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modesto: Its just a spider! ... Really? - 04/08/12 08:07 AM
Its just a spider ..... Really?
Have you ever went to stick your hand in the mailbox to get the key to a property and saw some sitting there and just seem to be waiting for you to go on and stick your hand in to get it??? And did that something have a little red dot on the back of it? And are you the brave one that says I must have this key and go ahead and just stick your hand in there anyways?
Did you think.... its just a spider??
The other day I went by this house … (4 comments)
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modesto: Six real good reasons to Short Sale - 01/19/11 08:20 AM
Sure there are so many reason a homeowner should consider a short sale, AFTER all other options have been considered.
Lets list a few (at least 6):
Its free to you (lender will pay the agent's commission and any other approved repairs - the key here is "approved")
Bank are realizing that they will lose more money by doing the foreclosure on the property, so they are approving more short sales
Short sales are starting to be more streamlined... thus less stress, sames you time and less digging up documents - just to have a complete short sale request for the … (1 comments)
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modesto: How do I short sale? - 01/19/11 07:49 AM
First things - first... Know your options. Try all your options FIRST before you consider Short Sale. For FREE consultation, give my team a call: 209-820-5410 or email: motherdaughterRE@aol.com
Simple Steps 1-10:
Call an agent (who: Homeowner)
List your property (who: Agent)
Gather your required documents (who: Homeowner .. Agent will advise)
Market the property (who: Agent)
After you get a good offer - contact your lender (who: Agent)
Submit short sale request to lender (who: Agent)
Follow up with lender on status and negotiate the short sale (who: Agent)
Lender approval/agreement in writing (who: Lender)
Sign agreement (who: Homeowner)
Open Escrow … (5 comments)
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modesto: Central Valley Short Sale Specialists... Stockton, Lathrop, Lodi, Manteca, Tracy, Salida, Ripon, Modesto! - 12/04/10 08:42 AM
Attenion: Buyers and Sellers, Owner Occupied, Investors, First Time Homebuyers, Upgraders, Down Sizers:
Do you need a Central Valley Short Sale Specialist? If you have any questions or would like to discuss any real estate related issue please contact the Mother and Daughter Realty Team at (209) 820-5410 or complete our Contact Form.
Rosemary Brooks & her daughter, D'Adrea Davie - The Mother and Daughter Realty Team specialize in Stockton short sales, Lathrop short sales, Tracy short sales, Manteca short sales, Lodi short sales, Mountain House short sales, Salida short sales, Ripon short sales and Modesto short sales.
… (0 comments)
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modesto: NSP Neighborhood Stablization Program - California (Central Valley) - 07/25/10 03:39 PM
The Neighborhood Stabilization Program (NSP) was established for the purpose of stabilizing communities that have suffered from foreclosures and abandonment. Through the purchase and redevelopment of foreclosed and abandoned homes and residential properties, the goal of the program is being realized.
Here is a sample of the money that is available for NSP projects.
Homebuyers are encouraged to do your homework on how you can be eligible for some of these funds to assist you in purchasing your dream home.
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modesto: 3828 Tahiti Lane, Modesto, CA 95356 - 07/23/10 11:03 AM
Call us at 866-543-0461
↑ Grab this Headline Animator
SHORT SALE Website: http://www.shortsale-HAFA.com EMAIL: info@motheranddaughterrealtyteam.net … (1 comments)
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modesto: Need more information on avoid a foreclosure? ....Take in a Local Workshop - 11/07/09 06:40 PM
How to avoid Foreclosure Workshops - connect with your local community services and learn as much as you can about how to avoid foreclosure. Make sure it is FREE and that you do not pay out of pocket for a FREE service!
There are still so many homeowners/borrowers that do not know what to do now that they are about to be in or are in pre-foreclosure. My suggestion is to take advantage of all the FREE services that are out there that may be to offer you a solution to your situation. Look for institutions that offer a FREE service … (0 comments)
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modesto: 1026 Thoreau Court, Modesto, CA 95350 - 03/31/08 04:16 PM
$ CALL for Price
This is a Bank Owned Property
in Pre-list stage
This home is 3 bed/2 bath (1657 sq ft/Lot is 5663 sq ft), Built in 1955. Large living room w/ beautiful fireplace & built in storage area. Lot's of built in's including built in vanity in master bedroom. Newer comp roof, interior custom paint, carpet, tile & more. Landscaped front & back w/ patio & storage shed in back. Deck w/ hot tub. Located in a cul-de-sac.
