@remax.net Offer is limited, you must buy before July 1, 2009 to cash in! Hosted by Mortgage Broker Eric Lemaster and RE/MAX Real Estate Agent Brad Papa. Visit http://www.PapasInTheHouse.com for more information on Kansas City real estate … (1 comments)
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first time home buyer kansas city: Kansas City Residents - Learn How To Get $7,500 From The Government To Buy Your First Home! - 01/01/09 05:28 PM
GET $7,500 FROM THE GOVERNMENT TO BUY YOUR FIRST HOME!
Do you have questions about the $7,500 government tax credit for first time home buyers? Not sure where to start your home-buying journey? Come to this FREE seminar and learn money-saving secrets to buying a home!
Free Homebuyer Class NEW DATE Wednesday, February 4, 2009 6:00-7:00 p.m. Chase Suite Hotel 6300 W. 110th Street Overland Park, KS RSVP Required: 913.526.4985 or bradleypapa@remax.net
Offer is limited, you must buy before July 1, 2009 to cash in! Hosted by Mortgage Broker Eric Lemaster and RE/MAX Real Estate Agent Brad Papa.
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first time home buyer kansas city: Perfect Kansas City Home For First Time Home Buyers! - 02/04/08 12:36 PM
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Olathe Real Estate Agent - Brad Papa
Olathe,
KS
More about me…
Realty Executives of Kansas City
Cell Phone: (913) 526-4985
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