Are you are Realtor, Lender or appraiser and have a large customer data base? Now you can turn your contacts or address book into cash.
You can turn your list into cash by selling current and past customers home warranty plans.
Zurvita has hundreds of successful realtor's, lenders and appraisers making $7,950.00 in monthly residuals just from selling home warranty plans to existing customer data bases.
If this were not enough, you also have the option of selling your customers a Zurvita Care Saver membership. Zurvita Care Saver is your personal discount program at your favorite restaurants, movie theatres, local retailers, daily services and, personal care and pet care providers. Zurvita Care Saver Card is your onsite discount program on everyday purchases and services.
Zurvita Virtual Mall provides you with private online shopping convenience and the Zurvita Cash Back program. In addition, ZURVITA Personal Assistant is always at your service, ready to answer questions, help with information or directions, or assist in arranging your next trip.
Put your financial career back on the right path and let Zurvita help you turn your client contact list into a monthly residual income into the thousands of dollars.
The type of mortgage loan you have may determine what types of alternatives you may be eligible to pursue. Please contact your lender to discuss which alternatives you are eligible for, and which one is best for your situation.
Options To Retain Your Home:
The following options will result in you retaining ownership of your property. First, you should make sure that you can afford the home and issues that brought you to this point. Was your situation short term or ongoing?
Repayment Plan: This usually involves establishing a schedule with your Lender to make a full regular monthly payment plus a little extra each month, to repay the delinquent amount over a specified period of time.
Special Forbearance Plan: This option may provide for a temporary reduction or suspension of payments, that will be increased at a later point to repay the delinquent amount over a specified period of time.
Mortgage Modification: This option may allow you to refinance the debt and / or extend the term of your existing mortgage loan.
HUD Partial Claim: If your loan is an FHA insured loan, your lender may be able to obtain a one time payment from the FHA-Insurance Fund to bring your mortgage loan current with payments.
Refinance: This option may allow you to use the equity that you have established in your home to pay the delinquent amount. Depending on the interest rate of your new loan, your monthly payments might be reduced. You can explore refinancing with your existing Lender as well as with any Lender of your choice.
Options To Dispose Of Your Home:
In situations where you do not want to oe can't afford to retain ownership of the home, the following disposition options may be available as an alternative to Foreclosure. These options affect your credit rating less than a Foreclosure will.
Sell The Home: If there is sufficient equity in the property, you may be able to receive more for your property than what is due on the mortgage loan. If not, contact a Realtor and negotiate a short sale with your lender.
Assumption: With this option, you would sign over the property to another person. That person would then take possession of your home, and take over making the payments. This option is not available in many states.
Short Sale: This option may allow you to sell your property for an amount less than what is necessary to pay off your mortgage loan. This option is increasingly popular.
Deed In Lieu Of Foreclosure: This option may allow you to voluntarily "give back" the property to your Lender without further damaging your credit. Consult a Realtor, many times a lender will offer "cash for keys", allowing you to walkaway will a little cash in your pocket if you leave the home in a broom clean condition on a agreed upon date and time.
In this very difficult situation, it is best to contact a Realtor and your attorney to discuss what option is best for you as there can be tax issues on income and possible pending legal action on the deficiencies. If you find yourself in this position, remember to contact your lender, do not avoid the calls and notices. Contact your Realtor and attorney as quickly as possible.
Everyone wants something for free; they don't want to work for it, and they want it now. Well folks, I hate to break the news to you, success doesn't come for free. You have to ACT and work for it. What price are you willing to pay? The main reason people don't ACT is out of fear. Yes folks, FEAR. The fear of failing.
A few common responses to direct sales programs out there are "oh, I have tried a similar program and it never worked", "I am not a sales person", I don't have the time", "Fear of man, what will my friends think?", "It costs too much money to get started"...blah, blah, blah. What people fail to realize is that presenting a home based business opportunity to others is that "it is not about you and whether you succeed or fail, but it is about THEM. Other people may not have the same challenges as you do. Don't rob others of this opportunity to get themselves out of debt, send their kids to college, etc. Direct sales programs have been around forever. They obviously have had some success. If you choose to not ACT and do nothing, then in return, you will receive nothing, it is common sense.
