Brian's Blog

Whiteside and Lee County Housing Sales report by Rooms

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Fri, 18 Jan 2008 09:49:01 -0600

Sterling, Rock Falls and Dixon Sales and Marketing Report

The time is still right to own real estate for personal living space. With rates still low and a good supply of inventory the time to act is now. Rates can rise at any time.

The following graphs will provide you with a breakdown of sales for years 2005, 2006, 2007 for homes and multi family units in Sterling, Rock Falls and Dixon Illinois.

3 Bedroom homes in all prices continue to sell well. It should be noted that year 2005 was one of the best local selling markets as rates were very favorable in that time frame and there was plenty of mortgage money available.

The market graphs show that the local area is not seeing the huge downward shifts that are being reported in other areas of the country. We have for the most part held steady. Interest rates are still very favorable for most buyers and will allow you more home than last year. If you are considering a move I have set up a place that allows you to LOCATE A HOME with my powerful HOME BUYER SEARCH site. Your local source to locate a home in Sterling, Rock Falls and Dixon as well as a host of other real estate information.

For more information about homes for sale in Sterling, Rock Falls or Dixon please feel free to contact me.

The information in this report is from numbers provided from the Sauk Valley Association of REALTORS. All information is beleived to be accurate but is not warranted. Any reproduction of the charts and the numbers is a violation of copywrite laws.

Sterling, Rock Falls, Dixon Illinois Real Estates Sales

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Fri, 18 Jan 2008 09:43:24 -0600

Sterling, Rock Falls and Dixon Sales and Marketing Report

The following graphs will provide you with a breakdown of sales for years 2005, 2006, 2007 for homes and multi family units in Sterling, Rock Falls and Dixon Illinois.

For more information about homes for sale in Sterling, Rock Falls or Dixon please feel free to contact me.

Whiteside Market Report 01/08/2008-01/15/2008

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Wed, 16 Jan 2008 18:39:35 -0600

Sterling, Rock Falls and Dixon, Illinois Market Survey Report

Real Estate Survey of Whiteside and Lee County Town Real Estate for Sale

Week of January 8, 2008 - January 15, 2008

Interest rates have fallen slightly again and are making Sterling, Rock Falls and Dixon Real Estate very affordable. There are many great listings in all towns for all buyers. FHA and Illinois Rural Devlopement Money is still available. Please don't fall for the negative press you are hearing. Call me or visit my HOME HUNTER homepage.

CITY	New and Back on Market 2008 / 2007	Went To Pending 2008 / 2007	Went to Expired 2008 / 2007	Went to Closed 2008 / 2007
Sterling	16/11	4 / 2	7 / 8	2 / 5
Rock Falls	13 / 13	4 / 6	4 / 6	2 / 4
Dixon	16 / 6	2 / 6	10 / 13	2 / 2

This chart shows the total sales volume for the second week of January 2008 as compared to the same time in 2007. Year to date graph will follow. The market data for real estate and homes for sale in Sterling, Rock Falls and Dixon was pulled from the Sauk Valley Association of Realtors as of a 5:30 P.M. download and all information is believed to be accurate but not warranted.

As you can see there is little market change. Some of the new listings may be carry over from the previous year and also includes back on market which includes a listing that may have expired prior to January 8, 2008 and re-listed prior to January 15, 2008.

If you are thinking about buying or selling feel free to give me a call.

You can take a look at any of the listings in Sterling, Rock Falls and Dixon as well as a host of other real estate information at any time at my web portal.

Whiteside and Lee County Market Stats 01/08/2008-01/15/2008

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Wed, 16 Jan 2008 18:32:29 -0600

Sterling, Rock Falls and Dixon, Illinois Market Survey Report

Real Estate Survey of Whiteside and Lee County Town Real Estate for Sale

Week of January 8, 2008 - January 15, 2008

CITY	New and Back on Market 2008 / 2007	Went To Pending 2008 / 2007	Went to Expired 2008 / 2007	Went to Closed 2008 / 2007
Sterling	16/11	4 / 2	7 / 8	2 / 5
Rock Falls	13 / 13	4 / 6	4 / 6	2 / 4
Dixon	16 / 6	2 / 6	10 / 13	2 / 2

If you are thinking about buying or selling feel free to give me a call.

You can take a look at any of the listings in Sterling, Rock Falls and Dixon as well as a host of other real estate information at any time at my web portal.

Sterling, Rock Falls, Dixon Real Estate Report 01/08/2008-01/15/2008

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Wed, 16 Jan 2008 18:30:24 -0600

Sterling, Rock Falls and Dixon, Illinois Market Survey Report

Real Estate Survey of Whiteside and Lee County Town Real Estate for Sale

Week of January 8, 2008 - January 15, 2008

CITY	New and Back on Market 2008 / 2007	Went To Pending 2008 / 2007	Went to Expired 2008 / 2007	Went to Closed 2008 / 2007
Sterling	16/11	4 / 2	7 / 8	2 / 5
Rock Falls	13 / 13	4 / 6	4 / 6	2 / 4
Dixon	16 / 6	2 / 6	10 / 13	2 / 2

If you are thinking about buying or selling feel free to give me a call.

You can take a look at any of the listings in Sterling, Rock Falls and Dixon as well as a host of other real estate information at any time at my web portal.

Exceptional Living

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Mon, 14 Jan 2008 18:32:38 -0600

EXCEPTIONAL LIVING

Fine Sterling Home for sale.

This large 4 bedroom may be the perfect fit for you. If you desire a home in a central location in Sterling, this home for sale may be perfect for you. This home offers 4 large bedrooms and 2 1/2 baths.

