motheranddaughterrealtyteamcom: Short Sale: Homeowner's be accessible to your agent! - 10/20/09 07:53 AM
If you want me to Short Sale your property... please be accessible! Don't get lost where even I can't find you!
Homeowners, we know that being up side down with your property is stressful. We are sensitive to what you and your family is going through. We are here to help. But we need a little help from you.
We need you to be available to us when we try to get in touch with you - especially if you are still living in the home and we need to show the property or have questions from the lender in order … (2 comments)
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motheranddaughterrealtyteamcom: 4541 Da Vinci Drive, Stockton CA 95207 - 06/21/09 10:58 AM
Check out our website and find tips for BUYERS and SELLERS - Find some valuable information on ( Short Sales, Bank Owned Properties, Latest Loan Modification programs - including Foreclosure Alternatives Program to help prevent Foreclosure). I work with my daughter (D'Adrea Davie) as the Mother and Daughter Real Estate Realty Team at Family Realty Group and we have the latest information for the Loan Modification program & FAS (Foreclosure Alternatives Program).
Our aggressive marketing plan includes on-line listing advertising.
Mother and Daughter Realty Team Website Mother and Daughter Blog
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If you are thinking of … (0 comments)
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motheranddaughterrealtyteamcom: Between now and then... Look out for your Loan Modification letter - it is time sensitive --- if you do not get one CALL YOUR LENDER! Do not miss this opportunity to AVOID FORECLOSURE! - 06/19/09 06:25 PM
Are you upside down in your mortgage loan on your home? Several financial institutions are starting to send these letters out - starting around the end of June. This letter will offer you to participate in the Home Affordable Modification Plan (HAMP). This is all a part of the Foreclosure Alternatives Program (FAP).
This is what you need to do even if you just want to do a short sale: Read more: Let's Standardize... in a hurry! Revised Short Sale Program (FAP) - Foreclosure Alternative Program
The first step is to see if you qualify for a loan modification :
… (1 comments)
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motheranddaughterrealtyteamcom: Price ‘em low: Pulls in multiple & higher offers..... & it makes Hayward, CA buyers mad about bank owned properties! - 06/19/09 01:31 AM
Is this strategy working? Price property low, pull in multiple and higher offers. Is this a way to see what the buyers are willing and able to purchase? Does competition make buyers more anxious? How long will it take before the buyers see what is going on and hold back to stop it?
When you stop and think about what impact is holding back on properties that have been foreclosed and is now owned by the banks.... At first, you think nothing but after checking our areas like Hayward, CA you see that the demand is overweighing the supply and those … (14 comments)
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motheranddaughterrealtyteamcom: A new face for CASH for KEYS / Deed-in-Lieu of Foreclosure: a Win-Win for Homeowners & Mortgage Lenders - 06/10/09 10:49 PM
The term Cash for Keys is not new. Over the last 2 couple of years, we have seen a great deal of cash for keys offered to occupants that still living in the foreclosed properties. This offer is in lieu of eviction. "Cash for keys" may be one situation where it is a win-win situation for both the mortgage lenders and the homeowners.
Advantage of the Cash for Keys program:
Homeowners get money to help the relocate Incentive for homeowner to get out of to get out of their homes quickly with minimal repercussion Incentive to bank/mortgage holders to be … (8 comments)
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motheranddaughterrealtyteamcom: Stockton, CA - Neighborhood Stabilization Program (NSP) - 06/05/09 02:42 AM
Act Now and get in on the money!
Neighborhood Stabilization Program ~ $2 billion has been allocated to the Neighborhood Stabilization Program (NSP), which is in addition to prior allocations. Be on the lookout for announcements of participating cities / counties that are among the selected areas that will get some of these funds.
