Pre-APPROVED or Don't Offer! - 05/31/07 03:26 PM
… (4 comments)

Is the water Muddy or Clear??? REOs, BPOs, Asset Managment & the Realtor - 05/30/07 01:33 AM

Is the water muddy?
I am ready now to bloom out into approaching banks to sell REOs (A REO is a bank owned property.  A property that has already been foreclosed on by the bank). But first, I want to know what some of the pitfalls and success stories are on this.  I have the confidence that I can do it, it is just another branch of being an agent.  However, I am not sure of the right approach to getting my foot in the door with the banks. 
I wonder if the banks are as rude, and non caring about the property once they … (5 comments)

Short Sale Worksheet example and suggestions - 05/29/07 12:12 AM
 
After reading several posts on short sale and what the bank wants and how it all works, I thought I would share with you how to present a worksheet to show just what fees and how much each are.  Hoping that this might help you in your negotiations with the lender/bank. And its broken down in good fashion to share with the seller for a simplified version of all the numbers that the lender/bank will be considering.
Before you get to the point of receiving a counter back from the lender you will need to send in the required paperwork to request … (12 comments)

Lathrop, Ca - Want to relocate to Lathrop, CA? - 05/28/07 01:45 PM

Lathrop, CA is growing!  Located south of Stockton, CA and while some parts of Lathrop is a bit too close to Stockton and does experience some of the fast pace, Lathrop is growing and expanding.  Check out the far south Lathrop!  A while community with schools, shops, banks and many fine communities to raise  your children and make a fine live for your family.
Some of the builders that are helping build up Lathrop:
KB Homes, Meritage Homes, Pulte, Richmond American, Shea Homes, Pacific Mountain, and more. The planning for Lathrop is endless.
Population (year 2000): 10,445. Estimated population in July 2005: 13,116 (+25.6% change)
… (3 comments)

Heart or Wallet? or both? - 05/28/07 12:27 PM
… (2 comments)

Recipe for a Successful Sale - 7 main ingredients - 05/27/07 02:59 PM
                                                 Seven Main Ingredients that Make up a Sell / Purchase.
                                        When all of the following ingredients are in agreement...
  
Location:
To coin the favorite phrase of appraisers: "Location, Location, Location."  The pricing of your property must reflect its location.
Condition:
The upkeep and presentation of your property is crucial to obtain the highest value for your home in any given market at any given time.
Price:
Price is the number one factor in the sale of a home.  A property is really only worth what one person is willing to pay another to gain ownership of it.  Price must be in direct relationship to the … (6 comments)

Power in Numbers - Good for Realtors on the Go! - 05/27/07 08:18 AM
Yet another cost effective and useful suggestion.
I have an toll free number that is a "follow me" number.  Anywhere I am I can get my calls.  If I put my office number or cell number on my business card, get a follow me number and route all my calls from the business card to this follow me number, I will get my calls whereever I am.  I don't have my cell with me and want my calls to go a certain other phone, I just reroute the calls to that phone!
I use http://www.kall8.com/, it is so so effective.  They office several … (5 comments)

Effect Bankruptcy Chpt 13 has on Short Sale? - 05/27/07 07:07 AM
Losing the house
I did some research on what other options a seller has in being successful in obtaining a short sale in the case where either they simply ran out of time and the auction was set or the lender was sitting on the request for short sale and the time ran out.
The other option I found was filing Chapter 13 - bankruptcy.  Here is what I found:
Under bankruptcy law, filing for bankruptcy can temporarily delay a foreclosure. The lender must file a motion asking for the foreclosure to proceed.One of the myths about filing for bankruptcy protection is that it can … (34 comments)

Blogging can help your business! - 05/24/07 11:44 AM
Blogging can help your business!
In my search to figure out how blogging really can help me as a real estate agent.  Since it does take up allot of time I wanted to make sure I wasn't just getting into another hobby and something to relax me but might not be something that will help me generate business. 
These are some of the reasons that got my attention and I wanted to share/refresh/remind you of these reasons and ask you to tell me why blogging is good for you.
lead generation (i.e., meeting prospective buyers and sellers) Alternative income source Free marketing … (0 comments)

