Wordless Wednesday - Spring is in Full Bloom at my listing on 33 Hartford Dr., Sewell, NJ - 04/29/09 09:54 AM

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Extra Large lot with possible subdivision- renovated single family home for $159,900 in Glassboro, NJ - 04/29/09 09:50 AM
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New Price for 33 Hartford Rd, Sewell, NJ - Single Family home in Washington, Township, NJ - 04/29/09 09:36 AM
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USDA Loans & FHA Loans - Be very careful of deceptive web sites - 04/27/09 03:37 PM

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):

BEWARE
              of web sites when searching for information. Who or what you think is behind a specific site might not be what you think.  Just as the picture, 'who is the man behind the mask'. Just as in mortgage web sites, are you dealing with the government such as HUD or USDA, or lenders and lead generators pretending to be someone else.
What leads me to this blog is because someone left a comment on one of my … (0 comments)

Be kind, be happy and focus! - 04/25/09 07:47 PM
 "Be kinder than necessary, for everyone you meet is fighting some kind of battle."
"Nobody realizes that some people expend tremendous energy merely to be normal." - Albert Camus
~ Albert Camus lead an extraordianry life by overcoming mnay shortfalls including living in poor conditions, contracting tuberculosis, losing his father at an early age and failed marriage. (Wikipedia)

"Being happy doesn't mean everything's perfect. It means you've decided to see beyond the imperfections."
"It's not what you gather but what you scatter that tells what kind of life you have lived. "- Helen Walton
~ Helen Walton was the wife … (27 comments)

It's summer time in New Jersey! - 04/25/09 03:45 PM
How about this crazy weather - one day we are bundled in sweatshirts and the next we want to go swimming!  I feel like I am back in Maine.
So now that summer has shown it's face here and there we have to start thinking about our summer plans.  Kids will be off from school, summer camps, vacations, swim suits, rotating the clothes in the closet.
So what are you gonna to do with the kids this summer?
summer camps pawn them off on family members use it as an excuse to take the summer off make them get a job … (3 comments)

Another Reason NOT to do it YOURSELF: Hire a Pro to Help you Fight Foreclosure - 04/21/09 10:50 PM

Via Regina P. Brown Real Estate on the California Coast:
After months, sometimes up to ONE YEAR of trying to negotiate their loan with their lender (to make their payments more affordable), some homeowners are giving up.
CNN's article "Folks losing homes dial 1-800; no one answers" at http://www.cnn.com/2009/LIVING/04/15/foreclosure.phones/index.html
WAIT!  You have options.  Don't just throw in the towel and walk away.
Yes, it's emotionally nerve-racking!  Yes it can be draining and depressing. But YES, your family's home is worth fighting for!!
That's why I recommend hiring an attorney and other professionals who specializes in real estate law and has extensive experience in negotiating with lenders.  Here's some … (0 comments)

Prepare for Homeownership, Months in Advance - 04/21/09 08:36 PM

Via Steve Kappre, Gloucester County, NJ Loan Officer/Mortgage Planner - 856.419.3561 (Treasury Mortgage):
More times than not, home buyers jump right into the home buying process ill-prepared. Maybe they see an open house sign. Or maybe their co-worker is buying a home and they want to be part of the action. In any case, a little research and preparation can make a huge difference in the success of your home-buying experience.
Here are a handful of tips to consider if you are planning on buying a home.
Talk to a mortgage professional months before you plan to buy.  Talking to an experienced professional can help you … (0 comments)

Margaret E. Heggan Free Public Library, Sewell, NJ - Serving Washington Township, NJ - 04/17/09 04:08 PM
 
Welcome to the Margaret E. Heggan Free Public Library
Located in Washington Township, Gloucester County, New Jersey 208 East Holly Avenue
Hurffville, NJ 08080
Phone: 856-589-3334Fax: 856-582-2042Email: info@hegganlibrary.org
HOURSMonday - Thursday  10 am - 9 pm
Friday - Saturday  10 am - 5 pm &  Sunday   12 noon - 5 pm
 



 
For a more information visit their website.
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10 More Free Ways to Promote your Website! - 04/17/09 03:50 PM
No matter what your are promoting - you can use the exposure!
Take a look at the list below and see for yourself!
Via Paul McParland-Lakezilla & Mountainzilla Lake Homes for Sale, Mountain Homes (LakeZilla.com - Mountainzilla.com):
In my continuing list of Free Ways of driving traffic to your site...
1) Twitter ...I know this is obvious to most, Twitter is the KING of social bookmarking!
2) Site Maps...using these will help the bots find your site.
3) Squidoo.com...get a squidoo lens going
4) Yahoo Answers...you will thank me for this!
5) Epinion.com...everybody has one!
6) Get links from sites related to yours.
7) … (2 comments)

Junior Achievment of New Jersey - I was a teacher today! - 04/17/09 03:37 PM
Today I spent the day in my son's 4th grade class at Wedgwood Elementary School in Washington Township, New Jersey.  I volunteered my time to teach material provided by the Junior Avchievment Program in New jersey.
I must admit, a few weeks ago when I picked up my package I was a little, ok a LOT overwhelmed.  I was going to be standing infront of 25 Fourth Grade students for over 4 hours! Presenting materials that I hadn't studied since I was in fourth grade.
So I studied hard the night before and prepared the materials for the 5 lessons!  I had … (2 comments)

Open houses in Washington Township, NJ this weekend 4/19/09 - 04/15/09 03:57 PM
Looking for something to do this weekend?
Stop by one of the many open houses happening in your community, here is what the map looks like.  Hard to read I know, but just call or e-mail me and I would be happy to send you a detailed list of the properties available, you never know you just might see some thing you like!












