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credit restoration consultants: Loan Modification Licensure in Florida - an Industry No Longer Without Regulation - 01/06/10 09:20 AM
The days of simply opening up shop and starting a loan modification business have come to an end in Florida. Individuals or businesses providing loan modification services must now be licensed as a mortgage broker by the Florida Office of Financial Regulation (OFR) in order to conduct business.
The Florida legislature recently passed Senate Bill SB 2226. This law makes significant changes to Florida's mortgage brokerage law - Chapter 494, Florida Statutes - effective January 1, 2010. In particular, the new law specifically covers negotiation of existing loans as being part of the duties of a mortgage broker. As such, any … (1 comments)
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credit restoration consultants: Credit Card Act of 2009 - A Primer to Basic Consumer Protections - 01/05/10 11:36 AM
In an ideal world, one would not worry about the recession, high unemployment rates, the foreclosure epidemic and the never ending debt load carried by the average American. In what has been commonly referred to as the "Year of the Consumer," 2010 has a lot to offer in the way of federally mandated "changes" as it relates to the credit card industry.
With less than 30 days until enactment of The Credit Card Accountability, Responsibility and Disclosure Act of 2009 creditors and financial institutions are doing their very best at circumventing the new law, also known by its short title - … (0 comments)
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credit restoration consultants: Complete Credit Repair only $1,499.00 by Credit Restoration Consultants - 11/11/08 08:09 AM
Experts are talking recession and families are wondering how to protect their financial security. With the foreclosure epidemic, unemployment at an all time high, and Congress scrambling to bail out the financial industry, many consumers are experiencing severe stress as it relates to their economic stability and general well being. Although gasoline prices have fallen into the low $2.30 range, the economy is struggling with food prices and professional services that have increased at alarming rates. As a result, many families have scaled back on their spending to include only the necessities.In an ever worsening economy your good name and reputation … (0 comments)
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credit restoration consultants: Credit Restoration Consultants Joins the President's Council on Service and Civic Participation - 09/05/08 11:59 AM
Credit Restoration Consultants - a credit service organization specializing in the restoration of consumer credit worthiness and identity theft - has a long proud history of volunteer service. Our volunteers are working to meet the needs of their neighborhoods and the community by participating as committee members or volunteers in the Weston Relay for Life, an American Cancer Society event, as well as with the Starlight Starbright Children's Foundation.
In recognition of these outstanding achievements, Credit Restoration Consultants is proud to announce the availability of the President's Volunteer Service Award, a prestigious national honor offered in recognition of volunteer commitment. Established … (0 comments)
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credit restoration consultants: Micro-Mini Version of the Credit Restoration Consultants Hour - 08/24/08 06:54 AM
Have bad credit? Need credit repair? Care to repair your own credit or even hire a credit service organization? Before you do so, you should tune into the micro-mini version of the Credit Restoration Consultants Hour with credit repair expert Bill Lewis. Are you unable to tune into Bill's regular show on AM 1470 WWNN weekday's on the 9's - at both 9:00 a.m. and 9:00 p.m. eastern time? If so, tune into the micro-mini version of the Credit Restoration Consultants Hour each and every morning at 6:30 a.m. eastern time on WSBR 740 AM, south Florida's only Money Talk station. For those listening online, … (0 comments)
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credit restoration consultants: Child Identity Theft - 08/04/08 09:44 AM
A new variation of identity theft has substantially gained in popularity over the last four years - child identity theft. Child identity theft occurs when a child's identity is used by another person for the imposter's personal gain. The perpetrator may be a family member or someone known by the family. It could also be a stranger who purposely targets children because of the lengthy time between the theft of the information and the discovery of the crime. The Federal Trade Commission says child identity theft has tripled in the past three years. The FTC reported 8500 cases in 2003, more than 14,000 in … (2 comments)
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credit restoration consultants: Stop the Bill Collector with a Simple Cease and Desist Order - 08/04/08 09:39 AM
Debt collectors are highly motivated to convince debtors to pay the debt because they frequently work on a low base pay plus commission. This business model has created the reputation for bill collection agencies that we know today.The collector might engage in threatening behavior and harassment. However, like any other business they are governed by laws that prohibit certain abusive practices.There are three reasons for a debt collector to contact you: your creditor has not received a payment from you within the time frame discussed in the contract; you are a victim of an identity theft meaning someone used your identity … (1 comments)
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credit restoration consultants: Bad Credit - Credit Repair - Fix Bad Credit - Credit Restoration - 08/04/08 09:34 AM
Have bad credit? Need credit repair? Care to repair your own credit or even hire a credit service organization? Before you do so, you should tune into the Credit Restoration Consultants Hour with credit repair expert Bill Lewis. Bill can be heard weekday's on the 9's - both 9:00 a.m. and 9:00 p.m. eastern time - on AM 1470 WWNN. For those listening online, streaming audio can be accessed at www.WWNNRadio.com by clicking on the listen live link.
Credit Restoration Consultants is a credit service organization specializing in the restoration of consumer credit worthiness and identity theft. We assist consumers in … (3 comments)
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