I have heard chatter over how the CFC program drastically effected the auto industry and how it is comparable to our HBC.

        Example: Before, auto dealers were begging for a car to be sold and when the CFC hit, they were rolling off the lot.Some

        Realtors compare how our housing market is being squeezed dry of properties and how listing agents are becoming dictators on who buyers "their" listing (typically/coincidentally it is themselves aka "double-ending"). My question is, seeing our past market fluctuation in the past two years; what is your prediction of Post-HBC and is it going to be similar to PRE-CFC where inventory is high (bank-owned properties) and buyers are scarce?My opinion is that eventually REOs going going to be more prevalent on the MLS and it is only a matter of time.