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Mortgage Assistance for New Jersey Homeowners - HPRP, HMFA, DCA - 04/15/09 11:52 AM
Legal Services of New Jersey has an AntiPredatory Lending Project, which provides representation in certain foreclosures cases, and provides advice and referral for anyone who meets their eligibility criteria.  Individuals can call the Foreclosure Assistance Hotline at 1-888-989-5277.

HMFA  or The New Jersey Housing and Mortgage Finance Agency, has developed a program for homeowners in need of assistance.  HPRP or Homeownership Preservation Refinance Program which helps homeowners whose current mortgage is no longer suitable for their financial situation.
Also, the DCA Homelessness Prevention Program can assist with up to three months of Mortgage Assistance.  The Hot Line is 888-889-6270.
Click … (0 comments)

Open House at 33 Hartford Rd, Sewell, NJ ~ Washington Township - 04/14/09 09:36 PM
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"Living the Green Life" Earth Day 2009, Washington Township, NJ - 04/14/09 09:25 PM
The Washington Township Environmental Commission and Park Rangers Present:
Earth Day 2009 ~ Living the Green Life"

 
 
 
 
 
 
 
 
 
 
 
 
For a complete list of the days events visit the Washington Township website at www.twp.washington.nj.us
 The following items will be collected for re-use and recycling:
Batteries (no larger than 4x4 Cell Phones Eyeglasses Hearing Aids Printer Cartridges Spring Plants (to be replanted at the park) Used postage stamps  











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Single Family homes for Sale in Washington Township, NJ - Bridget Cella, e-Pro Weichert Realtors - 04/13/09 10:37 AM

 
 
Looking for single family homes in Washington Township, NJ
Click on the FOR SALE sign to the right and get started!

First time home buyer?  Check out this link for more information about the possible $8,000 tax credit!

 











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Condo and Townhome living in Gloucester County, NJ ~ Affordable and Stress Free! - 04/13/09 10:22 AM
Looking for an affordable and hassle free way to live?  Have you considered a town home?
You mayhave asked yourself what the difference between a townhome and a condo is?  Are your responsibilities as a homeowner different?  Are you responsible for other people's trash, fees etc.?
Here are a few FAQ's that might help you make a decision as o whether it is right for you:
Definitions:
Condominium    A type of ownership in real property where all of the owners own the property, common areas and buildings together, with the exception of the interior of the unit to which they have … (2 comments)

Autism Awareness Month - 04/11/09 08:34 PM
Education and Awareness of Autism in April!
Via Melina Tomson, M.S. Salem Oregon Real Estate Specialist (Tomson Burnham, llc):
The other day my daughter's kindergarten teacher and I were chatting as I was picking up my son from Chess Club.
She had to send my daughter to the library.  My daughter wasn't in trouble, but her class was.  See...my daughter has ASD, that is Autistic Spectrum Disorder.  While much improved, she tends to repeat questions that are asked of her as her brain tries to process what people are saying.  It gets a lot worse when she is anxious, and school makes her … (0 comments)

No one WANTS what no one else wants! - 04/10/09 10:35 PM
Helpful words for sellers!  Keep your mouth closed!
Via Diane Testa (Prudential Fox and Roach):
A home buyer was recently looking at a house that they were very interested in. When they went through the homeowners were gracious and although they were home, helped the interested party feel comfortable.
Then the mistake... the sellers, in their frustration with the market conditions in their area, blurt out that they have not had any showings, none, zilch, in the over 6 months that they had their house on the market.
Now, not only is this incredibly a bad idea, but also makes a great point. Seller's … (4 comments)

10 Valuable Thoughts - 04/10/09 10:11 PM
Some thoughts about life - enjoy!
Via Roland Woodworth "Clarksville-Fort Campbell Area Realtor" (Exit Realty Clarksville):
You'll have what you are willing to accept No one can stop you permanently unless you allow it The possibility for success stops when you do You will never have it all together. No one is perfect Problems are defeated when they are solved If you don't begin you can't arrive Your day can't be ruined without your permission Life is a journey, so learn to enjoy the trip It's OK to have a little fun in life Time is too short not to learn from … (0 comments)

Ugly homes - who wants them? - 04/10/09 10:02 PM
I know you have seen the signs around your town, on tv and all over the internet!  So who are these guys and how do they do it?
 

