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va loans for surviving spouses: VA Loans For Home Repairs? - 03/01/12 06:30 AM
A reader asks us, “I am a widow of a retired veteran. My deceased husband only used part of his VA loan to purchase a house…can I use the rest of his eligibility for home repairs?”
There are two ways to answer this reader question about VA loan eligibility. The literal answer to the question is that a new purchase VA home loan is only intended to buy, build, or buy and renovate a home. There is no provision for a VA insured personal loan, even to renovate property. A VA home loan must be used to purchase, build, purchase and … (0 comments)

va loans for surviving spouses: VA Loan Eligibility for Surviving Spouses of Veterans - 02/24/11 10:00 AM
There are three sets of VA loan eligibility categories. This is because the requirements for verifying a veteran's eligibility for a VA insured home loan differ depending on circumstances, including the dates of service, what type of military service is on record and the nature of the discharge or separation from the military is on record.
Categories A and B cover the vets themselves, while Category C is for surviving spouses of veterans who died as a result of military service. Eligible surviving spouses, unlike their veteran counterparts, may only apply for a VA loan certificate of eligibility by mail, using … (2 comments)

va loans for surviving spouses: VA Loan Rules for Surviving Spouses of Military Members - 11/12/10 09:11 AM
Military members and their spouses are eligible to apply for VA home loans, but what about situations where the veteran died on active duty or as a result of disabilities as a result of military service? Do surviving spouses get the same access to VA loans after the spouse has died?
The Department of Veterans Affairs says yes. But it requires documentation before it will issue a certificate of eligibility for a VA loan to the surviving spouse. In the same way that active duty, retired or separated military members must submit proof of service, the spouse must submit the right … (1 comments)

va loans for surviving spouses: VA Loans and VA Refinancing for Surviving Spouses - 10/28/10 04:08 PM
In the last blog post there was much discussion of VA loans and the spouse of the VA borrower. Depending on when a VA loan applicant gets their first VA mortgage, it’s likely that one important question never comes up in the process, but it’s well worth asking anyway—even if it’s just to file the answer away for future reference.If a veteran dies on active duty or as the result of a service related medical problem, does the spouse have any VA loan eligibility?VA rules state that the unmarried surviving spouse can apply for VA loan eligibility. But that’s not all—surviving … (1 comments)

va loans for surviving spouses: VA Loans for Surviving Spouses Part II - 08/09/10 05:57 PM
In my last blog post I discussed VA home loan benefits for surviving spouses of veterans who died on active duty. Many people aren’t aware that surviving spouses may qualify for VA home loan benefits, but the Department of Veterans Affairs makes a distinction between surviving spouses of veterans who died on active duty and surviving spouses of those who died “as a result of military service”.These spouses aren’t denied a chance to apply for benefits, but the application requirements are different. For spouses who already receive Dependency and Indemnity Compensation (DIC), there is no need to send any further documentation … (1 comments)

va loans for surviving spouses: VA Loan Eligibility for Surviving Spouses - 08/09/10 09:52 AM
VA home loans are a benefit primarily used by military members, but in once case the VA allows non-military people to apply—specifically the surviving spouse of a veteran who has died on active duty or died as a result of military service.
Surviving spouses often have a difficult time in the earliest days of applying for a VA home loan. People in the military have plenty of access to information about their VA loans, everything from on-base counselors to information given out by supervisors and commanders. But spouses who aren’t in the military themselves often get unintentionally left out in the … (3 comments)

 
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Bruce Reichstein - Expert VA Loan Officer for 23 years: www.VALoans.com

Houston, TX

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VALoans.com - Expert VA Loan Officer - Agent Trusted Lender

Address: 7915 Westglen Drive, Houston, TX, 77063

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