Large master suite offers a private 3/4 bath as well as a private patio to enjoy warm evenings of togetherness.

Rates are still great...Now is the time to take advantage of low rates.

Additional features of the home include a double lot that is also fenced in and offers many mature trees as well as landscaping. Add in the tall evergreen bushes and this home also plenty of privacy.

Great den with gas log fireplace could also double as a home office, computer room or a small reading room with the built in bookshelf.

The extra lot is large enough for most any outdoor activity including adding you own pool, small pond, gazebo and much more. Shouldn't you be seeing this Sterling Home for Sale today?

Call Brian Corwell for additional information.

You can see more Sterling Illinois Real Estate

all the time by visiting my

HOME BUYERS SITE.

Sterling, Rock Falls, Dixon Weekly Market Report January 1-January 7, 2008

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Thu, 10 Jan 2008 19:35:11 -0600

Sterling, Rock Falls and Dixon, Illinois Market Survey Report

Week of January 1, 2008 - January 7, 2008

CITY	New and Back on Market 2008 / 2007	Went To Pending 2008 / 2007	Went to Expired 2008 / 2007	Went to Closed 2008 / 2007
Sterling	7 / 7	3 / 6	8 / 6	2 / 5
Rock Falls	5 / 5	5 / 3	7 / 9	1 / 4
Dixon	16 / 10	6 / 2	5 / 4	4 / 5

This chart shows the total sales volume for the first week of January 2008 as compared to the same time in 2007. Remember that this was a holiday week with a holiday on Monday and Tuesday.

If you are thinking about buying or selling feel free to give me a call.

You can take a look at any of the listings in Sterling, Rock Falls and Dixon as well as a host of other real estate information at any time at my web portal.

2007 Home Sale Totals Sterling and Rock Falls, Illinois

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Thu, 10 Jan 2008 18:16:24 -0600

The total numbers are in for the Sauk Valley Association of Realtors. The following charts show sales activities of the top offices in the Sterling and Rock Falls Area. Each of the local RE/MAX offices are independantly owned and operated. These numbers represent only those sales that were reported to the mls of the Sauk Valley Association.

Market Sales Totals for 2007

City of Sterling, Illinois

Top 6 Offices by Transaction Volume

OFFICE	Office Listings Closed	% of Total Listings	Selling Side Units Closed	% of Selling Units Closed
RE/MAX Sauk Valley	126	36 %	123	35 %
Mel Foster	88	25 %	74	21 %
C-21 Results	39	11 %	31	9 %
Coldwell Banker *	29	8 %	25	7 %
RE/MAX Homes Unlimited	18	5 %	25	7 %
Leonard Realty	10	3 %	7	2 %

City of Rock Falls, Illinois

Top 6 Offices by Transaction Volume

OFFICE
Office Listings Closed
% of Total
Listings
Selling Side Units Closed
% of Selling Units Closed
RE/MAX Sauk Valley
71
35 %
79
39 %
Mel Foster
39
29 %
27
13 %
RE/MAX Homes Unlimited
29
14%
34
17 %
C-21 Results
18
9 %
8
4 %
Coldwell Banker *
14
7 %
13
6 %
Leonard Realty
12
6 %
7
3 %

* Coldwell Banker was originally called Judy Powell Realty All information was provided by the Sauk Valley Association of REALTORS® and is deemed reliable but not warranted.

RADON AWARENESS

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Thu, 10 Jan 2008 15:19:17 -0600

For Immediate Release: For Further Information Contact:

January 10, 2008 Brian Corwell 815-625-3722

Radon Disclosure Requirements Begin Jan. 1

Lee & Whiteside Counties, IL - When a buyer and seller sign a contract on residential real estate property in Illinois on or after January 1, 2008, the new Illinois Radon Awareness Act will apply to the sales transaction. According to the new law, the seller must supply the buyer with two documents before the buyer will become bound on a contract to purchase the property. The first is a pamphlet from the Illinois Emergency Management Agency (IEMA) entitled "Radon Testing Guidelines for Real Estate Transactions." The second is a form to sign called "Disclosure of Information on Radon Hazards."

According to IEMA, radon is a colorless, odorless, radioactive gas that comes from naturally occurring uranium in the soil and is the leading cause of lung cancer among non-smokers.

"REALTORS^® are working to educate consumers about the new radon law which affects certain residential real estate sales transactions entered on or after January 1, 2008," said Brian Corwell, president of the Sauk Valley Association of REALTORS®. "The law aims to boost radon awareness and does not require a radon test."

Although the new law does not require sellers to test for radon in the home or to reduce the concentration if elevated levels are found, the seller and buyer are free to negotiate whether further testing or remediation are necessary. In most cases, a seller will simply provide the two documents to the buyer before the contract takes effect.

The law only applies to residential properties with "not less than one nor more than four residential dwelling units." There are some exemptions including residential real estate property transfers that result from the following:

•· a court order

•· transfer to a mortgagor to a mortgagee after foreclosure

•· to a fiduciary through an estate, guardianship, conservatorship or trust

•· a transfer between co-owners

•· a transfer from an estate according to provisions in a will, or to statue where there is no will

•· transfer to a spouse or other blood relation

•· a relocation company who has taken the title, where the original seller has provided the required disclosures

•· to or from a governmental body

In addition, since the law is not effective until January 1, 2008, it only applies to residential transactions entered on or after this date. If you have a contract pending that was signed prior to January 1, 2008, the law will not apply.

"Your REALTOR^®can provide you with the required disclosure form and information about where to find the radon pamphlet from the Illinois Emergency Management Agency. To learn more, visit http://www.radon.illinois.gov/ or log onto http://www.yourillinoishome.com/ for other tips for preparing your home for sale," said Corwell.

