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conventional loans: Florida Mortgages and The Loch Ness Monster - 01/11/12 09:01 PM
Despite the veritable murkiness of the rules regulating the mortgage industry, every week I get asked the same questions from Realtors about down payments. So every week these questions just reinforce the fact that there’s still confusion and that the mindset that “FHA is the only way” still exists.
In the wonderful world of mortgages everyone’s story is different and things are not always what they appear to be. Ironies exist. The assumption that you’ll come out ahead by financing with an FHA mortgage is not necessarily true.
Conventional loans with 5% down do exist and are still the gold standard … (0 comments)

conventional loans: Loan Turnaround Times - 04/02/09 05:57 PM
Yes, it has come to this....we need 45 days on all loans! I am talking about all products (Conventional and Government loans) across the board, the worm has turned. As far as FHA and VA for example, I have a lender with files that were turned in on February 26th but were not slated for submission to an underwriter until March 26th. Although "individual results may vary" as the saying goes, I do have lenders that have quicker underwriting times but this is still not a bad expectation to set for clients.
The reasons for the increase in underwriting times:
The … (3 comments)

 
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Brian P. Forrester

Palm Harbor, FL

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VanDyk Mortgage

Address: 35095 US Hwy 19 N Suite 100, Palm Harbor, FL, 34684

Office Phone: (727) 216-8138

Cell Phone: (813) 361-6350

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