perfect financial solutions: Bank owned properties are everywhere! Status: REO OVERSTOCKED - 02/23/08 10:51 AM
While in search of my next niche..... it wasn't hard to figure out that REOs are the way to go. As many of you know my daughter and I specialize in Short Sale listings and have been able to help most of our clients obtain a short sale successfully. And we … (11 comments)
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perfect financial solutions: Fallout from the foreclosure crisis .... keeps the repo man busy all over. - 02/16/08 04:36 PM
I spoke to a homeowner the other day and was told that they are not only losing their home due to foreclosure, they are losing their cars and credit card usage. They feel they are being stripped of everything.
As we look around the fallout of the distressed housing situation is not … (6 comments)
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perfect financial solutions: 369 Gamay Court, Manteca, CA 95336 - 01/09/08 11:37 AM
… (6 comments)
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perfect financial solutions: Is GMAC trying to take the "short" out of Short Sales? - 01/05/08 02:51 PM
Here are some of GMAC guidelines for approving a Short Sale.
There are so many owners that have GMAC loans that live in the San Joaquin County CA area (especially Stockton, Modesto and other surrounding areas). GMAC is a household name from homes to automobiles, but yet they are getting known … (28 comments)
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perfect financial solutions: 203K Rehab Loan Program .... How does it work? - 01/03/08 02:41 PM
I NEED HELP!
While working with my qualified buyer and pulling up available homes located in the Oakland, CA area and in his price range ~ we ran up on a home that my buyer is interested in! YEAH! Not a problem. The description of the home stated that it is 203K … (41 comments)
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perfect financial solutions: Sample letter: Requesting Short Sale Approval from Second Lien holder - 01/01/08 05:49 PM
OK here's the situation: You have 2 loans - for the purpose of this example lets give them names: (Mort =First Loan) and Gage = Second Loan): This example is for those of you that have Two different both lenders. Mort(1) tells you that they will not be able to approval a short … (6 comments)
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perfect financial solutions: Falling Short? Know your mortgage type and the guidelines! - 01/01/08 02:40 PM
It is important to know what type of mortgage you have so that you know what to expect. The guide lines varies depending on the type of mortgage you have.
This information is so valuable to you to know what type of mortgage and what the guidelines are if there are … (0 comments)
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perfect financial solutions: The Raw Facts on Default, Pre-Foreclosure, Short Sale and Foreclosure - 12/30/07 12:42 AM
Below is a list of power-packed posts filled with informational facts about being in Default, finding yourself in the pre-foreclosure process and having to do a Short Sale and some helpful tips on how to avoid Foreclosure. By reading this information you will know the timelines, procedures, advantages and disadvantages of … (14 comments)
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perfect financial solutions: Ooh wee! I remember the First Time........ - 12/29/07 02:11 AM
Keep it clean... This is about the The first time homebuyer!
Can you remember back to when and what things you did that will always be great memories to you because they were .....the FIRST TIMER? The same excitement can be found with being the First Time Home Buyer ... (well... almost … (8 comments)
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perfect financial solutions: Can't afford your ARM Adjustment? Ask your lender for help. See sample letter. - 12/28/07 02:57 PM
Here is possibly a pro-active way to help prevent getting into foreclosure and also will help the HUGH ongoing Foreclosure problems in California's ~ San Joaquin, Stanislaus, Alameda Counties and the surrounding areas. Having the #1 Foreclosure rate coming right out of Stockton and with Modesto following with the #2 spot, contact … (9 comments)
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perfect financial solutions: Buyers do not ....out negotiate yourself! - 12/27/07 03:07 AM
Buyers do not out negotiate yourself! Don't get greedy. Don't pay more for a home because of a "small" incentive that you can get yourself later. Go for the bucks that you can save.
When you are out there looking at homes in the San Joaquin, Stanislaus, Alameda, Contra Costa counties … (16 comments)
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perfect financial solutions: When being #1 is bad! - 12/27/07 01:20 AM
California Foreclosure stats
Usually holding first place is an honor... however being #1 in Foreclosures is not an honor that we here in Stockton, California are proud of. Up until the mortgage meltdown, Stockton was hardly heard of. Now I have people calling me from other states and they mention and remind … (12 comments)
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perfect financial solutions: Sidetracked Buyers? - 12/26/07 06:03 PM
This information provided by: ROSEMARY BROOKS ~ the Mother and Daughter Realty Team @ Perfect Financial Solutions 866-750-8282.
Buyers in the San Joaquin / Stanislaus, Alameda Counties and the surrounding areas ~~ Don't get side tracked in your home search venture. Keep your home search within the lines of control and stay on the highway … (2 comments)
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perfect financial solutions: What we give to your listings.... - 12/25/07 09:02 PM
Sellers in the San Joaquin, Stanislaus, Alameda, Contra Costa Counties here is what it means to give us your listings: These counties cover the following major cities: Stockton, Manteca, Modesto, Patterson, Newman, Tracy, Fremont, Newark, Castro Valley, Oakland, Hayward and Union City and others.
Our services cover these and other areas of Northern California and … (4 comments)
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perfect financial solutions: How do you balance a quick sale for top market value? - 12/23/07 04:22 AM
Before you set the sales price of your house, here are some steps that you need to do:
>> Understand that Market conditions will play a role in setting the sales price of your house.
>> Get an agent to run a Comparative Market Analysis (CMA) that will show the listing price of similar … (2 comments)
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perfect financial solutions: Are You Ready to Sell Your Home? - 12/22/07 05:20 PM
Do your research, Know the facts, Be prepared and Just do it!
By now I am sure most know that almost everyone know about the number of Foreclosures in San Joaquin County ~ and that Stockton is one of the highest in the foreclosure rate in the country. Although you may not … (2 comments)
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perfect financial solutions: Good News! Tax Break for Mortgage Debt Foregiveness! A Change that will help! - 12/21/07 12:57 PM
GOOD NEWS!
Today is a day of some really good news that will help the people that find themselves faced with foreclosure and cannot find a solution to save their home by using one the plans that have been created for those that meet a certain criteria and they were not … (10 comments)
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perfect financial solutions: Sample letter: To lender requesting help to avoid foreclosure - 12/19/07 01:13 PM
Ways to reach out to the lender and possibly help yourself.......
The best advice anyone that anyone that is in trouble with their mortgage can get is to contact your lender. Do your homework first and then give them a call and let them know that you are having problems with payment … (5 comments)
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perfect financial solutions: City, County, State.... what are they doing? - 12/17/07 09:13 PM
What is your City, County or State doing to help the foreclosure problems?
What are the stats for foreclosure in your City, County, State or coverage area?
My major city of coverage is Stockton, CA. I found lots of good news on the website on what Stockton is doing to educate people … (3 comments)
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perfect financial solutions: Who inspired you in 2007? - 12/17/07 11:20 AM
Reflecting back over 2007 and some of the touching moments, the influences, the mentors and memories that will always be kept near and dear to me.....
This year has been to say the least "a trying year", however, here at the end of the year I can still see the blessings that … (10 comments)
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