Whiteside County Foreclosure information

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Thu, 10 Jan 2008 14:47:14 -0600

For Immediate Release: For Further Information Contact:

January 10, 2008 Brian Corwell 815-625-3722

Get Foreclosure Information at www.YourIllinoisHome.com

Lee & Whiteside Counties, IL - If you are a homeowner at risk of foreclosure you need to know there are programs and services that can help but you must act quickly and before you are three months delinquent on your mortgage payment, according to Beth Llewellyn, CEO of the Partnership for HomeOwnership and a U.S. Housing and Urban Development (HUD)-certified homeownership counselor with over 12 years of experience helping lower-income families achieve homeownership. Llewellyn's information for homeowners facing foreclosure can be found online at http://www.yourillinoishome.com/, a consumer site for buyers and sellers developed by the Illinois Association of REALTORS®.

"Foreclosures in Illinois are a nine-month judicial process but after 90 days the lender will turn the delinquent loan over to foreclosure attorneys and then the fees really start to mount up," says Llewellyn. "The key is to not ignore letters from your lender. There are ways to work through a bad situation if you act quickly. A certified foreclosure intervention counselor can also negotiate with a lender, servicer or private mortgage insurance provider to restructure the loan if it can be determined the homeowner has the financial wherewithal to keep the home in the future."

Other options for people facing foreclosure include:

§ "Forbearance" whereby a lender lets a borrower pay less than the full amount of the mortgage or skip a few payments if there is a reasonable plan to become current on the loan.

§ "Reinstatement" is another option if the homeowner is able to make a payment that covers all of the previous late payments.

§ A "repayment plan" from a lender will allow a borrower who has fallen behind to make additional payments each month until the amount past due is paid.

To address the current wave of foreclosures, some state and local governments and nonprofit organizations are offering financial assistance. At-risk homeowners are encouraged to contact a local REALTOR® or a HUD-certified financial counselor to find out where to go for help. Llewellyn recommends the following:

§ U.S. Housing and Urban Development homeowner counseling, 1-800-569-4287, www.hud.gov

§ Neighborhood Works America Center for Foreclosure Solutions, 1-888-995-HOPE (4673), www.nw.org

§ Illinois Legal Aid, www.illinoislegalaid.org

Another option for the homeowner is to sell the home. Oftentimes in these situations the sale will be a "short sale in lieu of foreclosure." A "short sale" is an industry term for when the owner of the home does not have enough equity in the property and not enough cash or liquid assets to be able to sell the property, pay off liens and selling expenses (e.g., property taxes, transfer taxes, real estate commissions) and provide a clear title to the purchaser.

According to Llewellyn, a foreclosure will stay on the credit report for at least 10 years as it is a court action similar to bankruptcy. However, foreclosure can do even more damage to a credit report than bankruptcy. Ultimately, if you attempt to get a home loan in the future you must prove to the lender that the foreclosure happened due to something beyond your control such as job loss or illness.

"It's ideal if the homeowner who chooses to sell can work with a professional REALTOR® before they are delinquent three months," said Brian Corwell, president of the Sauk Valley Association of REALTORS®. "Within this short window of time, a professional REALTOR® might assist in negotiations with the lender to place the property on the market and possibly save the buyer any equity left, as well as prevent a foreclosure on their credit file."

Find more information about foreclosures and short sales at http://www.yourillinoishome.com/.

YourIllinoisHome.com was created by the Illinois Association of REALTORS® (IAR) specifically for consumers who are looking to buy or sell a home in Illinois, learn more about the Illinois real estate market and find an Illinois REALTOR®. IAR is a voluntary trade association whose 60,000 members are engaged in all facets of the real estate industry. In addition to serving the professional needs of its members, IAR works to protect the rights of property owners in the state by recommending and promoting legislation that safeguards and advances the interest of real property ownership.

So before you lose you home call a local expert to assist you.

Before you lose your home to foreclosure read this!

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Thu, 10 Jan 2008 14:13:40 -0600

For Immediate Release: For Further Information Contact:

January 10, 2008 Brian Corwell 815-625-3722

Get Foreclosure Information at www.YourIllinoisHome.com

Other options for people facing foreclosure include:

§ "Forbearance" whereby a lender lets a borrower pay less than the full amount of the mortgage or skip a few payments if there is a reasonable plan to become current on the loan.

§ "Reinstatement" is another option if the homeowner is able to make a payment that covers all of the previous late payments.

§ A "repayment plan" from a lender will allow a borrower who has fallen behind to make additional payments each month until the amount past due is paid.

§ U.S. Housing and Urban Development homeowner counseling, 1-800-569-4287, www.hud.gov

§ Neighborhood Works America Center for Foreclosure Solutions, 1-888-995-HOPE (4673), www.nw.org

§ Illinois Legal Aid, www.illinoislegalaid.org

Find more information about foreclosures and short sales at http://www.yourillinoishome.com/.

Sterling Illinois Real Estate- Homes for sale in Sterling, Illinois

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Wed, 09 Jan 2008 18:18:38 -0600

Sterling, Illinois Homes for sale

Sterling Illinois Homes for Sale for first time home buyers

FIRST TIME HOME BUYER READY!

If you have always dreamed of owning a home this could be the place for you. This home offers 3 bedrooms and offers a large dine in kitchen with vaulted ceiling. Newer Oak kitchen, main floor laundry, newer furnace and much more.

The home is situated on a large double lot with much of the second lot fenced with a wooden privacy fence. The large oversized garage is an added bonus.

