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reos: Hurry it up and WAIT .... REOs are coming! (is this the making of a Reality Show)? - 03/19/12 03:27 AM
So here I go again with my tape measure and talking about - the flood gates of REOs that we have been told for years now - "are coming". At one point, I was really believing that there was a slut of REOs out there that would come in such large numbers that even I would get a few of them! I waited and waited and - to my surprise year after year (since about 2008) nothing showed up in such large numbers. Oh there was a few but nothing to match the rumors that we had better watch out … (0 comments)
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reos: Stockton Buyers | Are you bargain shopping or what? - 08/21/11 09:58 PM
Some buyers are determined to bid lower than the list price. I believe it is called bargain shopping - but is it reality? No matter if it is a short sale, REO or traditional listing. They love the house but want to pay less for it. The fear is that the market is going to go down lower and lower and they do not want to pay too much for the house. They have this idea that the sellers are more than anxious to get the property sold and will accept any offer you shove at them. Especially when it comes to … (0 comments)
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reos: Stockton Home Buyers: New, Short Sales, HUD, REO, Flip or Traditional - what is your flavor? - 08/14/11 10:23 PM
I am glad to say that there are more choices for the Stockton, Central Valley and Northern California home buyers. .
New Homes are back! That's right some builders in the Central Valley are now building homes. This is great news and implies that the economy is coming back alive - a few homes at a time. New homes are usually built to suit, and takes about 3 months to build. Some are already built. The builders are offering incentives if you purchase a new home. Just remember to let your agent know if you are interested so that the agent … (1 comments)
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reos: Yes there is a "s" in niche(s)! (Day 8) - 05/09/11 04:04 PM
I know that this market is confusing, up and then down, down then a little up. It is not exactly the "real estate friendly" market, but we have to keep moving forward. I know this and I strive to be the best I can be during these challenging times.
I also know that I need to have more than 1 niche and I do.
Here are some of my pointers on niche, niches and even niches.
Be Updated - not outdated Be Educated in the area(s) I call my niche areas. Its OK to be over educated, just don't be under educated … (2 comments)
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reos: Don't be so quick to just change your dream ... America! - 03/19/11 06:46 PM
Sure things have changed a bit, and by right they needed change. Especially when it comes to the lending process. This does not mean that you give up on your dream of owning a home. It simply mean you need to do your homework, be ready and get set to go and find your dream home - the right way.
Here are few tips
Just know that it is not better to rent, unless you are not serious about homeownership.
Real Estate is still the best and smartest investment you can make - you just have to do it with a … (1 comments)
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reos: Its all about BUY, HOLD and don't FOLD! or is it how low can you go? - 01/13/11 09:22 AM
So I read that even Zillow is admitting the housing prices are going down! Now you remember the days when you go to the homeowner and do your listing presentation (after you have completed a CMA (compariable market analysis) and the homeowner doubts your evaluation of their property value because they said you were too low? Well, we had Zillow to than for "zestimate" being much higher than the CMA that you did!
Now to read that even Zillow admits that the housing values are going down... that is hair riser to me. If Zillow is coming out and stating that … (0 comments)
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reos: Subscribe to my Active Rain Blog.... a good place to park! - 01/12/11 11:21 PM
When you this sign what do you think it means? I mean what do you do? Do you ignore it? Or do you click on it and do as it ask?
This widget is asking you to subscribe to my blog. But why? Well I do a lot of blogging on valuable real estate information that I share through blogging. Some would ask why do you share information when you too is in the real estate business? I share because I learn as I share. I share because I get so much valuable information from other real estate professionals and it … (0 comments)
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reos: so when do we shake hands? ... whatever happened to that - 01/05/11 03:43 AM
Negotiating or in contract. Are you still negotiating or are you in contract? When do we shake hands? Or do we?....
This is a very important difference to know when you are in the process of purchasing a property. Just because you have just submitted an offer does not mean that you have a deal. It does not mean that the seller is going to take your offer - just because you have submitted a CASH offer.
