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Mortgage and Lending - USA Mortgage - NMLS:297044 MO:1365-MLO
4 BEDROOM HOUSE FOR SALE IN ST. PETERS MO FINISHED LOWER LEVEL AND 3 FULL BATHS DOWN PAYMENT ASSISTANCE AVAILABLE   This wonderfully large home at 3 Sherri Lane in St. Peters MO 63376 can be found in the Brookmount Subdivision only a few minutes from the St. Peters Rec-Plex, maybe even a short wa...
The New HARP 2.0 Refinance   Help for Underwater Mortgages for Homeowners in the St. Louis MO and St. Charles MO area!   The HARP or Home Affordability Refinance Program has made a small but significant change that will help more homeowners in the St. Louis and St. Charles area, really all of Mis...
Are considering buying a home in the St Louis area? St. Charles? Have you been turned down for a mortgage because your credit scores were too low? Are you concerned about your credit so you won't consider buying a new home?   THERE IS NOW HOPE FOR YOU AND EVERYONE WHO WOULD LIKE TO BE A NEW HOME ...
First Time Home Buyer Programs and Down Payment Assistance for St. Louis and St. Charles   As a Mortgage Loan Officer for nearly 20 years, I have always considered First Time Home Buyers my number one niche. Mostly, I work with home buyers in the St. Louis, St. Charles, Lincoln, Jefferson Countie...
        The Key To Successfully Closing A FHA 203k Renovation Mortgage In 45 Days or Less is......     EXPERIENCE!     Yes, it is possible, regardless of your experiences in the past or what you have heard it is possible to close an FHA 203k Renovation Home Loan in 45 days, maybe less.   If you ...
The Top Home Improvements to Use with the FHA 203k Renovation Home Loan     A Recent study released by HUD regarding the FHA 203k Renovation Mortgage Program stated that after all work was completed homes that utilized the FHA 203k Renovation Home Loan had over 22% equity in the home. Imagine wh...
  What is the best first time home buyer mortgage?         'What mortgage programs are available for first time home buyers?', I have been a mortgage lender in the St. Louis and St. Charles Mo area for going on 20 years and I seem to be asked that question nearly every day.   That question has m...
HOW TO WRITE A SALES CONTRACT WITH FHA 203K FINANCING IN ST. LOUIS AND ST. CHARLES MO.   This article is written by a Mortgage Loan Officer who has no experience writing real estate sales contract but has closed 100s of FHA 203k Renovation mortgages plus HomePath Renovation and HomeStyle Renovat...
  What Credit Score Do I Need To Qualify For A Mortgage?   Looking for a new home? Wondering what it takes to qualify for a mortgage? Getting financing for a new home starts with your credit score.   Your credit score is the starting point for any new mortgage today, whether you are getting an a...
Down Payment Assistance and Help in St. Charles and St. Louis Mo   Down payment assistance and help for new home buyers in the St. Louis and St. Charles Mo area is within your reach. We have all heard the news spewing from the media that getting a mortgage to purchase a new home is difficult plus...

Bob Rutledge

FHA 203k - USDA - FHA - Down Payment Assistance
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