Offered at $78,500

This home is ready for you today and qualifies for FHA as well as Illinois Rural Development Loan programs. This means that you can own this home even if you have less than perfect credit or a ton of cash for a down payment.

Don't pass up the opportunity to own a home today. Visit my free HOMES HUNTER site today to see a host of other listings

Take the VIRTUAL TOUR today

Offered by: Brian Corwell

RE/MAX Sauk Valley

3200 E. Lynn Blvd

Sterling, Il. 61081

815-625-3722 Office

815-716-0772 Agent Direct

Semi clean joke...at least no bad words

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Tue, 08 Jan 2008 09:06:49 -0600

This joke came to me from a friend, I am sure it is an oldie, but it should bring a chuckle to you.

An Irishman goes to confession in St. Patrick's Catholic Church. "Father, it has been one month since my last confession. I had sex with Nookie Green twice last month."

The priest tells the sinner, "You are forgiven. Go out and say three Hail Mary's."

Soon after, another Irishman enters the confessional. "Father, it has been two months since my last confession. I've had sex with Nookie Green twice a week for the last two months."

This time the priest questions, "Who is Nookie Green?"

"A new woman in the neighborhood," the sinner replies.

"Very well," sighs the priest. "Go and say ten Hail Mary's."

At Mass the next morning, as the priest prepares to deliver his sermon, a tall, voluptuous, drop dead gorgeous redhead woman enters the sanctuary. The eyes of every man in the church fall upon her as she slowly sashays up the aisle and sits down right in front of the priest. Her dress is green and very short, with matching shiny emerald green shoes. The priest and altar boy gasp, as the woman in the matching green shoes and dress sits with her legs slightly spread apart.

The priest turns to the altar boy and whispers, "Is that Nookie Green?"

The bug-eyed altar boy can't believe his ears but replies, "No, I think it's just the reflection off her shoes!

Grand Entertaining Home

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sat, 05 Jan 2008 19:58:43 -0600

You will fall in love with this large 2 story home in Sterling, Illinois with 4 bedrooms and 2 1/2 baths. This one has 2700 square feet of living space and is on a large double lot with plenty of nice landscaping. The home also offers a full basement, a screened in front porch and is ready for you today.

RE/MAX Sauk Valley

3200 E. Lynn Blvd

Sterling, Il. 61081

815-625-3722 Office

815-716-0772 Agent Direct

Sterling Illinois Schools

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sat, 05 Jan 2008 19:17:49 -0600

LOCAL SCHOOLS INFORMATION AND REPORT CARDS

For the Community of Sterling, Illinois

If you are thinking of a move to a home in Sterling, Illinois, or have a question about Sterling, Illinois Schools you are at the right place.

Known as Community Unit School District #5, the local system is a unit system with approximately 3600 students in kindergarten through high school.

It is made up of 6 schools buildings that are all in the city limits of Sterling and has four elementary schools that are divided into two K-2 and two grades 3-5 attendance centers.

Franklin Elementary is a K-2 school located on the north end of the city at 1510 E. 25^th Street. Stop in and visit the on-line school or take a look at the recent report card. The Principal is Lisa Vasquez. The schools phone number is 815-625-5755




Jefferson Elementary is the other K-2 school located near the center of the city and the middle school It is located at 806 E. LeFevre in Sterling. Stop in and visit the on-line school or take a look at the recent report card. The principal is Ron Rick and the school telephone number is 815-625-6402





Lincoln Elementary is for grades 3-5 and is located at 1501 E. 6^th Street in Sterling. Stop in and visit the on-line school or take a look at the recent report card. The principal is Kathy Howard ad the school telephone number is 815-625-1449.

Washington Elementary is also for grades 3-5 and is located at 815 W. LeFevre in Sterling. Stop in and visit the on-line school or take a look at the recent report card. The principal is Pat Fortney. The school telephone number is 815-625-2372.

Challand Middle School is for grades 6-8 and is centrally located in the district. The school is located at 1700 6^th Ave. in Sterling. Innovative policies and many programs for the students are available. Please take time to stop in and visit the on-line school or take a look at the recent report card. You can also review the student handbook and get all the rest of the information on this school.

Finally, Sterling High School, with its large campus, has many great academic, fine arts and athletic programs. The school is located at The high school offers a large, dual purpose, outdoor sports facility for football as well as track, baseball and tennis. You can visit the on-line school or take a look at the recent report card.

Whiteside and Lee County Illinois 2007 Market Reports

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sat, 05 Jan 2008 16:27:50 -0600

Whiteside and Lee County Illinois

2007 Marketing Numbers

Serving the communities of Sterling, Rock Falls, Dixon Real Estate

The final numbers are in on the total sales volume of homes in Sterling, Rock Falls, Dixon, Morrison and Tampico as well as other of the smaller communities in Illinois in Whiteside and Lee Counties.

Counties	2006 Closed Listings	2007 Closed Listings	2006 Avg. Price	2007 Average Price	2006 Days on Market	2007 Days on Market
Whiteside	659	606	$86,917	$89,217	109	106
Lee	381	379	$104,631	$104,829	106	106
TOTALS	1040	985
		(-5.3%)

The lowest sale price in 2007 in Whiteside County, Illinois was $6,000 and the highest sale price was $630,000 .

The lowest sale price in 2007 in Lee County, Illinois $4,000 and the highest sale price was $410,000

All data was pulled from the Sauk Valley Association of REALTORS® on 01/05/2008. All information is believed to be accurate but is not warranted. For additional listing information go to the Sterling, Illinois Real Estate Home Site.

