Home Buying Tips for First-Time Buyers

Should I buy a house now or wait until later? This has always been a common question among first-time home buyers. But with the uncertainty of our current economy, this question becomes even more important. In truth, nobody can answer this question for you. It’s up to you, the home buyer, to dec...

Start researching credit scores online, and you will soon find yourself overwhelmed with conflicting information. Save yourself the trouble. This article tells you exactly what you need to know about credit, mortgage loans, and the relationship between the two. You would be amazed at how much som...

"I don't know how much I can afford to spend on a house, so I'm going to pre-approved by a mortgage lender. They'll be able to tell me how much I can afford."I hear first-time home buyers say this kind of thing all the time, and it always disturbs me. It's indicative of a false and dangerous noti...

by Brandon Cornett What is going on with the U.S. economy right now, and how does it affect people who are trying to get a mortgage and buy a home? This article will give you a better understanding of the economic problems in this country, and how they affect home buyers. For one thing, it means ...

by Brandon Cornett 2008 has been quite a year for the real estate industry and housing market. Unfortunately, most of the news was bad. We saw record numbers of home foreclosures, financial institutions failing, and credit drying up to the point that only the "chosen few" can qualify for a home l...

by Brandon Cornett For many people, it's hard to keep up with the rapid changes that are taking place in our economy right now. I keep the news on while I'm working, because it's my job to stay informed -- and I still have trouble following all of the developments. But there's one thing I do kno...

A lot has happened over the last two months, with regard to the continuing mortgage crisis. Notably, the federal government passed a new act that will offer FHA loans to homeowners at risk of losing their homes. Traditionally, the FHA has focused on helping home buyers (as opposed to homeowners) ...

Here are the three of the most important choices when buying a home: Choosing the home Choosing the area / neighborhood Choosing a type of mortgage loan Today, I'll be talking about item #3, choosing a type of mortgage loan for your home purchase. Chooing a Type of Mortgage Loan The key to this p...