I ran a Google search for "Ugly Homes" to see what I would pull up, I was surprised to see how many sites have these key words:
Wow!  521,000
 
 
So my question to you is have you or anyone you know used a company like this and, 
 if so what was your experience?
 
Did they give you your price?
Did they make arrangments for closing, getting payoffs etc?
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Happy Easter! Be Thankful! - 04/10/09 09:41 PM

 
Wishing everyone a great Easter Holiday!
Take this time to reflect on what the year has brought you. 
You may have received something you always wanted, be thankful!
Maybe a friend you haven't seen in a while contacted you, be thankful!
Those favorite pant sin the bottom of your drawer are fitting you again, be thankful!
Maybe your husband or wife surprised you with some flowers or chocolate, be thankful!
The sun was shining today and you could feel the wind blowing on your face, be thankful!
By now you are getting the idea, be thankful for everything you … (0 comments)

Open House Anytime in 20 Minutes a Day - 04/09/09 08:32 PM
Selling your home?  Here are a few tips to make "showings" less stressful.
Via Marla Schneider - Move with Marla (The Marla Schneider Team):
If you're trying to sell your home, you know the realtor could call for a showing at any time. Trying to keep a house clean for open house days can be a little stressful, but following a short daily routine may prove helpful. Luckily for the seller, if the house is well kept, this routine should take about 20 - 30 minutes to complete.
Starting will be easiest in the kitchen. Load the dishwasher, wipe down the stove, the … (0 comments)

Do I Need a Realtor? 13+ Questions to ask yourself when you are thinking about FOR SALE BY OWNER (FSBO) - 04/08/09 11:11 PM
So you want to sell your home, but you are not sure if you can do it yourself.
Here are a few questions that you need to ask yourself, then you be the judge:
Am I educated about the inventory of homes in my neighborhood, so that I can price my home correctly? Can I properly advertise my home to over 32,000 Realtors and 100,000's of potential buyers? Do I know a sign maker, what should I put on my sign? When can I be available for showing my property?  How many calls should I expect a day, week, month?  When … (0 comments)

Angelman Syndrome Foundation Walk-A-Thon in Philadelphia, May 16th, 2009 - 04/08/09 12:06 PM
Hello Everyone,
My son Nicholas has a rare disorder called Angelman Syndrome, for th epast few years I have been the chair person for the Philadelphia location.  Please take  afew moments to look over the information below and learn more about this syndrome.
Feel free to join us may 16th, 2008 at Cooper River Park, Pennsauken NJ - Registration starts at 8am!

The Angelman Syndrome Foundation is excited to announce our National Walk-A-ThonOnline Registration and Walk Personal Fundraising Pages are now open at www.angelman.org.  Visit www.angelman.org/walk-a-thon to learn more.
  
Together we can raise over $1 million dollars to … (2 comments)

Parents helping their children buy a home! "With Your Help" - 04/06/09 11:58 PM
I must say that I am pleased to work for such an innovative company!

 
Weichert Realtors launches a new ad campaign "With Your Help" targeting parents who are helping their children capture the American Dream of Home ownership!
 
 
"Many of you are parents -- as I am -- and know
the feeling of wanting the very best for your
children. Getting married, starting a family, a
successful career and owning a home are some
of the wishes parents have for their kids. With
market conditions being so favorable for first-time buyers, now is
the perfect time for … (4 comments)

First Time Home Buyer Tax Credit Info & Resources - 04/06/09 11:28 AM
I saw this info today and thought that it was easy to understand!
 
Via Mark Bruno (Monterey Peninsula Home Team - Carmel, CA - Coldwell Banker):
NAR has put together a couple of helpful resources for individuals looking for insight into how specifically the "First Time Home Buyer Tax Credit" really works.  I ran across this info and thought many of you could benefit from it.   

Click here for a list of commonly asked questions relating to the credit.  
The IRS First Time Homebuyer Tax Credit Form can be downloaded here. 
Hope this helps you first time buyers out there.
Mark
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First Time Home Buyers get off the fence! Now is the time to make your move! -Sewell, NJ - 04/05/09 10:25 PM
What else are you waiting for?
Rates are still low, home prices are at the bottom, inventory is at it's highest!
People want to sell, take advantage of it!

 
 
So whether you are looking for a fixer upper?

Or PERFECTION,

Let's get started today!!!!!

















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April is "Autism Awareness" Month - 04/05/09 09:22 PM
By now either you know someone with Autism or have heard of someone, or maybe your loved one has Autism.
This vey wide spread epidemic has been spreading very quickly and has no cure (as of yet). 
Check out these sites for more information:
 

 
        
 
So take a moment and learn about this very prevelent illness that is taking over 1 out of 150 children!
An illness that robs some children of speech, some children touch and some peace.  Offer support to those families who feel alone or who need a friend! 
 



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Rainmaker_large

Bridget Cella, e-Pro Realtor

Sewell, NJ

More about me…

Re/Max Connection

Address: 5701 Rt. 42, Turnersville, NJ, 08012

Office Phone: (856) 228-7990

Cell Phone: (609) 352-1667

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