Blogging can help your business! - 05/23/07 01:04 PM
In my search to figure out how blogging really can help me as a real estate agent.  Since it does take up allot of time I wanted to make sure I wasn't just getting into another hobby and something to relax me but might not be something that will help me generate business. 
These are some of the reasons that got my attention and I wanted to share/refresh/remind you of these reasons and ask you to tell me why blogging is good for you.
lead generation (i.e., meeting prospective buyers and sellers) Alternative income source Free marketingIncreases credibilitybrand awareness competitive advantage over … (2 comments)

Be Safe, Be Alert! - 05/23/07 11:04 AM
Be Safe, Be Alert!
… (5 comments)

Be Safe, Be Alert! - 05/23/07 10:24 AM
… (3 comments)

Be Safe, Be Alert! - 05/23/07 09:20 AM
Be Safe, Be Alert!
I thought I would pass this on to the readers.  It was posted on Metrolist on 5/22.  This is something that we all need to be alert to and be very watchful of what is going on around us.  This is not the first time I have seen alert of foul play - there was a molester that lived in San Jose, got out of jail and started right back to the same behavior and he was visiting real estate offices as if he was a potential buyers!  Talking about scary.
Although, I work with my daughter and that … (3 comments)

Nehemiah Program - helps make the dream of homeownership come true for many - 05/21/07 05:26 PM
Lets talk Real Estate - Down Payment Assistance Program  
Nehemiah Program: Been around since 1997
This program is great for buyers that do not have a down payment and the seller is willing to participate.  There are two main factors to this non profit program.   Nehemiah will allow the seller to gift to buyer between 1-6% for down payment assistance.   The average down payment contribution is 3%.  Credit is not a factor for this program.  
No repayment of the gift fundsNo income, asset or geographical restrictionsFree nationwide training and marketing supportFree online homeownership educationAdvantages:
Ability to sell at full market … (0 comments)

Nehemiah Program ~ helps make dream of homeownership come true for many - 05/21/07 05:24 PM
Lets talk Real Estate - Down Payment Assistance Program  
Nehemiah Program: Been around since 1997
This program is great for buyers that do not have a down payment and the seller is willing to participate.  There are two main factors to this non profit program.   Nehemiah will allow the seller to gift to buyer between 1-6% for down payment assistance.   The average down payment contribution is 3%.  Credit is not a factor for this program.  
No repayment of the gift fundsNo income, asset or geographical restrictionsFree nationwide training and marketing supportFree online homeownership educationAdvantages:
Ability to sell at full market … (3 comments)

Signs, poles, badges (pins) - 05/21/07 08:43 AM
I am looking for a local company that provide real estate poles, signs, namebadges, etc.  I am in the California Central Valley.  If you know of a good company that you'd like to share with me and others, please provide information on them in your comments.
Someone told me about the plastic ones are least expensive but I don't know where to get them and who to call to put them in the ground for me.  I am losing my help and need to know of someone else to help me out.
Also, I was reminded how important having your name tag or … (5 comments)

FREE Listing Services - Lets share this information. Ready, Set, Go! - 05/21/07 08:21 AM
We have been researching the many ways as to get my listings out to as many viewers as we can.  Afterall, this is what we promised our sellers in with our new and improved marketing plan.  My daughter and I work as a team and I promise you, we have listed with several FREE listings and have even used a couple of the FREE websites and it feels good to do -- especially when its FREE and it is fulfilling our promise to our sellers.  We also feel we are making it easy on the potential buyers!! Which has to be a win-win situation for … (16 comments)

Marketing Tool - RealNet from title company - Classifieds - 05/21/07 02:46 AM
Tonight must be I like the tools that the title companies have for realtors, night!
Have you tried Realnet offered by a couple of the title companies.  It is really a good source and it is a one-entry download to (they say 31 of the top listing sites).  But there is one thing that is hard to get from them is the list of the 31 sites!  They will only share the top 3 or 4 (Yahoo.com classifieds, Googlebase, Lycos multistate).
Realnet allows you to download photos, make flyers to either print out or email, and they have elistings FREE reports that your visitors can order … (7 comments)