NSP is an extension of the prior Community Development Block Grant. Realtors and investors can team with municipalities to purchase foreclosed homes in blighted areas and then resell those homes to families at or below 120% of the area median income. Limit is that 25% of the funds must be used for families below … (0 comments)
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motheranddaughterrealtyteamcom: Let's Standardize... in a hurry! Revised Short Sale Program (FAP) - Foreclosure Alternative Program - 06/04/09 02:21 AM
We are over 1 week into the new program (FAP) - Foreclosure Alternative Program that was passed. It is something that we have needed for a long time. This is a great opportunity for homeowners/borrowers to take advantage of the Short Sale instead of the old nasty word = Foreclosure!
This program will last to the end of 2012 (which by the way of memory is the same that the Debt Forgiveness Bill expires). It is in effect now - new but in effect.
This program has minimum requirements for those homeowners/borrowers that do not qualify for a Loan Modification under … (10 comments)
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motheranddaughterrealtyteamcom: Re-Defaulting / Re - Pre-Foreclosure - can you do it again? - 06/04/09 12:01 AM
Let's tear it apart and see what we get.
• Default mean you are late on your payments (over 30, 60, 90 or more days). This is the homeowner that is first underwater for at least 3-4 months with no mortgage payments on the loan (some homeowners are finding that they are getting more time than this). Once the bank does file a Notice of Default on the property, the homeowner is in pre-foreclosure.
• Pre-Foreclosure is the process before foreclosure, it comes after defaulting.
• Re-Defaulting is when you got out of default by making an agreement with the bank … (2 comments)
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motheranddaughterrealtyteamcom: Fire the babysitter.... and move on - 05/24/09 02:21 AM
A page from the diary of an agent: Fire the babysitter and move on!
As an agent, I work at being a team player, which includes sharing with other team members what I know to help me do a good job. In turn, I listen to what others have to share in how they do business and I weigh out what can help me to enhance my business. Although some agents really do not like to share information, they just want you to give up all your information!
Since I am in my own business I want it and I work … (12 comments)
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motheranddaughterrealtyteamcom: 4541 Da Vinci Drive, Stockton, CA 95207 - 05/24/09 01:37 AM
Nice Big House! Bank Owned Check out more on: www.motheranddaughterrealtyteam.com
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… (4 comments)
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motheranddaughterrealtyteamcom: 3918 Crestmore Court, Stockton, CA 95206 - 05/24/09 01:19 AM
C O M I N G S O O N !
Weston Ranch Home for Sale
3918 Crestmore Court
Stockton, CA 95206
WEBSITE: http://www.motheranddaughterrealtyteam.com • Want to purchase a REO property? Want to know what properties I have to sell? • Need information on the foreclosure process? Ask me for a FREE Pre-Foreclosure Guide • For a FREE MARKET EVALUATION of your home • Need a Short Sale Specialist? Take a look at Mother and Daughter Blog and D'Adrea's Mother and Daughter Blog - for other tips for Sellers and Buyers. I work with my daughter as the … (2 comments)
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motheranddaughterrealtyteamcom: Are bank negotiators ...accidently on purpose - using unfair tactics to delay the process? - 04/28/09 02:54 AM
Just when you thought you knew all you could about Short Sales and nothing else would surprise you .... you find out that there is a few more things that will throw you off course and tick you off!
While working with W A W U...*&^%$ - I experienced a deliberate delay of reviewing/negotiating a request for short sale approval. Probably one of the oldest tricks in the book --- and why didn't anyone tell me?
I followed their procedures to the "t". I Sent in the complete package with an offer that at list price: complete package - including:
Purchase … (3 comments)
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motheranddaughterrealtyteamcom: Short Sale - Sample hardship letter - 06/15/07 02:21 PM
THIS IS A SAMPLE HARDSHIP LETTER:
More information on Short Sale: Sample hardship letter (of course, each situation if different) your seller should be able to tell you why they are in a critical condition and why they need to short sell their home.
Lender Name Lender Address Lender's fax number
Today's Date
RE: Hardship Letter - Short Sale for _____________________ address
To whom it may concern:
I purchased my home at _____________ in ___________. At that time I was employed by _______and business was very good. My salary and the possibility of a promotion and raise made me sure that I … (127 comments)
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