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credit scores: Credit Scores - 10 Things Every Home Buyer Should Know - 06/06/09 08:45 AM
Start researching credit scores online, and you will soon find yourself overwhelmed with conflicting information. Save yourself the trouble. This article tells you exactly what you need to know about credit, mortgage loans, and the relationship between the two.
You would be amazed at how much some people obsess over their credit scores. I've seen Internet forums where people share their experiences regarding their scores, what their score was the last time they checked, etc. It's a hobby for these people, like stamp collecting or bird watching.I am not one of those people. But I do realize the importance of a … (0 comments)

credit scores: What the 2008 Housing Crisis Means to Home Buyers in 2009 - 12/18/08 11:09 AM
by Brandon Cornett
What is going on with the U.S. economy right now, and how does it affect people who are trying to get a mortgage and buy a home? This article will give you a better understanding of the economic problems in this country, and how they affect home buyers.
For one thing, it means you will need a better credit score to (A) qualify for a home loan and (B) get the best rate on that loan. Tougher regulations were put in place as a result of the housing crisis, and these regulations do what should have been done … (1 comments)

credit scores: Rebuilding Your Credit in 2009 - A Skill For the New Economy - 12/18/08 11:06 AM
by Brandon Cornett
2008 has been quite a year for the real estate industry and housing market. Unfortunately, most of the news was bad. We saw record numbers of home foreclosures, financial institutions failing, and credit drying up to the point that only the "chosen few" can qualify for a home loan.
So in 2009, many Americans will focus on rebuilding. And what better to start with than your credit score?
Make no mistake about it. In 2009, and into the foreseeable future, consumers will need higher credit scores to do just anything that requires a loan. Lenders are nervous these … (0 comments)

credit scores: The Importance of Credit Scores in the New Economy - 12/18/08 11:04 AM
by Brandon Cornett
For many people, it's hard to keep up with the rapid changes that are taking place in our economy right now. I keep the news on while I'm working, because it's my job to stay informed -- and I still have trouble following all of the developments.
But there's one thing I do know about this economic crisis, and it will affect all of us in the coming months and years...
In the post-crisis economy, you will need a better credit score to get financing.
This includes any kind of financing you can think of, from student loans … (0 comments)

 

Brandon Cornett

Round Rock, TX

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