For example, coming in too low at the beginning may turn off the seller so much they may refuse to deal with you altogether. … (2 comments)
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reos: MAYBE... if you get the right one ~ it will work out for you! - 01/01/11 11:37 PM
If you are in the market to purchase or sell a property. Take your time and chose an agent that know about what they are doing. I mean if you have mortgage problems and want to find out what your options are... pick the right agent to tell you what the options are or where to go to find out about your options.
If you are ready to purchase a property (regular purchase, short sale, foreclosure) get an agent that knows how the process works. Knowing the pre-foreclosure process is a great attribute for an agent in this market condition to have. Its a must!
Most … (0 comments)
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reos: We are thankful for being special real estate agents! - 12/29/10 10:23 PM
We are thankful for being special real estate agents!
Every agent has things that they can't do well, maybe its buyers or maybe its listing. It could even be that an agent is not a people's person ~ and if this is the case ~ man are you in trouble! It's a lot easier to be mad about the things you can't do than to just give thanks for the things you are blessed to be able to do. A good confident agent does not spend time worry about what another agent is doing or not doing! Think about it for … (5 comments)
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reos: Is it smart to WAIT for the Bottom? or it takes..... hindsight to see the bottom!!! - 12/03/10 03:56 PM
Waiting for the bottom - but why?? If you are waiting for interest rates to hit bottom, you'll never move until rates start to rise. The bottom of any market can only be seen in hindsight. Buy a home because it's cheaper than renting, you are financially prepared for homeownership, and the move fits your lifestyle plans.
So if you need hindsight to see the bottom --- you won't know it was really the bottom until it is over! So if you are thinking about purchasing a home >>>>>> do it now! This is the bottom!
Call the Mother and Daughter Realty … (1 comments)
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reos: Buyers this is your market ~ step up... get qualified and come out swinging! - 12/03/10 03:44 AM
Buyers you are forgotten! I know there is so much talk out about Short Sales and Bank Owned (REOs) that no one is paying attention to the buyers. We tend to forget that this is a buyer's market!!!
Well rest assure, the Mother and Daughter Realty Team has not forgotten about you. We are Stockton Real Estate agents and are here to serve the buyers. We are experienced in Short Sale properties and how the process work. We have the experience to help you find your dream home.
Give us a call and we will walk you through the homebuying process … (1 comments)
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reos: Buyers: Wondering just how many pre-approvals you will need before getting an offer accepted? - 11/17/09 09:19 PM
So how many pre-approvals does one buyer really need?
One of the frustrations that agents and buyers experience is that while searching listings, you run into properties that require that the buyer get an additional pre-approval from that seller's preferred lender.
Now this does not sound like a big deal if you only had to do that with one other lender, HOWEVER.... This is not the case! With the market condition (one of the highest hit foreclosurethe way it is - in the San Joaquin Central Valley and in the Alameda/Contra Costa counties of Northern California it is a lot of … (2 comments)
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reos: Dear Buyers..... This is the clearance rack & There is no 2 for 1 sales going on! - 05/26/09 09:18 PM
Dear Buyers:
This letter is written to all buyers (owner occupied, investors, second home, move ups, move downs... etc.). I am writing this letter to inform all the potential buyers that are sitting at the table trying to figure out if now is a good time to buy or not. To those that are asking that one question "should I buy now or wait for prices to go down lower"?
First, let me say that I do think that prices are going to go down a weeee bit more before we head back up, HOWEVER.. whether we believe it or not … (0 comments)
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reos: Vacant REO Properties - is registration required? - 05/16/09 01:53 PM
Although not just in California, these cities have adapted City Ordinances to cover vacant properties (Stockton, Sacramento, Merced, Fresno, Chula Vista, Santee, Palmdale, Murrieta, Temecula, Lake Elsinore, Hemet, Indio, Desert Hot Springs) -- and the issues related to these - foreclosed properties that are left vacant and unkept. Some of these cities require that the bank register the vacant property, however, Stockton only require that the agent put a sign on the property that states that the property is bank owned, give the agent's information and a 24 hr /7 day a week number to contact the agent if there are any problems with that … (13 comments)
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reos: Got GMAC? You may qualify for a Refinance if...... - 05/11/09 01:29 PM
For more information, visit www.makinghomeaffordable.gov.