Marketing tool - Offer FREE 1 Year Home Warranty - 05/21/07 02:26 AM
As a part of our marketing plan we offer FREE 1 year warranty for their buyers.  I signed up for th emembership of the warranty program toolbox and they have a certificate that I print out and put in our presentation folder for the seller as some of the bonuses we offer.  They seem to love that we are saving them money at the closing table.
We put a set limit to the offer and leave it open for them to pay the difference if they want to upgrade the policy -- if yes, we just have to inform our escrow officer … (10 comments)

Free contact management programs - Do you know of any? Help! - 05/21/07 01:19 AM
I am looking for a FREE contact managment program, do you know of any? Well, if not FREE, low cost.  I have database experience but I do not have database software.  In my other life (corporate world) I used DBase IV, Act and others but I know that they are a little too expensive for my purse right now.  I was looking along the lines of no cost or low low cost (smile)
Someone told me to use outlook and if there are no other ones available I will use it.  I'd like something that I can sort on and all that, … (27 comments)

Insider's Secrets & Tips - 05/20/07 02:12 AM
I have the OK to pass this information on to my fellow readers.  If there is something here that you feel you need more information on or you would like to receive the newsletters, feel free to sign up for it.  This is not an advertisement, it is informational and I am associated with this project at all.
Just sharing, because I am caring....
THIS WEEK'S INSIDER SECRET -- FEATURE:How to Survive and Thrive SellingReal Estate in the New Millennium...It used to be that real estate agents had proprietary access to the MLS. With this proprietary access, as a REALTOR you held"secret information" … (5 comments)

Success and Profit Tip - 05/20/07 01:48 AM
WEEKLY INSIDER SUCCESS AND PROFIT TIP:
Be careful of agreeing to work with a buyer prospect unless they are willing to sign a contract with you. Your time is just as valuable as your money, and agreeing to work with fair weather buyers who will happily consume your time, but then buy through another agent, has high opportunity cost associated with it.
… (1 comments)

Wanted: SF Home - will pay $up to $650,000 - 05/20/07 01:29 AM
Can you help me?
I have a request for a home in SF with the following specifications.  I have searched and searched and feel that I need to put in the air to my fellow agents in the SF area and ask for their help. 
I have a client that is asking for this and I cannot get this from MLS so I am reaching out agents in that area and asking for help.  Here is what I need:
She has a home that she will be selling so there are big bucks if I can locate this property for my client.  She … (4 comments)

Talking Listings - 800#s - 05/19/07 11:37 PM
Talking listings. During my brainstorming of things to do to pump up the volumn on my RE business, one of the thoughts was offering talking listings.  This where I would have a toll free number for those interested to call and get information on the listing. I have seen a few around and wondered if this is something that is worth the money to get and offer to my sellers. Will buyers find it useful or just another extra step in finding about the property?
Have anyone had any experience with this, luck or problems?
Is it value added or a waste of … (12 comments)

Shopping Cart Advertising - is it worth it? - 05/19/07 10:53 PM
I have been thinking about if the grocery shopping cart advertisement is something that will help my business. You know where your ad & photo is on the grocery shopping cart. 
Have any of you used this and did it bring in any leads / sales for you.  Is it expensive?Is there a website for it?I welcome any information on this (yet another) means of marketing for RE agents.
Thanks in advance.
… (74 comments)

Title Company programs and incentives - 05/19/07 04:56 PM
I wanted to give a shout out to our title companies and how (SOME) of them go the extra mile to get our business and some don't seem to care that much.  I made up my business plan for this year and made commitment to connect with more title companies, so when I need my farming materials I would have a better supply than I did last year. I have found you can't depend on just one to supply your needs, if you are doing allot of door knocking.  With the market the way it is now, door knocking is in … (8 comments)

You're nobody --til you're somebody@somebody.com (Free or almost Free hookups)! - 05/18/07 10:10 PM
I am not website guru but I am trying to put together a website for our Mother and Daughter Realty Team.  It is sort of fun trying to make it come together and be something that I can be proud of -- maybe somewhere down the road.  I went to a seminar and if I didn't hear anything else I heard this phrase
                                    "you're nobody til you're somebody@somebody.com. 
I don't remember much from the seminar but that stuck in my head!
Advertise it, Web it, List it.... (Free Hookups)!  Some you have heard of, maybe some you have not.  I found … (26 comments)

