information: Value VS Cost - 04/06/08 12:29 AM
There is always a lot of discussion about agents charging too much and that we should discount our commissions. Some agents must agree with the consumers, which is why you see more and more discount brokerages popping up around the country.
It always amazes me how many of these discount brokers never … (5 comments)
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information: Is Your Credit Hurting You? - 03/31/08 10:36 PM
While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I’d like to quickly share with you how your credit score could be costing you a fortune… in more ways than you can imagine.
We all know a low credit score will make everything … (0 comments)
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information: Setting Goals When Buying a Home - 03/31/08 10:14 PM
Do you set goals when planning to make a move? Did you know that most home buyers are making one of the largest mistakes by not planning their purchase? Follow these steps to help you make a plan when deciding to make a move.
Your goals must be specific, detailed, and … (0 comments)
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information: Do You Need Credit REPAIR? - 03/28/08 12:41 PM
We all know how important credit is these days and how difficult it is to receive information on what you need to do to effectively raise your credit. Well now is your opportunity to discover step by step what you need to do to get your credit raised.
If you can … (0 comments)
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information: Dirty Secrets of the Banks - 03/27/08 11:10 AM
In recent years, banks have adopted some practices that impose high fees and other penalties on some of their most vulnerable customers. We'll take a look at two of the most dangerous pitfalls, and show you how to avoid them.
THE UNIVERSAL DEFAULT CLAUSE
Banks have been promoting low "teaser" rates … (0 comments)
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information: CREDIT REPAIR True and False - 03/26/08 10:37 AM
There is lot of information available about credit repair, but so much of it is conflicting, it's easy to get confused. The credit bureaus themselves would like consumers to believe that there is nothing they can do to improve their credit ratings. There are unscrupulous credit repair companies that guarantee miraculous, … (0 comments)
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information: Are You in Need of CREDIT REPAIR? - 03/22/08 10:06 AM
Are you in need of CREDIT REPAIR?
We all know how important credit is these days and how difficult it is to receive information on what you need to do to effectively raise your credit. Well now is your opportunity to discover step by step what you need to do to … (0 comments)
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information: Challenges to Effective and Persuasive Communication Part 3 - 03/10/08 11:13 AM
Imparting and Implanting understanding and feeling into the mind and heart of the listener is the third challenge to effective communication. If your listener or reader doesn't understand what you are saying and feel what you are feeling, then the communication has not been truly effective and persuasive.
Notice also that … (1 comments)
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information: Challenges to Effective and Persuasive Communication Part 2 - 03/07/08 03:47 PM
Once you grab your listener or readers you have to hold their attention levels high throughout the entire communication. Your readers or listeners could very easily become distracted.
You will have to do something to keep them focused, or to at least draw their focus back into the communication when making important … (2 comments)
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information: Challenges to Effective and Persuasive Communication Part 1 - 03/06/08 03:51 PM
We as real estate professionals need all the help we can in our communication for marketing and dealing with clients. Following this 4 part tips that will help you drive more traffic to you and ultimately make you more successful as a real estate professional.
Grabbing the Listeners Attention.
We live in a … (0 comments)
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information: How not to make a big mistake with Google ad words - 03/05/08 05:35 PM
I have been seeing lots of websites of agents with Google ad words on them. The problem is that these agents are losing business to competitors. When you place an ad word campaign on your website it is topics related to your website.
Therefore if you are a realtor you're going to … (6 comments)
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information: Do you offer add-ons in your real estate business? - 03/05/08 05:31 PM
If you don't you are missing out on a huge part of your business. As real estate professionals we are leaving money on the table when dealing with buyers and sellers.
When you go to a restaurant what do they try to add-on or up sale to you? First they ask you … (3 comments)
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information: Do you give away too much for FREE? - 03/05/08 10:09 AM
As real estate professionals we are programmed to give away free stuff. But when are we giving away too much free stuff? Can we put a price on information? To us information is just that. We don't see the value in it because we haven't looked to discover how much we … (0 comments)
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information: Options for Sellers In Default - 02/29/08 09:35 AM
No one is prepared to loose his or her home. That is why I made this article so you as a homeowner know what you can do to bring your house current or provide a way out so you don't have a foreclosure on your credit.
