credit repair: Credit Repair Boot Camp - Tampa, FL - June 7-10 - 03/23/12 07:26 AM
Here is a link to the bootcamp website with a speaker list and testimonials: www.creditbootcamp.com Your registration is backed by the "No Small Print" 100% Money-Back Guarantee: If at the end of Day 1 of the Credit BootCamp™ you don't feel the information provided will change your business forever, simply advise us of your disappointment and we will immediately refund 100% your admission AND up to $500 of your documented travel expenses! NO STRINGS ATTACHED. This offer is completely RISK-FREE!
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credit repair: Dear Credit Repair Company Owners - This is why you outsource. - 04/18/11 05:16 PM
Why would you I want to outsource? Why would you not to? The cost and I like to control my processing. Why do you like to control your processing? So I make sure the client gets the best results. What if I told you we can reduce your processing overhead and get the same, if not better results? OK. I want to outsource. It's typically not that easy to explain the benefits to outsourcing to a company that has handled it in house for years and years, but it should be. Professional credit repair company's that outsource their work with us have
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credit repair: Doesn't seem fair, does it? - 03/26/11 02:57 AM
Why would credit repair be combined with Advance-Fee Loans? Why would they want to put us together with an industry that is fundamentally different to ours? Could it be just to keep "credit repair" on the list? It could be. Wonder what the percentage for credit repair would be if it were in a separate category? Take a guess on how many complaints are credit repair specific and scroll down for the answer. January 1 - December 31, 2010 http://www.ftc.gov/sentinel/reports/sentinel-annual-reports/sentinel-cy2010.pdf Federal Trade Commission Page 6 of 98 Released March 2011 Get ready for a shocker ... page 77
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credit repair: Credit Cards - Where should the balance be to maximize your credit score? - 11/24/10 10:50 AM
Credit Cards - Where should the balance be to maximize your credit score? In my opinion, the best way to use your credit cards is to use only 5% to 25% of your available credit and obviously pay all your bills on time. A common myth is that you have to pay down all your credit cards to zero to get a good credit score but to prove you know how to utilize credit with a level of responsibility; it doesn't hurt to occasionally pay a card over a short period of time. A mistake that is still happening
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credit repair: Why Credit Repair? - 11/24/10 10:34 AM
The credit industry, as a whole, is one of the most powerful and profitable industries in existence. With loans, insurance and even employment taking into consideration individuals' credit pictures, the credit industry is getting bigger every day. Inside the credit industry, Credit Service Organizations, or CSO's are helping by assisting consumers with getting back on track by utilizing laws and strategic tactics to request the removal of unverifiable and inaccurate negative items from their credit reports. As a CSO, you can benefit in being in a profitable industry and helping clients with their futures. Whether you handle your own processing or outsource the work to
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credit repair: The Worthless Online Dispute System - 06/11/10 05:43 PM
I do not recommend using the online dispute system the bureaus offer as they are pretty much useless in regards to attaining deletions. The online dispute system, otherwise known as the "Expedited Dispute Resolution" Section 611a(8). The key phrase to note is;"the agency shall not be required to comply with paragraphs (2), (6), and (7) with respect to that dispute" if they delete the tradeline within 3 days." Paragraph 2 states that it is mandatory for the CRA to forward your dispute and all of the associated records you present to the creditor. Paragraph 6 states that the CRA
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credit repair: Negative Items On a Credit Report - 7, 10, 15 years … FOREVER??? - 06/10/10 07:37 PM
The Fair Credit Reporting Act (FCRA) is the federal law that specifies the amount of time negative items can stay on your credit report by regulating the collection, distribution, and use of consumer credit information. www.ftc.gov/os/statutes/031224fcra.pdf Derogatory items may stay on the credit report for a "no longer than" or "up to" seven years, except for bankruptcy's and other public records. These levels of negative items may remain on your credit report up to 10 years. Unpaid federal income tax liens may remain indefinitely, although generally will be removed from your credit report after 15 years. Negative listings Up to or no
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credit repair: What is true about credit repair companies? - 02/22/08 10:01 AM
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credit repair: Understanding Your Score - 02/22/08 09:52 AM
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credit repair: Disputed Items Can't Be Sold!!!!!!! - 02/21/08 04:03 PM
Disputed Items Can't Be Sold!!!!!!! Disputed items cannot be sold or placed for collection (eff. Dec 1, 2004): Once creditors have been notified of blocked items by the CRA, they cannot sell those items, transfer them, or place them for collection. §1681m(f), FCRA.
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credit repair: Do not max out your credit cards. - 02/21/08 04:02 PM
Do not max out your credit cards. One of the ways the credit scoring algorithm looks at your balance speaks about an individual card. If you are maxed on one credit card then that is one kind of negative. Depending on when the credit card company reports to the bureaus even balances that you proposed to pay off at the end of the month are susceptible and your limit will appear as being maxed out. Another negative is related to the total credit card lines you have available to you. So, if you have five cards and four
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credit repair: The One-Step Guide to Starting Your Own Company - 10/25/07 07:10 PM
Many Americans dream of having their own business. In the wake of the recent subprime meltdown, there is a growing demand for credit repair to meet the new conditions of the market. This presents an ideal opportunity for individuals looking to build themselves up as others merely accept the downturn.Gone are the days of 100% financing for borrowers that should never have been approved. Every day you hear of lenders taking away products that were so readily available to the subprime market just a few months ago. What separates the people who dream of owning their business and those who decide
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credit repair: When is someone eligible for credit repair? - 07/11/07 05:17 PM
When is someone eligible for credit repair? It is highly recommended to perform a risk assessment and follow up with an extensive closing pitch so that there is ZERO CONFUSION between the credit service organization, the broker, and most importantly ... the client. At the end of the call they should be fully aware of the process and pricing they have prepared themselves to commit to.For a basic risk assessment please use the following guidelines; They are financially able to handle the monthly payments. They are properly educated on the commitment that is required for the credit repair process to be successful. They have negative items
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credit repair: Excellent article on credit repair! - 04/05/07 06:36 PM
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