The following table breaks the counties down to the largest communities in each of the counties. Dixon is the only one in Lee County

City	2006 Closed Listings	2007 Closed Listings	2006 Average. Price	2007 Average Price	2006 Days on Market	2007 Days on Market
Sterling	317	299	$95,637	$102,192	107	99
Rock Falls	209	184	$75,874	$75,387	101	91
Dixon	284	303	$103,345	$104,655	100	102
Morrison	68	80	$93,665	$101,894	119	161
Prophetstown	32	25	$83,898	$91,609	102	122
Tampico	20	25	$70,105	$66,732	168	121

The lowest sale price home in Sterling, Illinois in 2007 was $10,500 and the highest sale price home in Sterling, Illinois was $531,000

The lowest sale price home in Rock Falls, Illinois in 2007 was $9,200 and the highest sale price home in Rock Falls, Illinois was $630,000.

The lowest sale price home in Dixon, Illinois in 2007 was $4000.00 and the highest sale price was $393,000.

The lowest sale price home in Morrison, Illinois in 2007 was $6,000 and the highest sale price was $460,000.

The lowest sale price home in Prophetstown, Illinois in 2007 was $25,000 and the highest sale price was $185,000.

The lowest sale price home in Tampico, Illinois in 2007 was $14,365 and the highest was $192,000.

For more information about the state of Sterling, Illinois Real Estate as well as other local news simple LOG ONTO one of the areas most comprehensive real estate site. Your 24/7 portal to all the homes for sale in Sterling, Rock Falls, Dixonas well as other areas of Whiteside and Lee Counties in Illinois.

Brian Corwell

RE/MAX Sauk Valley

Sterling, Illinois Real Estate and Home Seller

Fire destoys old factory in Rock Falls

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sat, 05 Jan 2008 11:29:18 -0600

FIRE DESTROYS OLD RELIENT FASTENER BUILDING

On Friday, December 28^th a fire broke out in the old Reliant Fastener factory in Rock Falls, Illinois. The city was fortunate that departments from all over came to mutual aid at the fire as well as at the stations in Sterling and Rock Falls. Special thanks to Dixon Rural, Dixon City, Harmon, Amboy, Walnut, Erie, Lanark, Fulton, Coleta, Milledgeville, Tampico, Prophetstown. It was a cold night for the firefighters. It may have been fortunate with recent snow fall which helped keep the fire from spreading to other property. Here are some photos that a client sent to me.

Thankfully, there were no reported injuries to anyone.

An investigation is pending and it will be a number of days before anyone can gain entry.

The fire could have been alot worse, fortunatly the factory had been empty for some time and most of the bad stuff was out. Now the city (who owns the parcel) will ahve to wait for the EPA to come out and visit to determine what will need to happen next.

It was reported the flames were up to 100' in the air.

This is view from the South East corner looking back. The fire department has been back several times as the fire has rekindled several times. At this point it is not safe to enter the building to put more water on it.

Wednesday morning I could smell it at my house about 3 miles away. At first I thought something in my area was on fire.

Sterling, Illinois Homes for sale

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Fri, 04 Jan 2008 20:52:15 -0600

Sterling Illinois Homes for Sale

FIRST TIME HOME BUYER READY!

The home is situated on a large double lot with much of the second lot fenced with a wooden privacy fence. The large oversized garage is an added bonus.

Offered at $78,500

Don't pass up the opportunity to own a home today. Visit my free HOMES HUNTER site today to see a host of other listings

Take the VIRTUAL TOUR today

RE/MAX Sauk Valley

3200 E. Lynn Blvd

Sterling, Il. 61081

815-625-3722 Office

815-716-0772 Agent Direct

What are the rules with you?

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Tue, 01 Jan 2008 17:36:46 -0600

How do you handle the yearly vacation?

For those agents that are not a part of a team, vacation time always brings up a host of problems for solo operators.

Vacation is an important time to get away, decompress, recharge and just plain keep the other half and the kids happy. I always have trouble trying to decide

For some reason today seems to be perfect time to think about time off. Not only is it a new year, but we have our first really cold day of the season with 3-4" of new snow and a nice breeze. So, agents, do you plan for a vacation yearly? How do you handle your baby (business) while you are on vacation? Do you or does your spouse have any vacation rules, like no computer or cell phone? Do you go to the same place every year? And most important who watches your baby?

My wife forces (lol) me to go 2x a year...and she learned early to make me leave the country to get away from phones and computers. I am fortunate in watching the baby...I take turns with another agent who takes care of my stuff as I do his...last time he went on vacation he sold 2 properties...hope that I have the same thing in February when I head to Mexico.

So what do you do?

Lee County Home Sellers and Radon

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Tue, 01 Jan 2008 16:27:51 -0600

NEW LAWS REGARDING REAL ESTATE

In 2008 for State of Illinois

Hello all Sterling Illinois Homes buyers and sellers.

If you own a home and are planning to sell, or are buying a home in Illinois a recent change to Illinois law is of importance to you. Effective January 1, 2008, all sellers of residential property in Illinois must provide buyers with a completed Radon Disclosure Form. This form is much like the lead base form and provides for the seller to inform any potential buyer of any known information about the presence of radon in a home. This act is known as the Illinois Radon Awareness Act. Much of what is here is pretty scientific. In order to save time I have given you the quick version of this law as well as RADON. I have included links to the important details throughout this article. Please click on the BLUE links throughout to get the full facts.

If you are making or are planning to make an offer on a property whether the home is in Sterling, Rock Falls, Dixon, or any other area of Illinois or the country for that matter, if you do not ask for a RADON test at time of offer, your opportunity may be lost. Be sure to consult your real estate agent for advice and the cost involved in a RADON test in your area.

