Attention Home Buyers-OWN A HOME WITH $100 DOWN!!!! - 01/18/08 03:54 PM
It's official folks, I am now offering the new FHA program that only requires $100 down on HUD Repos!!!  Now this, my friends, is great news!  With FNMA & Freddie Mac cutting back on products, FHA is stepping in to put that spark we need in the housing market.
CALL ME NOW TO APPLY!!!  As we have all seen lately, the programs available today may not be available tomorrow!!!
Call for details, certain restrictions apply.  This is not a commitment to lend.  All loans are subject to credit approval.  FHA has no minimum credit score required, so don't hesitate to apply!  Knowing is … (2 comments)

FREE MARKETING for Realtors, Investors & FSBO's - 01/17/08 01:00 PM
If you haven't had a chance you check out my website, today would be a good day to do it!!  I have a special real estate section exclusively for Realtors, FSBO's, Investors, and builders located in North Carolina, Ohio, & South Carolina.  And it's FREE!!  Not only is it free, but if you are the actually seller of the property (the listing agent or the owner), I will run ads about the property for you!!!  I belong to over 200 websites to advertise these on, not to mention the traffic I'm driving to my site!!  You certainly can't argue with the … (4 comments)

Should we expect a BIG RATE CUT in the near future? - 01/06/08 10:29 AM
If Wall Street gets their way, they will. 
Wall Street is pushing for the Federal Reserve to slash interest rates, after the unemployment rate sky rockets to 5% in December.  Job growth came in well below forecasts.  They predicted 70,000 jobs to be added, and it seems that only 18,000 jobs were added to the Nation's payrolls.
Worries of a recession plaque the nation, as unemployment rises, and the housing market crashes.  The President seems to finally be (in a not so upfront way) admitting that the economy is not in such a "strong" state as he has indicated over and over … (3 comments)

**IMPORTANT information regarding DECLINING markets - 01/04/08 12:36 PM
FNMA & Freddie Mac have both restricted the maximum loan-to-value and combined loan-to-value ratios for properties located within a declining market to five (5) percentage points less than the maximum permitted for the selected mortgage product.
 
Please see FNMA Announcement 07-22 dated Dec. 5, 2007 and Freddie Mac Bulletin dated Nov. 15, 2007 for more detailed information. 
 
Please see the attached PDF chart for refinance transactions 3Q 2007 House Price Index Report
 
Please visit this link for purchase transactions » 3Q 2007 Purchase-Only Indexes for Each State (TXT)
 
I spoke with the OFHEO office, and they explained … (4 comments)

 

Shawna Marie Ulrich

Cuyahoga Falls, OH

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AmeriFirst Mortgage

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