|
| |
credit report with bill lewis: A Truly Free Credit Report Without Cost or Fee - 02/26/10 09:43 AM
Have you ever been denied credit, goods, benefits, services, employment and/or insurance? Do you have a problem with "free" credit reports that are often bundled with credit scores and/or credit monitoring services and steep monthly fees? If so, you are not alone.
As part of the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (commonly referred to as the Credit Card Act of 2009), advertisements for credit reports will soon require enhanced disclosures to help consumers avoid confusing "free" offers. These offers often require consumers to spend money on credit scores and/or credit monitoring while the "no-strings-attached" credit reports available … (0 comments)
|
credit report with bill lewis: Loan Modification Licensure in Florida - an Industry No Longer Without Regulation - 01/06/10 09:20 AM
The days of simply opening up shop and starting a loan modification business have come to an end in Florida. Individuals or businesses providing loan modification services must now be licensed as a mortgage broker by the Florida Office of Financial Regulation (OFR) in order to conduct business.
The Florida legislature recently passed Senate Bill SB 2226. This law makes significant changes to Florida's mortgage brokerage law - Chapter 494, Florida Statutes - effective January 1, 2010. In particular, the new law specifically covers negotiation of existing loans as being part of the duties of a mortgage broker. As such, any … (1 comments)
|
credit report with bill lewis: Credit Card Act of 2009 - A Primer to Basic Consumer Protections - 01/05/10 11:36 AM
In an ideal world, one would not worry about the recession, high unemployment rates, the foreclosure epidemic and the never ending debt load carried by the average American. In what has been commonly referred to as the "Year of the Consumer," 2010 has a lot to offer in the way of federally mandated "changes" as it relates to the credit card industry.
With less than 30 days until enactment of The Credit Card Accountability, Responsibility and Disclosure Act of 2009 creditors and financial institutions are doing their very best at circumventing the new law, also known by its short title - … (0 comments)
|
|
|
|
|
|
|
|
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
© 2012 ActiveRain Corp. All Rights Reserved
;)
;)
