Real estate blog entries tagged with executive benefit planning by Andy Brown (Andy Brown Insurance)

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Home : Blogs : Andy Brown : Andy Brown's Blog : Tag "executive benefit planning"

executive benefit planning: Retirement Planning for the Highly Compensated: Exec Benefit Plans - 12/23/08 03:39 PM

The standard retirement plan for most businesses is a 401k or profit sharing plans. However, there are a few problems with these types of retirement plans. A 401k can keep those who are highly compensated from saving enough to maintain the amount they'll need in retirement. With a 401k, these highly compensated people can only store away a certain amount. These plans can also be inflexible.
Executive benefit plans, however, are non-qualified plans that help to close the retirement gap. They do this by allowing highly-compensated individuals to stash away the adequate amount they'll need for their desired retirement fund.
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Largo, FL

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