Open House tips - 05/17/07 11:39 PM
I thought this would be something that would be interesting to those that do open house or don't like doing them.  Hopefully there is something in this article that will help you if you are trying to decide if open house is for you. 
Selling a House at an Open House
It's smart to expose your home to the largest number of buyers, and getting buyers inside to preview a home is a huge hurdle to jump. A side benefit for an agent to hold open a listing is the real estate agent might receive buyer leads just from being in the right … (13 comments)

Reverse Prospecting on MLS - 05/17/07 09:32 PM
I have a comment and question.
While putting a new listing on MLS I pulled up the reverse prospects list to email the agents of my new listing.  You know, doing all I can do to reach out and let all the agents know about my listing.
HOWEVER, I noticed that only 3 of the 18 agents listed wanted to get emails about the new listing that match their potentials, what is that all about?
Does this bother anyone else.  Comments welcome.
Rosemary
www.motheranddaughterrealty.com
… (1 comments)

Price increases - where are they coming from? Is things changing on the upswing? - 05/15/07 05:05 PM
Price increases????
Is this real? With the market the way it is, it seems unreal to see that there are 44 properties that had the nerve to increase the listed price!  I am going to dip deeper to see what makes an agent list the house for one price and then increase it in this buyer's market. 
Anyone have input in this area?
Information taken from Metrolist.
Rosemary
www.motheranddaughterrealty.com
… (5 comments)

Expired Listing Tips - 05/15/07 04:57 PM
Have you noticed how many expired listings there are on the MLS?  Taking just one of the mls services (Metrolist servicing 9 counties: El Dorado, Merced (Western), Placer, Sacramento, San Joaquin, Stanislaus and Yolo counties.  
There are 117 expired listings on record as of today.  I have launched a campaign to go visit as many of these expired listings as I can.  I am putting on my thinking cap. I will be sending postcards and doing my real estate work to see if I can get some of those expired listing.
Just looking at the Metrolist today I noticed that there are:
I … (11 comments)

5827 Dresden Way, Stockton, CA 95212 - HOUSE FOR SALE - Short Sale $340,000 w/$5K credit to buyer - 05/15/07 06:12 AM
Great family home. 3bed/2bath w/2 car garage. Home in prime location: close to schools, shopping centers (WMart&Lowes) & Freeway access (99). House is vacant and will need TLC, good value for price Offered: $340,000 w/$5,000 credit to buyer. Short sale w/lender approval. Sale/Commission split 50/50 w/lender approval. 
Call listing agents for showing appointment & questions:
Rosemary & D'Adrea:  866-750-8282 (mention: Activerain.com)
www.motheranddaughterrealty.com
… (0 comments)

2405 Shadow Oak Lane, Modesto, CA/SHORT SALE - $335,000 w/up to $10K credit to buyer - 05/12/07 01:58 PM
Just Listed: House for Sale - $335,000 SHORT SELL
A lovely family home in an established neighborhood. Sylvan school district. Great floor plan, 3b/2ba, with formal and family living spaces. Great kitchen, cozy fireplace in family rm w/deck in bkyard. Price offered includes up to $10K for NRCC credit back to buyer. Short sell - all offers considered.
This is a motived seller.
For inquiries please call agent at 866-750-8282.  www.motheranddaughterrealty.com
mls: 70043915
… (5 comments)

3401 Penelope Drive, Stockton, CA/SHORT SALE/ $450,000 w/$7,500 credit for closing & carpet - Great Buy! - 05/12/07 01:53 PM
House for Sale in Stockton, CA - $450,000 w/5k cc credit - SHORT SALE
This is a DREAM home, its almost new with loads of upgrades. This is a MUST buy.Lovely 5bed/3.5bath, w/loft, 2nd master suite downstairs, finished patio, 3 car garage w/work & storage shelving. This 2-story home is located in a great neighborhood and is ready for you and your family.$7,500 credit for closing and carpet.  THis is a great buy.
Check this one out - it is a great home.  MLS 70047315 Metrolist - Central Valley
For showings call Rosemary or D'Adrea 866-750-8282
www.motheranddaughterrealty.com
… (4 comments)

