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mortgage qualifications: What Does Your CPA Say? - 09/30/11 09:08 AM
We’re not actually in the mortgage industry; we’re actually in the business of navigating underwriting and guideline minefields. If you’re a recent home buyer, a Realtor, a title company professional or a fellow lender you’ll understand that I am not being overly dramatic! We tread cautiously with an eye for what’s ahead…that’s just the name of today’s game.
Today’s borrowers are different too. A larger percentage carries heavier baggage and less than stellar credit scores. Some borrowers, (more than you would think) are not even packing a W-2 – the standard statement for yearly income reporting. Certainly the economy and … (5 comments)

mortgage qualifications: Never Assume When it Comes to Mortgages - 08/31/11 04:58 PM
What I tell everyone is that their perception of their credit situation is not clear until it’s verified by a professional. This cuts both ways….
I’ve had clients in my office who believed they had no stumbling blocks that stood in their way of obtaining a million dollar mortgage at an interest rate of under 4% with no money down. (Yes, I’ve heard it all!) What happens in some of those situations is that a person may have the financial “aptitude” but if they don’t have all the appropriate documentation to verify the source of their income and their holdings to … (1 comments)

 
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Brian P. Forrester

Palm Harbor, FL

More about me…

VanDyk Mortgage

Address: 35095 US Hwy 19 N Suite 100, Palm Harbor, FL, 34684

Office Phone: (727) 216-8138

Cell Phone: (813) 361-6350

Email Me


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