1. Offer to Sell- You could … (2 comments)
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information: Why your home isn't selling? - 02/28/08 08:35 PM
Lets face it, homes these days are sitting longer and selling for less. Why the big change? The banks were too greedy and now most of them are in a world of hurt. Lets take a look at what the banks did or didn't do to create such a problem.
One of … (0 comments)
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information: Are You Being Forced to Sell Your Home? - 02/25/08 04:52 PM
Are you being forced to sell your house?
There is nothing more stressful than knowing that you are losing control of you home. I have had family members fall into the same financial state and I understand the pressure you are under. I also know that when you are behind on your … (0 comments)
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information: Should you use a Credit Repair Company? - 02/19/08 11:45 AM
Credit repair companies are high-pressure firms that over-promise and under-deliver. They usually charge high up front fees and promise to fix our credit. Some even cite possible loopholes in the law that can force creditors to remove bad ratings from our credit report. We can do a lot on our own … (1 comments)
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information: Better to be ‘Satisfied’ than to be ‘Settled’ - 02/19/08 11:43 AM
When negotiating with a collection company to pay off a debt we need to understand the difference between ‘satisfied' and ‘settled.' These two terms can have two very different impacts on our credit scores.
A settled account is derogatory while a satisfied account is viewed more positively.
A settled account means that you … (0 comments)
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information: Avoid having high balances on your credit cards - 02/18/08 04:09 PM
When multiple revolving balances have exceeded their credit limits, credit scores drop substantially. Credit scores are affected when one or more revolving loan balances exceeds 50% of its limit. The risk increases when multiple revolving accounts exceed 50% of their credit limit ratio. The more loans, the greater the impact on … (0 comments)
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information: Looking past your lack of know how to get what you want - 02/15/08 01:56 PM
Homeowners are you worried about the current state of the real estate market? Let me say that you shouldn't be. Why? Because everything you hear comes from the media and what they say is never right. The media likes to play on your emotions. That is how they get you coming … (0 comments)
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information: How do you see yourself? - 02/12/08 05:05 PM
We are all on different levels in our lives. Some are just starting and some are ready to get out of real estate after many years in the business. As a new agent begins his/her journey as a real estate professional he/she is up against some basic skill. A new agent … (0 comments)
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information: For Sale by Owner 10 Inside Tips for Selling Your Home Yourself - 02/06/08 03:53 PM
If you ask anyone who has ever tried to sell their home themselves they'll tell you that from the moment the "For Sale by Owner" sign goes up, the phone begins to ring. Unfortunately, many of those calls will not be from prospective buyers, but rather from real estate agents looking … (0 comments)
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information: How different loans can have different impact on your credit score? - 02/05/08 11:10 AM
Did you know that various loans and lender provide different values to credit? One lender from another can have a positive or negative impact on your credit. How do you know what lender are good and which ones are bad?
Limiting our credit to one type of loan can hurt our … (0 comments)
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information: The #1 Mistake A Home Buyer Makes - 02/04/08 12:28 PM
Buying a home can be an exciting and challenging time. There is one big mistake that almost all homebuyers make that ends up costing them thousand of dollars.
The number one mistake that homebuyers make is not checking their credit before looking at any properties. If you want to save thousands of … (0 comments)
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information: Nine Steps to get your home sold - 01/31/08 01:01 PM
The Real Estate Market Has Changed . . .
"Buyers are far more discriminating, and a large percentage of the homes listed for sale don't sell the first time. It's more critical than ever to learn what you need to know to avoid costly seller mistakes in order to sell your … (0 comments)
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information: Benefits of Seller Financing - 01/31/08 11:43 AM
There are certain advantages to offering terms...
The selling price is rarely negotiableYou'll get immediate action on your listingsYou'll get more offers on you listingsThere are thousands of buyers that want to buy on terms
What do you do so everything is legal and the bank won't object? Use a Contract of Sale. … (1 comments)
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information: Why You Shouldn't Buy Directly From A Builder - 01/28/08 01:09 PM
How to reduce costs and risks when buying a new house.
