Save My Utah HomeThe bank can’t make you leave your home until the foreclosure process is fully complete.  You are still the official homeowner until the lender has completed all of the necessary legal steps of the foreclosure process.  However, if you have already ditched the home and it becomes vacant, the bank has the legal right to secure the property.

It is unwise to leave the property vacated.  If the bank discovers it is left empty or attempts to confirm that someone still lives in it, they may send a bank official to check on the property.  They might have reason to suspect abandonment, such as calls left unanswered or inspections in which there never seemed to be a person there.  If this occurs, they are likely to change the locks and do any necessary winterizing to protect the home from potential damage or vandalism.

Yet until the property is officially foreclosed upon, as the homeowner you can request an extra key for the newly installed locks to have access to YOUR home.  It is still yours until the auction date, and even 14 – 45 days thereafter.
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Do you want to save your home? Find out how by downloading this free ebook “The Truth About Short Sales” Click here now

 

Why would the bank foreclose on my home?
10/10/2011
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If you can’t keep up with your monthly mortgage payments, it forces the lender to take legal action in accordance with the promissory note you signed to obtain the mortgage note. They will seize the property and try to recoup their losses by… more
What Is Seller Financing and Is It Good For Me?
09/17/2011
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Seller financing can be a win-win situation for both the buyer and seller in a real-estate transaction. As long as the contract is legal and both sides honor their obligations, both parties will find that seller financing is much less costly than… more
What are the credit implications of a foreclosure? Is my credit…
08/29/2011
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A foreclosure can drastically upset your credit score and should only be considered as a last resort. Some who have gone through a foreclosure claim that the foreclosure dropped their score as much as 250 – 350 points. So if you had a near… more
Social Media Strategy: What are the important steps for YOU to take?
08/23/2011
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When starting your social media venture there are many questions along the way. One question to ponder; is everyone doing social media the same way? The answer to that question is no. Every product, program, and profession should have its own… more
Are You Ready To Fight For Your Home? How to Fight Foreclosure!
08/11/2011
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Foreclosure is something that many people think can never happen to them. The reality is it can happen to anyone. It happens to good, responsible people every day. There are many reasons that may leave us believing that foreclosure is the only… more
Hey I make my mortgage payments on time, but I want to short sale my…
07/27/2011
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Hypothetically, let’s say your boss transfers you to a new city. One of your biggest worries may be the prospect of having to sell your home during a housing slump. Even if you have been making timely payments, this is no time to take on two… more
Tips for the Single Buyer
07/19/2011
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Buying your first home can be a little intimidating… especially when you are doing it alone. Who said you can't do it alone, anyway? These days, more and more single people are heading into the home-owner's market. In fact, according to the… more
5 Debt Relief Tips That You Should Know During A Recession
07/15/2011
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With reports of a recession frequently in the news, more and more people are searching for ways to save money, protect themselves, and get out of debt. According to Mishaun Taylor, here are 5 simple tips for debt relief during worrisome talks of an… more
What is required to do a short sale?
07/05/2011
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In order to apply for a short sale, there must be a proven hardship of some kind. The bank wants to know what happened to make your expenses go up (medical bills, new baby, rate adjustment etc. ) or what happened to make your household income go… more
 
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Brian Pitcher

Salt Lake City, UT

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The Pitcher Group

Address: 1214 E. Wilmington Avenue, Salt Lake City, UT, 84106

Office Phone: (801) 893-1121

Cell Phone: (801) 891-6604

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