Bruce Reichstein's (brucereichstein) Blog

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Mortgage and Lending - www.OneTimeClose.com

ARCHIVED BLOG POSTS

2016 

We've gotten some questions recently about FHA mortgage loan amounts, so it seemed like a good time to post the FHA loan rules found in HUD 4000.1 about how maximum loan amounts are calculated.There are FHA loan guaranty limits and FHA mortgage loan amounts--the two shouldn't be confused as FHA m...
01/28/2016
A reader got in touch recently in the comments section to ask a question about FICO scores and FHA home loan applications."My new wife's credit score is 749 and mine is 620 due to an ugly divorce and transfer several years ago. We make over 287K per year with very little debt. Would we qualify fo...
01/18/2016
A recent question in our comments section asked if the down payment for an FHA home loan could be financed, or does it need to come "out-of-pocket". This is an important factor for FHA single family home loans as there is what the FHA describes as a "minimum cash investment" or down payment requi...
01/06/2016
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