To be successful in any venture you have to have CONVICTION. You have to believe that you are going to DO this thing and you are going straight to the top. If you do not believe then people will see it and hear it from you. If you don't have conviction, then you need to get the proper training, the proper reading materials and chat with other business people who do and that can motivate you to get out there and ACT. Many home based business opportunities can be started for less than $400.00; with no inventory to start a home based business...just think of the possibilities....receive a much higher return on your investment over the stock market.
Often people will never ACT unless they are called out....So we are doing you a favor and we are calling YOU out and you will thank us later. So what are you going to do? Just sit there and keep reading these endless articles day after day, or are you going to ACT today and do something about your life. Get off your chair and call us and talk to us about our opportunity we have to offer....we promise that we will not continue to call if you are not interested, we are busy people and don't have the time to pursue and persuade people, we want to focus on driven people who are motivated and want to step up to the plate and say YES, I can do this and work with us towards success.
We represent 2 awesome business opportunities to help you and your family to become financially free. These opportunities are available to EVERYONE who wants them; Realtors, lenders, teachers, stay at home moms, doctors and lawyers, Joe the Plumber, etc.
Fortune Hi Tech Marketing: Build a successful business selling name brand products and services that we all use in our homes and pay monthly bills on, thus creating a monthly residual income for you.
Who do you know that owns a cell phone, home phone, has a TV, has a computer with internet, takes nutricinal supplements, use beauty products or has been a victim of indenity theft? These are just some of the services offered with Fortune Hi Tech Marketing.
Zurvita: Build a successful business selling name brand services, such as fixed and variable rate energy plans, health plans, and personal discount programs on all of your online and off purchases, home protection plans and computer tech support plans.
Who do you know that goes shopping, go out to eat, shops online, buys cloths, purchases computers and office supplies? Who do you know that uses natural gas or electricity? How about someone who does not have emergency money set aside for unexpected and often expensive repairs to their home or appliances, health care issues or lack of health insurance?
Take a few minutes and review each business opportunity and see which one or both might be right for your situation, your family and your financial future. Print this article and hang it on your mirror, refrigerator or hang on your computer and read it a few times.
After 20 years of successful real estate investing and several business ventures, our lives we changed NOT by our actions, but buy forces beyond our control, we were forced to find an alternate means to support our family.
The U.S economy and the credit crisis of 2008 that affected ALL of us, has seen our real estate business near collapse, our 401 k plan lost over 40%, our net worth from real estate fell 50% and income dropped by more than $6,000.00 per month.
In 2008, we took control of our financial future and we ACTED and are so thankful to our friends that took the time to show us, successful business owners, the opportunities we are presenting to you.
You too have the opportunity to ACT! Are you going to keep relying on someone else for your pay check? Are you going to keep relying on your retirement plan to supplement your income when you retire, keep charging your monthly expenses, just to survive?
Zurvita recently welcomed leader and mentor Sherri Russell and Your Travel Buddy Vacation Rentals into its family. Zurvita is a business that has huge potential for anyone desiring to create not only a steady income but a residual income that will continue to grow and grow as the years pass.
Zurvita was founded by network marketers as a home for network marketers. Mark Jarvis, CEO and founder, along with his wife Tracy, were consistent 7-figure income earners in the field. They have always been "one company" people and now their company is Zurvita.
But it isn't just Mark and Tracy. The mark of a good leader is someone who surrounds themselves with powerful people, and these two have done that. The Zurvita field leadership is full of Marketing Representatives that have made big things happen in their network marketing careers. Why is this important to you? Because it is from these solid, high-integrity leaders that your true opportunity to become successful will emanate. These are the top industry professionals that work with Zurvita every day to create the kind of field leadership and training that will create the next
Zurvita has partnered with companies that are major players in their respective markets. The major supplier of Zurvita Choice, is one of largest natural gas and electricity suppliers in the country, serving nearly half a million customers in 14 states and 39 markets. Amacore, the parent company of Zurvita, works with a variety of partners to educate, advocate, present, and provide consumers with the many options available to them. They work with Fortune 500 companies to create affordable healthcare solutions for individuals, families, and businesses across the country.
