stockton: Condo complex not FHA approved?? HUD is eliminating the Spot Approval process - 07/03/09 08:57 AM
HUD is changing the guidelines for condo projects and existing condo owners who want to get approved for FHA financing. When the condo is approved - that means the buyers can purchase with a FHA loan. Right now if the condo is not FHA approved the lenders are doing what they … (11 comments)
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stockton: Got 5 on it? Do you feel lucky? Have Five of a Kind?? (5 - YES).... Hey you may be eligible to apply for a Home Affordable Modification! - 07/02/09 09:03 PM
ALL you need is 5!
~ take the quiz, and then give your servicer/bank/lender a call to see if you qualify!!
GET MOVING ON THIS!
There are still so many questions about how all these programs work. The Home Affordable Modification program introduced by Obama is available … (1 comments)
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stockton: Flood Gates ... are they open yet? And what's an agent to do? - 06/26/09 06:19 AM
Just a reminder! The word in the air is that it is time.... (June is almost over... July is coming) -----> Banks will be or are already releasing more of the foreclosures that they have in inventory.
Although there is also the possibility that banks will cooperate with the new programs … (61 comments)
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stockton: Is it hard to spot a bank owned property in Stockton, CA? - 06/22/09 09:22 AM
I am not trying to be funny with this question! You see an empty house, it has a sign in the window with the agent's name, sometimes there is a real estate sign -- sometimes not. Here in Stockton, CA and most of the larger cities in Northern California - there are … (1 comments)
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stockton: Foreclosure Alternatives Program - to avoid foreclosure! - 06/21/09 11:16 AM
This new program Foreclosure Alternatives Program is an extension of the Making Homes Affordable. It is set up to help streamline the process in offering homeowners loan modification and if they cannot qualify for a loan modification, the lender/servicer will offer the homeowner the option of doing a short sale (3-12 … (4 comments)
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stockton: 4541 Da Vinci Drive, Stockton CA 95207 - 06/21/09 10:58 AM
Check out our website and find tips for BUYERS and SELLERS - Find some valuable information on ( Short Sales, Bank Owned Properties, Latest Loan Modification programs - including Foreclosure Alternatives Program to help prevent Foreclosure). I work with my daughter (D'Adrea Davie) as the Mother and Daughter Real Estate Realty … (1 comments)
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stockton: Doing nothing is not an option.... It's a bad mistake if you are having mortgage problems. - 06/19/09 02:48 AM
Some will say that the new programs are not helping many. I say every little bit helps. If we keep getting programs that end up helping 10-20% here and there, it will all add up to helping some homeowners.
My point here is to get it out of your mind that … (3 comments)
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stockton: Price ‘em low: Pulls in multiple & higher offers..... & it makes Hayward, CA buyers mad about bank owned properties! - 06/19/09 01:31 AM
Is this strategy working? Price property low, pull in multiple and higher offers. Is this a way to see what the buyers are willing and able to purchase? Does competition make buyers more anxious? How long will it take before the buyers see what is going on and hold back to … (14 comments)
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stockton: The impact of Waiting/Procrastinating.... or Keep your eyes on the Target? .... Sales Prices vs Interest Rates - 06/10/09 10:41 PM
The market is not balanced right now, but there are a couple of things to keep in mind if you are a buyer that is waiting on yet more of a price decrease. While you may see a small drop in prices for a little longer, keep your eye on the … (1 comments)
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stockton: Stockton, CA - Neighborhood Stabilization Program (NSP) - 06/05/09 02:42 AM
Act Now and get in on the money!
Neighborhood Stabilization Program ~ $2 billion has been allocated to the Neighborhood Stabilization Program (NSP), which is in addition to prior allocations. Be on the lookout for announcements of participating cities / counties that are among the selected areas that will get some of … (0 comments)
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stockton: Let's Standardize... in a hurry! Revised Short Sale Program (FAP) - Foreclosure Alternative Program - 06/04/09 02:21 AM
We are over 1 week into the new program (FAP) - Foreclosure Alternative Program that was passed. It is something that we have needed for a long time. This is a great opportunity for homeowners/borrowers to take advantage of the Short Sale instead of the old nasty word = Foreclosure!
