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foreclosures: Forclosures - While banks are waiting for a bailout, short sales may be the best answer for Idaho homeowners - 03/26/09 08:45 PM
There are apparently a large amount of foreclosures looming on the horizon. Deemed 'shadow' foreclosures that banks are holding while waiting to see if they're going to get a bailout. The estimates according to RealtyTrac are between 600,000 to 700,000 residential properties and pose a significant threat to the housing recovery. Read the full article: 'Shadow' Supply Of Foreclosures May Delay Housing's Recovery Professionals are having trouble getting loans modified and the number of foreclosures according to this article may be set to rise again. As I've been saying for months that the drop in the number of foreclosures reported was (2 comments)
For Idaho homeowners who may be eligible to participate in the making home affordable plan there is a list of things you will need to provide your lender to qualify.
Here's a check list: Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources. Your most recent income tax return. Information about your savings and other assets Information about your first mortgage, such as your monthly mortgage statement. Information about any second mortgage or home equity line of credit on the (0 comments)
foreclosures: Making Home Affordable Plan - Help For Idaho Homeowners - 03/20/09 09:22 AM
A new website has been launched to answer questions about the new plan to help struggling homeowners. Idaho homeowners having trouble paying their mortgage or refinancing should visit: MakingHomeAffordable.gov I've reviewed the site and I think this should be one of the first steps any Idaho homeowner faced with the prospect of losing their home. If after visiting this site you still have questions or keeping your home is just not going to be possible there is still help available. You can visit HopeForIdaho.com for information on foreclosures and short sales and in most cases services to at risk Idaho (0 comments)
foreclosures: Bailout - Why you might want to pay your neighbors mortgage - 03/08/09 11:08 PM
The new bailout package has a lot of homeowners who are paying their mortgage on time every month wondering what's the point. Let's face it the thought of paying your neighbors mortgage too is not all that appealing. If you don't qualify for the bailout you're probably wondering what's in it for you? The answer is even if you pay your mortgage on time foreclosures hurt every homeowner. Some studies have shown that foreclosures can drop the value of surrounding properties by as much as 9%. While it may not be fair the foreclosure crisis is erasing any equity gains (3 comments)
foreclosures: Loss Mitigation Fees - If you're charging them, you better be disclosing them. - 03/05/09 03:32 PM
There are so many "short sale" gurus running around out there right now I've lost count. The latest red flag I caught was agents being told to pay themselves a loss mitigation fee to get a little something extra out of the bank. Now that's not technically illegal. As a matter of fact there are supposed to be some valid loss mitigation companies out there. I have yet to find one but I haven't really ever looked into it. I tend to be of the opinion that I'm here to serve my clients best interest so I negotiate my own (4 comments)
foreclosures: Here's a good article for new comers to the short sale and foreclosure battle lines - 03/04/09 12:27 PM
There's not shortage of short sale and foreclosure information floating around out there. From guru's promising unlimited riches with little effort to the same old crusty behind the times regurgitation that's been around forever. I found this article "Short Sales: The New Wild West" on Realtor.org and I thought it was pretty good and pretty timely. Now before any of you who might be Old Hands (By the way consider yourself warned, the short sale process will age you rapidly) at short sales and REO's already chime in about already knowing this remember there are still agents who have been fortunate enough (3 comments)
foreclosures: Tamarack Resort Closing Indefinitely - 03/01/09 11:10 PM
Tamarack resort to close up shop. As of March 4th, 2009 operations will be suspended indefinitely. The shutdown of the troubled resort will have a ripple effect felt far and wide. The far reaching effects go beyond the resort's patrons. read "Tamarack closure will cause Valley Co. ripple effect." I wold have to agree with Doug Wilson the court appointed receiver that it's probably not the end of Tamarack in the long term but in the near term it will affect many more than the 100 employees that have been laid off. (0 comments)
foreclosures: Helping Homeowners understand short sales and avoid foreclosures - 03/01/09 09:33 PM
HopeForIdaho.com is a success! Less than a month after it's launch HopeForIdaho.com is already helping troubled Idaho homeowners. Since inception HopeForIdaho.com has been helping Idaho homeowners avoid foreclosures. Homeowners are getting informed, getting help, and avoiding foreclosures through free consultations provided by industry professionals who understand the foreclosure and short sale process and can help you decide your best options.. Just added are some great new short sale pages: Learn what a short sale is and why a lender will take one Learn the keys to successful short sales If you're facing foreclosure there is help visit (0 comments)
foreclosures: Short Sale Opportunity in Hobble Creek - Boise, ID - 02/20/09 11:18 PM
Grab this Beautiful Home at a bargain price 5987 N Applebrook To view more images and get further details Click Here Beautiful home in a park like setting with mature landscaping that lends to your privacy. This single level home sits on over a quarter acre in the prestigious Hobble Creek subdivision. Features include many custom appointments from the upgraded millwork and hardwood flooring all the way down to the custom pulls on the cabinetry. Call today for your Private Showing! Visit Brian online at www.BrianBrumpton.com Search the MLS, See featured listings, and get free information on (0 comments)
foreclosures: Beautiful Custom Home in Bridge Tower Subdivision - Meridian, ID Short Sale - 02/20/09 09:38 PM
Beautiful Custom Home! - Short Sale 2626 W Los Flores MLS # 98391784 See more pictures at www.BrianBrumpton.com. No expense was spared in the construction of this beautiful custom home. This home sits on nearly a 1/4 acre lot in the exclusive Bridge Tower subdivision. Luxury appointments abound including the finest kitchen cabinets, mill work, solid core doors, hardwood flooring and custom lighting controls. More amenities than can be listed here make this home a must see. Call for a private showing. This is a short sale and final approval from the lender is required. (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.