"In all my years in online marketing, I have never seen a compensation plan or a business plan that is set up to help individuals become successful online, stated Sherri Russell of Your Travel Buddy, "You have people helping people to build a business. I would call this decision a no brainer. You are paying for these services already why not get paid for them and at the same time help thy neighbor to save and at the same time building your home based business at the same time which will pay you a residual income month after month, year after year."
"This is such a wonderful opportunity, that I began offering these services to our vacation partners, travelers and vacation property owners through Your Travel Buddy. In keeping with the value added concept that Your Travel Buddy was based on, we are happy to offer this concept to vacationers and property owners, everyone loves to save money, said Sherri Russell.
It's time for Zurvita to take this online and Sherri Russell will be bringing her team of mentors to help show individuals how to market these services to friends and family and online to others nationwide.
To find out more about this incredible business visit www.monaview.zurvita.biz or for a free consultation you may contact Sherri Russell at 616-638-9384 or Brent Vanderstelt at 231-206-5333.
Where do you think energy rates are headed? According to top analysts and recent news reports, the only direction is "Up".
In Michigan, an energy package that will raise residential electric rates by up to 12 percent, require more electricity to be generated by renewable sources and put a cap on competition to the major utilities won final passage in the Legislature.
DTE officials said the average ratepayer who has a $75-a-month electric bill will pay an additional $6 to $6.50 monthly next year and $8 to $9 a month in the fifth year as a result of the legislation. Consumers Energy officials said monthly bills for average ratepayers will increase by $6 to $7.50.
Progress Energy who serves customers in Florida and some of the Southeastern states gives us a little glimpse into that question. In their statement they expect electricity rates to go up 31% next year. Bleak? I'll say. In North Carolina they are seeking a 16% rate increase.
In Florida the increase is to help Progress Energy recover their costs for fuel, clean air technology at coal burning power plants and nuclear plant investment.
How To Control The Cost Of Energy With electricity and gas bills we pay one price one month and another price the next. And what's really interesting is that we use this energy and gas before we know how much we're going to be charged for it the following month. How do people manage and budget their money when they don't know what to plan or budget for? Well, the answer is... they really can't.
Kind of like a fixed rate mortgage, there is a way for you to control the cost of energy by having a fixed rate energy plan. For residents of Georgia, Texas, New York, Michigan, Ohio, and soon to be other states, a company called Zurvita can get customers on a fixed rate energy plan.
Zurvita Choice Customers Lock In Their Energy Rates Currently Zurvita services 5 States: Texas, New York, Georgia, Ohio, and Michigan. With Zurvita Choice, a customer has better control over his or her budget and finances. Zurvita Choice customers lock in their energy rate for up to 3-years. This provides for a more stable financial plan in regards to the energy bill because there aren't any surprises. The really nice thing is that you can still keep your same energy company. The change is totally seamless and very simple.
Brent Vanderstelt is an entrepreneur who has taken energy deregulation to heart. One of his ongoing projects to help people save money on their energy costs can be found here. www.capenergyrates.com or become a representative with Zurvita at http://monaview.zurvita.com
Save Money with Fixed Rate Energy Plans for Your Vacation Home
Unless you've been living in the wilderness for the past few months, you may have noticed your energy prices are on the rise - and not by a small amount. Since 1999, natural gas prices have TRIPLED, electricity has DOUBLED, and in today's volatile market, energy prices fluctuate CONSTANTLY.
Rapidly growing wholesale costs of natural gas and oil have meant that the energy companies have scrambled to keep up - and that means increased bills for you.
Let's assume you're doing everything you can to save money. You're only using gas and electricity when absolutely necessary, you're switching lights off, your vacation home is well insulated, you use energy-saving light bulbs, etc. You can control those things, but energy prices will continue to rise regardless - and that's where fixed-price energy deals come in.
Vacation home owners can benefit with a fixed rate energy plan because you can lock in your rate for the next three years, thus potentially hundreds of dollars over the term of your contract. We have locked in our vacation home energy rates and encourage vacation home owners to do the same.
Fixed-rate deals may sound like a great idea, and in many ways they are, but there are a few things to consider before you go ahead.