Fax pre-listed offers.
MLS# Pre-List
Need a Short Sale Specialist?
Want to purchase a REO property?
Need information on the foreclosure process?
Give us a call today! … (2 comments)
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modesto: Bank Owned vs. Short Sales vs. Regular Sales - 01/26/08 09:08 PM
Taking a look at the MLS listings using a small sample of 80 homes and comparing the Bank Owned vs. the Short Sales vs. the Regular sales. Here is what I found for Stockton, Modesto and Sacrament, California
Here is what I found from 80 single family listings in Stockton, CA:
49 are Bank Owned listings23 are Short Sale listings 8 are regular listings Here is what I found from 80 single family listings in Modesto, CA:
25 are Bank Owned listings19 are Short Sale listings35 are regular listingsHere is what I found from 80 single family listings in Sacramento, CA:
47 are Bank Owned listings27 are Short Sale listings 8 are … (8 comments)
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modesto: Don't Over Improve..... - 01/15/08 12:10 AM
Sellers: this is good advice and it will save you some money.
Many familiies tend to learn to live with a broken doorknob, a torn screen, a cracked window, etc. All of these little things should be fixed prior to showing your home to a prospective buyer.
Use caution in planning major improvements that you think will enable you to get more for the house than you paid for it. Of course, an investment in paint where its obviously needed will be well worth the cost. The same is true with carpeting that is shabby.
Most people out shopping for a house would rather … (8 comments)
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modesto: Sample Letter: Short Sale Letter of Authorization - 01/12/08 03:51 PM
One of the first items an agent will need is to get a Letter of Authorization signed by the owner. This authorization when faxed into the lender will allow your agent the authority to speak with the lender regarding your loan. This does not give the agent the authority to make any changes to your loan.
What I do: First fax in this authorization along with a letter requesting information on owner assist programs, status of the loans, payoff information and short sale requirement package to be faxed back to me. I first give the lender time to circulate it to the correct department … (11 comments)
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modesto: What's so SHORT about a Short Sale? - 01/12/08 02:34 PM
Short sale - Can anyone tell me why they call it a short sale? Is it short? Is it close to short?
Here is why I am questioning the name: SHORT Sale. The only thing that is SHORT is your Equity, Value of your home and the lender getting paid short of what is owed. Maybe they should change the name to (Short on Equity Sale, FMV Short Sale, Negative Payoff, or Short of Debt Sale or Lender Short Sale or something like that). Because the process is usually not SHORT.
The time it takes to complete the sale is not SHORT!Owner having … (8 comments)
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modesto: Ooh wee! I remember the First Time........ - 12/29/07 02:11 AM
Keep it clean... This is about the The first time homebuyer!
Can you remember back to when and what things you did that will always be great memories to you because they were .....the FIRST TIMER? The same excitement can be found with being the First Time Home Buyer ... (well... almost the same)!
Please click on the links and you will find additional information to help you in your search for your new home. If you live in the San Joaquin, Stanislaus, Alameda, Contra Costa Counties (includes major cities: Stockton, Modesto, Tracy, Manteca, Lathrop, Livermore, Dublin, Pleasanton, Fremont, Newark, Hayward, Union City, … (8 comments)
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modesto: When being #1 is bad! - 12/27/07 01:20 AM
California Foreclosure stats
Usually holding first place is an honor... however being #1 in Foreclosures is not an honor that we here in Stockton, California are proud of. Up until the mortgage meltdown, Stockton was hardly heard of. Now I have people calling me from other states and they mention and remind me that Stockton is #1 in number of foreclosures over all other cities.
California total foreclosure filings hit 39,992 with the household per filing is 325. California foreclosure filings have been at #1 for 10 straight months. 20% of the 201,950 foreclosure filings reported nationwide for the month of November … (12 comments)
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modesto: Ready to go to war?.... make an offer on a REO property! - 12/11/07 01:29 AM
Well maybe not real war, but Stress for sure!
