credit repair faq: Understanding Your Credit Report and Score - 04/08/14 10:40 PM

 
Every credit report is laid out differently and some are difficult to read, especially if you don’t know what you are looking for.  In order to properly understand your credit report and credit score, you will need to know some basic information. We have quite a bit of data to interpret, and there are many factors that determine a good or bad credit score.  A credit repair program may be a good option for you depending on what we find.  
  
Identifying Information
Your credit report will list your name, address, Social Security number, date of birth, and … (1 comments)

credit repair faq: Credit Cards - Where should the balance be to maximize your credit score? - 11/24/10 02:50 AM
Credit Cards - Where should the balance be to maximize your credit score?
            In my opinion, the best way to use your credit cards is to use only 5% to 25% of your available credit and obviously pay all your bills on time.  A common myth is that you have to pay down all your credit cards to zero to get a good credit score but to prove you know how to utilize credit with a level of responsibility; it doesn't hurt to occasionally pay a card over a short period of time.              A mistake that is still happening … (3 comments)