Advantages of fixing
• Fixed energy deals offer security. What you pay now is what you will pay for the duration of the fixed period. Most energy companies will fix their rates for one or two years, but it can be longer.
So long as your other living costs stay more or less the same, this will enable you to plan how much money you have left over each month without worrying about sudden rises in your outgoings.
• The longer your fixed period, the more you should get for your money. For example, if you are on a fixed-rate deal for two years, and energy prices rise 25% in a year, it shouldn't be long before the amount you are paying is below what you would have paid on a standard variable-rate energy plan.
• The longer your fixed period lasts, the more prices are likely to rise - so you may face a big jump in prices when your deal comes to an end.
To learn more about how to cap your energy rates, visit the Zurvita Choice Energy website or Call 231-206-5333. Zurvita is currently open in 14 states.
Your Travel Buddy, a free vacation rental listing service will help you save money by offering free vacation rental listings and great money saving tips and articles for your vacation home or vacation rental business. Your Travel Buddyuses and recommends Zurvita Choice fixed rate energy plans for our vacation rental business.
Traditionally in the travel industry, travelers are accustomed to seeing vacation packages primarily promoted by large resorts and hotels. A vacation package typically includes stay, meals and activities all for one discounted price.
Family travelers generally prefer vacation packages because they simply don't have the time to research restaurants and local activities to plan a successful family vacation and hope they made the right choices not being familiar with a desired vacation rental location. They just want to "get away" with as less effort as possible.
This same principle for "vacation packages" can be applied with vacation home rentals too. In fact, it makes more sense than ever for vacation home owners to partner with area businesses and create their own "vacation packages" to increase community interested with travelers. Vacation home rentals in general have attracted more interest especially now that travelers are staying closer to home.
"Vacation Packages" add tremendous value to a potential traveler, vacation owner and community, such as;
Proper restaurant selection - great food!
Safe Areas for travelers- pre-recommended parks, play grounds, activities
Generates more revenue w/in your community by keeping activities local and forcing guests to venture out and make additional purchases.
10%-25% savings in most cases
Increased reservations with vacation rentals
Convenience - restaurant certificates, activity reservations, and driving directions from vacation rental location provided. Boat rentals in the water and ready to use. Life jackets.
Peace of mind - for example, knowing the fishing guides have been background check and are safe/ professional and have been in business for a while - it can be intimidating going out into the water with someone you never met before and no way to escape.
SAVES TIME for the traveler
Additional Services; fire wood, information, FUN times
Desired stays are increasingly becoming shorter for many travelers due to hectic work and family schedules. Vacation home owners should learn to be more flexible on stay lengths to generate more interest also.
It may take a little effort on the vacation home owner's part in the beginning networking and creating these "vacation packages", but they can be very rewarding and increase reservations. Some areas of interest may be in adventure, canine friendly fun, hunting, river fishing, lake fishing, ice fishing, massage-spa, relaxing, family fun, fishing, hiking, biking, kayaking, boating, golf, etc.
Start to utilize years of personal experience and trusted relationships with local businesses from around your vacation home area and save the traveler time and energy while providing incredible value for their vacation dollar.
Many people will travel in the state of Michigan for a stay-cation in all seasons. Many look forward to spending quality time with family and friends, while others simply want to get away and unwind from the every day stresses. Some are looking for peace and quiet, while others are seeking adventure.
There are several advantages to renting a private vacation home. First, there is usually a lot more privacy in comparison to a hotel or motel! That will vary, depending on location and closeness of neighbors. Some may offer an outdoor hot tub like at the "The Charmer", a million dollar view at the "Poco Casa Chalet", home-like amenities at the "Buck Eye Breeze", group functionality at the "Paddle Shack", or great swimming, boating and ice fishing at "The Gray Goose". In some cases, you may be able to rent a home on acreage for some extra privacy or for hunting and fishing and snow sports purposes such as "The Bunkhouse".
Usually, renting a private vacation home can offer you more space to enjoy. This usually includes: private bedrooms, living room, full or partial kitchens, full or partial bathrooms with showers and tubs and a private lot or acreage setting. In some cases there will be a garage available for car storage during your visit. Games for children, Gas cooking grills, Cable TV, internet services provided also.