This … (10 comments)
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stockton: Announcing the Race to ....."Deep Waters" --- who's next to go Under? - 06/03/09 11:49 PM
What states are out front in this race to the deep waters?
California, Nevada, Arizona and Florida, with Michigan, Ohio and Illinois close runners up. This is about the number of homeowners that are affected by being under water with their mortgage loans. This includes those that purchased or those that … (0 comments)
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stockton: Sitting on Inventory won't "fix-it"? But sitting in your chairs, releasing the flock of foreclosed properties might be a good start.... - 06/01/09 07:57 AM
This is the million or is it billion of dollars - question or ponder! Are the banks sitting on Rock Bottom or is it just Excess Inventory? And what is sitting on inventory doing to help? Will they let the previous buyers buy back their own properties? Will they rent out … (8 comments)
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stockton: 4541 Da Vinci Drive, Stockton, CA 95207 - 05/24/09 01:37 AM
Nice Big House! Bank Owned
Check out more on: www.motheranddaughterrealtyteam.com
↑ Grab this Headline Animator
… (4 comments)
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stockton: 3918 Crestmore Court, Stockton, CA 95206 - 05/24/09 01:19 AM
C O M I N G S O O N !
Weston Ranch Home for Sale
3918 Crestmore Court
Stockton, CA 95206
WEBSITE: http://www.motheranddaughterrealtyteam.com •
Want to purchase a REO property? Want to know what properties I have to sell? •
Need information on the foreclosure process? Ask … (2 comments)
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stockton: 2422 Bayliner Drive, Stockton, CA 95206 - 05/23/09 08:07 AM
C O M I N G S O O N !
WEBSITE: http://www.motheranddaughterrealtyteam.com
• Want to purchase a REO property? Want to know what properties I have to sell?
• Need information on the foreclosure process? Ask me for a FREE Pre-Foreclosure Guide
• For a FREE MARKET EVALUATION of your … (0 comments)
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stockton: Let's go slog through the red tape.... put your boots on! - 05/22/09 04:01 AM
The big buzz word nowadays is "loan modification". When we talk to someone we tell them to go to their lender and ask for a loan modification. But really what are we doing to that homeowner? Are we giving them false hope? Are we setting them up for a deeper downfall … (0 comments)
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stockton: Vacant REO Properties - is registration required? - 05/16/09 01:53 PM
Although not just in California, these cities have adapted City Ordinances to cover vacant properties (Stockton, Sacramento, Merced, Fresno, Chula Vista, Santee, Palmdale, Murrieta, Temecula, Lake Elsinore, Hemet, Indio, Desert Hot Springs) -- and the issues related to these - foreclosed properties that are left vacant and unkept. Some of these cities require that the … (13 comments)
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stockton: Got GMAC? You may qualify for a Refinance if...... - 05/11/09 01:29 PM
For more information, visit www.makinghomeaffordable.gov.
You may qualify for a MORTGAGE REFINANCE if:
You have a Fannie Mae or Freddie Mac mortgage loan on your primary residence, second home or investment property. Please contact Fannie Mae at 1-800-7FANNIE or Freddie Mac at 1-800-FREDDIE if you are unsure.
You owe no more … (1 comments)
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stockton: Got GMAC? You may qualify for a loan modification if.... - 05/11/09 10:52 AM
Thanks to the President's making homes affordable plan - helping homeowners is a Top priority to the proposed changes. GMAC has announced that they are cooperating with this plan is trying to offer plans that will help homeowners stay in their homes. You can get more information by visiting the website: www.financialstability.gov
Here are … (0 comments)
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