3701 Colonial Drive #179, Modesto, CA / CONDO for Sale - Short Sale #175,000 - 05/12/07 01:47 PM
$175,000 w/$5,000 credit to buyer of CONDO for SALE - Modesto (SHORT SALE)
A must see, must buy. This is a lovely 1 level condo with 2 bed/2 ba corner unit w/priv patio, well maintained complex w/2 gates, pool & tennis,bbq, lite golf. Exc for family or investment. SHORT SELL w/Lender approval. $175,000 w/$5K credit to buyer.HOA does not allow dogs. Cats are OK. Quick close.  THIS IS A SHORT SALE
 Call agents for showings & questions:
The Mother and Daughter Realty Team: 
Website: http://www.motheranddaughterrealty.com/
… (3 comments)

A Tribute to Mother's Power - 05/09/07 01:14 PM
Reaching out to Mothers, Grandmothers, Aunties and everyone that has an influencial woman in their life....
Enjoy Mother's Day by either you are a mother or you know someone that is.
From Mother of the Mother and Daughter Realty Team:  http://www.motheranddaughterrealty.com
GRANDMA'S HANDS   This is good; I'll never look at my hands the same!Grandma, some ninety plus years, sat feebly on the patio bench She didn't move, just sat with her head down staring at her hands. When I sat down beside her she didn't acknowledge my presence and the longer I sat I wondered if she was OK.Finally, not really wanting to disturb her … (2 comments)

Education: Get clients seminar - Teleclass - 05/08/07 11:37 PM
  Linda S. McChristian AuthenticAuthority, Inc. Actions ¦ Accountabilities ¦ Attitudes  Aligning Human Capabilities With Business Strategy 510.482.2225 Tel 510.288.1380 Fax 510.798.4558 Mobile
http://www.authenticauthority.com/
… (0 comments)

$175,000 w/$5,000 credit to buyer of CONDO for SALE - Modesto (SHORT SALE) - 05/06/07 02:44 AM
A must see, must buy. This is a lovely 1 level condo with 2 bed/2 ba corner unit w/priv patio, well maintained complex w/2 gates, pool & tennis,bbq, lite golf. Exc for family or investment. SHORT SELL w/Lender approval. $175,000 w/$5K credit to buyer.HOA does not allow dogs. Cats are OK. Quick close.  THIS IS A SHORT SALE
 Call agents for showings & questions:
The Mother and Daughter Realty Team:
Rosemary & D'Adrea 866-750-8282
Website: www.motheranddaughterrealty.com
 
… (0 comments)

House for Sale in Stockton, CA - $450,000 w/5k cc credit - SHORT SALE - 05/03/07 02:36 AM
This is a DREAM home, its almost new with loads of upgrades. This is a MUST buy.Lovely 5bed/3.5bath, w/loft, 2nd master suite downstairs, finished patio, 3 car garage w/work & storage shelving. This 2-story home is located in a great neighborhood and is ready for you and your family.$5,000 credit for closing.
Check this one out - it is a great home.  MLS 70047315 Metrolist - Central Valley
For showings call Rosemary or D'Adrea 866-750-8282
… (0 comments)

 
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Rosemary Brooks-The Mother & Daughter Realty Team

Rosemary Brooks

Stockton, CA

More about me…

BMC Real Estate - 209-910-3706

Address: 6507 Pacific Av , Ste. 202, Stockton, CA, 95207

Office Phone: (209) 910-3706

Email Me

BMC Real Estate - the Mother and Daughter Realty Team. A Realtist, CDPE, FAS. We take the extra steps to ensure our clients receive the utmost care! Call 209-910-3706 We represent home buyers and sellers as their exclusive agents in the Central Valley, Bay Area and nearby counties. Your Real Estate Professionals. ~~~~~~~~~~~~~~~~~
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