So what is RADON? Radon is a radioactive element that is part of the radioactive decay chain of naturally occurring uranium in soil. Since RADON can't be seen, smelled or tasted it must be detected. High levels of RADON is believed to be a carcinogenic agent. Levels that fall above the USEPA action level for radon is 4.0 picocuries per liter of air (pCi/L). The risk of developing lung cancer at 4.0 pCi/L is estimated at about 7 lung cancer deaths per 1000 persons. That is why USEPA and IEMA recommends reducing your radon level if the concentration is 4.0 pCi/L or more.

There are several ways to TEST for RADON. The most effective is to hire a trained radon inspection service. They will have the experience, training and the equipment to conduct a controlled test. Your local Sterling Illinois Realtor can provide you the names of several companies that can provide you with this service. If you want a low cost simple test, kits are available in a number of places including most hardware stores.

So what do I do if my house tests above the action level of 4.0 pCi/L? Relax, all is not lost. You will want to consult a trained RADON MITIGATION SPECIALIST they are specially trained to install the needed equipment to bring the RADON to acceptable levels. Costs to cure run from around $800 up to several thousand. Once again, each area of the country is different on how a positive test result is handled.

This report once again is a quick version of RADON and the new Illinois law. Be sure that you consult your REALTOR or attorney when purchasing your home.

Information about this new law is available for consumers by clicking here.

I have attached the law below... HAPPY READING...

Brian Corwell

Sterling Illinois Homes for sale

Sterling, Illinois Real Estate for you

www.briancorwell.com

NUCLEAR SAFETY
(420 ILCS 46/) Illinois Radon Awareness Act

(420 ILCS 46/1)
Sec. 1. Short title. This Act may be cited as the Illinois Radon Awareness Act.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

    (420 ILCS 46/5)
    Sec. 5. Definitions. As used in this Act, unless the context otherwise requires:
    (a) "Agent" means a licensed real estate "broker" or "salesperson", as those terms are defined in Section 1‑10 of the Real Estate License Act of 2000, acting on behalf of a seller or buyer of residential real property.
    (b) "Buyer" means any individual, partnership, corporation, or trustee entering into an agreement to purchase any estate or interest in real property.
    (c) "Final settlement" means the time at which the parties have signed and delivered all papers and consideration to convey title to the estate or interest in the residential real property being conveyed.
    (d) "IEMA" means the Illinois Emergency Management Agency Division of Nuclear Safety.
    (e) "Mitigation" means measures designed to permanently reduce indoor radon concentrations according to procedures described in 32 Illinois Administrative Code Part 422.
    (f) "Radon hazard" means exposure to indoor radon concentrations at or in excess of the United States Environmental Protection Agency's, or IEMA's recommended Radon Action Level.
    (g) "Radon test" means a measurement of indoor radon concentrations in accordance with 32 Illinois Administrative Code Part 422 for performing radon measurements within the context of a residential real property transaction.
    (h) "Residential real property" means any estate or interest in a manufactured housing lot or a parcel of real property, improved with not less than one nor more than 4 residential dwelling units.
    (i) "Seller" means any individual, partnership, corporation, or trustee transferring residential real property in return for consideration.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

    (420 ILCS 46/10)
    Sec. 10. Radon testing and disclosure.
    (a) Except as excluded by Section 20 of this Act, the seller shall provide to the buyer of any interest in residential real property the IEMA pamphlet entitled "Radon Testing Guidelines for Real Estate Transactions" (or an equivalent pamphlet approved for use by IEMA) and the Illinois Disclosure of Information on Radon Hazards, which is set forth in subsection (b) of this Section, stating that the property may present the potential for exposure to radon before the buyer is obligated under any contract to purchase residential real property. Nothing in this Section is intended to or shall be construed to imply an obligation on the seller to conduct any radon testing or mitigation activities.
    (b) The following shall be the form of Disclosure of Information on Radon Hazards to be provided to a buyer of residential real property as required by this Section:

DISCLOSURE OF INFORMATION ON RADON HAZARDS

(For Residential Real Property Sales or Purchases)

Radon Warning Statement

    Every buyer of any interest in residential real property is notified that the property may present exposure to dangerous levels of indoor radon gas that may place the occupants at risk of developing radon‑induced lung cancer. Radon, a Class‑A human carcinogen, is the leading cause of lung cancer in non‑smokers and the second leading cause overall. The seller of any interest in residential real property is required to provide the buyer with any information on radon test results of the dwelling showing elevated levels of radon in the seller's possession.

    The Illinois Emergency Management Agency (IEMA) strongly recommends ALL homebuyers have an indoor radon test performed prior to purchase or taking occupancy, and mitigated if elevated levels are found. Elevated radon concentrations can easily be reduced by a qualified, licensed radon mitigator.

Seller's Disclosure (initial each of the following which applies)
    (a).......... Elevated radon concentrations (above EPA or IEMA recommended Radon Action Level) are known to be present within the dwelling. (Explain)
    (b).......... Seller has provided the purchaser with all available records and reports pertaining to elevated radon concentrations within the dwelling.
    (c).......... Seller has no knowledge of elevated radon concentrations in the dwelling.
    (d).......... Seller has no records or reports pertaining to elevated radon concentrations within the dwelling.

Purchaser's Acknowledgment (initial each of the following which applies)
    (e).......... Purchaser has received copies of all information listed above.
    (f).......... Purchaser has received the IEMA approved Radon Disclosure Pamphlet.

Agent's Acknowledgment (initial) (if applicable)
    (g).......... Agent has informed the seller of the seller's obligations under Illinois law.

