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Free Credit Scores On the Horizon - 06/09/10 05:30 PM
National Financial Reform Act to Make Credit Scores Available to Consumers
 
If the President signs the Financial Reform Bill as is, consumers will have access to not only their credit reports free of charge, but their scores as well. Once per year you can get a free copy of your credit report from the credit bureaus or a sponsored site like www.annualcreditreport.com . You may soon be able to add your scores to your report for free.
I believe this is a step in the right direction to keep the agencies that govern our lives transparent and in full disclosure … (2 comments)

Don't Be A Know-It-All - 06/07/10 02:08 PM
Don’t Know All The Answers
  Do you pretend that you know the answers at work when you really don’t?  If you have, then you know it takes a lot of energy to pretend to know when you don't.  And most people can see right through the veneer of what you’re saying, usually because there’s no substance behind it.
  People pretend they know answers when they don’t for varied reasons.  Some people are insecure about looking foolish or stupid.  Some people want to be respected.  Some people want to be seen as problem solvers.  Whatever your reason for pretending to … (0 comments)

How to Conquer Shyness in Business and Life - 06/04/10 02:42 PM
 
How to Conquer Your Shyness and Feel Comfortable Around New People
Even the most successful people have moments when they feel shy and uncomfortable.  For most of us, meeting new people is difficult, and making conversation with someone we’ve just met can feel like getting a tooth pulled.  The good news is you can overcome and control your shyness.  Here are some strategies for becoming the life of the party – or at least not the wallflower:
Explore the causes.  Shyness is usually caused by excessive self-consciousness, a negative self-image, or excessive preoccupation with yourself – or a combination of … (2 comments)

June 6th is National Cancer Survivors Day - 06/04/10 12:59 PM
   June 6th is National Cancer Survivors Day
I have had several friends and family diagnosed with cancer in way way or another. Some did not make it, some did, and others are living with it. Chances are someone you know is a cancer survivor, “survivor” defined as “anyone living with a history of cancer – from the moment of diagnosis through the remainder of life.”  Sunday, June 6 is the 23rd annual National Cancer Survivors Day, a worldwide celebration of life held in hundreds of communities throughout the U.S., Canada, and other participating countries.  It was the brainchild of Richard … (1 comments)

The End of June TAX CREDIT CRUNCH!!! - 06/03/10 01:55 PM
Tax Credit Fever!!!
  So...the end of June is fast approaching, and the last of the buyers who wanted to take advantage of the First Time Homebuyer and Move Up Buyer Tax Credits are praying that their loan funds before the 30th. I have a few questions, and some advice from the perspective of a Lender.
First...Advice:
1. As a Buyer or Realtor involved in a transaction where a tax credit is involved, be very diligent in your correspondence with the lender. As the end of the month nears, some Lenders may run into a capacity issue when trying to fund … (0 comments)

 
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Brad Patshkowski - Home Loans Spokane, WA

Spokane, WA

More about me…

Heritage Home Loans a division of Mann Mortgage LLC

Address: 104 S. Freya St., Suite 106 Blue Flag Bldg., Spokane, WA, 99202

Office Phone: (509) 252-4000

Cell Phone: (509) 230-3765

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I write and compile blogs informing consumers and my industry of changes and trends that may effect the way they buy homes, or their business as agents and lenders. Some are inspirational pieces and others are strictly informative...I try to mix it up!


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