foreclosures: The disclosure rules never change... disclose, disclose, disclose! - 05/19/12 08:46 PM
The rules never change... disclose, disclose, disclose!
AB 1511 just goes to show that in real estate the rule is to DISCLOSE! This bill is regarding gas pipelines, however the disclosure rules cover all area -- Tight rules is: If you know it, disclose it.
I am addressing gas pipelines in this post, but all disclosures are important. As flammable as gas is... I don't have to tell you that knowing that a property is in the vicinity or sitting on a gas pipeline is a hot item to disclose (no punt intended)! Avoid the potential for lawsuit - disclose.
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foreclosures: Hopefully-Homeowner Bill of Rights will heat up before the hot summer! - 05/19/12 02:14 AM
The Homeowner's Bill of Rights - does it just make sense?
Is it true that criminals come out in the summer time? Well Summer is right around the corner! Hopefully, the Homeowner Bill of Rights will heat up before the summer. Why summer concern? The heat will make more people seek shelter in the vacant homes - especially the ones with running water - in the hotter spots of California.
Its something about that cooper wiring that turns a criminal on!!!!
Now, a new concern is on the rise with empty and abandoned foreclosed homes, which are being taken over … (2 comments)
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foreclosures: One in foreclosure.... the other one buying another home (Same time) ! - 04/08/12 08:22 AM
The question that I keep hearing is can I short sale my home now and my mate purchase another home and if yes - how soon after can this be done? This is the situation: One of the married couple has the name of the troubled home in their name - the other does not. The question is - can the one that does not have the home in their name and they are working... can they purchase a home without having the one with the troubled mortgage being involved in the transaction?
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foreclosures: Its just a spider! ... Really? - 04/08/12 08:07 AM
Its just a spider ..... Really?
Have you ever went to stick your hand in the mailbox to get the key to a property and saw some sitting there and just seem to be waiting for you to go on and stick your hand in to get it??? And did that something have a little red dot on the back of it? And are you the brave one that says I must have this key and go ahead and just stick your hand in there anyways?
Did you think.... its just a spider??
The other day I went by this house … (4 comments)
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foreclosures: Principle Reductions Grow - 04/03/12 06:24 PM
This is a great report to share, heavy in information that more need to know. Principal reductions should grow and grow! Banks should either reduce the principal reduction for those that want, need and can handle it and for those that cannot - the banks should be more than willing to approve a short sale request as long as the offer is within the market value.
Its called lets get this show on the road to recovery!
Rosemary Brooks
Via Suzi Boyle (Evergreen Home Loans-NMLS # 37810/#9040/#3182):
There were several interesting insights published in last week’s report from the Office of the … (2 comments)
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foreclosures: Stockton, CA has its benefits - 03/31/12 04:55 AM
Stockton is a lovely place to live and a great place to buy - great deal on real estate! Stockton has several community, family live neighborhoods. There are homes, condos - suburban living. The delta, gated communities - low to high end properties. The Stockton area has been especially hard hit by the sub-prime mortgage crisis and an alarming number of properties have been foreclosed on. If one can qualify, you can get a lot of home for the price in Stockton. Here are just a few pros of living in Stockton:
Thousands of miles of waterways in the Delta. Wonderful … (2 comments)
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foreclosures: Hurry it up and WAIT .... REOs are coming! (is this the making of a Reality Show)? - 03/19/12 03:27 AM
So here I go again with my tape measure and talking about - the flood gates of REOs that we have been told for years now - "are coming". At one point, I was really believing that there was a slut of REOs out there that would come in such large numbers that even I would get a few of them! I waited and waited and - to my surprise year after year (since about 2008) nothing showed up in such large numbers. Oh there was a few but nothing to match the rumors that we had better watch out … (0 comments)
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foreclosures: Financially Harmed Homeowners: ....... Emergency Kit - 03/19/12 03:24 AM
Homeowners: I believe the best advice I can give you is to not give up and stay up on the latest mortgage news. There is so much going on with mortgage reform, reviews, settlements and tips on how to avoid foreclosure that you should be surfing the web almost daily to find out what is going on that can possibly help you in some way.
Take a read: The Federal Reserve Board issued enforcement actions against four large mortgage servicers --GMAC Mortgage, HSBC Finance Corporation, SunTrust Mortgage, and EMC Mortgage Corporation--in April 2011.
My question to you that fall under these … (1 comments)
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foreclosures: Speaking of ground hog day... are the lenders still holding on to their "shadow inventory"? - 02/16/12 05:28 AM
No this is not talking about the ground hog. Anyways that is over until next year - and only on Feb 2nd. What I am talking about 'Shadow Inventory' The shadow I am talking about is "Shadow Inventory": A term that refers to real estate properties that are either in foreclosure and have not yet been sold or homes that owners are delaying putting on the market until prices improve. This is the inventory the real estate industry have been waiting on for months (almost 2 years) now. This is the inventory that banks are holding on to or have released … (1 comments)
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foreclosures: The Best time to buy.... is Now! - 10/02/11 11:23 PM
Now is the best time to buy. Look at the interest rates! You can't ask for anything more.
Low prices in most areas (at least in California) Low Interest rates Great HUD Home Values So many choices in the Short Sale market REOs are still a hot item! Free First Time Home Buyers Training Agents reaching out to you Buyers take advantage of the Hot opportunities that are out in the market. Do not sit on the fence and let it pass you by.