Certification of Accuracy
The following parties have reviewed the information above and each party certifies, to the best of his or her knowledge, that the information he or she provided is true and accurate.
Seller            Date            Seller            Date
Purchaser         Date            Purchaser         Date
Agent             Date            Agent             Date

    (c) If any of the disclosures required by this Section occurs after the buyer has made an offer to purchase the residential real property, the seller shall complete the required disclosure activities prior to accepting the buyer's offer and allow the buyer an opportunity to review the information and possibly amend the offer.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

(420 ILCS 46/15)
Sec. 15. Applicability. This Act shall only apply to transfers by sale of residential real property.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

    (420 ILCS 46/20)
    Sec. 20. Exclusions. The provisions of this Act do not apply to the following:
        (1) Transfers pursuant to court order, including, but

not limited to, transfers ordered by a probate court in administration of an estate, transfers between spouses resulting from a judgment of dissolution of marriage or legal separation, transfers pursuant to an order of possession, transfers by a trustee in bankruptcy, transfers by eminent domain, and transfers resulting from a decree for specific performance.

(2) Transfers from a mortgagor to a mortgagee by deed

in lieu of foreclosure or consent judgment, transfer by judicial deed issued pursuant to a foreclosure sale to the successful bidder or the assignee of a certificate of sale, transfer by a collateral assignment of a beneficial interest of a land trust, or a transfer by a mortgagee or a successor in interest to the mortgagee's secured position or a beneficiary under a deed in trust who has acquired the real property by deed in lieu of foreclosure, consent judgment or judicial deed issued pursuant to a foreclosure sale.

(3) Transfers by a fiduciary in the course of the

administration of a decedent's estate, guardianship, conservatorship, or trust.

(4) Transfers from one co‑owner to one or more other

co‑owners.

(5) Transfers pursuant to testate or intestate

succession.

(6) Transfers made to a spouse, or to a person or

persons in the lineal line of consanguinity of one or more of the sellers.

(7) Transfers from an entity that has taken title to

residential real property from a seller for the purpose of assisting in the relocation of the seller, so long as the entity makes available to all prospective buyers a copy of the disclosure form furnished to the entity by the seller.

(8) Transfers to or from any governmental entity.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

(420 ILCS 46/99)
Sec. 99. Effective date. This Act takes effect January 1, 2008.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

New Laws for Illinois Home Sellers

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Tue, 01 Jan 2008 16:18:41 -0600

NEW LAWS REGARDING REAL ESTATE

In 2008 for State of Illinois

Hello all Sterling Illinois Homes buyers and sellers.

This report once again is a quick version of RADON and the new Illinois law. Be sure that you consult your REALTOR or attorney when purchasing your home.

Information about this new law is available for consumers by clicking here.

I have attached the law below... HAPPY READING...

Brian Corwell

Sterling Illinois Homes for sale

Sterling, Illinois Real Estate for you

www.briancorwell.com

NUCLEAR SAFETY
(420 ILCS 46/) Illinois Radon Awareness Act

(420 ILCS 46/1)
Sec. 1. Short title. This Act may be cited as the Illinois Radon Awareness Act.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

DISCLOSURE OF INFORMATION ON RADON HAZARDS

(For Residential Real Property Sales or Purchases)

(420 ILCS 46/15)
Sec. 15. Applicability. This Act shall only apply to transfers by sale of residential real property.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

    (420 ILCS 46/20)
    Sec. 20. Exclusions. The provisions of this Act do not apply to the following:
        (1) Transfers pursuant to court order, including, but

(2) Transfers from a mortgagor to a mortgagee by deed

(3) Transfers by a fiduciary in the course of the

administration of a decedent's estate, guardianship, conservatorship, or trust.

(4) Transfers from one co‑owner to one or more other

co‑owners.

(5) Transfers pursuant to testate or intestate

succession.

(6) Transfers made to a spouse, or to a person or

persons in the lineal line of consanguinity of one or more of the sellers.

(7) Transfers from an entity that has taken title to

(8) Transfers to or from any governmental entity.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

(420 ILCS 46/99)
Sec. 99. Effective date. This Act takes effect January 1, 2008.
(Source: P.A. 95‑210, eff. 1‑1‑08.)

Foreclosure...There is help for many homeowners.

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sun, 30 Dec 2007 19:08:25 -0600

You see there is hope...please don't bury your head...

You may be one of the many homeowners eligible to refinance your home with Federal Housing Administration (FHA) insurance if you are falling behind in your mortgage payments with a new program called "FHA Secure. As a homeowner you could qualify for this option if you meet the following five criteria: 1) a history of on-time mortgage payments before the borrower's teaser rates expired and loans reset; 2) interest rates must have or will reset between June 2005 and December 2009; 3) three (3%) percent cash or equity in the home; 4) a history of employment; and 5) sufficient income to make the mortgage payment. See http://www.fha.gov/ for more details, but DON'T DELAY!

One other option for the homeowner is to sell the home. Often times in these situations the sale will be a "short sale" in lieu of foreclosure." A "short sale" is a term we use when the owner of the home does not have enough equity in the property and cash to be able to sell the property, pay off liens as well as selling expenses ( property taxes, transfer taxes, real estate commissions) and to be able to provide the buyer clear title. Sometimes this is also called "upside-down" Some may consider a "short sale" better for you in the long run because it avoids foreclosure which will damage a person's credit score and make it much harder for the owner to buy another home in the future.

A typical foreclosure will stay on your credit report for up to 10 years as it is a court action similar to bankruptcy. A foreclosure does even more damage to your credit report than bankruptcy. Ultimately, if you attempt to get a home loan in the future you must prove to the lender that the foreclosure happened due to something beyond your control such as job loss or illness.

