real estate: Nothing like a good "Quote of the Day" ... that is absolutely the truth! - 11/19/09 10:48 PM
Just a little something to make you THINK and smile...... and it has nothing at all to do with:
Foreclosures, Short Sales, REOs, Bank Owned Properties, Market Conditions, Cash for Keys, Evictions, Trash outs Lawn service Code Enforcers Tenants, Rentals,  Listings, Low ball offers, Offers of any kind, Bank Acceptances, FHA, … (2 comments)

real estate: Buyers: are they serious or just curious? or Serious Buyers vs Time Wasters... and how do you tell the difference? - 10/19/09 04:37 PM
In order to work with buyers, I believe that it is wise to decide right upfront that there is a strong possibility that you are not a mind reader and cannot figure out when a buyer is really serious about buyer now, later or never.  Sometimes it appears the person you … (2 comments)

real estate: Do you have enough to go around? - 05/25/09 12:56 PM
Point:  ActiveRain is the largest network sharing site that directs so much opportunity to the Real Estate Professionals -- as of today there are 147,477 members here on AR.  As we know ActiveRain is a real estate social networking site that is set up to have us share information and the … (8 comments)

real estate: Fire the babysitter.... and move on - 05/24/09 02:21 AM
 A page from the diary of an agent: Fire the babysitter and move on!
As an agent, I work at being a team player, which includes sharing with other team members what I know to help me do a good job.  In turn, I listen to what others have to share … (12 comments)

real estate: Short Sale, Foreclosed, Auction, & REO Properties - Know the difference BEFORE you start your search - 02/24/08 06:37 PM

There are certainly some good deals out there but be very careful what you choose to purchase and be willing to follow the bank's addendum to the T and the requirements to submit an offer is a different requirement in most cases.   Just know the difference between the types of Foreclosure resulted … (8 comments)

real estate: Living in the Foreclosure Capital of America with 2 loans - - How do I get an approval from both loans? - 02/01/08 02:03 AM
2 Loans Short Sale do they work?  
What you are looking for when you have 2 loans and you're trying to do a short sale.   The Raw Facts on Default, Pre-Foreclosure, Short Sale and Foreclosure
Can this happen ?  Yes.  You can have 2 loans and still manage to get a short … (2 comments)

real estate: We hold your Dream in our hearts.... Happy Birthday Martin Luther King! - 01/21/08 05:37 PM

Happy Birthday Martin Luther King, Jr.    ~~~ We Love you! 
Thank you Dr. King for your courage and dedication to FREEDOM for everyone.
Today is a special day in observance of Martin Luther King (January 15, 1929 to April 4, 1968).  I would like to take this time to show my appreciation for Dr. … (16 comments)

real estate: I bet you didn't know that......... - 01/20/08 02:38 AM
 TRUE or FALSE??? 
Over 2/3 of homeowners in foreclosure, do not realize that their lender does have workout options available to help them avoid foreclosure? Some options will help you SAVE your HOME or will suggest a Short Sale.
That lenders do not really want to take their home?  That having excess inventory of foreclosed … (4 comments)

real estate: Don't Over Improve..... - 01/15/08 12:10 AM
Sellers: this is good advice and it will save you some money.
Many familiies tend to learn to live with a broken doorknob, a torn screen, a cracked window, etc. All of these little things should be fixed prior to showing your home to a prospective buyer.
Use caution in planning major improvements … (8 comments)

real estate: Buyers Wanted - Get your piece of the pie! - 01/06/08 12:00 AM
 
Buyers I wanted to share some information with you that will help you in your home search.  I know when the new year comes we all make promises and plans of what we will do this coming year.  I am not big on resolutions only because come February I have let … (4 comments)

real estate: What a Short Sale is ...N O T! - 01/04/08 10:03 PM

A short sale is when you owe more than your home is worth AND you list and receive a formal offer that is approved by the lender BUT it is for less than what you owe on the mortgage.
And BEWARE of verbal agreements.  Get it in writing... the only way … (30 comments)