Need an agent? Call on the Mother and Daughter Realty Team 866-543-0461. www.motheranddaughterrealtyteam.net
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foreclosures: Are the banks homeowners - like a vampire is to blood? - 08/14/11 10:42 PM
Is it fair to lead on the homeowners? And do you think this is happening? The question that I have is - are the banks sucking the home-life out of homeowners and loving it?
I can say that I have spoken to several homeowners that are saying they are talking to their lender and have been for months but are not getting an answer one way or the other - regarding their request for a loan modification. Is this fair?
I don't feel it is fair and I know it is wasting time on the clock. The foreclosure process WAITS FOR … (0 comments)
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foreclosures: Stockton Home Buyers: Are you sleeping, are you sleeping - rates are down, rates down! Jump on it! - 08/14/11 10:13 PM
Hello Stockton home buyers are you sleeping - rates are down and time to jump on it. Don't know who to call to see if you are qualifed to purchase a home? You can give the Mother and Daughter Realty Team a call and we will help you get the information you need.
There are some good deals out on the market. Some excellent programs that you can get into. Getting into a financial program now is the best time because everyone has learned from the mistakes that was made. Don't miss out.
First time home buyers - need that FTHB … (0 comments)
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foreclosures: MLS 24 hour watch brings low numbers, but only for the weekend - 08/14/11 04:30 PM
The MLS 24 hour watch (August 14, 2011) for the weekend has smaller numbers that it will have during the weekdays. This shows that the inactives are high. Being a real estate agent, special attention is given to the expireds and the inactives.
Inactives could mean that the listings are taken off the mls because these listings were lost to short sale denial or the homeowner just ran out of time before the property was foreclosured upon. As an agent, it is my duty to check on these listings and see if there is an opportunity there for me to capture these inactive and expired listings.
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foreclosures: Clean up, clean up - ! - 06/20/11 01:25 PM
The "clean up woman" is an old song - you remember ....- "a clean up woman is a woman who......! OK so this is not about that and no I've never been someone's Clean up Woman....However and but this is about - cleaning up your old blogs IF YOU HAVE CHANGED YOUR WEBSITE LINK. For instance, I have several blog posts that still have good or interesting information that still can be valuable to homeowners -- however, I have sinced changed to another website and therefore my links are out dated. Not good!
It just occured to me this morning when … (2 comments)
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foreclosures: Hedge Funds does not mean bush money! - 06/18/11 03:24 PM
Hedge funds is a buz word that we are hearing more and more these days. So in honor of understanding hedge funds better... here is the definition of Hedge Funds:
A hedge fund is a fund that can take both long and short positions, use arbitrage, buy and sell undervalued securities, trade options or bonds, and invest in almost any opportunity in any market where it foresees impressive gains at reduced risk. Hedge fund strategies vary enormously -- many hedge against downturns in the markets -- especially important today with volatility and anticipation of corrections in overheated stock markets. The primary … (0 comments)
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foreclosures: June 2011 - The Mother and Daughter Realty Team - Update on San Joaquin County CA June 14, 2011 - 06/14/11 10:42 PM
June 2011 - The Mother and Daughter Realty Team - Update on San Joaquin County CA June 14, 2011
Shown below are the San Joaquin County CA real estate trends* in charts for the year to date history of number of Single Family and Condominium sold year to date Homes For Sale in San Jaquin County CA, Sold by month as well as the single family and Condominium sold homes Sale Price Median Home Price in San Joaquin County CA.
From 2010 to present
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foreclosures: Two California Cities are in the Top 10! - 06/11/11 04:22 PM
Two California cities hit the Top 10 list...
San Jose sounds like the place to be if it is indeed the #1 city with the most job postings. The only problem I see is if the job postings are not being filled. San Jose is a lovely place to live - although it is an expensive place to live. It is a melting pot and if you are a real estate agent, your listing prices are pretty high. I lived in San Jose for years and I loved it there and I am glad that the price decrease was not felt … (2 comments)
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foreclosures: So when is being the largest.. good? Can't be when you're rated the worst? Can it? - 06/11/11 02:59 PM
So when is being the largest.. good? Can't be when you're rated the worst? Can it?
I think I can answer this question right now. Sometimes being the largest just means that you caused more damaged to more homeowners. Sometimes being the largest and having the most and being called the worst - is hard work to clean up. Sometimes you just can't clean it completely up. And all the time that is unfortunate when you can't clean it up.
The largest:
Bank of America Wells Fargo Chase (JPMorgan) I give Wachovia great props for the way they stepped in … (2 comments)
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foreclosures: Are all sellers motivated? if not why not? - 05/22/11 04:39 PM
I read a lot of MLS property descriptions and I noticed that "Motivated Seller" is a constant phase that is use. It came to mind... is there ever a seller that is not motivated? If yes, why are they not motivated to sell the property if it is listed?
During these trying times, I can see that some homeowners are not all that excited about selling although they agreed to list their property. But in some cases you have to do what you have to do.
Some homeowners that are short sale listed is doing what turned out to be their … (4 comments)
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foreclosures: Is my negotiator walking in the shadow.... of an INVESTOR? If I ask will they tell? - 05/22/11 01:04 PM
It is almost amazing how many homeowners do not know how the short sale process works - not even a little bit. A small amount know that there is a lineup of hands in the candy dish. Some believe that their bank is the one that decides if their short sale is approved or not. A great deal of the agents do not know how this all works.
I call it a smoke screen because when the short sale is denied ... it is always that the investor guidelines did not allow this or that. But my concern is why can't … (0 comments)
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