One thing to take into consideration relative to the cost of renting a vacation home is that in a home you are usually able to cook your own meals in a kitchen. Therefore you can save on the cost of going out to eat your meals. For a family on a budget, that can save a lot of money and enhance the type of accommodation they can afford.
We encourage you to start planning. If you don't have the time, contact us, and we will create a package for you - (stay, meals and activities at 10%-25% savings)
Call Sherri @ 616-638-9384 and make your reservation today.
When we entered the vacation rental business in 2005, we really did not know much about the vacation rental business, so I went out and purchased every book I could find on the subject.
What I learned was that I quickly needed to build a website to get my properties available on the internet. Upon doing so, I discovered that I need quality links to my website to get higher rankings.
Upon searching for high quality links, links that centered around my website theme, vacation, tourism and travel, I discovered the benefits of linking to my local Chamber of Commerce and local Tourism Board or CVB (Convention and Visitor's Bureau).
When you join your local Chamber of CVB, it will cost you a few hundred dollars to become and "member" and have the linking abilities to your website. But as member's of these great community based associations, you are also entitled to other benefits associated with them. You may get discounted health benefits, inclusion in their press releases, as a featured business of the month, advertising discounts and much, much more.
After I had paid my dues to become a member of my Chamber and CVB, I saw my website referrals from these association websites skyrocket. Each month, these sites refer hundreds of clients to my website search for accommodation in my area.
In addition to the many other benefits that you will receive by joining these great associations, you will get massive traffic or referrals to your personal vacation rental website.
We have even partnered with these associations to sponsor many area festivals and events, which drives additional visitors to our vacation rental business. In fact; our website traffic is currently up over 425%, according to Alexia.com.
Sense starting our vacation rental business, and moving closer to our business, we have become active member's and now sit on the elected boards of each.
I would encourage all vacation rental owner's to become member's, active or not to join their local Chamber's and CVB's to enjoy the many benefits that each association offers. This is the best couple hundred dollars that you could spend locally, and it benefits your local community, as well.
Want to be on the cutting edge when it comes to Internet marketing your vacation rental? The big thing in Internet marketing is video marketing, and it's easy to use video marketing to sell your vacation rental or website.
What is Video Marketing?
Video marketing is a new Internet marketing tool that is just on fire on among people that do business on the Web. Video marketing has launched the success of everything from movies to colognes. In the past video marketing wasn't really possible because of the slow speed of most Internet connections but these days most people that use the Internet have DSL or high speed cable Internet connections so that videos can be streamed from the Web with no problem Video marketing entails making small video clips that are funny, or informative, or have high tech graphics that get people's attention.
How is Video Marketing Different from Regular Commercials?
On the surface video marketing might seem like just another variation of a regular commercial but the difference is that most video marketing is done virally. Viral videos are videos that are embedded into a blog, or a website, or a profile on a social networking site like MySpace or Facebook. The code for the video includes a link so that people can email the video to their friends and family or submit it to news aggregator sites. Once a video gets spread around the Web, like a virus, it can generate thousands of hits to the website that it is advertising.
How to Make a Viral Video
Usually viral video clips are short, between 30 seconds and 2 minutes, and need to do more than just advertise a product or website. When advertising your vacation rental, a short clip is the best option to maintain the viewer attention. There are lots of resources on the Web that give detailed instructions on how to make a great viral video.
There are lots of sites that you can upload your video to where it will get seen by people but the most popular site for videos on the Web is YouTube. YouTube is a free site where you can upload your video clips after setting up a profile.
YouTube videos are displayed with links and HTML code in them so that watchers can email the video, embed the video in their own websites or blogs, or link to the video. If you want to see some great examples of video marketing go to YouTube and check out some of the great videos that users of YouTube have created.
Another popular, vacation and travel centered, FREE, video sharing website is, Vacation Commercials.com and is ran by YTB Travelmore Media, owner of YTB Vacation Rentals by Owner and the top Internet vacation blog, YTB World Travel and Vacations Blog and several travel booking websites.
By Brent Vanderstelt and Your travel Buddy, a FREE vacation rentals listing website packed full of useful articles and marketing tips for vacation home and vacation rental owners.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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