Buyers: All bargains are not good bargains, but some are: How do you know the difference? There are so many properties in the Stockton - Modesto area that are REOs. REOs can be just as hard to negotiate as a short sale!! Looking at it from a buyer's standpoint, short sales might be a better deal. In my opinion. Below are some Advantages and disadvantages to buying REO properties. In a word.... B E W A R E !
REO Properties: These properties have gone through the foreclosure process, but no one successfully … (4 comments)
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modesto: Anybody got a bandaid? - 12/09/07 03:25 PM
Good news for a small few --- not even a bandaid for most! As I wrote in a previous post Who will get help? there seems to be a problem with coming up with a plan that will really help the foreclosure problems. I mean we are hearing that there are plans to help but then you see where they cut out the majority of people that really need help with all the criteria requirements that must me be meet before the homeowner can get help -- meanwhile you have numerous amounts of owners that are being totally ignored and this … (8 comments)
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modesto: 2405 Shadow Oak Lane, Modesto, CA 95355 - 09/21/07 12:20 PM
JUST REDUCED!
Now $255,000 w/$10,000 credit to buyer! A lovely family home (1684 sq ft / Lot: 6098)in an established neighborhood. Sylvan school district. Great floor plan, 3b/2ba, with formal & family living spaces. Great kitchen,cozy fireplace in family room with deck in backyard. Short Sale comes with $5K cc credit & $5K for minor repairs. Pre-approved buyers only.
**Short Sale: Price, expenses, terms, conditions & commission to be approved by lender. Commissions to be paid 50/50 split. Occupied/No Lockbox. Please DO NOT DISTRUB OWNERS.
Contact: Call listing agents to show and with questions. Rosemary or D'Adrea 866-750-8282. All offers to be faxed … (8 comments)
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modesto: 1401 Lindstrom Avenue, Modesto, CA 95351 - 08/30/07 12:46 PM
$220,000 with $7,500 cc & carpet credit. Great for 1st buyers. This is a nice charming 3/2 with vaulted ceilings, with open floor plan, large kitchen, breakfast area, formal dining area & living room with fireplace.(1340 sq ft./lot is 5663 sq ft). Located in Tempo Park area with schools & bus stop within 3 blocks. This is a short sale upon lender's approval. Only serious & pre-approved buyers. Seller is motivated. All offers considered. Buy NOW!
Call listing agents: Rosemary or D'Adrea - 866-750-8282Want a showing, please give agents a call first - Owner is in home.
Short sale: Price, expense, commissions, conditions … (2 comments)
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modesto: 2405 Shadow Oak Lane, Modesto, CA/SHORT SALE - $335,000 w/up to $10K credit to buyer - 05/12/07 01:58 PM
Just Listed: House for Sale - $335,000 SHORT SELL
A lovely family home in an established neighborhood. Sylvan school district. Great floor plan, 3b/2ba, with formal and family living spaces. Great kitchen, cozy fireplace in family rm w/deck in bkyard. Price offered includes up to $10K for NRCC credit back to buyer. Short sell - all offers considered.
This is a motived seller.
For inquiries please call agent at 866-750-8282. www.motheranddaughterrealty.com
mls: 70043915
… (5 comments)
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modesto: Just Listed: House for Sale - $335,000 SHORT SELL - 04/26/07 09:39 PM
A lovely family home in an established neighborhood. Sylvan school district. Great floor plan, 3b/2ba, with formal and family living spaces. Great kitchen, cozy fireplace in family rm w/deck in bkyard. Price offered includes up to $10K for NRCC credit back to buyer. Short sell - all offers considered.
This is a motived seller.
For inquiries please call agent at 866-750-8282
mls: 70043915
… (4 comments)
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Rosemary Brooks-The Mother & Daughter Realty Team
Stockton,
CA
More about me…
EMBARCADERO Investments - 866-543-0461
Address: 6777 Embarcadero Drive , Ste. 1, Stockton, CA, 95219
Office Phone: (888) 543-0461
Cell Phone: (866) 543-0461
Email Me
EMBARCADERO INVESTMENTS - the Mother and Daughter Realty Team. A Realtist. We take the extra steps to ensure our clients receive the utmost care! Call 866-543-0461
We represent home buyers and sellers as their exclusive agents in the Central Valley, Bay Area and nearby counties. Your Real Estate Professionals.
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