There's something appealing about a brand new house -- you get to pick out the carpet, drapes, and appliances, and have everything designed just the way you want it. New houses often come with more space and better appliances, require … (0 comments)
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information: Portrait of an Achiever - 01/28/08 12:11 PM
Everyone wants to achieve in all that we do, but do we give up long before we become successful? Below is an example of one of the most famous Presidents of the United States and what he had to do to achieve his goals.
Portrait of an Achiever
· 1832 Failed in business- … (1 comments)
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information: Automated Home Feedback System GUARANTEES to keep you informed! - 01/25/08 10:57 AM
Our VIP Seller Service provides you with timely, online, direct feedback from prospective buyers -- Your home will sell FASTER and for MORE money!
Let me share an ugly truth about selling real estate. Most real estate agents are usually far more concerned about generating new listings than they are about selling … (0 comments)
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information: Think Twice Before Asking Realtor Friends For A Discount - 01/24/08 04:57 PM
I will have to say that this is a hard subject when it comes to asking friends or family member to discount their cost to help you out. We all want to get the best deal and pay the least amount of money that we have to, but at what cost … (0 comments)
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information: Buy down interest rates for helping your home sell - 01/22/08 01:32 PM
You can offer terms to the buyer to make your home even more attractive. You can buy down their interest rate or give the buyer a very low starting rate- like 4%- for the first 3 years of their loan. There are many "tricks" you can use, if you want.
Offer a … (0 comments)
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information: The pursuit of the real estate truth - 01/21/08 07:49 PM
Where and how people get information.
With changes in the market brings loads of information from friends, family, neighbors, and the media. How do you know what is truth and who to listen to? Most information we hear says what a bad time it is in the real estate market with prices … (1 comments)
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information: Sellers Got Pictures? - 01/18/08 04:31 PM
Do you know how many pictures your agent has taken and is using? How many pictures are you using to advertise your property if selling yourself?
What I have discovered will blow your mind!
Did you know that some buyers will not even take a second look at a home that doesn't … (0 comments)
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information: 6 Mistakes To Avoid When Trading Up To A Larger Home - 01/17/08 10:29 PM
Unlike the experience of buying a first home, when you're looking to move-up, and already own a home, there are certain factors that can complicate the situation. It's very important for you to consider these issues before you list your home for sale. Not only is there the issue of financing … (0 comments)
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information: 6 Things You Must Know Before You Buy - 01/16/08 11:54 AM
Mortgage Regulations Have Changed . . .
Mortgage regulations have changed significantly over the last few years making your options wider than ever. Subtle changes in the way you approach mortgage shopping and even the small differences in the way you structure your mortgage can literally cost or save you thousands of … (0 comments)
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information: Don't tell me you used a discount broker? Discount brokers uncovered - 01/15/08 08:04 PM
You might first be asking what is a Discount Broker? These are real estate brokers or agents that will give you large discounts or breaks for their services. There are thousands of different variations of a discount broker but that is the basic concept.
Now let me ask you a couple … (0 comments)
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information: How To Make Insane Amounts of Money Off Of Your Home - 01/15/08 11:44 AM
In this special report you will learn:
How to make up to $50,000- $100,000 or more when you sell your homeHow to create monthly cash flow of $200-$500 or moreHow to use your house as a financial weapon
Yes, your home can create an awesome immediate profit for you as well as … (0 comments)
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information: Tips On How To Control Your Tenants - 01/14/08 06:26 PM
I always see lots of topics on how landlords handle their rentals. If you want to continue to have rentals, here is what I would do if it were my property. I do not recommend doing leases longer than six months. Here is what I would do.
First make it clear that … (0 comments)
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information: Why Rentals Are A Bad Idea - 01/12/08 05:25 PM
I went to lunch with a friend the other day that owns a few single-family rental units. He was quick to let me know that he was tired of all the real estate stuff. So I started to ask him some of the following questions:
Are your properties currently rented out? His … (0 comments)
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information: If an Agent calls you to List your home DON’T DO IT! - 01/11/08 04:13 PM
Whether you are a For Sale by Owner or looking for that right agent or broker to sell your home, you could be making a big mistake. Let's first make one thing clear about selling a home. Selling a home is just like selling any other product: if it is correctly … (0 comments)
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