real estate: Listen up! California passed new laws! That may affect you.... - 01/01/08 01:35 AM
2008 California Laws
1.  DUI and kill someone, you will be facing murder charges.
2.  Smoke in the car with a minor child (under 18) and you will be fined.  California's ban would prohibit smoking in a vehicle containing anyone under 18, but the traffic stop would have to be made for another … (10 comments)

real estate: Are you Short on Equity and Low on Cash? - 12/31/07 11:27 PM
 
This is a very important question. Here are some more important questions:
Are you in trouble with your mortgage because you have had or are in a hardship?  Are you in default with your mortgage? How is your credit? Have you contacted your lender to try to work out a plan to … (0 comments)

real estate: The Raw Facts on Default, Pre-Foreclosure, Short Sale and Foreclosure - 12/30/07 12:42 AM
Below is a list of power-packed posts filled with informational facts about being in Default, finding yourself in the pre-foreclosure process and having to do a Short Sale and some helpful tips on how to avoid Foreclosure. By reading this information you will know the timelines, procedures, advantages and disadvantages of … (14 comments)

real estate: Ooh wee! I remember the First Time........ - 12/29/07 02:11 AM
Keep it clean... This is about the The first time homebuyer!
Can you remember back to when and what things you did that will always be great memories to you because they were .....the FIRST TIMER?  The same excitement can be found with being the  First Time Home Buyer ... (well... almost … (8 comments)

real estate: Can't afford your ARM Adjustment? Ask your lender for help. See sample letter. - 12/28/07 02:57 PM
 
Here is possibly a pro-active way to help prevent getting into foreclosure and also will help the HUGH ongoing Foreclosure problems in California's ~ San Joaquin, Stanislaus, Alameda Counties and the surrounding areas.  Having the #1 Foreclosure rate coming right out of Stockton and with Modesto following with the #2 spot, contact … (9 comments)

real estate: Buyers do not ....out negotiate yourself! - 12/27/07 03:07 AM
Buyers do not out negotiate yourself! Don't get greedy. Don't pay more for a home because of a "small" incentive that you can get yourself later.  Go for the bucks that you can save. 
When you are out there looking at homes in the San Joaquin, Stanislaus, Alameda, Contra Costa counties … (16 comments)

real estate: When being #1 is bad! - 12/27/07 01:20 AM
California Foreclosure stats
Usually holding first place is an honor... however being #1 in Foreclosures is not an honor that we here in Stockton, California are proud of.  Up until the mortgage meltdown, Stockton was hardly heard of.  Now I have people calling me from other states and they mention and remind … (12 comments)

real estate: Sidetracked Buyers? - 12/26/07 06:03 PM
This information provided by:  ROSEMARY BROOKS  ~  the Mother and Daughter Realty Team @  Perfect Financial Solutions 866-750-8282.
Buyers in the San Joaquin / Stanislaus, Alameda Counties and the surrounding areas ~~ Don't get side tracked in your home search venture. Keep your home search within the lines of control and stay on the highway … (2 comments)

real estate: What we give to your listings.... - 12/25/07 09:02 PM
Sellers in the San Joaquin, Stanislaus, Alameda, Contra Costa Counties here is what it means to give us your listings: These counties cover the following major cities: Stockton, Manteca, Modesto, Patterson, Newman, Tracy, Fremont, Newark, Castro Valley, Oakland, Hayward and Union City and others.
Our services cover these and other areas of Northern California and … (4 comments)

 
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Rosemary Brooks -Mother & Daughter (866)-750-8282

Stockton, CA

More about me…

Patrick Williams & Associates - 866-750-8282

Address: Stockton, CA, 95376

Office Phone: (888) 516-1975 x 103

Cell Phone: (866) 543-0461

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ww.motheranddaughterrealtyteam.com Mother of PATRICK WILLIAMS & ASSOCIATES - the Mother and Daughter Team. I enjoy helping others and working with my daughter has added value to my life and business! Call me 866-543-0461
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