RECENT BLOG POSTS
FHA Update: The more you know the more homes you can sell- FHA UPDATE: HUD released Mortgagee Letter 08-11 on April 29th, defining new terms for acceptable "non-traditional credit". In a nutshell, HUD is defining different classes of non-traditional credit into Group I type and Group II type. Wit...
05/22/2008
The Answer to Your Question is...the Housing Market Found It's Bottom- Have you been searching across the internet looking for a crystal ball on the Bay area Housing market and what direction it is going? The fact is the only way you know when you have found the bottom of a housing market is when...
05/13/2008
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Good News for Agency Jumbo Conforming Financing- Stimulating the Bay Area Purchase Market Late last week lenders began pricing the new "Jumbo Conforming" loans as if they were the same as the usual Conforming loan. The "Conforming Loan"- Is a loan up to $417,000 that was the standard before the...
05/12/2008
Whats New With FHA- The Bay Area is Ready and Waiting... The House of Representative was slated to resume consideration of a Federal Housing Administration refinancing bill this morning despite a veto threat from President Bush and efforts by Republican congressmen to disrupt House proceedings....
05/11/2008
Being responsible about your paper usage and paper purchasing is not just about saving trees. In my past series outlining the use of electronic signatures (One of my first posts-please be kind) made a dramatic impact on the amount of paper waste during the loan process for myself and colleagues....
05/09/2008
The Tri-Valley Sierra Club voted Monday to support the appeal of the Oak Grove referendum decision. The referendum supporters will be contacting other groups to gain support. The plan to gain larger Sierra Club chapters support and gain "much needed" legal advise on the process. This is another c...
05/08/2008
The market for Green homes and Green Real Estate companies has taken off. In an interview on CNBC the founder of EcoBroker gave the first interview discussing the facts of what the Eco-Broker designation means to Realtors and the Real Estate industry. The demand for professional expertise on gre...
05/04/2008
A trend I've noticed and been very glad to see is the implementation Green Business practices when selling Real Estate. These green practices include; Green MLS, e-cards, and electronic flyers to name a few. When my attention in the past was drawn to Avignon Community in Pleasanton a zero energy ...
05/04/2008
One of the most significant steps the federal government has taken in its attempt to bring liquidity and stability back to the mortgage and credit markets was its March decision to expand the capacities of Fannie Mae and Freddie Mac, allowing them to significantly increase the amount of mortgage ...
04/28/2008
In the news late last week, Freddie Mac makes a move to stabilize the conforming-jumbo loan product, by guarantying 90 day forward commitments to 4 big loan players. This should trickle down to mid-sized mortgage bankers as well, through their correspondent channels.Freddie Mac said Thursday tha...
04/28/2008
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With over a decade of experience in Mortgage Finance, I have been a source for Realtors and home buyers alike. Technology has been a great tool to facilitate the process and provide current information for my clients. I designed Loan Squawk so Realtors and Home Buyers alike can have a trusted source of information regarding the Mortgage Industry as it happens. It is my goal to make the process an informative and pleasant one for you.
Whether it be FHA, VA, Homepath, a conventional loan or any of the myriad of first time homebuyer products, I can assure you we will work together to meet your home ownership goals.