It's ideal if you the homeowner who chooses to sell can work with a professional REALTOR before you are three months late. Within this short window of time I can negotiate with the lender to place the property on the market and possibly save you any equity left as well as prevent a foreclosure on your credit file

Things to remember for Illinois foreclosures:

•· Don't ignore letters or calls from your lender. Some of the information will include foreclosure prevention options. Call and talk to them right away.

•· Address the problem immediately and BEFORE YOU ARE THREE MONTHS DELINQUENT...once it gets to that point additional fees may be added. But all is still not lost...

•· Find your mortgage paperwork and read it to understand the terms. If you can't consult a competent real estate attorney...

•· Contact a HUD-certified counselor who is trained to provide information on foreclosure prevention options, 1-888-569-4287

•· Call Neighborhood Works America Center for Foreclosure Solutions at 1-888-995-HOPE (4673).

•· Visit the website Illinois Legal Aid, http://www.illinoislegalaid.org

•· Know that you may qualify for options such as working with the lender to restructure the loan or a repayment plan. But CALL SOMEONE

•· Find a professional Illinois REALTOR to help you negotiate with the lender to place the property on the market if selling your home is the option you choose.

•· PLEASE Avoid foreclosure scams. There are many of them out there...DO NOT SIGN ANYTHING!!! Protect yourself by working with a HUD-approved counselor, professional REALTOR® and/or an attorney.

•· You can learn more at any of these sites: http://www.hud.gov, http://www.nw.org, http://www.fha.gov

•· Foreclosure should be your action of last resort. Remember, a foreclosure will stay on your credit report for up to 10 years and greatly affect your ability to obtain a home loan in the future.

Thanks for reading this. Having trouble with your house payment is not something to be ashamed about. You are not alone... Please do not bury your head on the sand...If you work on it early, you may just save your home.

Home inspection

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sun, 30 Dec 2007 17:30:03 -0600

Sterling Illinois Homes and Inspections

What can you expect from a professional home inspection?

So you have decided to make that offer and the seller has accepted. You have decided to have a home inspection. Now what? Well, if the home is in Illinois state law mandates that the inspector must be licensed.

Your Sterling, Illinois Realtor will be able to provide you with a list of home inspectors. It is best to speak with several so that you can get an idea of costs and their level of expertise.

The job of the home inspector that you hire is to look over all the major parts of the home that you and your agent may not have been able to see or get to and to write a report of the findings. It makes sense for you to attend the inspection so you don't have to try to decipher the report.

The general parts of the home inspection include but are not limited to the following areas:

Exterior: Inspect the foundation for cracks or holes, inspect the siding, gutters (for gaps or sagging), paint, roof (if possible) chimney, drives, walks, retaining walls and more.

Interior: Overall general structure for soundness and signs of rot, floors and stairs for evidence of bowing, shaking or squeaking, condition of plumbing, general inspection of the heating/cooling system, visual of electric and more.

A good inspector will also inspect the attic (if accessible) as well as crawl space areas.

This is a generalization of the home inspector. Some may offer additional services such as radon, mold, and termite.

In the event a major deficiency is found several things can happen depending on the terms of the contract. Remember, the purpose of the home inspection is to find major issues that affect the value and safety of the home. It is not to be used as a punchlist to come back to the seller with a list of demands.

For a complete list of Sterling, Illinois Homes for sale please be sure to stop by and visit my Homefinder Website for a complete list of available homes for sale in not only Sterling, but also Rock Falls, Dixon, and all of Whiteside and Lee Counties in Illinois

What to expect from a home inspection

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sun, 30 Dec 2007 17:25:41 -0600

Sterling Illinois Homes and Inspections

What can you expect from a professional home inspection?

Your Sterling, Illinois Realtor will be able to provide you with a list of home inspectors. It is best to speak with several so that you can get an idea of costs and their level of expertise.

The general parts of the home inspection include but are not limited to the following areas:

Exterior: Inspect the foundation for cracks or holes, inspect the siding, gutters (for gaps or sagging), paint, roof (if possible) chimney, drives, walks, retaining walls and more.

A good inspector will also inspect the attic (if accessible) as well as crawl space areas.

This is a generalization of the home inspector. Some may offer additional services such as radon, mold, and termite.

Sterling, Il Foreclosures - Bank owned homes for sale in Sterling, Il

Sterling, Illinois Real Estate- Brian Corwell (RE/MAX Sauk Valley) — Sat, 29 Dec 2007 15:11:23 -0600

Foreclosed homes in Sterling Illinois Bank Owned homes in Sterling Il. means savings for home buyers

HANDY PERSON SPECIAL!

Sterling Illinois Real Estate is right here.

This large 5 bedroom home is in need of a bit of love. Located in Sterling, Illinois just 90 minutes west of Naperville or 50 Minutes East of the Illinois/Iowa Quad Cities. The home offers much of the old world charm of a home built late in the 1800's. Large open stair case, natural woodwork, wood floors and more this home just needs some love and a talented person to bring it back.

This home offers a large master suite with walk-in closet and master bath, a main floor master with private bath, and is situated on a large lot.

Many possibilities including multi-generational family and or duplex.

Don't pass up the opportunity to build some equity. Visit my free HOUSE HUNTERS site today to see a host of other listings.

CALL FOR LATEST PRICING AND AVAILABILITY

Brian Corwell

RE/MAX Sauk Valley

815-625-3722 Office

815-716-0772 Agent Direct

Sterling Homes For Sale

Lender requires unconditional mortgage approval or proof of funds. Investors welcome

You can see this and other Sterling Illinois Real Estate at the web site for Sterling Illinois Homes.