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va custom home loans: VA Home Loans Quiz: Are You Ready to Apply For a VA Mortgage? - 08/02/10 07:14 PM
First time home buyers have a lot to contend with when it comes to getting ready for a VA mortgage. This handy quiz is great for both new house hunters  and real estate agents who want to help their less experienced clients get ready to take the plunge.
1. How early should I prepare for a VA loan application?
A) 90 days
B) 120 days
C) 12 months
 
2. “Preparing” for a VA loan application should start with which of the following?
A) Requesting a copy of your  credit report and correcting any errors, omissions or other issues
B) Making … (0 comments)

va custom home loans: Who Needs a VA Home Loan? It's Not Just for Retirees - 06/08/10 02:55 PM
A lot of people are entitled to use VA home loan benefits. It’s easy to think of a specific segment of the military as a “typical VA customer”, but while there are enough people who fit that description to create an actual stereotype, they aren’t the only ones out there.
When you think about a VA loan borrower, do you first think of the military retiree? An old Master Sergeant, Chief, or Lieutenant Colonel looking for a place to settled down to enjoy those retirement checks? Those people are definitely in the demographic, but don’t be surprised when a young 20-something … (1 comments)

va custom home loans: Common VA Issues--Builder's Warranties - 05/17/10 06:17 PM
When a house hunter with a pre-approved VA home loan amount goes house hunting, it might not occur to them at first to look for a good piece of property to have a custom home built as opposed to purchasing an existing home. First time home buyers who decide to go this route are usually in need of some additional information when it comes to what it takes to get that house built, inspected and made ready to live in. But what about when that’s all said and done? The builder’s warranty is an important feature that should not be overlooked. … (1 comments)

va custom home loans: Common Issues Associated with VA Home Loans - 05/13/10 04:34 PM
A first time home buyer who has applied for a VA Certificate of Eligibility and has been pre-approved for a loan amount is well on the way toward becoming the proud owner of a new or existing home and a VA mortgage. When house-hunting time is here, there are plenty of questions that come up—things most don’t anticipate until brought face-to-face with the issues. You might not be able to anticipate every question that comes up in the house hunting process, but there are a few common ones to be aware of. One such issue is mold—in a time where mold … (2 comments)

va custom home loans: The VA Approved Custom Builder List - 05/10/10 06:57 PM
Real estate agents who understand a military client’s needs go far in the trust department—there’s nothing like being able to anticipate a question or having a ready answer on issues related to house hunting for veterans and current members of the military looking to buy a home with a VA loan. In previous editions of the blog we’ve covered topics related to buying property for custom homes, and what the VA says can or can’t be done when it comes to building those custom houses. One of the rules of the VA mortgage when it comes to custom homes concerns who … (1 comments)

va custom home loans: VA Loans for Custom Homes? - 05/06/10 06:06 PM
 
As every experienced agent knows, real estate isn’t just about selling houses. Some people want to buy a lot to build custom homes on, and military buyers are no exception. Did you know there’s a VA home loan for this type of project? It’s easy for some first time home buyers to assume a custom home is outside their buying power, but depending on the income of the buyer, where they might be in their military career (or even their retirement) a VA loan for a custom home isn’t out of the question.
There are a few factors a house … (1 comments)

 
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Bruce Reichstein - Expert VA Loan Officer for 23 years: www.VALoans.com

Houston, TX

More about me…

VALoans.com - Expert VA Loan Officer - Agent Trusted Lender

Address: 7915 Westglen Drive, Houston, TX, 77063

Office Phone: (800) 317-2993

Cell Phone: (713) 666-6810

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