foreclosure: Short Sale Automation... does it mean FAST, SMOOTH and BENIFICAL or / how will it play out? - 11/07/09 07:24 PM
So how can the Short Sale process change where it really will help? I will admit Short Sale Automation does sound good!!! I can't wait to see it work.
After reading that REOTrans has first changed their name and secondly and probably most important: they are taking on automating Short Sale … (2 comments)
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foreclosure: Need more information on avoid a foreclosure? ....Take in a Local Workshop - 11/07/09 06:40 PM
How to avoid Foreclosure Workshops - connect with your local community services and learn as much as you can about how to avoid foreclosure. Make sure it is FREE and that you do not pay out of pocket for a FREE service!
There are still so many homeowners/borrowers that do not … (0 comments)
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foreclosure: Late Paying Borrowers ~ get your documents together FIRST... message from Freddie Mae (youTube style) .. click in - 11/07/09 05:37 PM
Isn't it funny how we didn't hear much from Fannie Mae, Freddie Mac and even HUD during the 2004-early 2007 - and now they are in the headlines almost daily! Folks, they are here to stay this time.....youTube style! Click in on it and see how the information can be useful.
… (2 comments)
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foreclosure: CIT and Bankruptcy are now in a relationship! or... another one bits the dust! - 11/02/09 01:38 AM
News release: CIT has filed for bankruptcy. OK this might not be a surprise, but has anyone figured out what they did with the $$$$ Millions they got just a few months ago. Did they too get bonuses all distributed and spent and then went into bankruptcy?
Now what about all … (6 comments)
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foreclosure: Short Sales: Borrower(s) Are you ready? .....Answers/items to have for your agent - 10/29/09 07:43 PM
If you feel you may be in need of a short sale, you should do your homework on what you will need to have to provide to the agent. ADVICE: Choose an agent that knows how Short Sales work, have experience with short sales and is willing to do a short … (4 comments)
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foreclosure: Short Sale Approvals: Are we moving forward? - 10/29/09 05:23 PM
This may be a good time to take a review of where short sales are now, with only 2 more months left in 2009.
The Short Sale is still the most economical solution to avoid a possible foreclosure. This does not mean it is the easiest. It does not mean … (2 comments)
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foreclosure: Short Sale: Homeowner's be accessible to your agent! - 10/20/09 07:53 AM
If you want me to Short Sale your property... please be accessible! Don't get lost where even I can't find you!
Homeowners, we know that being up side down with your property is stressful. We are sensitive to what you and your family is going through. We are here to help. … (2 comments)
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foreclosure: Short Sale - Hardship letter (sample) - 10/20/09 07:23 AM
THIS IS A SAMPLE HARDSHIP LETTER: There are several hardships that homeowners are running into. Probably no two homeowners have the very same hardship or events leading up to that hardship. Hopefully this sample will fit your needs as a sample and a way to get started writing your hardship … (2 comments)
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foreclosure: Illusion/Mirage/Common Sense or Just Talk? - 10/20/09 06:47 AM
Here is some of the buz talk that is still going on and probably will be around for a long while. What do you think? Illusion, Mirage, Common Sense or Just Talk?
Add to the list. ....
Rosemary Brooks, Short Sale / REO Specialist - the Mother and Daughter … (0 comments)
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foreclosure: Double-trouble = double-collect or (You pay + PMI collects + You pay) .... this is a rip off to the homeowner! PMI needs reform.... quickly! - 07/20/09 04:30 AM
PMI is Private Mortgage Insurance. The one thing that I noticed back during the 2004-2006 mad rush of purchases is that a huge amount of the loans had so much in common - - PMI! But why?
100% financing - remember how popular this type of financing was? Interest Only..
No down payment … (4 comments)
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foreclosure: Summer Danger: Parents is there a pool next door in that foreclosed home? - 07/08/09 10:06 PM
Although this is not a new problem, it is a real problem that still needs to be given the highest attention. Its summer, children are out of school and they love to swim.
So maybe you do not have a swimming pool in your yard but what about the property that … (22 comments)
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foreclosure: The bank is not your friend.... They are a debt collector! - 07/08/09 09:50 PM
I don't think this is new - News- but it is true. If you are in mortgage trouble or foresee that you will be in mortgage trouble, you will need to bite the bullet and contact your mortgage lender as soon as possible. Just know that they are a debt collector. … (3 comments)
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foreclosure: Is your bank Following the Guidelines of the Making Home Affordable Program? Or just jerking your around until they foreclose..... - 06/30/09 02:53 PM
If you are being jerked around by your Servicer/Bank you can report them to Fannie Mae at 1-800-FANNIE. You will need to file your complaint, follow up or you will lose out. Banks are not excited about this program. You will have do some arm twisting...... One of the main questions … (2 comments)
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foreclosure: Is it hard to spot a bank owned property in Stockton, CA? - 06/22/09 09:22 AM
I am not trying to be funny with this question! You see an empty house, it has a sign in the window with the agent's name, sometimes there is a real estate sign -- sometimes not. Here in Stockton, CA and most of the larger cities in Northern California - there are … (1 comments)
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foreclosure: Between now and then... Look out for your Loan Modification letter - it is time sensitive --- if you do not get one CALL YOUR LENDER! Do not miss this opportunity to AVOID FORECLOSURE! - 06/19/09 06:25 PM
Are you upside down in your mortgage loan on your home? Several financial institutions are starting to send these letters out - starting around the end of June. This letter will offer you to participate in the Home Affordable Modification Plan (HAMP). This is all a part of the Foreclosure Alternatives … (1 comments)
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foreclosure: Doing nothing is not an option.... It's a bad mistake if you are having mortgage problems. - 06/19/09 02:48 AM
Some will say that the new programs are not helping many. I say every little bit helps. If we keep getting programs that end up helping 10-20% here and there, it will all add up to helping some homeowners.
My point here is to get it out of your mind that … (3 comments)
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foreclosure: A new face for CASH for KEYS / Deed-in-Lieu of Foreclosure: a Win-Win for Homeowners & Mortgage Lenders - 06/10/09 10:49 PM
The term Cash for Keys is not new. Over the last 2 couple of years, we have seen a great deal of cash for keys offered to occupants that still living in the foreclosed properties. This offer is in lieu of eviction. "Cash for keys" may be one situation where it … (8 comments)
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foreclosure: Everybody is doing something to help out these days.... Or should be! - 06/03/09 07:54 AM
This is a true statement. Everybody should be trying to help someone, because you just never know when it could be you that is in a situation.... A similar situation. When you walk the neighborhoods, you can see first hand - people are in a situation that is not just … (3 comments)
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foreclosure: Why do banks prefer FORECLOSURE rather than Short Sales? Is it all about the bank! - 05/26/09 09:58 PM
Does the banks have a good reason for denying short sale requests and just going on with the foreclosure? If yes, why don't they just tell the borrower and agent that there is no way they will take a short sale on the property. Even if they do not give the … (10 comments)
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foreclosure: Fire the babysitter.... and move on - 05/24/09 02:21 AM
A page from the diary of an agent: Fire the babysitter and move on!
As an agent, I work at being a team player, which includes sharing with other team members what I know to help me do a good job. In turn, I listen to what others have to share … (12 comments)
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