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5 Reasons Why It's a Good Time to Buy a Home - 06/21/09 06:32 PM
Should I buy a house now or wait until later? This has always been a common question among first-time home buyers. But with the uncertainty of our current economy, this question becomes even more important. In truth, nobody can answer this question for you. It’s up to you, the home buyer, to decide whether or not it’s a good time to take the plunge.
Five Good Reasons for Buying Now
Should you buy a house now, or wait until next year? Here are five things to consider when making this important decision.
In May 2009, housing starts rose by 17% over … (0 comments)

Credit Scores - 10 Things Every Home Buyer Should Know - 06/06/09 08:45 AM
Start researching credit scores online, and you will soon find yourself overwhelmed with conflicting information. Save yourself the trouble. This article tells you exactly what you need to know about credit, mortgage loans, and the relationship between the two.
You would be amazed at how much some people obsess over their credit scores. I've seen Internet forums where people share their experiences regarding their scores, what their score was the last time they checked, etc. It's a hobby for these people, like stamp collecting or bird watching.I am not one of those people. But I do realize the importance of a … (0 comments)

Your Mortgage Lender is Not Your Financial Advisor - 06/03/09 10:41 AM
"I don't know how much I can afford to spend on a house, so I'm going to pre-approved by a mortgage lender. They'll be able to tell me how much I can afford."I hear first-time home buyers say this kind of thing all the time, and it always disturbs me. It's indicative of a false and dangerous notion that is prevalent among U.S. home buyers -- the idea that a bank can tell you what you can afford. This notion is dead wrong, and it's also my motivation for writing this article.If you rely on a mortgage company to determine your … (0 comments)

 

Brandon Cornett

Round Rock, TX

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Home Buying Institute

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