You may qualify for a MORTGAGE REFINANCE if:
You have a Fannie Mae or Freddie Mac mortgage loan on your primary residence, second home or investment property. Please contact Fannie Mae at 1-800-7FANNIE or Freddie Mac at 1-800-FREDDIE if you are unsure. You owe no more on your 1st mortgage than 105% of your home's current value. (Example: you owe $105,000 on a home with a current market value of $100,000.) You are current on your existing mortgage. You are interested in a new fixed or adjustable loan at current low rates. Note: Refinancing fees may … (1 comments)
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reos: Agents: Get on Board ... with the Next Generation Real Estate - 04/28/09 02:01 PM
If you are the kind of agent that can work on your own
Set your goals want to work with REOs, Asset Managers, vendors. Have knowledge on how to manage REOs, Reotrans and other task management systems Can handle performing property evaluations Have that "people person" attitude, flexible and ready to hit the ground running... Interested in property management, loan modifications or international investors Have some knowledge of social networking (ActiveRain, Facebook, Wordpress, etc.) Have computer skills (can use a computer, scanner, printer, fax machine) Have available hours in the day to handle all the above! Have some knowledge of the … (1 comments)
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reos: Welcome ... and let it RAIN! - 11/01/08 02:32 PM
Let's W E L C O M E
Barbara A. Allen
"I HAVE BEEN A LICENSED REALTOR SINCE 1996. AS A FORMER EDUCATOR/CLASSROOM TEACHER I HAVE BEEN DEDICATED TO EDUCATING MY CLIENTS IN THE BUYING AND SELLING PROCESS. I AM NOW A CERTIFIED REO SPECIALIST".
Barbara has joined and will update her profile and jump in on submitting blogs and making comments as time permits.
Welcome Barbara, welcome to the R A I N!
↑ Grab this Headline Animator
WEBSITE: http://www.motheranddaughterrealty.com
Need a Short Sale Specialist? CLICK Want to purchase a REO property? Want to … (5 comments)
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reos: The birds, birds, birds .... are everywhere! - 10/25/08 10:15 AM
Not sure how it is in your neck of the woods............ but here in San Joaquin Central Valley.... there are birds and their (droppings) everywhere! I am not talking about the tweety bird....
Have you experienced the "birds" and has it been a problem with potential buyers that you were showing a house? This problem is wide spread with the foreclosures that the numbers are over whelming. Some homes appear to be neglected, some are well maintained -- but most have "the birds" and that is because this area was once mostly agricultural and actually belonged to "the birds" and … (7 comments)
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reos: Stockton, CA Market Stats - 09/18/07 04:45 AM
Stockton, CA Stats - This is a breakdown of Residential properties SOLD, ACTIVE, PENDING and EXPIRED for the last 30 days from 8/17/07 to 9/17/07.
Nationwide Stats: 1,562,063 Preforeclosures, 890,355 Auctions, 1,287,675 REOs
… (5 comments)
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Rosemary Brooks-The Mother & Daughter Realty Team
Stockton,
CA
More about me…
EMBARCADERO Investments - 866-543-0461
Address: 6777 Embarcadero Drive , Ste. 1, Stockton, CA, 95219
Office Phone: (888) 543-0461
Cell Phone: (866) 543-0461
Email Me
EMBARCADERO INVESTMENTS - the Mother and Daughter Realty Team. A Realtist. We take the extra steps to ensure our clients receive the utmost care! Call 866-543-0461
We represent home buyers and sellers as their exclusive agents in the Central Valley, Bay Area and nearby counties. Your Real Estate Professionals.
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